Best 18-Month CD Rates in Indiana, IN

You are viewing rates from banks across Indiana

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Indiana . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

IN - August 5, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Prime Alliance Bank	4.20%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.00% → 4.20%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Bank5 Connect	4.15%	$500	-	Learn More Add Review
Available in all states except MA/RI.
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More
Merrick Bank	4.15%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Finworth, a division of InsBank	4.15%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 8 months interest. Rate History: 3.75% → 3.85% → 4.30% → 4.20% → 4.15%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Charles Schwab Bank, SSB	4.10%	$1,000	-	Learn More
Rate History: 4.25% → 4.30% → 4.35% → 4.25% → 4.10%
kenbeckyreese@icloud.com \| Feb 12, 2020 WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More Reviews (5)
M.Y. Safra Bank	4.05%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.20% → 3.00% → 4.85%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.05%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.85% → 4.40% → 3.95% → 4.16% → 4.05%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
Colorado Federal Savings Bank	4.05%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months Interest. Rate History: 4.75% → 4.45% → 4.05% → 3.95% → 4.05%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
Rising Bank, a division of Midwest BankCentre	4.05%	$5,000	-	Learn More Add Review
One-time bump CD. Early Withdrawal Penalty is 180 days interest. Rate History: 3.90% → 4.15% → 3.95% → 4.20% → 4.05%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More
Goldman Sachs Bank	4.00%	$500	-	Learn More Add Review
Rate History: 4.10% → 4.00% → 3.90% → 4.10% → 4.00%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
CFG Bank	4.00%	$500	-	Learn More Add Review
Early Withdrawal penalty is 180 days interest. Rate History: 3.85% → 4.10% → 4.00% → 3.75% → 4.00%
TJK \| Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More
Bask Bank, a division of Texas Capital Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.20% → 4.00% → 3.90% → 4.00%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More
First Internet Bank of Indiana First Internet Bank Of Indiana Branch	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days. Rate History: 4.72% → 4.57% → 4.15% → 4.00% → 3.90%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Virtualbank, a division of First Horizon Bank	3.87%	$10,000	-	Learn More Add Review
Warning: Early withdrawal penalty is 2% of principal
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
American Express Bank, FSB	3.85%	$0	-	Learn More Add Review
Rate History: 3.25% → 3.35% → 3.85%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
Discover Bank	3.80%	$2,500	-	Learn More Add Review
Rate History: 4.50% → 4.40% → 3.80% → 4.00% → 3.80%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Synchrony Bank	3.80%	$0	-	Learn More Add Review
Rate History: 5.25% → 4.50% → 4.25% → 4.10% → 3.80%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Bread Savings, a division of Bread Financial	3.80%	$1,500	-	Learn More Add Review
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
Banesco USA	3.80%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.30% → 4.20% → 3.90% → 4.25% → 3.80%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Canadian Imperial Bank USA	3.76%	$1,000	-	Learn More Add Review
Rate History: 5.17% → 5.26% → 4.90% → 4.47% → 3.76%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Citibank, National Association	3.75%	$0	-	Learn More
Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Ally Bank	3.70%	$0	-	Learn More Add Review
Rate History: 4.25% → 4.10% → 3.90% → 3.80% → 3.70%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Capital One 360	3.70%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Gateway First Bank	3.70%	$500	-	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Capital One, National Association	3.70%	$0	-	Learn More
Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
TIAA Bank / Everbank	3.60%	$1,000	-	Learn More Add Review
Rate History: 4.30% → 4.00% → 3.75% → 3.70% → 3.60%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
First Federal Savings Bank Mishawaka Branch	3.55%	$500	-	Learn More Add Review
