P.o. Box 218
Manistee, MI 49660
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Manistee is an NCUA insured institution located in Manistee, MI. It was founded in 1937 and has approximately $5.12 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2186
Date Established 1937
Assets $5.12 million
Loans $2.25 million
Deposits $4.80 million
Capital $0.36 million

Deposit Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Manistee

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Loan Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MANISTEE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.349% 3.250% 0.75 $3,125 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.464% 2.375% 0.75 $2,972 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Manistee branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Manistee Locations

Financial Details

Manistee Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Manistee. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Manistee U.S. Average
0.00% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Manistee had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $357,324 in net worth and $4,157 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Manistee U.S. Average
7.29% 12.20%

Manistee FCU has a net worth of 7.29% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Manistee

Branches and Savings

What is Manistee?

A federal credit union, registered with the NCUA under certificate #2186.
Learn more about credit unions here.

Is Manistee FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Manistee is insured by the NCUA.

Who can join Manistee?

Please see Field of Membership information above for information on who is eligible to join.

What are Manistee's share account and share certificate rates?

Manistee's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Manistee?

Manistee has total capital of $0.36 million. Full information on Manistee's financial position is located above.

Who owns Manistee?

Credit Unions are owned by their members.

Where are Manistee branches located?

See branch locations nearby.

Are Manistee ATMs Open 24/7?

Do Manistee ATMs accept cash deposits?

Can Manistee customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Manistee have a mobile app?

Does Manistee have mobile deposit?

Does Manistee have quick pay?

How can Manistee transfer money to other banks or credit unions?

Does Manistee report to credit bureaus?

Does Manistee use Chexsystems?

Does Manistee use Equifax?

What is Manistee's toll free phone number?

What is Manistee's ACH Routing Number?

What is Manistee's SWIFT code?

Where can I find Manistee's wire transfer form?

What is the Manistee address for deposits?

What Products Does Manistee Offer

Does Manistee offer mortgages?

Compare mortgage rates here.

Does Manistee offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Manistee offer auto and RV loans?

Compare auto loan rates here.

Does Manistee offer student loans or personal loans?

Compare personal loan rates here.

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