This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.70% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 352 | 246 |
| 2 | 50,352 | 354 | 248 |
| 3 | 50,705 | 356 | 250 |
| 4 | 51,062 | 359 | 251 |
| 5 | 51,421 | 361 | 253 |
| 6 | 51,782 | 364 | 255 |
| 7 | 52,146 | 367 | 257 |
| 8 | 52,513 | 369 | 258 |
| 9 | 52,882 | 372 | 260 |
| 10 | 53,254 | 374 | 262 |
| 11 | 53,628 | 377 | 264 |
| 12 | 54,005 | 380 | 266 |
| 13 | 54,385 | 382 | 268 |
| 14 | 54,767 | 385 | 270 |
| 15 | 55,152 | 388 | 271 |
| 16 | 55,540 | 390 | 273 |
| 17 | 55,930 | 393 | 275 |
| 18 | 56,324 | 396 | 277 |
| 19 | 56,720 | 399 | 279 |
| 20 | 57,118 | 402 | 281 |
| TOTAL | $7,520 | $5,264 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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