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Comparison of Deposit Account from MINNEQUA WORKS with 3.39% - October 2025


Long-Term Analysis of MINNEQUA WORKS with 3.39% APY and The Buckholts State Bank with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    MINNEQUA WORKS
    3.39%
    -
    $50,000
    36 Month
    Credit Union
    4.51x (National Avg. - 0.75%)
    $50,000
     
    SCENARIO
    Year Rate
    3.39%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,696 1,187
    2 51,696 1,754 1,227
    3 53,450 1,813 1,269
    4 55,263 1,875 1,312
    5 57,137 1,938 1,357
    6 59,075 2,004 1,403
    7 61,079 2,072 1,450
    8 63,151 2,142 1,499
    9 65,293 2,215 1,550
    10 67,508 2,290 1,603
    11 69,797 2,368 1,657
    12 72,165 2,448 1,713
    13 74,613 2,531 1,772
    14 77,144 2,617 1,832
    15 79,760 2,705 1,894
    16 82,466 2,797 1,958
    17 85,263 2,892 2,024
    18 88,155 2,990 2,093
    19 91,145 3,092 2,164
    20 94,237 3,197 2,238
    TOTAL $47,434 $33,204
  • 2
    LOCAL CD
    The Buckholts State Bank
    0.75%
    -
    $50,000
    60 Month
    Bank
    0.82x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641

    All calculations are for demonstration purposes only.

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    ONLINE BANKS APY? MIN?

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