Best 18-Month CD Rates in Minnesota, MN

You are viewing rates from banks across Minnesota

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Minnesota . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

MN - July 31, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Prime Alliance Bank	4.20%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.00% → 4.20%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Finworth, a division of InsBank	4.20%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 8 months interest. Rate History: 4.50% → 3.75% → 3.85% → 4.30% → 4.20%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Bank5 Connect	4.15%	$500	-	Learn More Add Review
Available in all states except MA/RI.
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Charles Schwab Bank, SSB	4.10%	$1,000	-	Learn More
Rate History: 4.25% → 4.30% → 4.35% → 4.25% → 4.10%
kenbeckyreese@icloud.com \| Feb 12, 2020 WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More Reviews (5)
Profinium, Inc. Profinium, Inc. Branch	4.06%	$500	-	Learn More Add Review
Rate History: 4.16% → 4.06%
M.Y. Safra Bank	4.05%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.20% → 3.00% → 4.85%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.05%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.85% → 4.40% → 3.95% → 4.16% → 4.05%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
Colorado Federal Savings Bank	4.05%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months Interest. Rate History: 4.75% → 4.45% → 4.05% → 3.95% → 4.05%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
Rising Bank, a division of Midwest BankCentre	4.05%	$5,000	-	Learn More Add Review
One-time bump CD. Early Withdrawal Penalty is 180 days interest. Rate History: 3.90% → 4.15% → 3.95% → 4.20% → 4.05%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More
Goldman Sachs Bank	4.00%	$500	-	Learn More Add Review
Rate History: 4.10% → 4.00% → 3.90% → 4.10% → 4.00%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
CFG Bank	4.00%	$500	-	Learn More Add Review
Early Withdrawal penalty is 180 days interest. Rate History: 3.85% → 4.10% → 4.00% → 3.75% → 4.00%
TJK \| Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More
Pioneer Bank Madelia Br Branch	4.00%	$500	-	Learn More Add Review
Bask Bank, a division of Texas Capital Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.20% → 4.00% → 3.90% → 4.00%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More
VisionBank Visionbank Branch	3.90%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 4.25%
First Internet Bank of Indiana	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days. Rate History: 4.72% → 4.57% → 4.15% → 4.00% → 3.90%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Virtualbank, a division of First Horizon Bank	3.87%	$10,000	-	Learn More Add Review
Warning: Early withdrawal penalty is 2% of principal
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
American Express Bank, FSB	3.85%	$0	-	Learn More Add Review
Rate History: 3.25% → 3.35% → 3.85%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
Discover Bank	3.80%	$2,500	-	Learn More Add Review
Rate History: 4.50% → 4.40% → 3.80% → 4.00% → 3.80%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Synchrony Bank	3.80%	$0	-	Learn More Add Review
Rate History: 5.25% → 4.50% → 4.25% → 4.10% → 3.80%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Bread Savings, a division of Bread Financial	3.80%	$1,500	-	Learn More Add Review
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
Banesco USA	3.80%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.30% → 4.20% → 3.90% → 4.25% → 3.80%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Canadian Imperial Bank USA	3.76%	$1,000	-	Learn More Add Review
Rate History: 5.17% → 5.26% → 4.90% → 4.47% → 3.76%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Citibank, National Association	3.75%	$0	-	Learn More
Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Ally Bank	3.70%	$0	-	Learn More Add Review
Rate History: 4.25% → 4.10% → 3.90% → 3.80% → 3.70%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Capital One 360	3.70%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Gateway First Bank	3.70%	$500	-	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Capital One, National Association	3.70%	$0	-	Learn More
Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
TIAA Bank / Everbank	3.60%	$1,000	-	Learn More Add Review
Rate History: 4.30% → 4.00% → 3.75% → 3.70% → 3.60%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Salem Five Direct	3.50% 2.95%	$10,000 $500	-	Learn More Add Review
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 12 months of interest Rate History: 0.55% → 4.50% → 4.75% → 3.75% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
LendingClub	3.50%	$2,500	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.90% → 4.75% → 4.40% → 3.75% → 3.50%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
