Compare Savings vs. CDs
Comparison of Deposit Account from Horizon Credit Union of Kingsport with 0.80% - October 2026


Long-Term Analysis of Horizon Credit Union of Kingsport with 0.80% APY and Horizon Credit Union of Kingsport with 1.16% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.80%
    -
    $50,000
    36 Month
    Credit Union
    1.06x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    0.80%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 401 281
    2 50,401 404 283
    3 50,805 407 285
    4 51,213 411 288
    5 51,623 414 290
    6 52,037 417 292
    7 52,455 421 294
    8 52,875 424 297
    9 53,300 427 299
    10 53,727 431 302
    11 54,158 434 304
    12 54,592 438 306
    13 55,030 441 309
    14 55,471 445 311
    15 55,916 448 314
    16 56,365 452 316
    17 56,817 456 319
    18 57,272 459 322
    19 57,732 463 324
    20 58,195 467 327
    TOTAL $8,661 $6,063
  • 2
    LOCAL CD
    1.16%
    -
    $50,000
    60 Month
    Credit Union
    1.24x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    1.16%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 578 404
    2 50,578 584 409
    3 51,162 591 414
    4 51,753 598 418
    5 52,350 605 423
    6 52,955 612 428
    7 53,567 619 433
    8 54,185 626 438
    9 54,811 633 443
    10 55,444 640 448
    11 56,085 648 453
    12 56,732 655 459
    13 57,388 663 464
    14 58,050 670 469
    15 58,721 678 475
    16 59,399 686 480
    17 60,085 694 486
    18 60,779 702 491
    19 61,481 710 497
    20 62,191 718 503
    TOTAL $12,910 $9,037

    All calculations are for demonstration purposes only.

    Featured CD Rates

    Advertiser Disclosure
    ONLINE BANKS APY? MIN?

    Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD.

    12-Month

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.10% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.40% on October 11.
    Early Withdrawal Penalty is 180 days interest.