First Connecticut Credit Union


Our records indicate that this credit union has been acquired by FINEX.


Headquarters

159 S Turnpike Rd
Wallingford, CT 06492
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

First Connecticut is an NCUA insured institution located in Wallingford, CT. It was founded in 1979 and has approximately $50.46 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66062
Date Established 1979
Assets $50.46 million
Loans $43.37 million
Deposits $44.43 million
Capital $4.67 million
 

Deposit Rates - October 3, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for First Connecticut

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Loan Rates - October 3, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for First Connecticut

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are First Connecticut branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


First Connecticut Locations around zip code 10116


BranchDistance Map View Lobby Hours

First Connecticut CU, Inc.

79.27 A View Lobby Hours


Climate Policy and Initiatives

FIRST CONNECTICUT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

First Connecticut Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Connecticut. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Connecticut U.S. Average
18.57% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, First Connecticut had $928,891 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,665,970 in net worth and $335,390 in loans loss reserves. That gives it a Texas Ratio of 18.57%.

Net Worth
First Connecticut U.S. Average
9.21% 14.48%

First Connecticut FCU has a net worth of 9.21% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for First Connecticut

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