Wells Fargo Bank, National Association I-94 Woodbury Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
AMERIPRISE BANK, FSB Ameriprise National Trust Bank Branch	3.45% 3.35%	$100,000 $0	-	Learn More Add Review
Rate History: 3.85% → 3.70% → 3.80% → 3.66% → 3.45%
MainStreet Bank	3.25%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 9 months interest. Rate History: 3.25% → 3.00% → 3.25%
BankVista Bankvista Branch	3.16%	$1,000	-	Learn More Add Review
Rate History: 2.00% → 2.53% → 2.51% → 3.16%
Bell Bank Detroit Lakes Branch	3.05% 3.00%	$99,999 $500	-	Learn More Add Review
Rate History: 3.58% → 3.55% → 3.05%
IncredibleBank	3.03%	$1,000	-	Learn More Add Review
• $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings. Rate History: 0.25% → 0.15% → 3.82% → 3.03%
nonsense \| May 21, 2021 avoid this Read More
Barclays Bank Delaware	3.00%	$0	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.00% → 4.50% → 4.25% → 3.25% → 3.00%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.00% → 2.75%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
Chesapeake Bank	2.36%	$1,000	-	Learn More Add Review
Rate History: 0.85% → 1.25% → 2.60% → 2.36%
ruler009 \| May 26, 2017 Before009 Read More
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
USAA Federal Savings Bank	1.80%	$1,000	-	Learn More
Rate History: 4.65% → 4.20% → 4.05% → 2.80% → 1.80%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Hingham Institution for Savings	1.75%	$1,000	-	Learn More Add Review
Hingham Savings	1.75%	$1,000	-	Learn More Add Review
USAA Federal Savings Bank	1.65%	$1,000	-	Learn More Add Review
Rate History: 4.45% → 2.80% → 1.65%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
First Independent Bank Wood Lake Branch	1.51%	$2,500	-	Learn More Add Review
Mid-Central Federal Savings Bank Long Prairie Branch	1.26%	$10,000	-	Learn More Add Review
Center National Bank Center National Bank Branch	1.25%	$500	-	Learn More Add Review
Rate History: 1.00% → 2.51% → 1.50% → 1.25%
Concorde Bank Concorde Bank Branch	1.16%	$500	-	Learn More Add Review
Hometown Community Bank Forada Branch	1.10%	$10,000	-	Learn More Add Review
Grand Timber Bank Grand Timber Bank Branch	1.05%	$100,000	-	Learn More Add Review
Security Bank USA Detached Facility Branch	1.05%	$100,000	-	Learn More Add Review
North American Banking Company Woodbury Branch	1.05%	$100,000	-	Learn More Add Review
VIKING BANK, NATIONAL ASSOCIATION Viking Bank Branch	1.05%	$10,000	-	Learn More Add Review
PrinsBank Prinsbank Branch	1.05%	$10,000	-	Learn More
lloyde mille3r \| Mar 29, 2017 my ira Read More Reviews (1)
Riverland Bank Riverland Bank Branch	1.05%	$10,000	-	Learn More Add Review
TD Bank, National Association	1.00%	$10,000	-	Learn More
Rate History: 4.50% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Northview Bank Drive-In Facility Branch	1.00%	$100,000	-	Learn More Add Review
The First National Bank of Bemidji South Branch	1.00%	$100,000	-	Learn More Add Review
Glenwood State Bank (Incorporated) Detached Facility Branch	1.00%	$100,000	-	Learn More Add Review
The Wanda State Bank The Wanda State Bank Branch	1.00%	$10,000	-	Learn More Add Review
First National Bank North Akeley Branch	0.95%	$500	-	Learn More Add Review
First Community Bank First Community Bank Branch	0.95%	$25,000	-	Learn More Add Review
Northview Bank Drive-In Facility Branch	0.95%	$10,000	-	Learn More Add Review
First State Bank of Swanville Grey Eagle Branch	0.95%	$10,000	-	Learn More Add Review
Farmers & Merchants State Bank of New York Mills, Incorporated Farmers & Merchants State Bank Of New York Mills, Incorporated Branch	0.95%	$1,000	-	Learn More Add Review
First State Bank of Kiester First State Bank Of Kiester Branch	0.90%	$2,500	-	Learn More Add Review
First Bank Elk River The First National Bank Of Elk River Branch	0.90%	$10,000	-	Learn More Add Review
The First National Bank of Bemidji South Branch	0.90%	$10,000	-	Learn More Add Review
Security Bank USA Detached Facility Branch	0.90%	$10,000	-	Learn More Add Review
The Citizens National Bank of Park Rapids The Citizens National Bank Of Park R Branch	0.90%	$10,000	-	Learn More Add Review
Alliance Bank Red Wing Branch	0.90%	$10,000	-	Learn More Add Review
First Financial Bank in Winnebago First Financial Bank In Winnebago Branch	0.90%	$10,000	-	Learn More Add Review
Bonanza Valley State Bank Bonanza Valley State Bank Branch	0.90%	$500	-	Learn More Add Review
Granite Community Bank Rockville Branch	0.90%	$10,000	-	Learn More Add Review
Unity Bank	0.89%	$100,000	-	Learn More Add Review
State Bank of Easton State Bank Of Easton Branch	0.85%	$1,000	-	Learn More Add Review
The First National Bank of Bagley The First National Bank Of Bagley Branch	0.85%	$25,000	-	Learn More Add Review
Grand Timber Bank Grand Timber Bank Branch	0.85%	$10,000	-	Learn More Add Review
North American Banking Company Woodbury Branch	0.85%	$10,000	-	Learn More Add Review
Adrian State Bank Adrian State Bank Branch	0.80%	$500	-	Learn More Add Review
Farmers and Merchants State Bank of Pierz Farmers And Merchants State Bank Of Branch	0.80%	$2,500	-	Learn More Add Review
