First Connecticut

Headquarters

159 S Turnpike Rd
Wallingford, CT 06492
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

First Connecticut is an NCUA insured institution located in Wallingford, CT. It was founded in 1979 and has approximately $47.6 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66062
Date Established 1979
Assets $47.60 million
Loans $33.01 million
Deposits $44.11 million
Capital $3.33 million
 

Deposit Rates - September 23, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for First Connecticut

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Note to First Connecticut
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Loan Rates - September 23, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST CONNECTICUT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.654% 2.625% 0.38 $960 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to FIRST CONNECTICUT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are First Connecticut branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First Connecticut Locations


Financial Details

First Connecticut Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Connecticut. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Connecticut U.S. Average
7.29% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, First Connecticut had $253,686 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,331,960 in net worth and $147,171 in loans loss reserves. That gives it a Texas Ratio of 7.29%.

Net Worth
First Connecticut U.S. Average
7.11% 12.20%

First Connecticut FCU has a net worth of 7.11% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Connecticut

Branches and Savings

What is First Connecticut?

A credit union, registered with the NCUA under certificate #66062.
Learn more about credit unions here.

Is First Connecticut FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. First Connecticut is insured by the NCUA.

Who can join First Connecticut?

Please see Field of Membership information above for information on who is eligible to join.

What are First Connecticut's share account and share certificate rates?

First Connecticut's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Connecticut?

First Connecticut has total capital of $3.33 million. Full information on First Connecticut's financial position is located above.

Who owns First Connecticut?

Credit Unions are owned by their members.

Where are First Connecticut branches located?

See branch locations nearby.

Are First Connecticut ATMs Open 24/7?

Do First Connecticut ATMs accept cash deposits?

Can First Connecticut customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Connecticut have a mobile app?

Does First Connecticut have mobile deposit?

Does First Connecticut have quick pay?

How can First Connecticut transfer money to other banks or credit unions?

Does First Connecticut report to credit bureaus?

Does First Connecticut use Chexsystems?

Does First Connecticut use Equifax?

What is First Connecticut's toll free phone number?

What is First Connecticut's ACH Routing Number?

What is First Connecticut's SWIFT code?

Where can I find First Connecticut's wire transfer form?

What is the First Connecticut address for deposits?

What Products Does First Connecticut Offer

Does First Connecticut offer mortgages?

Compare mortgage rates here.

Does First Connecticut offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Connecticut offer auto and RV loans?

Compare auto loan rates here.

Does First Connecticut offer student loans or personal loans?

Compare personal loan rates here.

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