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U.S. FDIC Insured Banks - 2026

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
Wayne Bank and Trust Co.
Richmond, IN 01-01-1882   $251,098
Main Bank
Albuquerque, NM 08-05-1975   $251,003
Peoples Bank of Cuba, Missouri
Cuba, MO 06-22-1901   $250,886




The Clay City Banking Co.
Clay City, IL 07-05-1892   $250,704
Farmers State Bank of Parkston, South Dahota
Parkston, SD 07-19-1919   $250,699
Union State Bank of Hazen
Hazen, ND 01-01-1908   $250,565
Petit Jean State Bank
Morrilton, AR 02-16-1999   $250,287

| Jul 30, 2024

The CEO Kenneth Hughes is very self righteous, unprofessional, and needs a crash course in customer service. I had an issue with the policy being different at the Nashville branch than the policies at the other two branches. ...Read more.

The Gunnison Bank and Trust Company
Gunnison, CO 12-23-1910   $250,032
State Nebraska Bank & Trust
Wayne, NE 01-01-1892   $249,971
Spring Hill State Bank
Longview, TX 09-19-1977   $249,668
Raritan State Bank
Raritan, IL 01-01-1920   $249,367
First Pioneer National Bank
Wray, CO 07-01-1902   $249,319
YNB
Yukon, OK 04-19-1912   $248,889
BANKWEST
Rockford, MN 01-01-1948   $247,818
Marathon Bank
Wausau, WI 01-01-1902   $247,632
Community Bank of Georgia
Baxley, GA 05-11-2004   $247,629
Buckeye Community Bank
Elyria, OH 10-12-1999   $247,601
Security Savings Bank
Monmouth, IL 01-01-1882   $247,592

| Oct 6, 2023

Awful bank. Poor service, rude and some of the lowest rates out there. Avoid

Lafayette State Bank
Mayo, FL 04-02-1946   $247,355
FBT Bank & Mortgage
Fordyce, AR 01-06-1931   $246,823
Home Bank of California
San Diego, CA 10-31-1981   $246,729
Fusion Bank
Larned, KS 01-01-1896   $246,634
West Central Bank
Ashland, IL 06-12-1933   $246,489
Bank of Holland
Holland, NY 10-21-1893   $246,327

| Feb 18, 2021

Interest rate on 1 year CD is only .40%. Five year term is .80%

Commercial State Bank of Wausa, Nebraska
Wausa, NE 12-01-1925   $245,803
The First National Bank of Sterling City
Sterling City, TX 08-02-1910   $245,322
Bodcaw Bank
Stamps, AR 01-01-1903   $245,139
First Bank & Trust Company
Perry, OK 02-21-1934   $245,109
Farmers and Merchants Bank
De Leon, TX 01-01-1905   $245,033
Bank of Easton
North Easton, MA 01-01-1889   $245,000
First Financial Bank
Bessemer, AL 05-17-1965   $244,971
The Commercial Bank of Grayson
Grayson, KY 01-01-1891   $244,877
Western National Bank
Chester, NE 04-07-1917   $244,628
Peoples Trust and Savings Bank of Boonville
Boonville, IN 01-01-1895   $244,548
Method Bank
Wyandotte, OK 09-27-1902   $244,313
First Bank Hampton
Hampton, IA 01-01-1933   $244,156
First Farmers & Merchants National Bank
Luverne, MN 01-01-1931   $243,815

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