Neighborhood National Bank Alexandria Branch	0.80%	$1,000	-	Learn More Add Review
First Citizens Bank Mora Branch	0.80%	$100,000	-	Learn More Add Review
Cornerstone State Bank Le Sueur Branch	0.80%	$75,000	-	Learn More Add Review
The First National Bank of Milaca Isle Branch	0.80%	$10,000	-	Learn More Add Review
Randall State Bank Randall State Bank Branch	0.80%	$1	-	Learn More Add Review
Pine Country Bank Rice Office Branch	0.80%	$10,000	-	Learn More Add Review
Glenwood State Bank (Incorporated) Detached Facility Branch	0.80%	$10,000	-	Learn More Add Review
Eagle Bank Wendell Branch	0.77%	$25,000	-	Learn More Add Review
Tradition Capital Bank Tradition Capital Bank Branch	0.75%	$100	-	Learn More Add Review
Pine River State Bank Burns Township Branch	0.75%	$10,000	-	Learn More Add Review
Farmers & Merchants Savings Bank Vadnais Heights Branch	0.75%	$100,000	-	Learn More
Steve \| Feb 4, 2021 Yes Read More Reviews (1)
Gateway Bank Gateway Bank Branch	0.75%	$10,000	-	Learn More Add Review
Bridgewater Bank Greenwood Branch	0.75%	$10,000	-	Learn More Add Review
Drake Bank Drake Bank Branch	0.75%	$10,000	-	Learn More Add Review
American Heritage National Bank Avon Br Branch	0.75%	$10,000	-	Learn More Add Review
Star Bank Annandale Branch	0.75%	$10,000	-	Learn More Add Review
Unity Bank	0.74%	$500	-	Learn More Add Review
First Community Bank First Community Bank Branch	0.70%	$5,000	-	Learn More Add Review
The First National Bank of Le Center The First National Bank Of Le Center Branch	0.70%	$2,500	-	Learn More Add Review
Northwoods Bank of Minnesota Detached Facility Branch	0.70%	$10,000	-	Learn More Add Review
United Community Bank United Community Bank Branch	0.70%	$10,000	-	Learn More Add Review
The First National Bank of Bagley The First National Bank Of Bagley Branch	0.70%	$10,000	-	Learn More Add Review
Ultima Bank Minnesota Ultima Bank Minnesota Branch	0.70%	$10,000	-	Learn More Add Review
Citizens Alliance Bank Lake Lillian Branch	0.70%	$10,000	-	Learn More
Worst banking experience ever \| Jan 28, 2024 This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More Reviews (1)
Think Mutual Bank Edina Branch	0.70%	$100,000	-	Learn More Add Review
Produce State Bank Albert Lea Branch	0.70%	$10,000	-	Learn More Add Review
Farmers State Bank of Hamel Corcoran Detached Facility Branch	0.70%	$100,000	-	Learn More Add Review
First State Bank of Le Center First State Bank Of Le Center Branch	0.70%	$10,000	-	Learn More Add Review
First National Bank Cook Branch	0.70%	$10,000	-	Learn More Add Review
State Bank of Cold Spring State Bank Of Cold Spring Branch	0.70%	$10,000	-	Learn More Add Review
Eagle Bank Wendell Branch	0.67%	$10,000	-	Learn More Add Review
First Security Bank First Security Bank Branch	0.65%	$500	-	Learn More Add Review
American State Bank of Grygla American State Bank Of Grygla Branch	0.65%	$500	-	Learn More Add Review
Currie State Bank Currie State Bank Branch	0.65%	$500	-	Learn More Add Review
Farmers State Bank of Hoffman Farmers State Bank Of Hoffman Branch	0.65%	$1,000	-	Learn More Add Review
First Citizens Bank Mora Branch	0.65%	$10,000	-	Learn More Add Review
Falcon National Bank Falcon National Bank Branch	0.65%	$100,000	-	Learn More Add Review
American Equity Bank Equity Bank Branch	0.65%	$10,000	-	Learn More Add Review
Root River State Bank Root River State Bank Branch	0.65%	$10,000	-	Learn More Add Review
First State Bank of Fountain First State Bank Of Fountain Branch	0.65%	$10,000	-	Learn More Add Review
First Western Bank & Trust Eden Prairie Branch	0.65%	$10,000	-	Learn More Add Review
Platinum Bank Platinum Bank Branch	0.65%	$100,000	-	Learn More Add Review
United Minnesota Bank United Minnesota Bank Branch	0.65%	$10,000	-	Learn More Add Review
Dakota Heritage Bank	0.65%	$500	-	Learn More Add Review
Odin State Bank Odin State Bank Branch	0.65%	$10,000	-	Learn More Add Review
The Bank of Elk River School Street Office Branch	0.60%	$2,500	-	Learn More Add Review
Security State Bank of Aitkin Paulbecks County Market Branch	0.60%	$10,000	-	Learn More Add Review
CorTrust Bank National Association Woodbury Branch	0.60%	$10,000	-	Learn More Add Review
Valley Premier Bank Valley Premier Bank Branch	0.60%	$500	-	Learn More Add Review
HomeTown Bank Henderson Branch	0.60%	$10,000	-	Learn More Add Review
Think Mutual Bank Edina Branch	0.60%	$10,000	-	Learn More Add Review
Manufacturers Bank & Trust Company Rochester Branch	0.60%	$100,000	-	Learn More Add Review
Farmers State Bank of Hamel Corcoran Detached Facility Branch	0.60%	$10,000	-	Learn More Add Review
Vergas State Bank Vergas State Bank Branch	0.60%	$10,000	-	Learn More Add Review
The First National Bank at St. James The First National Bank At St. James Branch	0.60%	$10,000	-	Learn More Add Review
State Bank of New Richland State Bank Of New Richland Branch	0.55%	$50,000	-	Learn More Add Review
Farmers & Merchants Savings Bank Vadnais Heights Branch	0.55%	$10,000	-	Learn More
