Michigan

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Michigan 20-Year Fixed Jumbo Mortgage Rates 2024

Compare Michigan 20-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Michigan 20-Year Fixed Jumbo Mortgage

Lender APR Rate (%) Monthly
Payment?
District Lending

District Lending

NMLS ID: 1835285
5.903% 20 Yr Fixed 5.750% Fees & Points $7,500 Total
0.750 Pts: $4,500
$3,000 Fees

$4,213

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PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
5.949% 20 Yr Fixed 5.750% Fees & Points $9,750 Total
0.625 Pts: $3,750
$6,000 Fees

$4,213

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Wells Fargo Bank

Wells Fargo Bank

NMLS ID: 399801
  • Attention Wells Fargo customers: Special benefits and discounts available
  • Get a custom mortgage rate quote in minutes with no credit impact
  • As low as 3% down on a fixed-rate mortgage
20 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
20 Yr Fixed

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • 0% Down VA Loans for Veterans & Military
  • Secure preapproval quickly with 24/7 access
  • Competitively low VA rates, no PMI required
  • Over 300,000 verified 5-star reviews
20 Yr Fixed

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
20 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$4,212.50


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Choiceone Bank


Updated 12/14/2022

5.93%

5.88%
0.00 points
$5,238.00 fees

$4,255.43


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Pnc Bank, National Association


Updated 10/04/2022

6.11%

5.88%
0.00 points
$3,210.00 fees

$4,255.43


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Isabella Bank


Updated 01/05/2023

6.22%

6.13%
0.00 points
$4,871.00 fees

$4,341.97


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Charles Schwab Bank, Ssb


Updated 10/11/2024

6.44%

6.13%
2.00 points
$3,210.00 fees

$4,344.75


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U.s. Bank National Association


Updated 05/07/2023

6.48%

6.25%
0.00 points
$0.00 fees

$4,385.57


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$4,385.57


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Mutualbank


Updated 06/15/2022

6.82%

6.75%
0.00 points
$1,224.00 fees

$4,562.18


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Baybank


Updated 06/15/2022

7.02%

6.88%
0.00 points
$3,574.00 fees

$4,606.88


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Central Savings Bank


Updated 06/15/2022

7.04%

7.00%
0.00 points
$6,300.00 fees

$4,651.79


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Range Bank


Updated 06/15/2022

7.16%

7.00%
0.00 points
$3,794.00 fees

$4,651.79


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The Shelby State Bank


Updated 06/15/2022

7.06%

7.00%
0.00 points
$1,571.00 fees

$4,651.79


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Union Bank


Updated 06/15/2022

7.11%

7.00%
0.00 points
$4,999.00 fees

$4,651.79


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Commercial Bank


Updated 06/15/2022

7.20%

7.13%
0.00 points
$2,071.00 fees

$4,696.92


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Michigan State University Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$4,696.92


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Michigan State University Credit Union


Updated 06/15/2022
Restrictions

7.20%

7.13%
0.00 points
$2,784.00 fees

$4,696.92


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$3,394.00 fees

$4,696.92


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$4,698.73


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.14%

7.13%
0.00 points
$2,784.00 fees

$4,698.73


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
0.00 points
$2,784.00 fees

$4,698.73


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in Michigan. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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