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U.S. FDIC Insured Banks - 2026

Bank	Headquarters	Date Established	Climate Grade	Assets (1000s)
Leader Bank, National Association	Arlington, MA	05-08-2002		$5,284,723 Add Review
Alerus Financial, National Association	Grand Forks, ND	09-30-1933		$5,276,612 Add Review
Northeast Bank	Portland, ME	02-05-1872		$5,227,725 Add Review

Southern Bank	Poplar Bluff, MO	01-01-1887		$5,185,949 Add Review
Barrington Bank & Trust Company, National Association	Barrington, IL	12-19-1996		$5,165,793 Add Review
Vantage Bank Texas	San Antonio, TX	11-06-1923		$5,137,149
charles gregory \| Dec 14, 2018 I stayed with Vantage bank when they merged with DHanis bank because of the excellent service there . That remained excellent till you change the ability to deal locally. At the beginning of this review I was on hold for 11 m...Read more. Reviews (1)
First National Bank Alaska	Anchorage, AK	01-30-1922		$5,123,849 Add Review
Community Bank of Mississippi	Flowood, MS	08-14-1905		$5,089,438 Add Review
Community West Bank	Fresno, CA	01-10-1980		$5,024,446 Add Review
Bank of Stockton	Stockton, CA	08-12-1867		$4,994,340 Add Review
John Deere Financial, f.s.b.	Middleton, WI	12-24-2000		$4,934,911 Add Review
Dacotah Bank	Aberdeen, SD	04-30-1955		$4,922,868 Add Review
Carter Bank & Trust	Martinsville, VA	12-30-2006		$4,797,064
Tom Brandy \| Aug 5, 2020 How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investments Company restored ...Read more. Reviews (1)
Hills Bank and Trust Company	Hills, IA	01-01-1904		$4,794,969 Add Review
Wheaton Bank & Trust, National Association	Wheaton, IL	05-17-1993		$4,790,736 Add Review
First Bank & Trust	Brookings, SD	11-02-1925		$4,784,894
BLONDEDOG \| Jan 12, 2023 Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that the charge is valid-...Read more. Reviews (2)
Bar Harbor Bank & Trust	Bar Harbor, ME	09-15-1887		$4,734,427 Add Review
Town Bank, National Association	Hartland, WI	07-23-1998		$4,708,678 Add Review
Southern First Bank	Greenville, SC	01-10-2000		$4,703,075
Dillon \| Jan 12, 2020 My wife is changing from Southern First because of the trouble she has getting her Zelle transfers. Zelle has been contacted and the Bank. Yet the Bank won't own up for lack of responsibility. Just blames others. Happened mul...Read more. Reviews (2)
Erebor Bank, N.A.	Columbus, OH	02-06-2026		$4,664,972 Add Review
The Fidelity Bank	Fuquay Varina, NC	01-01-1909		$4,662,244 Add Review
First National Bank Texas	Killeen, TX	02-27-1901		$4,644,738 Add Review
Peoples Bank of Holyoke, Massachusetts	Holyoke, MA	03-17-1885		$4,622,834 Add Review
VeraBank, National Association	Henderson, TX	03-28-1930		$4,582,833 Add Review
International Bank of Commerce	Brownsville, TX	10-09-1984		$4,561,812 Add Review
Hingham Institution for Savings	Hingham, MA	04-02-1834		$4,556,545 Add Review
First State Community Bank	Farmington, MO	05-11-1954		$4,505,753 Add Review
Texas Exchange Bank	Crowley, TX	01-05-1970		$4,490,496
Solddaboat \| Dec 18, 2018 Rate after Dec 14, 2018 is 2.88 1yr Reviews (3)
First Federal Bank	Lake City, FL	01-01-1961		$4,485,958 Add Review
Metro City Bank	Doraville, GA	04-04-2006		$4,465,591
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who knows they were approved...Read more. Reviews (1)
Arrow Bank National Association	Glens Falls, NY	01-01-1851		$4,456,940 Add Review
ChoiceOne Bank	Sparta, MI	01-01-1898		$4,453,559
Savvy \| Jul 17, 2020 Terrible experience trying to get a mortgage. I’ve got great credit, have gotten literally dozens of mortgages over the past 40 years. I completed an online application, waited a week and never heard anything. I then ...Read more. Reviews (2)
Capital City Bank of Tallahassee, Florida	Tallahassee, FL	06-13-1907		$4,447,362
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Reviews (1)
HomeTrust Bank	Asheville, NC	01-01-1926		$4,437,045 Add Review
American Business Bank	Los Angeles, CA	09-28-1998		$4,417,375 Add Review
First Business Bank	Madison, WI	05-01-1909		$4,410,309 Add Review
Sunwest Bank	Sandy, UT	04-09-1970		$4,408,654
william \| Apr 10, 2022 these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Reviews (1)
Texas Bank and Trust Company	Longview, TX	03-04-1958		$4,339,112 Add Review
Primis Bank	Tappahannock, VA	04-14-2005		$4,336,833
clinton chess \| Mar 8, 2026 I loved this bank for about 3 years but the saving rate is now below 4% . THERE CHECKING ACCOUNT with 3.85% still is tops as of March 2026 Reviews (13)
National Cooperative Bank	Hillsboro, OH	09-16-1988	A	$4,329,072
JC \| Jun 1, 2021 Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Reviews (2)

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