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U.S. FDIC Insured Banks - 2026

Bank Headquarters Date Established Climate
Grade
Assets (1000s)

| Feb 4, 2020

Academy was great helping me open a new account

| Feb 15, 2024

I have always had great experiences with short-term CDs from this bank. No delays.

First Citizens Community Bank of Mansfield
Mansfield, PA 06-11-1932   $3,187,334




Exchange Bank
Santa Rosa, CA 05-01-1890   $3,185,278
Bank of Greene
Catskill, NY 05-18-1974   $3,184,349

| Jul 11, 2020

A great bank. Rates are competitive and they have outstanding customer service.

First National Bank
Damariscotta, ME 04-19-1864   $3,180,486
1st Security Bank of Washington
Mountlake Terrace, WA 04-01-2004   $3,178,672
Monet Bank
Plano, TX 03-10-1988   $3,160,448
Farmers Bank & Trust Company
Magnolia, AR 01-01-1906   $3,159,678
Centreville Bank
West Warwick, RI 01-01-1888   $3,152,569
Citizens & Northern Bank
Wellsboro, PA 01-01-1864   $3,143,130
Amboy Bank
Old Bridge, NJ 05-12-1888   $3,122,546

| Jan 30, 2017

Bank is offering 1.74% for 17 months, minimum deposit $17,000. This CD promotion ends on Feb 02, 2020

UniBank for Savings
Whitinsville, MA 06-03-1870   $3,109,431

| Feb 22, 2023

Where to begin with this ghetto bank? You make a cash deposit but you can't make a withdraw the same day. You make a deposit and it doesn't show up until the next day. You're limited to a low atm amount every day. The newest...Read more.

| Jun 7, 2018

Fabulous bank

| Jul 6, 2021

The staff at Midwest BankCentre is exceptional at making you feel like you belong to an institution much higher than simply a place to keep your money and bank. They really focus on making you feel like family everytime you ...Read more.

Guaranty Bank and Trust Company
Belzoni, MS 05-17-1943   $3,069,091

| Oct 20, 2017

what is your cd rate for $200,000.00

Lawrence Bank
Nashville, TN 04-15-1977   $3,043,615
The National Bank of Indianapolis
Indianapolis, IN 12-08-1993   $3,037,564
Mascoma Bank
Lebanon, NH 01-01-1899   $3,034,815
The Bank of Tampa
Tampa, FL 03-30-1973   $3,024,333
U. S. Century Bank
Doral, FL 10-28-2002   $3,015,990
Southern Bancorp Bank
Arkadelphia, AR 03-01-1884   $3,012,822
Northwest Bank
Spencer, IA 12-30-1988   $2,999,288
Nelnet Bank
Draper, UT 11-02-2020   $2,997,294

| Aug 4, 2022

Great CD rates & service

Maine Community Bank
Portland, ME 07-27-1867   $2,983,602

| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away and went to the bank...Read more.

The Fidelity Deposit and Discount Bank
Dunmore, PA 05-11-1903   $2,971,307
TIB National Association
Farmers Branch, TX 01-21-1982   $2,960,509

| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless.

West Coast Community Bank
Santa Cruz, CA 02-03-2004   $2,944,293

| Jan 21, 2020

The people there are very friendly and helpful. They have good rates most of the time.

Minnwest Bank
Redwood Falls, MN 05-19-1941   $2,940,968
Bryant Bank
Tuscaloosa, AL 06-10-2005   $2,937,170
NEXTIER BANK, NATIONAL ASSOCIATION
Kittanning, PA 01-01-1897   $2,928,192

| Jan 26, 2024

I have been with Wayne Bank for almost 3 years after moving all of my accounts from Hells Fargo. Since then, I have had so many problems with depositing checks with my iPhone. (phone upgraded twice since I opened the accou...Read more.

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