Steve \| Feb 4, 2021 Yes Read More Reviews (1)
ONB Bank Olmsted National Bank Branch	0.55%	$2,500	-	Learn More Add Review
Security Bank Minnesota Alden Branch	0.55%	$100,000	-	Learn More Add Review
Security State Bank of Wanamingo Security State Bank Of Wanamingo Branch	0.55%	$10,000	-	Learn More Add Review
Community Resource Bank Branch	0.55%	$100,000	-	Learn More Add Review
First State Bank Southwest Edgerton Branch	0.55%	$100,000	-	Learn More Add Review
Reliance Bank Reliance Bank Branch	0.55%	$10,000	-	Learn More Add Review
Northern State Bank Aurora Branch	0.55%	$10,000	-	Learn More Add Review
Minnesota National Bank Minnesota National Bank Branch	0.52%	$100,000	-	Learn More Add Review
Woodland Bank Hill City Office Branch	0.50%	$500	-	Learn More Add Review
Cornerstone State Bank Le Sueur Branch	0.50%	$500	-	Learn More Add Review
Falcon National Bank Falcon National Bank Branch	0.50%	$10,000	-	Learn More Add Review
St. Clair State Bank (Incorporated) St. Clair State Bank (Incorporated) Branch	0.50%	$10,000	-	Learn More Add Review
MidCountry Bank Hutchinson South Branch	0.50%	$100,000	-	Learn More Add Review
West Bank Rochester Branch	0.50%	$100,000	-	Learn More Add Review
Security Bank Minnesota Alden Branch	0.50%	$10,000	-	Learn More Add Review
Community Resource Bank Branch	0.50%	$10,000	-	Learn More Add Review
Farmers State Bank of Trimont Farmers State Bank Of Trimont Branch	0.50%	$10,000	-	Learn More Add Review
Welcome State Bank Welcome State Bank Branch	0.50%	$10,000	-	Learn More Add Review
Northern State Bank of Virginia Northern State Bank Of Virginia Branch	0.50%	$100,000	-	Learn More Add Review
WNB FINANCIAL, N.A. East Office Branch	0.50%	$10,000	-	Learn More Add Review
Kensington Bank Herman Br Branch	0.48%	$1,000	-	Learn More Add Review
Minnesota National Bank Minnesota National Bank Branch	0.46%	$10,000	-	Learn More Add Review
First Farmers & Merchants National Bank St. Paul Branch	0.45%	$1,000	-	Learn More Add Review
American Federal Bank Moorhead Branch	0.45%	$100,000	-	Learn More Add Review
First International Bank & Trust Motley Branch	0.45%	$10,000	-	Learn More Add Review
Citizens Community Federal National Association Winona Branch	0.45%	$10,000	-	Learn More Add Review
MidCountry Bank Hutchinson South Branch	0.45%	$10,000	-	Learn More Add Review
Castle Rock Bank Castle Rock Bank Branch	0.45%	$10,000	-	Learn More Add Review
Coulee Bank Highland Park Branch	0.45%	$10,000	-	Learn More Add Review
Platinum Bank Platinum Bank Branch	0.45%	$10,000	-	Learn More Add Review
State Bank of Taunton State Bank Of Taunton Branch	0.45%	$10,000	-	Learn More Add Review
Northern State Bank of Virginia Northern State Bank Of Virginia Branch	0.45%	$10,000	-	Learn More Add Review
ProGrowth Bank ProGrowth Bank - Nicollet Branch	0.43%	$100,000	-	Learn More Add Review
Arlington State Bank Arlington State Bank Branch	0.40%	$500	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.40%	$100,000	-	Learn More Add Review
Farmers and Merchants State Bank of Alpha Farmers And Merchants State Bank Of Branch	0.40%	$10,000	-	Learn More Add Review
Security State Bank of Kenyon Security State Bank Of Kenyon Branch	0.40%	$10,000	-	Learn More Add Review
Union Bank and Trust Company Union Bank And Trust Company Branch	0.40%	$10,000	-	Learn More Add Review
State Bank of Chandler State Bank Of Chandler Branch	0.40%	$100	-	Learn More Add Review
North Star Bank Washington Square Branch	0.40%	$10,000	-	Learn More Add Review
Great Southern Bank Edina Branch	0.35%	$250	-	Learn More Add Review
The First National Bank of Fairfax The First National Bank Of Fairfax Branch	0.35%	$1,000	-	Learn More Add Review
State Bank of New Richland State Bank Of New Richland Branch	0.35%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.35%	$10,000	-	Learn More Add Review
Bank Forward Bemidji Branch	0.35%	$10,000	-	Learn More Add Review
Citizens State Bank Norwood Young America Citizens State Bank Norwood Young Am Branch	0.35%	$10,000	-	Learn More Add Review
First National Bank Maple Lawn Nursing Home Branch	0.35%	$10,000	-	Learn More Add Review
Heritage Bank Minnesota Dennison Branch	0.35%	$10,000	-	Learn More Add Review
Manufacturers Bank & Trust Company Rochester Branch	0.35%	$10,000	-	Learn More Add Review
Highland Bank Highland Bank Branch	0.35%	$10,000	-	Learn More Add Review
Merchants Bank, National Association Apple Valley Branch	0.35%	$10,000	-	Learn More Add Review
First State Bank Southwest Edgerton Branch	0.35%	$10,000	-	Learn More Add Review
Lake Elmo Bank Oak Meadows Branch-Senior Housing	0.35%	$25,000	-	Learn More Add Review
ProGrowth Bank ProGrowth Bank - Nicollet Branch	0.33%	$10,000	-	Learn More Add Review
Merchants Bank, National Association Apple Valley Branch	0.32%	$10,000	-	Learn More Add Review
National Bank of Commerce Hermantown Branch	0.30%	$100,000	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.30%	$100,000	-	Learn More Add Review
MidWestOne Bank Stillwater - Branch 21	0.30%	$10,000	-	Learn More Add Review
