Ohio

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Lebanon, Ohio CD Rates – 6-Month

You are viewing rates from banks across Lebanon

 

Below are the best six-month CD Rates from banks with branches in Lebanon, Ohio . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Lebanon, OH - July 8, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.40%

$10,000

19.34

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| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

| Mar 4, 2017

For greater Cincinnati customers only. Read More

0.25%

$500

18.73

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0.25%

$500

15.03

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| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

0.20%

$10,000

19.01

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0.15%

$10,000

16.01

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0.10%

$1,000

8.12

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0.10%

$1,000

14.19

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0.10%

$10,000

14.33

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0.10%

$10,000

21.53

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0.10%

$10,000

19.03

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| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.05%

$10,000

19.13

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jun 28, 2017

showmethreethousanddollars Read More

0.04%

$10,000

23.77

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lebanon, OH - July 8, 2025


Branch Street City State
XD Bank
Cincinnati Branch
7880 Montgomery Rd Cincinnati OH
Farmers & Merchants Bank
Germantown Branch
2367 Beechwood Drive Germantown OH
Woodforest National Bank
0436 Evandale Wal-Mart Branch
2801 Cunningham Drive Cincinnati OH
JPMorgan Chase Bank, National Association
Fairfield Branch
5200 Pleasant Avenue Fairfield OH
Spring Valley Bank
Spring Valley Bank Branch
1206 Springfield Pike Wyoming OH
Union Savings Bank
Fairfield Branch
721 Wessel Dr. Fairfield OH
Union Savings Bank
Fairfield Branch
721 Wessel Dr. Fairfield OH
CenterBank
Centerbank Branch
744 State Route 28 Milford OH
RiverHills Bank
Milford Branch
301 Main Street Milford OH
The First National Bank of Germantown
The First National Bank Of Germantow Branch
17 North Main Street Germantown OH
Civista Bank
Springboro Pike Branch
9700 Springboro Pike Miamisburg OH
LCNB National Bank
Fairfield Branch
765 Nilles Road Fairfield OH
The First National Bank of Blanchester
The First National Bank Of Blanchest Branch
121 East Main Street Blanchester OH
The Farmers State Bank
Springboro Branch
65 West Central Avenue Springboro OH
The Park National Bank
2415 West Chester - Pnb Branch
8366 Princeton-Glendale Road - Suite A West Chester OH
The Old Fort Banking Company
Centerville Loan Production Office Branch
250 Regency Ridge Drive Centerville OH
WesBanco Bank, Inc.
Finneytown Branch
8670 Winton Rd Cincinnati OH
Valley Central Bank
Valley Central Bank Branch
6550 Princeton Glendale Road Liberty Township OH
KeyBank National Association
Hamilton Downtown Branch
6 South Second Street Hamilton OH
First Financial Bank
Main Street Branch
970 Main Street Hamilton OH
U.S. Bank National Association
Rossville Branch
540 Main Street Hamilton OH
Peoples Bank
Mason Snider Road Branch
6210 Snider Road Mason OH
First State Bank
Saint Bernard Branch
4901 Vine Street Cincinnati OH
PNC Bank, National Association
Groesbeck Branch
7044 Colerain Street Cincinnati OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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