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U.S. FDIC Insured Banks - 2025

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
PeoplesBank
Holyoke, MA 03-17-1885   $4,308,780

| Jul 17, 2020

Terrible experience trying to get a mortgage. I’ve got great credit, have gotten literally dozens of mortgages over the past 40 years. I completed an online application, waited a week and never heard anything. I then ...Read more.

| Jan 12, 2020

My wife is changing from Southern First because of the trouble she has getting her Zelle transfers. Zelle has been contacted and the Bank. Yet the Bank won't own up for lack of responsibility. Just blames others. Happened mul...Read more.





International Bank of Commerce
Brownsville, TX 10-09-1984   $4,263,676
Town Bank, National Association
Hartland, WI 07-23-1998   $4,248,047
Five Star Bank
Roseville, CA 12-20-1999   $4,243,340
Northeast Bank
Portland, ME 02-05-1872   $4,228,502
First State Community Bank
Farmington, MO 05-11-1954   $4,214,085
American Business Bank
Los Angeles, CA 09-28-1998   $4,174,286
The Fidelity Bank
Fuquay Varina, NC 01-01-1909   $4,154,826

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would not lock it in as the...Read more.

| Dec 8, 2023

We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered popcorn and personal t...Read more.

| Mar 26, 2021

Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerous staff members in t...Read more.

Bar Harbor Bank & Trust
Bar Harbor, ME 09-15-1887   $4,058,800
Celtic Bank
Salt Lake City, UT 03-01-2001   $4,004,278
Royal Business Bank
Los Angeles, CA 11-18-2008   $4,001,883
West Bank
West Des Moines, IA 01-01-1893   $3,984,535
California Bank of Commerce, National Association
San Diego, CA 12-18-2001   $3,981,440
First Federal Bank
Lake City, FL 01-01-1961   $3,974,533

| Apr 5, 2020

great

First Business Bank
Madison, WI 05-01-1909   $3,944,859
The First Bank and Trust Company
Lebanon, VA 08-03-1979   $3,925,973

| Jun 1, 2021

Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best.

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family may need the money...Read more.

United Community Bank
Chatham, IL 07-12-1965   $3,909,476

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I could go buy the car...Read more.

| May 24, 2021

Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED

State Bank of India
Chicago, IL 07-05-1955   $3,864,940
Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 09-21-1987 D $3,832,567
First Guaranty Bank
Hammond, LA 03-12-1934   $3,826,778
The Bank of East Asia Ltd.
New York, NY 01-01-1918   $3,818,887
Gate City Bank
Fargo, ND 01-01-1923   $3,810,682

| Mar 30, 2023

Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service occurred while servic...Read more.

Woori America Bank
New York, NY 01-27-1984   $3,791,565
John Deere Financial, f.s.b.
Middleton, WI 12-24-2000   $3,789,750
Bank of Marin
Novato, CA 01-23-1990   $3,783,907
Wheaton Bank & Trust, National Association
Wheaton, IL 05-17-1993   $3,756,973

| Mar 11, 2023

Best Bank in Lexington. FDIC insured but not ruled by the Fed.

ENCORE BANK
Little Rock, AR 09-08-1997   $3,705,306

| Apr 7, 2023

Good luck deploying those high yield savings into profitable investments. It’s always a bad strategy … unbridled growth using volatile deposits forcing them to go out on the risk spectrum to make a decent yield. ...Read more.

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