You are viewing checking accounts across New York
Below are banks that offer checking accounts in New York. When choosing a checking account, most people like a bank that offers convenience, low fees, and helpful features. Some consumers want to make sure there is a branch in their local area, others want their bank to have state-of-the-art online tools, including bill payment, check images, and mobile deposits. In general, most regular checking accounts do not offer any interest rates, or very low interest rates. They are best used as day-to-day accounts to pay bills and manage finances. See these banks on a map →
BankS | BRANCHES | MILES? | MONTHLY FEE | |
---|---|---|---|---|
Manufacturers and Traders Trust Company
|
2,607 |
145.57 |
$0 - 25 |
|
JPMorgan Chase Bank, National Association
|
11,716 |
0.11 |
$12 - 25 |
|
Bank of America, National Association
|
10,276 |
64.89 |
$5 - 12 |
|
Wells Fargo Bank, National Association
|
12,742 |
0.68 |
$10 - 10 |
|
PNC Bank, National Association
|
11,320 |
0.16 |
$7 - 25 |
|
Ballston Spa National Bank
|
13 |
519.98 |
$15 - 15 |
|
Citibank, National Association
|
1,097 |
230.34 |
$0 - 0 |
|
First National Bank of Scotia
|
10 |
518.02 |
$10 - 10 |
|
Fulton Savings Bank
|
7 |
415.71 |
$0 - 0 |
|
Walden Savings Bank
|
22 |
467.71 |
$0 - 25 |
|
Watertown Savings Bank
|
10 |
456.01 |
$5 - 5 |
|
KeyBank National Association
|
1,408 |
0.10 |
$0 - 0 |
|
TD Bank, National Association
|
2,736 |
283.77 |
$15 - 25 |
|
Genesee Regional Bank
|
6 |
359.95 |
$3 - 35 |
|
Adirondack Bank
|
19 |
421.01 |
$15 - 15 |
|
Cross County Savings Bank
|
12 |
482.68 |
$0 - 2 |
|
Popular Bank
|
54 |
464.54 |
$10 - 10 |
|
Banco Popular de Puerto Rico
|
398 |
479.14 |
$10 - 12 |
|
HSBC Bank USA, National Association
|
756 |
306.96 |
$3 - 50 |
|
Citizens Bank, National Association
|
863 |
2.02 |
$10 - 10 |
Below are banks that offer free checking accounts in the New York area. These accounts have no minimum balance fees, although they may have fees for items like wire transfers, check reorders, and overdrafts. Free checking often provides a no frills, basic account, often fine for most everyday uses. Most free checking accounts do not pay interest and they are best used as day-to-day accounts to pay bills and manage finances.
Local Banks | BRANCHES | MILES ? | MONTHLY FEE | |
---|---|---|---|---|
Tioga State Bank National Association
|
11 | 370.95 | $0 | |
First National Bank of Scotia
|
10 | 518.02 | $5 | |
Fulton Savings Bank
|
7 | 415.71 | $0 | |
Adirondack Bank
|
19 | 421.01 | $0 | |
Popular Bank
|
54 | 464.54 | $12 |
All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.