Indiana

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Lawrence, Indiana CD Rates – 6-Month

You are viewing rates from banks across Lawrence





Below are the best six-month CD Rates from banks with branches in Lawrence, Indiana . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Lawrence, IN - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Warning: Early Withdrawal Penalty is 180 days interest.
Rate History: 4.35% → 4.15% → 4.15% → 4.49% → 4.28%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Rate History: 4.50% → 4.25%

| Dec 12, 2022

Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 0.35% → 5.05% → 4.90% → 4.50% → 4.08%

Rate History: 4.50% → 4.25% → 4.00%

Rate History: 5.10% → 5.09% → 4.58% → 4.32% → 3.91%

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 2.02% → 2.78% → 3.55%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.00% → 3.56% → 1.71%

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.11%

$1,000

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0.55%

$1,000

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0.50%

$100,000

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0.50%

$10,000

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0.45%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.35%

$2,500

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0.35%

$100,000

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| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.35%

$100,000

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0.35%

$100,000

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0.35%

$10,000

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0.30%

$500

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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| Mar 25, 2021

Stay away from this bank. I have never dealt with a bank that was so hard to deal with. It’s like pulling teeth to withdraw your own money. Read More

0.30%

$10,000

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0.30%

$100,000

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0.30%

$100,000

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0.30%

$10,000

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0.28%

$100,000

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0.25%

$1,000

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0.25%

$500

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0.25%

$10,000

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0.25%

$500

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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| Jan 18, 2024

Very rude!!!’ The only time they care about anyone is if you are a business they don’t care about the little guy!!! Read More

0.25%

$10,000

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| May 20, 2017

I received a check from them, misplaced it and now have found. Two years old. What now? Read More

0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.24%

$100,000

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$2,500

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.19%

$10,000

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0.18%

$10,000

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0.18%

$10,000

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0.17%

$10,000

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$1,000

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0.15%

$10,000

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0.15%

$10,000

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0.15%

$10,000

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0.15%

$100,000

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0.15%

$10,000

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0.15%

$1,000

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0.15%

$10,000

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0.15%

$100,000

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0.13%

$100,000

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0.12%

$2,500

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| Sep 26, 2015

Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More

0.10%

$1,000

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0.10%

$500

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0.10%

$500

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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| Apr 1, 2020

We had a terrible experience with Extreme Loan we were refinancing our home on home on March 6, 2020. We were told that we would be locked in at 3% with no closing costs or points. My mortgage representati... Read More

0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$100,000

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.08%

$10,000

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0.07%

$10,000

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| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.05%

