Missouri

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Marshall, Missouri CD Rates – 6-Month

You are viewing rates from banks across Marshall





Below are the best six-month CD Rates from banks with branches in Marshall, Missouri . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Marshall, MO - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

0.75%

$10,000

1.48

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0.50%

$500

19.03

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0.50%

$10,000

19.96

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0.40%

$10,000

13.54

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0.39%

$500

21.74

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0.35%

$10,000

23.88

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0.30%

$500

24.01

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0.30%

$10,000

18.89

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0.25%

$1,000

1.48

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

24.13

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0.20%

$10,000

22.20

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Marshall, MO - August 2, 2025


Branch Street City State
Exchange Bank of Missouri
Marshall Branch
929 West Vest Street Marshall MO
State Bank of Missouri
Alma Branch
114 South Country Road Alma MO
Tri-County Trust Company
Tri-County Trust Company Branch
103 Commerce Street Glasgow MO
Citizens Community Bank Missouri
Blackwater Branch
201 Main Street Blackwater MO
Alliant Bank
Pilot Grove Branch
301 Prospect Pilot Grove MO
Bank 21
North Mason Branch
400 North Mason Street Carrollton MO
Carroll County Trust Company of Carrollton, Missouri
Carroll County Trust Company Of Carrollton, Missouri Branch
2 South Folger Carrollton MO
Community Bank of Marshall
Waverly Branch
102 East Kelling Waverly MO
Wood & Huston Bank
Drive-In Facility Branch
150 South Miami Avenue Marshall MO
NBH Bank
Carrollton Branch # 82
1002 Highway 65 North Carrollton MO
County Bank
County Bank Branch
116 West Broadway Brunswick MO
Equity Bank
Sweet Springs Branch 30
300 South Miller Street Sweet Springs MO


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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