Rate History: 1.76% → 4.06% → 3.80% → 3.55%
Salem Five Direct	3.50% 2.95%	$10,000 $500	-	Learn More Add Review
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 12 months of interest Rate History: 0.55% → 4.50% → 4.75% → 3.75% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
LendingClub	3.50%	$2,500	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.90% → 4.75% → 4.40% → 3.75% → 3.50%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
Wells Fargo Bank, National Association State & Sherman Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
Merchants Bank of Indiana Merchants Bank Of Indiana Branch	3.32%	$1,000	-	Learn More
65JimmyJay \| Dec 12, 2022 Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More Reviews (5)
MainStreet Bank	3.25%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 9 months interest. Rate History: 3.25% → 3.00% → 3.25%
IncredibleBank	3.03%	$1,000	-	Learn More Add Review
• $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings. Rate History: 0.25% → 0.15% → 3.82% → 3.03%
nonsense \| May 21, 2021 avoid this Read More
Barclays Bank Delaware	3.00%	$0	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.00% → 4.50% → 4.25% → 3.25% → 3.00%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.00% → 2.75%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
Chesapeake Bank	2.36%	$1,000	-	Learn More Add Review
Rate History: 0.85% → 1.25% → 2.60% → 2.36%
ruler009 \| May 26, 2017 Before009 Read More
First Robinson Savings Bank, National Association Vincennes Branch	2.27%	$0	-	Learn More Add Review
Rate History: 2.17% → 2.27%
State Bank of Medora State Bank Of Medora Branch	2.27%	$500	-	Learn More Add Review
Rate History: 4.70% → 4.18% → 3.56% → 2.27%
Logansport Savings Bank Logansport Savings Bank Branch	2.25%	$1,000	-	Learn More Add Review
Rate History: 2.75% → 2.25%
JPMorgan Chase Bank, National Association Washington-Mitthoefer Rd. Branch	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
USAA Federal Savings Bank	1.80%	$1,000	-	Learn More
Rate History: 4.65% → 4.20% → 4.05% → 2.80% → 1.80%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Hingham Institution for Savings	1.75%	$1,000	-	Learn More Add Review
Hingham Savings	1.75%	$1,000	-	Learn More Add Review
USAA Federal Savings Bank	1.65%	$1,000	-	Learn More Add Review
Rate History: 4.45% → 2.80% → 1.65%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
Centier Bank Fort Wayne Branch	1.25%	$1,000	-	Learn More Add Review
BMO Bank National Association Geist Branch	1.00%	$1,000	-	Learn More
Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Lake City Bank Direct Banking Center- Www.Lakecityb Branch	1.00%	$10,000	-	Learn More Add Review
Rate History: 3.25% → 1.00%
The First National Bank of Monterey North Judson Branch	1.00%	$1,000	-	Learn More Add Review
TD Bank, National Association	1.00%	$10,000	-	Learn More
Rate History: 4.50% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
The Napoleon State Bank Osgood Branch	0.90%	$100,000	-	Learn More Add Review
Community First Bank of Indiana Dixon Road Branch	0.90%	$1,000	-	Learn More Add Review
Civista Bank	0.90%	$100,000	-	Learn More
Disappointed \| Feb 5, 2020 We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More Reviews (2)
The Napoleon State Bank Osgood Branch	0.85%	$10,000	-	Learn More Add Review
First Federal Savings Bank Bell Oaks Drive Branch	0.85%	$10,000	-	Learn More Add Review
Civista Bank	0.85%	$10,000	-	Learn More
Disappointed \| Feb 5, 2020 We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More Reviews (2)
Greenfield Banking Company New Palestine Branch	0.65%	$1,000	-	Learn More Add Review
Rate History: 0.65% → 0.60% → 0.65% → 0.60% → 0.65%
Union Savings Bank Indianapolis Branch	0.65%	$10,000	-	Learn More
Patty \| Mar 21, 2020 Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More Reviews (2)
The First National Bank of Carmi Poseyville Branch	0.65%	$10,000	-	Learn More Add Review
United Fidelity Bank, fsb Newburgh Branch	0.65%	$10,000	-	Learn More Add Review
First Savings Bank of Hegewisch Saint John Branch	0.65%	$10,000	-	Learn More Add Review
Community State Bank Community State Bank Branch	0.60%	$500	-	Learn More Add Review
Tri-County Bank & Trust Company Main Street Crawfordsville Branch	0.60%	$10,000	-	Learn More Add Review
First Bank Richmond South A Street Motor Branch	0.60%	$10,000	-	Learn More Add Review
Field & Main Bank Burkhardt Branch	0.60%	$10,000	-	Learn More Add Review