$10,000

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0.05%

$10,000

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0.05%

$10,000

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0.05%

$10,000

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0.05%

$10,000

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0.05%

$10,000

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0.05%

$10,000

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0.05%

$10,000

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.03%

$500

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0.03%

$1,000

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$1,000

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
Regions Bank
Marion Main Branch
402 South Washington Street Marion IN
First Internet Bank of Indiana
First Internet Bank Of Indiana Branch
11201 Usa Parkway Fishers IN
Regions Bank
Marion Main Branch
402 South Washington Street Marion IN
Lake City Bank
Ligonier Downtown Branch
222 South Cavin Street Ligonier IN
Merchants Bank of Indiana
Merchants Bank Of Indiana Branch
11555 N. Meridian Street, Suite 400 Carmel IN
Greenfield Banking Company
Greenfield Banking Company Branch
1920 North State Street Greenfield IN
Logansport Savings Bank
Logansport Savings Bank Branch
723 East Broadway Logansport IN
First Federal Savings Bank
First Federal Savings Bank Branch
301 East 9th Street Rochester IN
Fifth Third Bank, National Association
Batesville Branch
1 Batesville Shopping Village Batesville IN
First Robinson Savings Bank, National Association
Vincennes Branch
615 Kimmel Road Vincennes IN
Woodforest National Bank
Aurora Wal-Mart Branch
100 Sycamore Estates Drive Aurora IN
Wells Fargo Bank, National Association
Monticello Branch
119 North Main Street Monticello IN
State Bank of Medora
State Bank Of Medora Branch
24 E Main St Medora IN
JPMorgan Chase Bank, National Association
Bloomington In Main Branch
100 South College Avenue Bloomington IN
The First National Bank of Monterey
The First National Bank Of Monterey Branch
6222 E. Main Street Monterey IN
Centier Bank
Crown Point Downtown Branch
117 East Joliet Street Crown Point IN
Community First Bank of Indiana
Community First Bank Of Indiana Branch
201 West Sycamore Street Kokomo IN
Bedford Federal Savings Bank
Bedford Federal Savings Bank Branch
1030 15th Street Bedford IN
Field & Main Bank
Burkhardt Branch
1020 North Burkhardt Road Evansville IN
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
18 Nw Fourth Street Evansville IN
Alliance Bank
Alliance Bank Branch
101 West Montgomery Street Francesville IN
First Federal Savings Bank
First Federal Savings Bank Branch
5001 Davis Lant Drive Evansville IN
The First National Bank of Carmi
Mount Vernon Branch
450 Southwind Plaza Mount Vernon IN
First State Bank of Porter
First State Bank Of Porter Branch
230 Lincoln Street Porter IN
Peoples Community Bank SB of Monticello, Indiana
Peoples Savings And Loan Association Branch
126 Constitution Plz Monticello IN
The Home National Bank of Thorntown
The Home National Bank Of Thorntown Branch
117 East Main Street Thorntown IN
Union Savings Bank
Indianapolis Branch
5881 E. 82nd St Indianapolis IN
The Napoleon State Bank
The Napoleon State Bank Branch
8912 N Ushwy 421 Napoleon IN
Kentland Bank
Kentland Bank Branch
111 North Fourth Street Kentland IN
Bedford Federal Savings Bank
Bedford Federal Savings Bank Branch
1030 15th Street Bedford IN
Community State Bank
Community State Bank Branch
244 West Main Brook IN
The Napoleon State Bank
The Napoleon State Bank Branch
8912 N Ushwy 421 Napoleon IN
Kentland Bank
Kentland Bank Branch
111 North Fourth Street Kentland IN
The Farmers Bank, Frankfort, Indiana
The Farmers Bank, Frankfort, Indiana Branch
9 East Clinton Street Frankfort IN
The Peoples State Bank
The Peoples State Bank Branch
601 East Temperance Street Ellettsville IN
The New Washington State Bank
The New Washington State Bank Branch
402 E Main Street New Washington IN
First Federal Savings Bank
First Federal Savings Bank Branch
