Ohio

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Lebanon, Ohio CD Rates – 2-Year

You are viewing rates from banks across Lebanon

 

Below are two-year Certificates of Deposit (CD) rates from banks in Lebanon, Ohio. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Lebanon, OH - July 8, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.60%

$10,000

19.34

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0.50%

$500

18.73

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

19.03

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| Mar 4, 2017

For greater Cincinnati customers only. Read More

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

0.40%

$10,000

21.53

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0.40%

$500

15.03

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0.35%

$1,000

14.19

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0.35%

$1,000

8.12

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0.25%

$10,000

14.33

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0.25%

$10,000

19.01

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0.25%

$10,000

16.01

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0.15%

$10,000

19.13

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| Jun 28, 2017

showmethreethousanddollars Read More

Rate History: 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lebanon, OH - July 8, 2025


Branch Street City State
Farmers & Merchants Bank
Germantown Branch
2367 Beechwood Drive Germantown OH
XD Bank
Cincinnati Branch
7880 Montgomery Rd Cincinnati OH
Woodforest National Bank
0436 Evandale Wal-Mart Branch
2801 Cunningham Drive Cincinnati OH
JPMorgan Chase Bank, National Association
Fairfield Branch
5200 Pleasant Avenue Fairfield OH
Union Savings Bank
Fairfield Branch
721 Wessel Dr. Fairfield OH
Union Savings Bank
Fairfield Branch
721 Wessel Dr. Fairfield OH
Spring Valley Bank
Spring Valley Bank Branch
1206 Springfield Pike Wyoming OH
RiverHills Bank
Milford Branch
301 Main Street Milford OH
The Huntington National Bank
North College Hill Branch
7030 Hamilton Avenue Cincinnati OH
Valley Central Bank
Valley Central Bank Branch
6550 Princeton Glendale Road Liberty Township OH
CenterBank
Centerbank Branch
744 State Route 28 Milford OH
Civista Bank
Springboro Pike Branch
9700 Springboro Pike Miamisburg OH
WesBanco Bank, Inc.
Finneytown Branch
8670 Winton Rd Cincinnati OH
The First National Bank of Germantown
The First National Bank Of Germantow Branch
17 North Main Street Germantown OH
The Park National Bank
2415 West Chester - Pnb Branch
8366 Princeton-Glendale Road - Suite A West Chester OH
The Farmers State Bank
Springboro Branch
65 West Central Avenue Springboro OH
The Old Fort Banking Company
Centerville Loan Production Office Branch
250 Regency Ridge Drive Centerville OH
LCNB National Bank
Fairfield Branch
765 Nilles Road Fairfield OH
The First National Bank of Blanchester
The First National Bank Of Blanchest Branch
121 East Main Street Blanchester OH
First Financial Bank
Main Street Branch
970 Main Street Hamilton OH
Peoples Bank
Mason Snider Road Branch
6210 Snider Road Mason OH
KeyBank National Association
Hamilton Downtown Branch
6 South Second Street Hamilton OH
U.S. Bank National Association
Rossville Branch
540 Main Street Hamilton OH
PNC Bank, National Association
Groesbeck Branch
7044 Colerain Street Cincinnati OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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