Florida 30-Year fixed Jumbo Mortgage Rates 2025

Compare Florida 30-Year fixed Jumbo Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Florida 30-Year fixed Jumbo Mortgage

December 8, 2025
Average: 6.74% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Refi.com NMLS ID: 1907	Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance 30 Yr Fixed		$0	Learn More
Securitas Mortgage Inc NMLS ID: 1039147	5.524% 30 Yr Fixed	5.375% Fees & Points $10,061 Total 0.999 Pts: $5,994 $4,067 Fees	$3,360	Learn More See Table View
Reliant Home Funding, Inc. NMLS ID: 292473	5.605% 30 Yr Fixed	5.490% Fees & Points $7,665 Total 0.945 Pts: $5,670 $1,995 Fees	$3,403	Learn More See Table View
Dylken Home Loans, Inc NMLS ID: 2673152	5.775% 30 Yr Fixed	5.625% Fees & Points $9,918 Total 0.853 Pts: $5,118 $4,800 Fees	$3,454	Learn More See Table View
DECO Mortgage NMLS ID: 2561451	5.840% 30 Yr Fixed	5.750% Fees & Points $5,886 Total 0.856 Pts: $5,136 $750 Fees	$3,502	Learn More See Table View
LoanFlight Lending, LLC NMLS ID: 1522344 License#: MLD 1386	5.841% 30 Yr Fixed	5.750% Fees & Points $5,946 Total 0.991 Pts: $5,946 $0 Fees	$3,502	Learn More See Table View
iheartloan NMLS ID: 2562839	5.860% 30 Yr Fixed	5.750% Fees & Points $7,195 Total 1.000 Pts: $6,000 $1,195 Fees	$3,502	Learn More See Table View
District Lending NMLS ID: 1835285	5.887% 30 Yr Fixed	5.750% Fees & Points $9,000 Total 1.000 Pts: $6,000 $3,000 Fees	$3,502	Learn More See Table View
Midwest Mortgage Lending NMLS ID: 2262032 License#: MBR5350	5.892% 30 Yr Fixed	5.750% Fees & Points $9,300 Total 0.875 Pts: $5,250 $4,050 Fees	$3,502	Learn More See Table View
Refi.com NMLS ID: 1907 License#: Florida	5.927% 30 Yr Fixed	5.875% Fees & Points $3,378 Total 0.563 Pts: $3,378 $0 Fees	$3,550	Learn More See Table View
Beeline Loans, Inc. NMLS ID: 1799947	5.940% 30 Yr Fixed	5.875% Fees & Points $4,236 Total 0.706 Pts: $4,236 $0 Fees	$3,550	Learn More See Table View
Northpointe Bank NMLS ID: 447490	5.943% 30 Yr Fixed	5.875% Fees & Points $4,395 Total 0.500 Pts: $3,000 $1,395 Fees	$3,550	Learn More See Table View
Revix NMLS ID: 2684156 License#: MBR7986	5.945% 30 Yr Fixed	5.875% Fees & Points $4,626 Total 0.573 Pts: $3,438 $1,188 Fees	$3,550	Learn More See Table View
Pure Rate Mortgage NMLS ID: 2578474	5.954% 30 Yr Fixed	5.875% Fees & Points $5,100 Total 0.675 Pts: $4,050 $1,050 Fees	$3,550	Learn More See Table View
Home Simply NMLS ID: 2473786 License#: MBR6346	5.955% 30 Yr Fixed	5.875% Fees & Points $5,211 Total 0.686 Pts: $4,116 $1,095 Fees	$3,550	Learn More See Table View
Pro Mortgage Funding LLC NMLS ID: 2119829	5.956% 30 Yr Fixed	5.875% Fees & Points $5,245 Total 0.675 Pts: $4,050 $1,195 Fees	$3,550	Learn More See Table View
RockBottom Mortgage LLC NMLS ID: 1141327 License#: MBR1498	5.956% 30 Yr Fixed	5.875% Fees & Points $5,250 Total 0.875 Pts: $5,250 $0 Fees	$3,550	Learn More See Table View
West Capital Lending NMLS ID: 1566096	5.983% 30 Yr Fixed	5.875% Fees & Points $7,019 Total 0.954 Pts: $5,724 $1,295 Fees	$3,550	Learn More See Table View
Farmers Bank of Kansas City NMLS ID: 613839	5.989% 30 Yr Fixed	5.875% Fees & Points $7,401 Total 0.919 Pts: $5,514 $1,887 Fees	$3,550	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.048% 30 Yr Fixed	5.875% Fees & Points $11,250 Total 0.875 Pts: $5,250 $6,000 Fees	$3,550	Learn More See Table View
