Ohio

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Lebanon, Ohio CD Rates – 18-Month

You are viewing rates from banks across Lebanon

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Lebanon, Ohio . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Lebanon, OH - July 8, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

| Mar 4, 2017

For greater Cincinnati customers only. Read More

0.35%

$10,000

21.53

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0.35%

$10,000

19.03

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0.30%

$1,000

14.19

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0.25%

$10,000

19.01

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0.25%

$500

15.03

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0.20%

$1,000

8.12

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0.20%

$10,000

14.33

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0.10%

$10,000

19.13

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Rate History: 4.75% → 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lebanon, OH - July 8, 2025


Branch Street City State
Farmers & Merchants Bank
Germantown Branch
2367 Beechwood Drive Germantown OH
XD Bank
Cincinnati Branch
7880 Montgomery Rd Cincinnati OH
JPMorgan Chase Bank, National Association
Fairfield Branch
5200 Pleasant Avenue Fairfield OH
Civista Bank
Springboro Pike Branch
9700 Springboro Pike Miamisburg OH
Civista Bank
Springboro Pike Branch
9700 Springboro Pike Miamisburg OH
Union Savings Bank
Fairfield Branch
721 Wessel Dr. Fairfield OH
Union Savings Bank
Fairfield Branch
721 Wessel Dr. Fairfield OH
The Huntington National Bank
North College Hill Branch
7030 Hamilton Avenue Cincinnati OH
CenterBank
Centerbank Branch
744 State Route 28 Milford OH
WesBanco Bank, Inc.
Finneytown Branch
8670 Winton Rd Cincinnati OH
Valley Central Bank
Valley Central Bank Branch
6550 Princeton Glendale Road Liberty Township OH
The Park National Bank
2415 West Chester - Pnb Branch
8366 Princeton-Glendale Road - Suite A West Chester OH
LCNB National Bank
Fairfield Branch
765 Nilles Road Fairfield OH
The First National Bank of Germantown
The First National Bank Of Germantow Branch
17 North Main Street Germantown OH
The Farmers State Bank
Springboro Branch
65 West Central Avenue Springboro OH
The Old Fort Banking Company
Centerville Loan Production Office Branch
250 Regency Ridge Drive Centerville OH
First Financial Bank
Main Street Branch
970 Main Street Hamilton OH
KeyBank National Association
Hamilton Downtown Branch
6 South Second Street Hamilton OH
U.S. Bank National Association
Rossville Branch
540 Main Street Hamilton OH
PNC Bank, National Association
Groesbeck Branch
7044 Colerain Street Cincinnati OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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