4-Year Used Auto Loan Rates – Illinois

Find the best Illinois 4-Year Used Auto Loan rates and car loan rates with a loan amount of $25,000. Compare payment and rate to find the best car loan for your vehicle in Illinois. Click on the lender links below for more information about each offer.

Illinois 4-Year Used Auto Loan

September 19, 2026 Average Rate: 6.97%

Lender APR (%)? Monthly Payment
Pentagon Credit Union
Updated 06/25/2020
Restrictions
2.14% $717.59
Navy Federal Credit Union Credit Union
Updated 01/30/2023
Restrictions
2.99% $726.92
Great Lakes Credit Union
Updated 08/26/2019
Restrictions
2.99% $726.92
State Employees Cu Of Maryland, Inc Credit Union
Updated 01/17/2020
Restrictions
2.99% $726.92
Virginia Credit Union, Inc., Credit Union
Updated 06/03/2019
Restrictions
2.99% $726.92
Eastman Credit Union
Updated 09/02/2019
Restrictions
3.30% $730.34
Landmark Credit Union
Updated 08/26/2019
Restrictions
3.39% $731.33
First Midwest Bank
Updated 08/23/2019
4.24% $740.77
West Suburban Bank
Updated 06/25/2019
4.35% $742.00
First Community Credit Union Of Chesterfield
Updated 01/26/2023
Restrictions
4.49% $743.56
Capital One, National Association
Updated 04/16/2020
4.76% $746.58
Old Second National Bank
Updated 11/07/2022
5.24% $751.97
Pnc Bank, National Association
Updated 10/04/2022
5.34% $753.09
United Nations Credit Union
Updated 09/13/2019
Restrictions
5.50% $754.90
Jovia Financial Credit Union
Updated 02/28/2023
Restrictions
5.79% $758.17
First American Bank
Updated 11/07/2022
6.25% $763.38
Pentagon Credit Union
Updated 06/25/2020
Restrictions
2.74% $550.49
Great Lakes Credit Union
Updated 08/26/2019
Restrictions
2.99% $553.25
Virginia Credit Union, Inc., Credit Union
Updated 06/03/2019
Restrictions
2.99% $553.25
Atlanta Postal Credit Union
Updated 08/27/2019
Restrictions
2.99% $553.25

Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

Rates provided by BestCashCow are based on loan amount of $25,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.

New Auto Loans - Rates are based on a $25,000 loan in Illinois for a purchase transaction of a new vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates are subject to change without notice.