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U.S. FDIC Insured Banks - 2026

Bank	Headquarters	Date Established	Climate Grade	Assets (1000s)
American Business Bank	Los Angeles, CA	09-28-1998		$4,406,593 Add Review
The Fidelity Bank	Fuquay Varina, NC	01-01-1909		$4,393,903 Add Review
International Bank of Commerce	Brownsville, TX	10-09-1984		$4,387,332 Add Review

Capital City Bank of Tallahassee, Florida	Tallahassee, FL	06-13-1907		$4,383,270
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Reviews (1)
Texas Bank and Trust Company	Longview, TX	03-04-1958		$4,380,098 Add Review
Civista Bank	Sandusky, OH	03-01-1884		$4,326,380
Disappointed \| Feb 5, 2020 We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would not lock it in as the...Read more. Reviews (2)
First Federal Bank	Lake City, FL	01-01-1961		$4,310,472 Add Review
The First Bank and Trust Company	Lebanon, VA	08-03-1979		$4,208,720 Add Review
Royal Business Bank	Los Angeles, CA	11-18-2008		$4,201,116 Add Review
First PREMIER Bank	Sioux Falls, SD	01-01-1914		$4,154,885 Add Review
West Bank	West Des Moines, IA	01-01-1893		$4,141,577 Add Review
National Cooperative Bank	Hillsboro, OH	09-16-1988	A	$4,103,082
JC \| Jun 1, 2021 Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Reviews (2)
United Community Bank	Chatham, IL	07-12-1965		$4,088,428 Add Review
Sunwest Bank	Sandy, UT	04-09-1970		$4,087,875
william \| Apr 10, 2022 these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Reviews (1)
First Business Bank	Madison, WI	05-01-1909		$4,082,035 Add Review
First Guaranty Bank	Hammond, LA	03-12-1934		$4,075,579 Add Review
RCB Bank	Claremore, OK	01-14-1936		$4,055,412
Holly cannady \| Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I could go buy the car...Read more. Reviews (1)
Union Savings Bank	Cincinnati, OH	03-01-1904		$4,044,411
Patty \| Mar 21, 2020 Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family may need the money...Read more. Reviews (2)
Spencer Savings Bank, SLA	Elmwood Park, NJ	09-19-1939		$4,038,203
Customer18 \| Mar 26, 2021 Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerous staff members in t...Read more. Reviews (1)
California Bank of Commerce, National Association	San Diego, CA	12-18-2001		$4,030,860 Add Review
Primis Bank	Tappahannock, VA	04-14-2005		$4,029,759
clinton chess \| Mar 8, 2026 I loved this bank for about 3 years but the saving rate is now below 4% . THERE CHECKING ACCOUNT with 3.85% still is tops as of March 2026 Reviews (13)
Gate City Bank	Fargo, ND	01-01-1923		$3,982,369 Add Review
First Bank of Hamilton, New Jersey	Hamilton, NJ	04-23-2007		$3,958,035
SAM \| May 24, 2021 Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Reviews (2)
Woori America Bank	New York, NY	01-27-1984		$3,956,261 Add Review
Central Bank & Trust Co. of Lexington, Kentucky	Lexington, KY	04-15-1938		$3,943,327
Pbar \| Mar 11, 2023 Best Bank in Lexington. FDIC insured but not ruled by the Fed. Reviews (2)
Bank of Marin	Novato, CA	01-23-1990		$3,904,329 Add Review
The Bank of East Asia Ltd.	New York, NY	01-01-1918		$3,873,545 Add Review
Bravera Bank	Dickinson, ND	12-01-1977		$3,833,298
Boyd \| Nov 26, 2023 What is Bravera swift code Reviews (1)
Bank of the Sierra	Porterville, CA	01-19-1978		$3,826,215 Add Review
Carrollton Bank	Carrollton, IL	01-01-1877		$3,810,105 Add Review
Independence Bank of Kentucky	Owensboro, KY	01-01-1909		$3,791,470
Pearl Girl GA \| Mar 30, 2023 Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service occurred while servic...Read more. Reviews (1)
River Bank & Trust	Prattville, AL	04-03-2006		$3,787,364 Add Review
Security Bank of Kansas City	Kansas City, KS	10-13-1933		$3,779,399
ccass \| Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me that sh...Read more. Reviews (1)
Sumitomo Mitsui Trust Bank (U.S.A.) Limited	Hoboken, NJ	09-21-1987	D	$3,773,287 Add Review
Colony Bank	Fitzgerald, GA	04-15-1976		$3,720,806 Add Review
Frandsen Bank & Trust	Lonsdale, MN	08-01-1901		$3,704,763 Add Review
Commercial Bank of California	Irvine, CA	05-15-2003		$3,701,611 Add Review
Community West Bank	Fresno, CA	01-10-1980		$3,685,157 Add Review
D. L. Evans Bank	Burley, ID	08-29-1904		$3,677,023 Add Review
Macatawa Bank, National Association	Holland, MI	11-25-1997		$3,664,026 Add Review

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