American Federal Bank Moorhead Branch	0.30%	$10,000	-	Learn More Add Review
First National Bank Minnesota Mankato Branch	0.30%	$10,000	-	Learn More Add Review
Bank Midwest Westbrook Branch	0.30%	$10,000	-	Learn More Add Review
Security State Bank of Marine Chisaago Lakes Branch	0.30%	$10,000	-	Learn More Add Review
Merchants Bank, National Association Apple Valley Branch	0.30%	$10,000	-	Learn More Add Review
First National Bank Maple Lawn Nursing Home Branch	0.30%	$10,000	-	Learn More Add Review
First State Bank and Trust First State Bank And Trust Branch	0.30%	$10,000	-	Learn More Add Review
West Bank Rochester Branch	0.30%	$10,000	-	Learn More Add Review
Farmers State Bank of Hartland Farmers State Bank Of Hartland Branch	0.30%	$10,000	-	Learn More Add Review
ESB Bank Esb Bank Branch	0.30%	$10,000	-	Learn More Add Review
United Prairie Bank Worthington Branch	0.30%	$10,000	-	Learn More Add Review
First Farmers & Merchants State Bank of Grand Meadow Detached Facility Branch	0.30%	$10,000	-	Learn More Add Review
OneLocal Bank	0.30%	$500	-	Learn More Add Review
Rate History: 0.30% → 1.26% → 0.30%
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
National Bank of Commerce Hermantown Branch	0.25%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.25%	$10,000	-	Learn More Add Review
First Security Bank - Sleepy Eye Detroit Lakes Branch	0.25%	$10,000	-	Learn More Add Review
United Prairie Bank Worthington Branch	0.25%	$10,000	-	Learn More Add Review
BNC National Bank Bnc Minneapolis Branch	0.25%	$10,000	-	Learn More Add Review
The First National Bank of Coleraine The First National Bank Of Coleraine Branch	0.25%	$10,000	-	Learn More Add Review
Grand Rapids State Bank Grand Rapids State Bank Branch	0.25%	$10,000	-	Learn More Add Review
First Security Bank - Canby First Security Bank - Lake Benton Br Branch	0.25%	$10,000	-	Learn More Add Review
Lake Elmo Bank Oak Meadows Branch-Senior Housing	0.25%	$1,000	-	Learn More Add Review
New Market Bank Prior Lake Branch	0.23%	$1,000	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.20%	$10,000	-	Learn More Add Review
Security State Bank of Hibbing Security State Bank Of Hibbing Branch	0.20%	$75,000	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.18%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.17%	$10,000	-	Learn More Add Review
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Security State Bank of Hibbing Security State Bank Of Hibbing Branch	0.15%	$1,000	-	Learn More Add Review
Old National Bank 500 Marschal Road Branch	0.15%	$10,000	-	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
Frandsen Bank & Trust Provincial Bank Branch	0.15%	$10,000	-	Learn More Add Review
Merchants Bank, National Association Apple Valley Branch	0.15%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.13%	$100,000	-	Learn More Add Review
First Farmers & Merchants National Bank First Farmers & Merchants National B Branch	0.10%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.10%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Provincial Bank Branch	0.09%	$10,000	-	Learn More Add Review
KeyBank National Association	0.05%	$10,000	-	Learn More
Rate History: 4.75% → 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
Sterling State Bank North Rochester Branch	0.05%	$10,000	-	Learn More Add Review
MINNESOTA LAKES BANK Minnesota Lakes Bank Branch	0.05%	$10,000	-	Learn More Add Review
U.S. Bank National Association Normandale Community College Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
PNC Bank, National Association	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Bank Of America, National Association Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
OneWest Bank, a division of First-Citizens Bank and Trust	0.02%	$500	-	Learn More Add Review
Associated Bank, National Association Westview Ridge Retirement Center Branch	0.01%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
Profinium, Inc. Profinium, Inc. Branch	414 North Fifth Avenue East	Truman	MN
Pioneer Bank Madelia Br Branch	34 Main Street	Madelia	MN
VisionBank Visionbank Branch	4725 Highway 7	Saint Louis Park	MN
Wells Fargo Bank, National Association I-94 Woodbury Branch	9882 Norma Lane	Woodbury	MN
Ameriprise Bank, FSB Ameriprise National Trust Bank Branch	901 3rd Avenue South	Minneapolis	MN
Ameriprise Bank, FSB Ameriprise National Trust Bank Branch	901 3rd Avenue South	Minneapolis	MN
BankVista Bankvista Branch	125 Twin Rivers Court	Sartell	MN
Bell Bank Detroit Lakes Branch	920 Lake Avenue	Detroit Lakes	MN
Bell Bank Detroit Lakes Branch	920 Lake Avenue	Detroit Lakes	MN
First Independent Bank Wood Lake Branch	53 2nd Avenue	Wood Lake	MN
Mid-Central National Bank Long Prairie Branch	610 Lake St S.	Long Prairie	MN
Center National Bank Center National Bank Branch	301 North Ramsey Avenue	Litchfield	MN
Concorde Bank Concorde Bank Branch	16 S.W. Main Street	Blomkest	MN
Hometown Community Bank Forada Branch	10635 Toby's Avenue Se	Alexandria	MN
Grand Timber Bank Grand Timber Bank Branch	204 North Maddy Street	Mcgregor	MN
