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U.S. FDIC Insured Banks - 2025

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
Northeast Bank
Portland, ME 02-05-1872   $4,279,069
The Fidelity Bank
Fuquay Varina, NC 01-01-1909   $4,263,695
Celtic Bank
Salt Lake City, UT 03-01-2001   $4,262,457




First State Community Bank
Farmington, MO 05-11-1954   $4,244,529
Inwood National Bank
Dallas, TX 04-09-1964   $4,235,197
First Federal Bank
Lake City, FL 01-01-1961   $4,194,869

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would not lock it in as the...Read more.

Bar Harbor Bank & Trust
Bar Harbor, ME 09-15-1887   $4,106,441

| Dec 8, 2023

We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered popcorn and personal t...Read more.

Royal Business Bank
Los Angeles, CA 11-18-2008   $4,082,907
Wheaton Bank & Trust, National Association
Wheaton, IL 05-17-1993   $4,069,969
West Bank
West Des Moines, IA 01-01-1893   $4,055,782
State Bank of India
Chicago, IL 07-05-1955   $4,053,864

| Jun 1, 2021

Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best.

Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 09-21-1987 D $4,028,245

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family may need the money...Read more.

| May 24, 2021

Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED

The First Bank and Trust Company
Lebanon, VA 08-03-1979   $4,009,521
First Business Bank
Madison, WI 05-01-1909   $4,004,502

| Mar 26, 2021

Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerous staff members in t...Read more.

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I could go buy the car...Read more.

First Guaranty Bank
Hammond, LA 03-12-1934   $3,967,352
California Bank of Commerce, National Association
San Diego, CA 12-18-2001   $3,952,515
Bessemer Trust Company, National Association
New York, NY 12-20-1974   $3,892,936

| Apr 5, 2020

great

United Community Bank
Chatham, IL 07-12-1965   $3,880,625
Woori America Bank
New York, NY 01-27-1984   $3,877,637

| Apr 7, 2023

Good luck deploying those high yield savings into profitable investments. It’s always a bad strategy … unbridled growth using volatile deposits forcing them to go out on the risk spectrum to make a decent yield. ...Read more.

| Mar 30, 2023

Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service occurred while servic...Read more.

Stride Bank, National Association
Enid, OK 01-01-1913   $3,815,021

| Mar 11, 2023

Best Bank in Lexington. FDIC insured but not ruled by the Fed.

Bank of the Sierra
Porterville, CA 01-19-1978   $3,766,071
Gate City Bank
Fargo, ND 01-01-1923   $3,750,131
Bank of Marin
Novato, CA 01-23-1990   $3,725,667

| Apr 10, 2022

these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers!

The Bank of East Asia Ltd.
New York, NY 01-01-1918   $3,701,473
Commercial Bank of California
Irvine, CA 05-15-2003   $3,698,411
River Bank & Trust
Prattville, AL 04-03-2006   $3,687,471
Carrollton Bank
Carrollton, IL 01-01-1877   $3,686,498

| Sep 13, 2021

On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me that sh...Read more.

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