Best 9-Month CD Rates in Richardson, Texas, TX

You are viewing rates from banks across Richardson

Below are the best nine-month CD Rates from banks with branches in Richardson, Texas . Nine month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

Richardson, TX - September 20, 2026

Banks	APY	MIN	MILES ^?
UMB Bank, National Association Umb Bank, National Association Branch	4.05%	$5,000	5.53	Learn More
Rate History: 3.75% → 3.90% → 4.05% → 3.90% → 4.05%
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
Regions Bank North Collins Arlington Branch	4.00% 3.75%	$501 $500	24.04	Learn More Add Review
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
Capital One, National Association North Arlington Branch	3.75%	$0	23.35	Learn More
Rate History: 3.90% → 3.80% → 3.50% → 3.20% → 3.75%
Robert B \| May 19, 2026 I have read these reviews and noticed how old they are. My experience with Capital One has been very good. I have had CDs and savings accounts. All of my transactions have been on line. I have enjoyed usin... Read More Reviews (15)
Sallie Mae Bank	3.20%	$2,500	-	Learn More
Rate History: 3.90% → 4.10% → 3.80% → 3.70% → 3.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Zions Bank North Irving Branch	2.17%	$1,000	13.62	Learn More Add Review
Rate History: 3.05% → 5.00% → 3.05% → 2.53% → 2.17%
Citibank, National Association Las Colinas Employee Financial Cente Branch	2.00%	$0	12.07	Learn More
Rate History: 3.25% → 3.20% → 3.00% → 2.00% → 2.00%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
BOKF, National Association Grapevine Branch	1.80%	$100,000	19.16	Learn More
Rate History: 2.55% → 2.45% → 2.30% → 2.05% → 1.80%
Aku \| May 29, 2020 Dua Read More Reviews (1)
U.S. Bank National Association Dallas Parkway Branch	0.05%	$500	4.72	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Richardson, TX - September 20, 2026

Branch	Street	City	State
UMB Bank, National Association Umb Bank, National Association Branch	2517 Midway Road	Carrollton	TX
Regions Bank North Collins Arlington Branch	1300 North Collins Street	Arlington	TX
Regions Bank North Collins Arlington Branch	1300 North Collins Street	Arlington	TX
Capital One, National Association North Arlington Branch	2219 North Collins Street	Arlington	TX
Zions Bank North Irving Branch	8665 Cypress Waters Blvd.	Irving	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX
BOKF, National Association Grapevine Branch	2250 State Highway 114 West	Grapevine	TX
U.S. Bank National Association Dallas Parkway Branch	14241 Dallas Parkway	Dallas	TX