Pennsylvania 30-Year Fixed Jumbo Mortgage Rates 2025

Compare Pennsylvania 30-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Pennsylvania 30-Year Fixed Jumbo Mortgage

December 29, 2025
Average: 6.68% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment?
Veterans United Home Loans NMLS ID: 1907	You can buy with 0% down, no PMI and more Run your numbers and get a snapshot of your buying power VA loans have the lowest avg rate on the market (Data from Optimal Blue) 30 Yr Fixed		$0	Learn More
Reliant Home Funding, Inc. NMLS ID: 292473	5.565% 30 Yr Fixed	5.490% Fees & Points $4,989 Total 0.499 Pts: $2,994 $1,995 Fees	$3,403	Learn More See Table View
District Lending NMLS ID: 1835285	5.588% 30 Yr Fixed	5.500% Fees & Points $5,839 Total 0.890 Pts: $5,340 $499 Fees	$3,407	Learn More See Table View
Colonial Mortgage Service Company of America NMLS ID: 112851 License#: 22633	5.685% 30 Yr Fixed	5.625% Fees & Points $3,948 Total 0.658 Pts: $3,948 $0 Fees	$3,454	Learn More See Table View
Bison State Bank NMLS ID: 757416	5.688% 30 Yr Fixed	5.625% Fees & Points $4,128 Total 0.688 Pts: $4,128 $0 Fees	$3,454	Learn More See Table View
Northpointe Bank NMLS ID: 447490	5.709% 30 Yr Fixed	5.625% Fees & Points $5,541 Total 0.691 Pts: $4,146 $1,395 Fees	$3,454	Learn More See Table View
Strong Home Mortgage, LLC NMLS ID: 1675638	5.846% 30 Yr Fixed	5.750% Fees & Points $6,299 Total 0.854 Pts: $5,124 $1,175 Fees	$3,502	Learn More See Table View
Farmers Bank of Kansas City NMLS ID: 613839	5.852% 30 Yr Fixed	5.750% Fees & Points $6,693 Total 0.801 Pts: $4,806 $1,887 Fees	$3,502	Learn More See Table View
Loansteady NMLS ID: 1701910	5.853% 30 Yr Fixed	5.750% Fees & Points $6,740 Total 0.875 Pts: $5,250 $1,490 Fees	$3,502	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	5.921% 30 Yr Fixed	5.875% Fees & Points $2,952 Total 0.492 Pts: $2,952 $0 Fees	$3,550	Learn More See Table View
Bergen Mortgage Enterprise LLC NMLS ID: 1897215	5.933% 30 Yr Fixed	5.875% Fees & Points $3,750 Total 0.625 Pts: $3,750 $0 Fees	$3,550	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	5.935% 30 Yr Fixed	5.875% Fees & Points $3,856 Total 0.526 Pts: $3,156 $700 Fees	$3,550	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	5.964% 30 Yr Fixed	5.875% Fees & Points $5,790 Total 0.965 Pts: $5,790 $0 Fees	$3,550	Learn More See Table View
HSBC Bank USA, N.A. NMLS ID: 399799	6.087% 30 Yr Fixed	6.000% Fees & Points $5,744 Total 0.736 Pts: $4,416 $1,328 Fees	$3,598	Learn More See Table View
Veterans United Home Loans NMLS ID: 1907	Get home in 2026 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 350,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$3,597.30	Learn MoreShow Less See Table View
Acnb Bank Updated 12/07/2022	6.09%	6.00% 0.00 points $0.00 fees	$3,597.30	Learn MoreShow Less See Table View
S&t Bank Updated 02/03/2023	6.02%	6.02% 1.00 points $0.00 fees	$3,604.25	Learn MoreShow Less See Table View
Firstrust Savings Bank Updated 11/24/2023	7.24%	6.11% 0.00 points $0.00 fees	$3,638.68	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	6.11%	6.12% 0.00 points $0.00 fees	$3,644.89	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Penn Community Bank Updated 12/08/2022	6.14%	6.13% 0.00 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 12/26/2025	6.04%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.40%	6.25% 0.83 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 06/15/2022	6.32%	6.25% 0.00 points $3,210.00 fees	$3,694.30	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.82%	6.33% 0.00 points $0.00 fees	$3,725.19	Learn MoreShow Less See Table View
Emigrant Bank Updated 12/19/2025	6.17%	6.36% 0.00 points $0.00 fees	$3,737.33	Learn MoreShow Less See Table View
S&t Bank Updated 10/25/2022	6.51%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.64%	6.50% 0.00 points $5,966.00 fees	$3,792.41	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.67%	6.50% 0.00 points $4,266.00 fees	$3,792.41	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Northwest Bank Updated 05/26/2023	6.61%	6.54% 1.00 points $0.00 fees	$3,807.02	Learn MoreShow Less See Table View
The Ephrata National Bank Updated 12/26/2025	6.41%	6.54% 0.00 points $0.00 fees	$3,808.60	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in Pennsylvania. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.