Security Bank USA Detached Facility Branch	104-106 Fourth Street	Bemidji	MN
North American Banking Company Woodbury Branch	9260 Hudson Road	Woodbury	MN
VIKING BANK, NATIONAL ASSOCIATION Viking Bank Branch	4277 Dakota Street	Alexandria	MN
PrinsBank Prinsbank Branch	508 Third Street	Prinsburg	MN
Riverland Bank Riverland Bank Branch	700 Seville Drive	Jordan	MN
Northview Bank Drive-In Facility Branch	Railroad Street	Floodwood	MN
The First National Bank of Bemidji South Branch	607 Washington Avenue S	Bemidji	MN
Glenwood State Bank (Incorporated) Detached Facility Branch	Washington And Central Streets	Villard	MN
The Wanda State Bank The Wanda State Bank Branch	121 W Main	Wanda	MN
First National Bank North Akeley Branch	110 Broadway Street East	Akeley	MN
First Community Bank First Community Bank Branch	500 Central Avenue	Lester Prairie	MN
Northview Bank Drive-In Facility Branch	Railroad Street	Floodwood	MN
First State Bank of Swanville Grey Eagle Branch	Main Street	Grey Eagle	MN
Farmers & Merchants State Bank of New York Mills, Incorporated Farmers & Merchants State Bank Of New York Mills, Incorporated Branch	Walker Avenue And Front Street	New York Mills	MN
Global Innovations Bank First State Bank Of Kiester Branch	101 N Main Street	Kiester	MN
First Bank Elk River The First National Bank Of Elk River Branch	812 Main Street	Elk River	MN
The First National Bank of Bemidji South Branch	607 Washington Avenue S	Bemidji	MN
Security Bank USA Detached Facility Branch	104-106 Fourth Street	Bemidji	MN
The Citizens National Bank of Park Rapids The Citizens National Bank Of Park R Branch	300 West First Street	Park Rapids	MN
Alliance Bank Red Wing Branch	840 Technology Drive	Red Wing	MN
First Financial Bank in Winnebago First Financial Bank In Winnebago Branch	One Main Street South	Winnebago	MN
Bonanza Valley State Bank Bonanza Valley State Bank Branch	First Street And Central Avenue	Brooten	MN
Granite Bank Rockville Branch	450 Broadway Street	Rockville	MN
State Bank of Easton State Bank Of Easton Branch	50 Main Street	Easton	MN
The First National Bank of Bagley The First National Bank Of Bagley Branch	31 Central Street East	Bagley	MN
Grand Timber Bank Grand Timber Bank Branch	204 North Maddy Street	Mcgregor	MN
North American Banking Company Woodbury Branch	9260 Hudson Road	Woodbury	MN
Adrian State Bank Adrian State Bank Branch	322 Maine Avenue	Adrian	MN
Farmers and Merchants State Bank of Pierz Farmers And Merchants State Bank Of Branch	80 Main Street N	Pierz	MN
Neighborhood National Bank Alexandria Branch	803 North Nokomis Ne	Alexandria	MN
First Citizens Bank Mora Branch	730 Forest Ave. E	Mora	MN
Cornerstone State Bank Le Sueur Branch	415 North Main St	Le Sueur	MN
The First National Bank of Milaca Isle Branch	198 Main Street	Isle	MN
Randall State Bank Randall State Bank Branch	307 Pacific Avenue	Randall	MN
Pine Country Bank Rice Office Branch	750 125th Street	Rice	MN
Glenwood State Bank (Incorporated) Detached Facility Branch	Washington And Central Streets	Villard	MN
Eagle Bank Wendell Branch	612 Torrisson Ave	Wendell	MN
Tradition Capital Bank Tradition Capital Bank Branch	7601 France Avenue South, Suite 140	Edina	MN
Pine River State Bank Burns Township Branch	8141 Viking Blvd Nw	Elk River	MN
Farmers & Merchants Savings Bank Vadnais Heights Branch	845 East County Road 32	Vadnais Heights	MN
Gateway Bank Gateway Bank Branch	745 Market Street	Mendota Heights	MN
Bridgewater Bank Greenwood Branch	21500 Highway 7	Greenwood	MN
Drake Bank Drake Bank Branch	60 Plato Boulevard, Suite 100	Saint Paul	MN
American Heritage National Bank Avon Br Branch	104 Avon Ave North	Avon	MN
Star Bank Annandale Branch	460 Elm Street E	Annandale	MN
First Community Bank First Community Bank Branch	500 Central Avenue	Lester Prairie	MN
The First National Bank of Le Center The First National Bank Of Le Center Branch	10 West Minnesota Street	Le Center	MN
Northwoods Bank of Minnesota Detached Facility Branch	First Street	Park Rapids	MN
United Community Bank United Community Bank Branch	301 West Main Street	Perham	MN
The First National Bank of Bagley The First National Bank Of Bagley Branch	31 Central Street East	Bagley	MN
Ultima Bank Minnesota Ultima Bank Minnesota Branch	9 W Minnesota Ave	Winger	MN
Citizens Alliance Bank Lake Lillian Branch	451 Lakeview Street	Lake Lillian	MN
Think Mutual Bank Edina Branch	3655 Hazelton Road	Edina	MN
Produce State Bank Albert Lea Branch	220 East William Street	Albert Lea	MN
Farmers State Bank of Hamel Corcoran Detached Facility Branch	County Road 116 And County Road 10	Corcoran	MN
First State Bank of Le Center First State Bank Of Le Center Branch	88 North Park Avenue	Le Center	MN
First National Bank Cook Branch	32 South River Street	Cook	MN
State Bank of Cold Spring State Bank Of Cold Spring Branch	401 Main Street	Cold Spring	MN
Eagle Bank Wendell Branch	612 Torrisson Ave	Wendell	MN
First Security Bank First Security Bank Branch	316 Byron Avenue, North	Byron	MN
American State Bank of Grygla American State Bank Of Grygla Branch	102 S Main Ave	Grygla	MN
