This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,799 | 1,259 |
| 2 | 51,799 | 1,864 | 1,305 |
| 3 | 53,663 | 1,931 | 1,352 |
| 4 | 55,594 | 2,000 | 1,400 |
| 5 | 57,594 | 2,072 | 1,451 |
| 6 | 59,666 | 2,147 | 1,503 |
| 7 | 61,813 | 2,224 | 1,557 |
| 8 | 64,037 | 2,304 | 1,613 |
| 9 | 66,341 | 2,387 | 1,671 |
| 10 | 68,728 | 2,473 | 1,731 |
| 11 | 71,201 | 2,562 | 1,793 |
| 12 | 73,762 | 2,654 | 1,858 |
| 13 | 76,416 | 2,749 | 1,925 |
| 14 | 79,166 | 2,848 | 1,994 |
| 15 | 82,014 | 2,951 | 2,066 |
| 16 | 84,965 | 3,057 | 2,140 |
| 17 | 88,022 | 3,167 | 2,217 |
| 18 | 91,189 | 3,281 | 2,297 |
| 19 | 94,470 | 3,399 | 2,379 |
| 20 | 97,869 | 3,521 | 2,465 |
| TOTAL | $51,391 | $35,973 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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