Kentucky

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Kentucky 20-Year Fixed Jumbo Mortgage Rates 2026

Compare Kentucky 20-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Kentucky 20-Year Fixed Jumbo Mortgage

September 13, 2026
Average: 6.38% APR
Lender APR Rate (%) Monthly
Payment?

U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$4,212.50


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Pnc Bank, National Association


Updated 10/04/2022

6.11%

5.88%
0.00 points
$3,210.00 fees

$4,255.43


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South Central Bank, Inc.


Updated 02/10/2023

6.13%

6.00%
0.00 points
$0.00 fees

$4,298.59


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Charles Schwab Bank, Ssb


Updated 09/11/2026

6.36%

6.13%
2.00 points
$3,210.00 fees

$4,344.75


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U.s. Bank National Association


Updated 05/07/2023

6.48%

6.25%
0.00 points
$0.00 fees

$4,385.57


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$4,385.57


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Union Savings Bank


Updated 04/07/2023

6.05%

6.55%
0.00 points
$0.00 fees

$4,491.83


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Independence Bank Of Kentucky


Updated 10/11/2024

6.58%

7.08%
0.00 points
$0.00 fees

$4,681.01


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Citizens Bank & Trust Company Of Campbellsville, Kentucky


Updated 06/15/2022

7.21%

7.13%
0.00 points
$0.00 fees

$4,696.92


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$3,394.00 fees

$4,696.92


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The Citizens National Bank Of Somerset


Updated 06/15/2022

7.17%

7.13%
0.00 points
$0.00 fees

$4,698.73


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$4,698.73


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.14%

7.13%
0.00 points
$2,784.00 fees

$4,698.73


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
0.00 points
$2,784.00 fees

$4,698.73


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.38 points
$2,784.00 fees

$4,789.63


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.52%

7.50%
0.00 points
$2,936.00 fees

$4,833.56


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Truist Bank


Updated 06/15/2022

8.27%

8.00%
0.00 points
$3,658.00 fees

$5,018.64


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First Federal Savings Bank Of Kentucky


Updated 06/15/2022

8.09%

8.00%
0.00 points
$0.00 fees

$5,018.64


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Truist Bank


Updated 06/15/2022

8.33%

8.13%
0.00 points
$4,214.00 fees

$5,067.29


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Axos Bank


Updated 06/15/2022

8.41%

8.38%
0.00 points
$3,658.00 fees

$5,161.46


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Data provided by BestCashCow

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in Kentucky. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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