648 N Jefferson St Huntington IN
The Farmers Bank of Milton
Madison In Branch
133 Cliffty Drive Madison IN
First State Bank of Porter
First State Bank Of Porter Branch
230 Lincoln Street Porter IN
The Farmers & Merchants State Bank
Butler Branch
200 South Broadway Butler IN
The Home National Bank of Thorntown
The Home National Bank Of Thorntown Branch
117 East Main Street Thorntown IN
Stock Yards Bank & Trust Company
Austin Branch
275 Highway 31 North Austin IN
First Federal Savings and Loan Association of Greensburg
First Federal Savings And Loan Assoc Branch
212 N Franklin St Greensburg IN
Fowler State Bank
Fowler State Bank Branch
300 East 5th Street Fowler IN
Alliance Bank
Alliance Bank Branch
101 West Montgomery Street Francesville IN
Hoosier Heartland State Bank
Farmers State Bank Branch
100 N. Main Street New Ross IN
Tri-County Bank & Trust Company
Tri-County Bank & Trust Company Branch
18 East Washington Street Roachdale IN
The North Salem State Bank
The North Salem State Bank Branch
7 North Broadway Street North Salem IN
Bank of Wolcott
Bank Of Wolcott Branch
105 North Range Street Wolcott IN
Crossroads Bank
Crossroads Bank Branch
1205 N Cass Street Wabash IN
Republic Bank & Trust Company
Republic Bank & Trust Company Branch
3141 Highway 62 Jeffersonville IN
The Friendship State Bank
The Friendship State Bank Branch
5908 E Main Street Friendship IN
The Campbell & Fetter Bank
Albion Main Branch
304 South Orange Street Albion IN
Union Savings and Loan Association
Union Savings And Loan Association Branch
730 Central Avenue Connersville IN
First Bank Richmond
First Bank Richmond Branch
20 North 9th Street Richmond IN
DeMotte State Bank
Morocco Branch
Main And State Streets Morocco IN
Providence Bank & Trust
Dyer Office Branch
14785 West 101st Avenue Dyer IN
Peoples Trust and Savings Bank
Peoples Trust And Savings Bank Branch
132 South Third Street Boonville IN
LNB Community Bank
Lnb Community Bank Branch
215 North Main Street Lynnville IN
Bath State Bank
The Bath State Bank Branch
3095 Bath Road Bath IN
Spencer County Bank
Spencer County Bank Branch
55 North L J Koch Blvd. Santa Claus IN
The Garrett State Bank
The Garrett State Bank Branch
120 West King Street Garrett IN
Horizon Bank
Horizon Bank Branch
515 Franklin Street Michigan City IN
Community State Bank
Community State Bank Branch
101 N Chicago St Royal Center IN
Freedom Bank
Freedom Bank Branch
1405 North Main Street Huntingburg IN
Grant County State Bank
Sweetser Branch
3988 West Delphi Road Sweetser IN
Wayne Bank and Trust Co.
Wayne Bank And Trust Co. Branch
145 West Main Street Cambridge City IN
First Federal Savings Bank
First Federal Savings Bank Branch
648 N Jefferson St Huntington IN
Scottsburg Building and Loan Association
Scottsburg Building And Loan Associa Branch
306 West Mcclain Street Scottsburg IN
The Farmers Bank of Milton
Madison In Branch
133 Cliffty Drive Madison IN
Peoples Bank
Liberty Savings Bank Branch
1904 Indianapolis Blvd Whiting IN
First Federal Savings Bank of Angola
First Federal Savings Bank Of Angola Branch
212 E Maumee Angola IN
The Farmers & Merchants State Bank
Butler Branch
200 South Broadway Butler IN
Security Federal Savings Bank
Security Federal Savings Bank Branch
314 Fourth St Logansport IN
Bath State Bank
The Bath State Bank Branch
3095 Bath Road Bath IN
1st Source Bank
Mishawaka Main Office Branch
101 Lincolnway East Mishawaka IN
Legence Bank
Virginia Street Branch
7325 East Virginia Street Evansville IN
Farmers and Merchants Bank
Farmers And Merchants Bank Branch
6464 Merchants Drive Laotto IN
Horizon Bank
Horizon Bank Branch
515 Franklin Street Michigan City IN
Owen County State Bank
Owen County State Bank Branch
201 West Morgan Street Spencer IN
First Financial Bank, National Association
First Financial Bank, National Association Branch
One First Financial Plz Terre Haute IN
Springs Valley Bank & Trust Company
Springs Valley Bank & Trust Company Branch
8482 West State Road 56 French Lick IN
FCN Bank, National Association
Fcn Bank, National Association Branch
501 Main Street Brookville IN
