Best Special Rates and Terms in Richardson, Texas, TX

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Below are special Certificate of Deposit special rates and terms from banks in Richardson, Texas. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Richardson, TX - September 20, 2026

Bank	APY	MIN	PERIOD
Washington Federal Bank Plano Branch	4.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 1.00% → 5.00% → 4.75%
Washington Federal Bank Plano Branch	4.60%	$1,000	19 months	Learn More Reviews (2)
Rate History: 1.00% → 5.25% → 4.60%
Washington Federal Bank Plano Branch	4.45%	$1,000	7 months	Learn More Reviews (2)
Rate History: 1.00% → 4.45%
Finworth, a division of InsBank Lewisville Branch	4.35%	$50,000	22 months	Learn More Reviews (1)
Rate History: 3.95% → 3.90% → 3.50% → 3.20% → 4.35%
Bank OZK Lewisville Branch	4.20%	$1,000	7 months	Learn More Reviews (11)
Rate History: 5.00% → 4.20%
UMB Bank, National Association Umb Bank, National Association Branch	4.10%	$5,000	15 months	Learn More Reviews (2)
Rate History: 3.45% → 3.75% → 4.10% → 3.75% → 4.10%
UMB Bank, National Association Umb Bank, National Association Branch	4.05%	$5,000	9 months	Learn More Reviews (2)
Rate History: 3.75% → 3.90% → 4.05% → 3.90% → 4.05%
First-Citizens Bank & Trust Company Dallas Lake Side Village Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
Woodforest National Bank 0714 Lewisville Market Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Regions Bank North Collins Arlington Branch	4.00% 3.75% 3.75%	$501 $500	9 months	Learn More Reviews
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
NexBank Preston Center Branch	3.95%	$25,000	12 months	Learn More Reviews (2)
Rate History: 5.40% → 4.27% → 4.32% → 4.40% → 3.95%
UMB Bank, National Association Umb Bank, National Association Branch	3.85%	$5,000	3 months	Learn More Reviews (2)
Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85%
Bank of America, National Association North Collins / 471 Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
Bank OZK Lewisville Branch	3.80%	$1,000	13 months	Learn More Reviews (11)
Rate History: 5.50% → 3.80%
First-Citizens Bank & Trust Company Dallas Lake Side Village Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
Wells Fargo Bank, National Association 121 & Hall Johnson Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
BOKF, National Association Grapevine Branch	3.65%	$100,000	10 months	Learn More Reviews (1)
Rate History: 3.80% → 4.05% → 3.95% → 3.80% → 3.65%
Wells Fargo Bank, National Association 121 & Hall Johnson Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association 121 & Hall Johnson Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
Woodforest National Bank 0714 Lewisville Market Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
U.S. Bank National Association Dallas Parkway Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
Regions Bank North Collins Arlington Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
BOKF, National Association Grapevine Branch	3.25%	$100,000	17 months	Learn More Reviews (1)
Rate History: 2.25% → 2.15% → 2.10% → 2.20% → 3.25%
Citibank, National Association Las Colinas Employee Financial Cente Branch	3.00%	$0	5 months	Learn More Reviews (11)
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%
Regions Bank North Collins Arlington Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
U.S. Bank National Association Dallas Parkway Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
Bank of America, National Association North Collins / 471 Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
Citibank, National Association Las Colinas Employee Financial Cente Branch	2.75%	$0	6 months	Learn More Reviews (11)
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%
Regions Bank North Collins Arlington Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
U.S. Bank National Association Dallas Parkway Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
Citibank, National Association Las Colinas Employee Financial Cente Branch	2.00%	$0	4 months	Learn More Reviews (11)
Rate History: 3.75% → 2.25% → 3.00% → 2.00%
Bank of America, National Association North Collins / 471 Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
Bank of America, National Association North Collins / 471 Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%
Citibank, National Association Las Colinas Employee Financial Cente Branch	0.05%	$0	3 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Richardson, TX - September 20, 2026

Branch	Street	City	State
WaFd Bank Plano Branch	5900 Chapel Hill Blvd.	Plano	TX
WaFd Bank Plano Branch	5900 Chapel Hill Blvd.	Plano	TX
WaFd Bank Plano Branch	5900 Chapel Hill Blvd.	Plano	TX
Finworth, a division of InsBank Lewisville Branch	198 East Round Grove Road	Lewisville	TX
Bank OZK Lewisville Branch	198 East Round Grove Road	Lewisville	TX
UMB Bank, National Association Umb Bank, National Association Branch	2517 Midway Road	Carrollton	TX
UMB Bank, National Association Umb Bank, National Association Branch	2517 Midway Road	Carrollton	TX
First-Citizens Bank & Trust Company Dallas Lake Side Village Branch	9667 N. Central Expressway	Dallas	TX
Woodforest National Bank 0714 Lewisville Market Branch	1515 Justin Road	Lewisville	TX
Regions Bank North Collins Arlington Branch	1300 North Collins Street	Arlington	TX
NexBank Preston Center Branch	6121 Luther Lane	Dallas	TX
UMB Bank, National Association Umb Bank, National Association Branch	2517 Midway Road	Carrollton	TX
Bank of America, National Association North Collins / 471 Branch	2102 North Collins	Arlington	TX
Bank OZK Lewisville Branch	198 East Round Grove Road	Lewisville	TX
Regions Bank North Collins Arlington Branch	1300 North Collins Street	Arlington	TX
First-Citizens Bank & Trust Company Dallas Lake Side Village Branch	9667 N. Central Expressway	Dallas	TX
Wells Fargo Bank, National Association 121 & Hall Johnson Branch	4000 William D Tate Avenue	Grapevine	TX
BOKF, National Association Grapevine Branch	2250 State Highway 114 West	Grapevine	TX
Wells Fargo Bank, National Association 121 & Hall Johnson Branch	4000 William D Tate Avenue	Grapevine	TX
Wells Fargo Bank, National Association 121 & Hall Johnson Branch	4000 William D Tate Avenue	Grapevine	TX
Bank of America, National Association North Collins / 471 Branch	2102 North Collins	Arlington	TX
Woodforest National Bank 0714 Lewisville Market Branch	1515 Justin Road	Lewisville	TX
U.S. Bank National Association Dallas Parkway Branch	14241 Dallas Parkway	Dallas	TX
Regions Bank North Collins Arlington Branch	1300 North Collins Street	Arlington	TX
BOKF, National Association Grapevine Branch	2250 State Highway 114 West	Grapevine	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX
Regions Bank North Collins Arlington Branch	1300 North Collins Street	Arlington	TX
U.S. Bank National Association Dallas Parkway Branch	14241 Dallas Parkway	Dallas	TX
Bank of America, National Association North Collins / 471 Branch	2102 North Collins	Arlington	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX
Regions Bank North Collins Arlington Branch	1300 North Collins Street	Arlington	TX
U.S. Bank National Association Dallas Parkway Branch	14241 Dallas Parkway	Dallas	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX
Bank of America, National Association North Collins / 471 Branch	2102 North Collins	Arlington	TX
Bank of America, National Association North Collins / 471 Branch	2102 North Collins	Arlington	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX

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Branches Info around Richardson, TX - September 20, 2026

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