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U.S. FDIC Insured Banks - 2026

Bank Headquarters Date Established Climate
Grade
Assets (1000s)

| Feb 18, 2021

Interest rate on 1 year CD is only .40%. Five year term is .80%

The Citizens First National Bank of Storm Lake
Storm Lake, IA 02-01-1902   $256,452
Alliant Bank
Madison, MO 02-20-1888   $256,378




Heartland Bank
Somers, IA 01-01-1901   $256,056
Bankers' Bank of Kansas
Wichita, KS 10-05-1988   $255,696
Idaho Trust Bank
Boise, ID 08-30-1994   $255,617
Home Bank of California
San Diego, CA 10-31-1981   $255,441
The Gunnison Bank and Trust Company
Gunnison, CO 12-23-1910   $255,403
The Bank of Monroe
Union, WV 11-03-1903   $255,364
Wayne Bank and Trust Co.
Richmond, IN 01-01-1882   $255,289
First Bank & Trust Company
Perry, OK 02-21-1934   $255,151
BNY Mellon Trust of Delaware
Wilmington, DE 12-31-1983   $254,909

| Oct 6, 2023

Awful bank. Poor service, rude and some of the lowest rates out there. Avoid

Farmers State Bank of Parkston, South Dahota
Parkston, SD 07-19-1919   $254,767
Mountain Valley Bank
Dunlap, TN 01-01-1905   $254,614
Merchants Bank
Rugby, ND 08-04-1897   $254,278
Raritan State Bank
Raritan, IL 01-01-1920   $253,907
VisionBank
Saint Louis Park, MN 09-12-2005   $253,884
Security Bank
New Auburn, WI 08-28-1907   $253,823
Union Bank and Trust Company
Minneapolis, MN 03-15-1976   $253,441
The Clay City Banking Co.
Clay City, IL 07-05-1892   $253,333
GenuBank
Las Vegas, NV 06-02-2008   $253,239
Malvern Bank
Malvern, IA 01-01-1892   $253,216
Gulf Atlantic Bank
Key West, FL 04-13-2020   $253,155
Bank of Perry County
Lobelville, TN 09-01-1905   $253,081
Bank of Little Rock
Little Rock, AR 10-21-1927   $252,866
Smackover State Bank
Smackover, AR 04-18-1928   $252,371
The Peoples Bank of Georgia
Talbotton, GA 01-01-1891   $252,305
Lafayette State Bank
Mayo, FL 04-02-1946   $252,189
Security National Bank of South Dakota
Dakota Dunes, SD 05-01-1997   $251,458
Auburn State Bank
Auburn, NE 01-01-1905   $251,332

| Jul 30, 2024

The CEO Kenneth Hughes is very self righteous, unprofessional, and needs a crash course in customer service. I had an issue with the policy being different at the Nashville branch than the policies at the other two branches. ...Read more.

First National Bank of Burleson
Burleson, TX 04-20-1981   $250,837
Quoin Financial Bank
Miller, SD 01-01-1938   $250,726
Denver Savings Bank
Denver, IA 01-01-1902   $250,581
The First National Bank in Trinidad
Trinidad, CO 04-16-1875   $250,518
Citizens Bank of Mount Vernon, Kentucky
Mount Vernon, KY 01-01-1904   $250,355
The City National Bank of Taylor
Taylor, TX 01-01-1900   $250,346
Community Bank of Marshall
Marshall, MO 05-01-1978   $250,230
Anthem Bank & Trust
Plaquemine, LA 01-01-1915   $250,131

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