Ready Rate NMLS ID: 2154342 License#: FL - MLD2280	6.049% 30 Yr Fixed	5.875% Fees & Points $11,317 Total 0.687 Pts: $4,122 $7,195 Fees	$3,550	Learn More See Table View
Lending Haus LLC NMLS ID: 2634590	6.054% 30 Yr Fixed	5.875% Fees & Points $11,722 Total 0.937 Pts: $5,622 $6,100 Fees	$3,550	Learn More See Table View
Better.com NMLS ID: 330511	6.078% 30 Yr Fixed	5.990% Fees & Points $5,687 Total 0.782 Pts: $4,692 $995 Fees	$3,594	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	6.080% 30 Yr Fixed	5.990% Fees & Points $5,778 Total 0.963 Pts: $5,778 $0 Fees	$3,594	Learn More See Table View
Bergen Mortgage Enterprise LLC NMLS ID: 1897215 License#: MBR3293	6.081% 30 Yr Fixed	6.000% Fees & Points $5,250 Total 0.875 Pts: $5,250 $0 Fees	$3,598	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.085% 30 Yr Fixed	5.990% Fees & Points $6,160 Total 0.910 Pts: $5,460 $700 Fees	$3,594	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	6.333% 30 Yr Fixed	6.240% Fees & Points $5,934 Total 0.989 Pts: $5,934 $0 Fees	$3,691	Learn More See Table View
Ameristreets Mortgage LLC NMLS ID: 2555251 License#: Florida	6.350% 30 Yr Fixed	6.250% Fees & Points $6,453 Total 0.875 Pts: $5,250 $1,203 Fees	$3,695	Learn More See Table View
Quicken Loans NMLS ID: 167283	Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate It costs $0 to see how much you could get with a lender 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Beeline Loans, Inc. NMLS ID: 1799947	Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify "The smoothest refi experience I’ve ever had" - TR, Houston 30 Yr Fixed			Learn More
Agave Home Loans NMLS ID: 1951574 License#: MLD2545	REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Wells Fargo Bank, National Association Updated 09/27/2024	6.23%	5.86% 0.00 points $0.00 fees	$3,544.24	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$3,597.30	Learn MoreShow Less See Table View
Bmo Bank National Association Updated 06/02/2023	6.65%	6.02% 0.25 points $1,936.00 fees	$3,606.57	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 12/05/2025	5.93%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 06/15/2022	6.32%	6.25% 0.00 points $3,210.00 fees	$3,694.30	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Emigrant Bank Updated 12/05/2025	6.30%	6.36% 0.00 points $0.00 fees	$3,737.33	Learn MoreShow Less See Table View
Seacoast National Bank Updated 06/13/2025	6.28%	6.42% 0.00 points $0.00 fees	$3,761.68	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.64%	6.50% 0.00 points $5,966.00 fees	$3,792.41	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.67%	6.50% 0.00 points $4,266.00 fees	$3,792.41	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.94%	6.63% 2.00 points $4,000.00 fees	$3,841.87	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.59%	6.72% 0.63 points $2,739.00 fees	$3,878.44	Learn MoreShow Less See Table View
Seacoast National Bank Updated 06/13/2025	6.71%	6.74% 0.00 points $0.00 fees	$3,886.41	Learn MoreShow Less See Table View
Bmo Bank National Association Updated 02/26/2024	7.08%	6.74% 0.00 points $1,936.00 fees	$3,888.00	Learn MoreShow Less See Table View
Truist Bank Updated 09/27/2024	6.85%	6.76% 0.00 points $4,851.00 fees	$3,896.77	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.93 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Florida 30-Year fixed Jumbo Mortgage Rates 2025

Florida 30-Year fixed Jumbo Mortgage

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