Currie State Bank Currie State Bank Branch	141 Mill Street	Currie	MN
Farmers State Bank of Hoffman Farmers State Bank Of Hoffman Branch	103 Main Ave W	Hoffman	MN
First Citizens Bank Mora Branch	730 Forest Ave. E	Mora	MN
Falcon National Bank Falcon National Bank Branch	183 Cedar Drive	Foley	MN
Luminate Bank Equity Bank Branch	5900 Green Oak Drive	Minnetonka	MN
Root River State Bank Root River State Bank Branch	18 3rd Street, S. E.	Chatfield	MN
First State Bank of Fountain First State Bank Of Fountain Branch	101 Main Street	Fountain	MN
First Western Bank & Trust Eden Prairie Branch	100 Prairie Center Drive	Eden Prairie	MN
Platinum Bank Platinum Bank Branch	7667 10th Street North	Oakdale	MN
United Minnesota Bank United Minnesota Bank Branch	105 Central Avenue	New London	MN
Odin State Bank Odin State Bank Branch	101 East Main Street	Odin	MN
The Bank of Elk River School Street Office Branch	846 Freeport Avenue	Elk River	MN
Security State Bank of Aitkin Paulbecks County Market Branch	Red Oak Drive	Aitkin	MN
CorTrust Bank National Association Woodbury Branch	9740 Tamarack Rd	Woodbury	MN
Valley Premier Bank Valley Premier Bank Branch	416 Sixth Street	Hawley	MN
HomeTown Bank Henderson Branch	409 Main Street	Henderson	MN
Think Mutual Bank Edina Branch	3655 Hazelton Road	Edina	MN
Manufacturers Bank & Trust Company Rochester Branch	2020 2nd Street Sw	Rochester	MN
Farmers State Bank of Hamel Corcoran Detached Facility Branch	County Road 116 And County Road 10	Corcoran	MN
Vergas State Bank Vergas State Bank Branch	106 East Main Street	Vergas	MN
The First National Bank at St. James The First National Bank At St. James Branch	202 1st Ave S	Saint James	MN
State Bank of New Richland State Bank Of New Richland Branch	103 North Broadway	New Richland	MN
Farmers & Merchants Savings Bank Vadnais Heights Branch	845 East County Road 32	Vadnais Heights	MN
Eagle Rock Bank Olmsted National Bank Branch	975 34th Avenue Nw	Rochester	MN
Security Bank Minnesota Alden Branch	195 North Broadway	Alden	MN
Security State Bank of Wanamingo Security State Bank Of Wanamingo Branch	232 Main Street	Wanamingo	MN
Community Resource Bank Branch	618 Division Street	Northfield	MN
First State Bank Southwest Edgerton Branch	760 Main Street	Edgerton	MN
Reliance Bank Reliance Bank Branch	2300 30th Street Northwest	Faribault	MN
Northern State Bank Aurora Branch	213 North Main Street	Aurora	MN
Minnesota National Bank Minnesota National Bank Branch	Main And Sinclair Lewis	Sauk Centre	MN
Woodland Bank Hill City Office Branch	675 Highway 169 South	Hill City	MN
Cornerstone State Bank Le Sueur Branch	415 North Main St	Le Sueur	MN
Falcon National Bank Falcon National Bank Branch	183 Cedar Drive	Foley	MN
St. Clair State Bank (Incorporated) St. Clair State Bank (Incorporated) Branch	100 Main St. West	Saint Clair	MN
MidCountry Bank Hutchinson South Branch	905 Highway 15 S.	Hutchinson	MN
West Bank Rochester Branch	2188 Superior Drive Nw	Rochester	MN
Security Bank Minnesota Alden Branch	195 North Broadway	Alden	MN
Community Resource Bank Branch	618 Division Street	Northfield	MN
Farmers State Bank of Trimont Farmers State Bank Of Trimont Branch	220 Main Street West	Trimont	MN
Welcome State Bank Welcome State Bank Branch	111 Guide Street North	Welcome	MN
Northern State Bank of Virginia Northern State Bank Of Virginia Branch	600 Chestnut Street	Virginia	MN
WNB FINANCIAL, N.A. East Office Branch	840 Mankato Avenue	Winona	MN
Kensington Bank Herman Br Branch	103 5th Street East	Herman	MN
Minnesota National Bank Minnesota National Bank Branch	Main And Sinclair Lewis	Sauk Centre	MN
First Farmers & Merchants National Bank St. Paul Branch	332 Minnesota Street	Saint Paul	MN
American Federal Bank Moorhead Branch	601 Center Avenue	Moorhead	MN
First International Bank & Trust Motley Branch	Highway 10 And Beaulieu Street	Motley	MN
Citizens Community Federal National Association Winona Branch	955 Frontenac Drive	Winona	MN
MidCountry Bank Hutchinson South Branch	905 Highway 15 S.	Hutchinson	MN
Castle Rock Bank Castle Rock Bank Branch	27925 Danville Avenue	Castle Rock	MN
Coulee Bank Highland Park Branch	742 Grand Avenue	Saint Paul	MN
Platinum Bank Platinum Bank Branch	7667 10th Street North	Oakdale	MN
State Bank of Taunton State Bank Of Taunton Branch	101 N. Main St.	Taunton	MN
Northern State Bank of Virginia Northern State Bank Of Virginia Branch	600 Chestnut Street	Virginia	MN
ProGrowth Bank ProGrowth Bank - Nicollet Branch	703 3rd Street, PO Box 77	Nicollet	MN
Arlington State Bank Arlington State Bank Branch	230 West Main Street	Arlington	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
Farmers and Merchants State Bank of Alpha Farmers And Merchants State Bank Of Branch	210 North Main Street	Alpha	MN
Security State Bank of Kenyon Security State Bank Of Kenyon Branch	602 Second Street	Kenyon	MN
Union Bank and Trust Company Union Bank And Trust Company Branch	312 Central Avenue	Minneapolis	MN
State Bank of Chandler State Bank Of Chandler Branch	342 Main Avenue	Chandler	MN
