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U.S. FDIC Insured Banks - 2026

Bank	Headquarters	Date Established	Climate Grade	Assets (1000s)
State Bank of India, Chicago Branch	Chicago, IL	07-05-1955		$4,321,255 Add Review
Civista Bank	Sandusky, OH	03-01-1884		$4,286,454
Disappointed \| Feb 5, 2020 We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would not lock it in as the...Read more. Reviews (2)
The First Bank and Trust Company	Lebanon, VA	08-03-1979		$4,275,801 Add Review

Royal Business Bank	Los Angeles, CA	11-18-2008		$4,267,264 Add Review
Inwood National Bank	Dallas, TX	04-09-1964		$4,260,043 Add Review
The Bank of Missouri	Perryville, MO	11-07-1891		$4,225,030 Add Review
Bessemer Trust Company, National Association	New York, NY	12-20-1974		$4,162,383 Add Review
United Community Bank	Chatham, IL	07-12-1965		$4,129,042 Add Review
Woori America Bank	New York, NY	01-27-1984		$4,116,181 Add Review
First Bank of Hamilton, New Jersey	Hamilton, NJ	04-23-2007		$4,087,406
SAM \| May 24, 2021 Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Reviews (2)
Gate City Bank	Fargo, ND	01-01-1923		$4,043,047 Add Review
Spencer Savings Bank, SLA	Elmwood Park, NJ	09-19-1939		$4,036,255
Customer18 \| Mar 26, 2021 Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerous staff members in t...Read more. Reviews (1)
West Bank	West Des Moines, IA	01-01-1893		$4,029,129 Add Review
California Bank of Commerce, National Association	San Diego, CA	12-18-2001		$4,022,876 Add Review
Union Savings Bank	Cincinnati, OH	03-01-1904		$4,019,642
Patty \| Mar 21, 2020 Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family may need the money...Read more. Reviews (2)
River Bank & Trust	Prattville, AL	04-03-2006		$4,017,745 Add Review
Central Bank & Trust Co. of Lexington, Kentucky	Lexington, KY	04-15-1938		$4,011,565
Pbar \| Mar 11, 2023 Best Bank in Lexington. FDIC insured but not ruled by the Fed. Reviews (2)
Pinnacle Bank Georgia	Elberton, GA	03-12-1934		$3,985,347 Add Review
RCB Bank	Claremore, OK	01-14-1936		$3,984,900
Holly cannady \| Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I could go buy the car...Read more. Reviews (1)
Commercial Bank of California	Irvine, CA	05-15-2003		$3,979,541 Add Review
Sumitomo Mitsui Trust Bank (U.S.A.) Limited	Hoboken, NJ	09-21-1987	D	$3,918,801 Add Review
First Guaranty Bank	Hammond, LA	03-12-1934		$3,892,365 Add Review
Carrollton Bank	Carrollton, IL	01-01-1877		$3,881,264 Add Review
Security Bank of Kansas City	Kansas City, KS	10-13-1933		$3,858,042
ccass \| Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me that sh...Read more. Reviews (1)
Gulf Coast Bank and Trust Company	New Orleans, LA	06-08-1990		$3,856,151
Jullianb \| Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a hold on the funds, ...Read more. Reviews (1)
Bank of Marin	Novato, CA	01-23-1990		$3,856,103 Add Review
Investar Bank, National Association	Baton Rouge, LA	06-14-2006		$3,851,603 Add Review
Capital Bank, National Association of Rockville	Rockville, MD	12-14-1999		$3,837,265
Savvysaver \| Jul 24, 2021 Rate is incorrect. Reviews (1)
Independence Bank of Kentucky	Owensboro, KY	01-01-1909		$3,826,419
Pearl Girl GA \| Mar 30, 2023 Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service occurred while servic...Read more. Reviews (1)
Bravera Bank	Dickinson, ND	12-01-1977		$3,809,909
Boyd \| Nov 26, 2023 What is Bravera swift code Reviews (1)
Bank of Utah	Ogden, UT	02-05-1952		$3,785,735
Danish Sunshine \| Aug 3, 2017 BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy branch was stunned to ...Read more. Reviews (1)
Bank of the Sierra	Porterville, CA	01-19-1978		$3,718,414 Add Review
ENCORE BANK	Little Rock, AR	09-08-1997		$3,702,801 Add Review
D. L. Evans Bank	Burley, ID	08-29-1904		$3,701,851 Add Review
Macatawa Bank, National Association	Holland, MI	11-25-1997		$3,689,079 Add Review
St. Charles Bank & Trust Company, National Association	Saint Charles, IL	09-21-1987		$3,686,173 Add Review
Cornerstone Capital Bank, SSB	Houston, TX	12-06-1906		$3,666,532 Add Review
The Bank of East Asia Ltd.	New York, NY	01-01-1918		$3,660,680 Add Review
Frandsen Bank & Trust	Lonsdale, MN	08-01-1901		$3,656,900 Add Review
Parkway Bank and Trust Company	Harwood Heights, IL	01-22-1964		$3,655,049
Ed \| Jun 20, 2019 12 month rate not 2.5. Changed to 1.5%. Reviews (1)

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