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U.S. FDIC Insured Banks - 2026

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
Merchants Bank, National Association
Winona, MN 01-01-1875   $2,898,711
Bryant Bank
Tuscaloosa, AL 06-10-2005   $2,896,836

| Aug 21, 2019

this bank does not honor rates they publish.. stay away





American First National Bank
Houston, TX 05-18-1998   $2,884,603
West Coast Community Bank
Santa Cruz, CA 02-03-2004   $2,883,698

| Aug 4, 2022

Great CD rates & service

| Jun 7, 2018

Fabulous bank

Cedar Rapids Bank and Trust Company
Cedar Rapids, IA 09-14-2001   $2,870,944
Maine Community Bank
Portland, ME 07-27-1867   $2,854,230
BayCoast Bank
Swansea, MA 11-15-1851   $2,848,338

| Aug 16, 2019

Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid and unpaid inte...Read more.

Investar Bank, National Association
Baton Rouge, LA 06-14-2006   $2,827,227
Wells Fargo Bank South Central, National Association
Houston, TX 06-18-1894   $2,815,071
West Texas National Bank
Midland, TX 09-24-1979   $2,812,432
Amboy Bank
Old Bridge, NJ 05-12-1888   $2,811,720
American Momentum Bank
College Station, TX 10-25-2006   $2,791,185
U. S. Century Bank
Doral, FL 10-28-2002   $2,788,916
Southern Bancorp Bank
Arkadelphia, AR 03-01-1884   $2,779,153

| Oct 5, 2023

You need to specifically indicate what you are applying your money to when you take out an account here. You could make a mistake and put your money on a lesser rate product than what's advertised. Otherwise its a great opt...Read more.

Cornerstone Bank
York, NE 04-22-1882   $2,760,622
Emprise Bank
Wichita, KS 05-21-1910   $2,751,411
Bank of New Hampshire
Laconia, NH 07-02-1831   $2,749,252
The Fidelity Deposit and Discount Bank
Dunmore, PA 05-11-1903   $2,747,949
Citizens and Farmers Bank
West Point, VA 02-01-1927   $2,744,329

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys and gals should be in ...Read more.

UniBank for Savings
Whitinsville, MA 06-03-1870   $2,735,109
Westfield Bank
Westfield, MA 04-15-1853   $2,734,114
Ion Bank
Naugatuck, CT 01-01-1870   $2,732,114

| Sep 30, 2021

No

Pinnacle Bank Texas
Fort Worth, TX 08-10-1970   $2,729,496

| Jun 21, 2021

Bad experiences with this bank and maturing CD's. I wanted the funds returned to my external bank and not rolled over into another CD. After several phone calls, and messages sent through their secure message center giving th...Read more.

Republic Bank of Chicago
Oak Brook, IL 12-01-1964   $2,723,144
Sunrise Banks, National Association
Sioux Falls, SD 07-17-1962   $2,718,222
Machias Savings Bank
Machias, ME 03-05-1869   $2,714,674
Chemung Canal Trust Company
Elmira, NY 10-22-1833   $2,709,552
Georgia Banking Company
Atlanta, GA 11-01-2001   $2,693,811
Quad City Bank and Trust Company
Bettendorf, IA 01-07-1994   $2,691,426

| Aug 1, 2019

Who is the owner now this day.

Bank Five Nine
Oconomowoc, WI 09-01-1859   $2,666,805

[email protected] | Jul 7, 2016

I first dealt with Mrs. Bosch at OCTC in 1975. You will not find a bank who will treat you with the respect and truthfulness a customer deserves.

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