The Fairmount State Bank
The Fairmount State Bank Branch
101 North Main Street Fairmount IN
The National Bank of Indianapolis
The National Bank Of Indianapolis Branch
107 North Pennsylvania Street Indianapolis IN
Hendricks County Bank and Trust Company
Hendricks County Bank And Trust Comp Branch
1 East Main Street Brownsburg IN
The Fountain Trust Company
The Fountain Trust Company Branch
615 3rd St Covington IN
First Harrison Bank
Palmyra Branch
710 Main Street Palmyra IN
The Farmers State Bank
Winchester Brance Branch
930 E Washington St Winchester IN
The Riddell National Bank
The Riddell National Bank Branch
1 East National Avenue Brazil IN
The Hicksville Bank
Auburn Banking Ctr Branch Of The Hic
1130 W 15th St Auburn IN
First Merchants Bank
Middletown Branch
790 W Mill Street Middletown IN
Old National Bank
Old National Bank Branch
1 Main Street Evansville IN
The Bippus State Bank
The Bippus State Bank Branch
150 Hauenstein Road Huntington IN
Jackson County Bank
Jackson County Bank Branch
125 South Chestnut Street Seymour IN
CentreBank
Centrebank Branch
126-128 North Main Street Veedersburg IN
First Farmers Bank & Trust Co.
The Citizens Exchange Bank Branch
102 South Main Street Fairmount IN
First Savings Bank
Odon Branch
501 West Main Street Odon IN
WesBanco Bank, Inc.
Scott County State Bank Branch
125 West Mcclain Avenue Scottsburg IN
First Financial Bank, National Association
First Financial Bank, National Association Branch
One First Financial Plz Terre Haute IN
First National Bank
First National Bank Branch
302 South Main Street Cloverdale IN
The Hometown Savings Bank
Terre Haute Savings Bank Branch
533 Ohio Street Terre Haute IN
Farmers State Bank
Farmers State Bank Branch
220 South Detroit Street Lagrange IN
First State Bank of Middlebury
First State Bank Of Middlebury Branch
111 South Main Street Middlebury IN
Hendricks County Bank and Trust Company
Hendricks County Bank And Trust Comp Branch
1 East Main Street Brownsburg IN
Home Bank SB
Home Bank Sb Branch
59 West Washington Street Martinsville IN
American Community Bank of Indiana
American Community Bank Of Indiana Branch
7880 Wicker Avenue Saint John IN
Boonville Federal Savings Bank
Boonville Federal Savings Bank Branch
123 N Third Street Boonville IN
First Merchants Bank
Middletown Branch
790 W Mill Street Middletown IN
First State Bank of Middlebury
First State Bank Of Middlebury Branch
111 South Main Street Middlebury IN
Citizens State Bank of New Castle, Indiana
Citizens State Bank Of New Castle, Indiana Branch
1238 Broad Street New Castle IN
KeyBank National Association
Martinsville Branch
76 South Main Street Martinsville IN
BMO Bank National Association
East Jefferson Street Branch
110 East Jefferson Street Tipton IN
First Merchants Bank
Middletown Branch
790 W Mill Street Middletown IN
The State Bank and Trust Company
Fort Wayne Branch
12832 Coldwater Road Fort Wayne IN
First Financial Bank
Hartford City Branch
101 West Washington Street Hartford City IN
STAR Financial Bank
Elwood/Star Branch
125 South Anderson Street Elwood IN
Greenville National Bank
Losantville Branch
9700 South Us 35 Losantville IN
The National Bank of Indianapolis
The National Bank Of Indianapolis Branch
107 North Pennsylvania Street Indianapolis IN
Mutual Savings Bank
Mutual Savings Bank Branch
80 East Jefferson Street Franklin IN
Old Plank Trail Community Bank, National Association
First National Bank Of Illinois Bran Branch
1101 Joliet Street Dyer IN
Banterra Bank
Newburgh - 4100 Branch
3811 Haley Drive Newburgh IN
U.S. Bank National Association
Midtown Branch
536 Central Avenue Connersville IN
First Merchants Bank
Middletown Branch
790 W Mill Street Middletown IN
Citizens Bank
Citizens Bank Branch
33 North Indiana Street Mooresville IN
State Bank
State Bank Of Lizton Branch
206 North State Street Lizton IN
PNC Bank, National Association
Auburn Branch
101 North Main Street Auburn IN
First Bank of Berne
First Bank Of Berne Branch
102 West Main Street Berne IN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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