Alabama

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Boaz, Alabama CD Rates – 18-Month

You are viewing rates from banks across Boaz





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Boaz, Alabama . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Boaz, AL - July 17, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Mar 16, 2023

The branch manager is unavailable and doesnt care what goes on as long as he is not bothered. The tellers are rude and referr to customers who ask for help as " special needs customers". Read More

0.75%

$10,000

22.29

Learn More

0.75%

$10,000

13.84

Learn More

0.65%

$10,000

16.50

Learn More

0.55%

$10,000

16.07

Learn More

0.50%

$10,000

3.41

Learn More

0.35%

$10,000

22.59

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Boaz, AL - July 17, 2025


Branch Street City State
Wells Fargo Bank, National Association
Guntersville Branch
600 Gunter Avenue Guntersville AL
The Hometown Bank of Alabama
The Hometown Bank Of Alabama Branch
2002 2nd Avenue, East Oneonta AL
Metro Bank
Ashville Branch
35489 Ushwy 231 Ashville AL
Liberty Bank
Snead Branch
87615 Us Hwy 278 East Altoona AL
Citizens Bank & Trust
Mobile Messenger Servie Branch
404 Gunter Avenue Guntersville AL
The Southern Bank Company
2204 Henry Street Branch
2204 Henry Street Guntersville AL
First Bank of Boaz
First Bank Of Boaz Branch
124 South Main Street Boaz AL
Peoples Bank of Alabama
Oneonta Branch
918 2nd Avenue East Oneonta AL
Regions Bank
Oneonta Main Branch
201 First Avenue E. Oneonta AL
Regions Bank
Oneonta Main Branch
201 First Avenue E. Oneonta AL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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