North Star Bank Washington Square Branch	4661 Highway 61	White Bear Lake	MN
Great Southern Bank Edina Branch	6545 France Avenue South Suite 130	Edina	MN
The First National Bank of Fairfax The First National Bank Of Fairfax Branch	16 S.E. First Ave	Fairfax	MN
State Bank of New Richland State Bank Of New Richland Branch	103 North Broadway	New Richland	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
Bank Forward Bemidji Branch	700 Paul Bunyan Dr Nw	Bemidji	MN
Citizens State Bank Norwood Young America Citizens State Bank Norwood Young Am Branch	409 Faxon Road	Norwood Young America	MN
First National Bank Maple Lawn Nursing Home Branch	400 7th Street	Fulda	MN
Heritage Bank Minnesota Dennison Branch	37470 First Ave. Court	Dennison	MN
Manufacturers Bank & Trust Company Rochester Branch	2020 2nd Street Sw	Rochester	MN
Highland Bank Highland Bank Branch	701 Central Avenue East	Saint Michael	MN
Merchants Bank, National Association Apple Valley Branch	7300 147th Street West, Suite 100	Apple Valley	MN
First State Bank Southwest Edgerton Branch	760 Main Street	Edgerton	MN
Lake Elmo Bank Oak Meadows Branch-Senior Housing	8132 And 8133 Fourth Street North	Oakdale	MN
ProGrowth Bank ProGrowth Bank - Nicollet Branch	703 3rd Street, PO Box 77	Nicollet	MN
Merchants Bank, National Association Apple Valley Branch	7300 147th Street West, Suite 100	Apple Valley	MN
National Bank of Commerce Hermantown Branch	4105 Richard Avenue	Hermantown	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
MidWestOne Bank Stillwater - Branch 21	2270 Frontage Road	Stillwater	MN
American Federal Bank Moorhead Branch	601 Center Avenue	Moorhead	MN
First National Bank Minnesota Mankato Branch	500 Long Street	Mankato	MN
Bank Midwest Westbrook Branch	640 First Avenue	Westbrook	MN
Security State Bank of Marine Chisaago Lakes Branch	30626 Lincoln Road	Lindstrom	MN
Merchants Bank, National Association Apple Valley Branch	7300 147th Street West, Suite 100	Apple Valley	MN
First National Bank Maple Lawn Nursing Home Branch	400 7th Street	Fulda	MN
First State Bank and Trust First State Bank And Trust Branch	950 North Highway 95	Bayport	MN
West Bank Rochester Branch	2188 Superior Drive Nw	Rochester	MN
Arcadian Bank Farmers State Bank Of Hartland Branch	601 N. Broadway	Hartland	MN
ESB Bank Esb Bank Branch	115 North Highway 44/76	Caledonia	MN
United Prairie Bank Worthington Branch	905 Mcmillan Stree6t	Worthington	MN
First Farmers & Merchants State Bank of Grand Meadow Detached Facility Branch	19 East Main Street	Racine	MN
National Bank of Commerce Hermantown Branch	4105 Richard Avenue	Hermantown	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
First Security Bank - Sleepy Eye Detroit Lakes Branch	611 Summitt Avenue	Detroit Lakes	MN
United Prairie Bank Worthington Branch	905 Mcmillan Stree6t	Worthington	MN
BNC National Bank Bnc Minneapolis Branch	650 Douglas Drive	Golden Valley	MN
The First National Bank of Coleraine The First National Bank Of Coleraine Branch	423 Roosevelt Street	Coleraine	MN
Grand Rapids State Bank Grand Rapids State Bank Branch	523 Nw 1st Avenue	Grand Rapids	MN
First Security Bank - Canby First Security Bank - Lake Benton Br Branch	107 North Center Street	Lake Benton	MN
Lake Elmo Bank Oak Meadows Branch-Senior Housing	8132 And 8133 Fourth Street North	Oakdale	MN
New Market Bank Prior Lake Branch	4719 Park Nicollet Ave Se Suite 100	Prior Lake	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
Security State Bank of Hibbing Security State Bank Of Hibbing Branch	701 East Howard Street	Hibbing	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
Security State Bank of Hibbing Security State Bank Of Hibbing Branch	701 East Howard Street	Hibbing	MN
Old National Bank 500 Marschal Road Branch	500 Marschall Road	Shakopee	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
Merchants Bank, National Association Apple Valley Branch	7300 147th Street West, Suite 100	Apple Valley	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
First Farmers & Merchants National Bank First Farmers & Merchants National B Branch	303 East Main Street	Luverne	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
Frandsen Bank & Trust Provincial Bank Branch	7303 161st Street	Lakeville	MN
Sterling State Bank North Rochester Branch	5600 Highway 52 North	Rochester	MN
MINNESOTA LAKES BANK Minnesota Lakes Bank Branch	710 Babcock Boulevard	Delano	MN
U.S. Bank National Association Normandale Community College Branch	9700 France Avenue South, Ste K1405 Kopp Student Center	Bloomington	MN
Bank of America, National Association Bank Of America, National Association Branch	80 S 8th St. Suite 3500	Minneapolis	MN
Associated Bank, National Association Westview Ridge Retirement Center Branch	One West Thompson Avenue	West Saint Paul	MN

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Minnesota CD Rates – 18-Month

Branches Info around zip 10116

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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