Ohio

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Macedonia, Ohio CD Rates – 6-Month

You are viewing rates from banks across Macedonia





Below are the best six-month CD Rates from banks with branches in Macedonia, Ohio . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Macedonia, OH - July 16, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.25% → 5.00%

| Jan 21, 2020

The people there are very friendly and helpful. They have good rates most of the time. Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

Rate History: 4.80% → 4.50% → 4.20% → 4.10% → 4.00%

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.45%

$10,000

14.76

Learn More

| Oct 6, 2023

Awful bank. Poor service, rude and some of the lowest rates out there. Avoid Read More

0.30%

$500

24.89

Learn More

| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.22%

$10,000

23.69

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| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

| May 6, 2015

The BEST BANK for 57years straight. The personel are wonderful to work with. ANYONE that needs Money, Middlefield Bank will be there to help. Read More

0.20%

$100,000

14.76

Learn More

0.15%

$10,000

20.89

Learn More

0.10%

$500

20.71

Learn More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Mar 3, 2025

what a nightmare. I spent over 6 weeks working with [name redacted] from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jun 28, 2017

showmethreethousanddollars Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Macedonia, OH - July 16, 2025


Branch Street City State
First Federal Savings and Loan Association of Lakewood
20425 Center Ridge Road Branch
20425 Center Ridge Road Rocky River OH
Monet Bank
Beachwood Branch
3311 Richmond Rd Suite 100 Beachwood OH
Northwest Bank
Morgan/Hudson Branch
178 West Streetsboro Street Hudson OH
Fifth Third Bank, National Association
Medina North Court Banking Center Br Branch
810 North Court Medina OH
Woodforest National Bank
0482 Strongsville Ohio Wal-Mart Bran Branch
8585 Pearl Rd Strongsville OH
JPMorgan Chase Bank, National Association
Rocky River Banking Center Branch
21810 Center Ridge Road Rocky River OH
Third Federal Savings and Loan Association of Cleveland
Rocky River Branch
21651 Center Ridge Road Rocky River OH
Portage Community Bank
Kent Office Branch
1532 South Water Street Kent OH
Hometown Bank
Courier Service Branch
142 North Water Street Kent OH
The Apple Creek Banking Company
Manchester Branch
5091 Manchester Rd Akron OH
First National Bank of Pennsylvania
Strongsville Branch
17780 Pearl Road Strongsville OH
CNB Bank
Midland Branch
7322 Mentor Ave Mentor OH
Civista Bank
Akron Branch
529 North Cleveland Massillon Road Akron OH
The Middlefield Banking Company
Beachwood Office Branch
25201 Chagrin Boulevard, Suite 150 Beachwood OH
Portage Community Bank
Kent Office Branch
1532 South Water Street Kent OH
Dollar Bank, Federal Savings Bank
Westgate Branch
20680 Center Ridge Road Rocky River OH
The Farmers National Bank of Canfield
Rocky River Branch
20325 Center Ridge Road Suite 405 Cleveland OH
KeyBank National Association
Medina North Branch
1090 North Court Street Medina OH
CFBank, National Association
Cf Bank, National Association Branch
7000 North High Street Worthington OH
U.S. Bank National Association
Medina Branch
830 N Court St Medina OH
Peoples Bank
Norton Branch
3340 Greenwich Road Norton OH
PNC Bank, National Association
Berea Branch
50 West Bridge Street Berea OH


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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