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U.S. FDIC Insured Banks - 2026

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
Bank of Baroda
New York, NY 01-01-1908   $16,237,538
NBT Bank, National Association
Norwich, NY 03-03-1856   $16,091,731

| Dec 6, 2022

Customer service — unreliable, different CS person gets a different answer. LOB readily accepts your incoming funds, out going of funds the bank puts up a barrage of road blocks. A wire out, a letter FROM the instituti...Read more.





Safra National Bank of New York
New York, NY 01-01-1987   $15,692,063

| Jul 6, 2021

If there were negative stars for customer service, I would have used it. They don't tell you that their "EPIC" money market also charges epic fees - $20.00 per month - negating the interest rate.

| Oct 12, 2022

Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion.

First Financial Bank
Abilene, TX 01-01-1889   $15,234,117
Bell Bank
Fargo, ND 05-06-1966   $15,182,711
Dime Commercial Bank
Hauppauge, NY 02-19-1909   $15,033,530

Dr. E. F. Ayers; [email protected] | Oct 2, 2015

I have a CD maturing on 11/15 please email your CD Rates and contact info.

Bank of America California, National Association
San Francisco, CA 05-18-1984   $14,814,000
Stifel Bank
Saint Louis, MO 05-16-2002   $14,623,006

| Jan 18, 2024

Hi, We've noticed your website is at risk due to spammy comments and contact form submissions, making it susceptible to issues like spammy backlinks and data breaches. Don't worry—there's a simple solution! Introd...Read more.

Israel Discount Bank of New York
New York, NY 01-01-1922   $14,393,999

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that would be too good.

| Jun 22, 2025

I have had multiple CD's with this bank and have never had a problem. Easy account setup. Interest on CD's is transferred on time to my external checking account every month. You can call by phone or leave secure message on w...Read more.

BMW Bank of North America
Salt Lake City, UT 11-12-1999   $13,795,765
First Bank
Southern Pines, NC 01-01-1934   $13,032,205

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop to refuel my vehicle....Read more.

Dollar Bank, Federal Savings Bank
Pittsburgh, PA 09-21-1984   $12,696,318
PlainsCapital Bank
University Park, TX 09-15-1955   $12,684,839
The Park National Bank
Newark, OH 07-08-1908   $12,608,562
NBH Bank
Greenwood Village, CO 12-10-2010   $12,537,055

| Aug 18, 2025

Sophomoric as hell. I opened a LevelUp account for the 4.40% rate (now 4.20%). Rate requires automatic $250 deposit each month which I made, but I now realized that I never got that rate. Customer service operates from bedr...Read more.

First Commonwealth Bank
Indiana, PA 09-21-1880   $12,175,009

| Apr 1, 2020

when I hit learn more, I get this box to rate the bank. WHY

| Dec 29, 2023

I am giving 1-star because I can't give a 0! My mom moved to California to live with me, she is 85 and I'm her caretaker. My mom with her altruistic mindset decided (against our advice) to keep some of her assets in Puerto R...Read more.

Farmers and Merchants Bank of Long Beach
Long Beach, CA 11-20-1907   $11,770,092

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed.

| Sep 14, 2020

I am shocked to see that the Hapoalim bank has absolutely no consideration for people who do not speak Hebrew but who claim to be an international bank! Obviously, no problem to open a bank account, which clearly states that ...Read more.

Burke & Herbert Bank & Trust Company
Alexandria, VA 01-01-1852   $10,984,290

| Dec 17, 2015

can I get a loan

| Aug 15, 2019

I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS.

Charles Schwab Trust Bank
Westlake, TX 07-02-2018   $10,508,989
Centier Bank
Whiting, IN 04-21-1895   $10,411,663
Amarillo National Bank
Amarillo, TX 01-01-1892   $10,380,511
Stock Yards Bank & Trust Company
Louisville, KY 06-01-1904   $10,360,306

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay away.

International Bank of Commerce
Laredo, TX 09-02-1966   $10,194,733

| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them what happened they cou...Read more.

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