Bath State Bank West College Corner Branch	0.56%	$100,000	-	Learn More Add Review
The Home National Bank of Thorntown Lebanon Branch	0.55%	$100,000	-	Learn More Add Review
The Home National Bank of Thorntown Lebanon Branch	0.50%	$1,000	-	Learn More Add Review
Peoples Community Bank SB of Monticello, Indiana Peoples Savings And Loan Association Branch	0.50%	$2,500	-	Learn More Add Review
The Huntington National Bank Rangeline Road Branch	0.50%	$1,000	-	Learn More
Allan \| Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More Reviews (1)
The Farmers & Merchants State Bank Auburn Branch	0.50%	$100,000	-	Learn More Add Review
Alliance Bank Winamac Branch	0.50%	$100,000	-	Learn More Add Review
Kentland Bank Lake Village Branch	0.50%	$100,000	-	Learn More Add Review
The Farmers Bank, Frankfort, Indiana Sheridan Branch	0.50%	$10,000	-	Learn More Add Review
The North Salem State Bank Danville Branch	0.50%	$10,000	-	Learn More Add Review
The New Washington State Bank Sellersburg Branch	0.50%	$10,000	-	Learn More Add Review
The Farmers Bank of Milton Madison In Branch	0.50%	$100,000	-	Learn More Add Review
Peoples Trust and Savings Bank Paradise Branch	0.50%	$10,000	-	Learn More Add Review
Boonville Federal Savings Bank Boonville Federal Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
Bath State Bank West College Corner Branch	0.47%	$10,000	-	Learn More Add Review
Providence Bank & Trust Schererville Office Branch	0.47%	$10,000	-	Learn More Add Review
Kentland Bank Lake Village Branch	0.45%	$10,000	-	Learn More Add Review
The Peoples State Bank Paragon Branch	0.45%	$10,000	-	Learn More
CatLT \| Mar 25, 2021 Stay away from this bank. I have never dealt with a bank that was so hard to deal with. It’s like pulling teeth to withdraw your own money. Read More Reviews (1)
Crossroads Bank W Connexion Way Branch	0.45%	$10,000	-	Learn More Add Review
Wayne Bank and Trust Co. Waytru Plaza Branch	0.45%	$10,000	-	Learn More Add Review
DeMotte State Bank Morocco Branch	0.45%	$10,000	-	Learn More Add Review
The Farmers Bank of Milton Madison In Branch	0.45%	$500	-	Learn More Add Review
Old Plank Trail Community Bank, National Association First National Bank Of Illinois Bran Branch	0.45%	$10,000	-	Learn More Add Review
The Farmers & Merchants State Bank Auburn Branch	0.40%	$10,000	-	Learn More Add Review
Owen County State Bank Gosport Branch	0.40%	$100,000	-	Learn More Add Review
Union Savings and Loan Association Union Savings And Loan Association Branch	0.40%	$10,000	-	Learn More Add Review
Alliance Bank Winamac Branch	0.35%	$10,000	-	Learn More Add Review
Community State Bank Twelve Mile Branch	0.35%	$10,000	-	Learn More Add Review
WesBanco Bank, Inc. Floyds Knobs Branch	0.35%	$10,000	-	Learn More Add Review
Republic Bank & Trust Company Floyds Knobs Branch	0.35%	$10,000	-	Learn More
JEKuhn \| May 20, 2017 I received a check from them, misplaced it and now have found. Two years old. What now? Read More Reviews (1)
The Hicksville Bank Auburn Banking Ctr Branch Of The Hic	0.30%	$500	-	Learn More Add Review
Spencer County Bank Spencer County Bank Branch	0.30%	$2,500	-	Learn More Add Review
The Riddell National Bank Center Point Branch	0.30%	$500	-	Learn More Add Review
Legence Bank Virginia Street Branch	0.30%	$500	-	Learn More Add Review
The Garrett State Bank Pine Valley Branch	0.30%	$10,000	-	Learn More Add Review
Horizon Bank 350 South Branch	0.30%	$10,000	-	Learn More Add Review
Security Federal Savings Bank Markland Avenue Branch	0.30%	$10,000	-	Learn More Add Review
Owen County State Bank Gosport Branch	0.30%	$10,000	-	Learn More Add Review
The Fairmount State Bank The Fairmount State Bank Branch	0.30%	$10,000	-	Learn More Add Review
Grant County State Bank Sweetser Branch	0.30%	$10,000	-	Learn More Add Review
Scottsburg Building and Loan Association Scottsburg Building And Loan Associa Branch	0.30%	$10,000	-	Learn More Add Review
Peoples Bank Saint John In Branch	0.30%	$100,000	-	Learn More Add Review
OneLocal Bank	0.30%	$500	-	Learn More Add Review
Rate History: 0.30% → 1.26% → 0.30%
1st Source Bank St. Mary's College Branch	0.27%	$500	-	Learn More Add Review
First Federal Savings Bank of Angola First Federal Savings Bank Of Angola Branch	0.26%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Citizens Bank Eminence Branch	0.25%	$500	-	Learn More Add Review
Farmers and Merchants Bank Farmers And Merchants Bank Branch	0.25%	$10,000	-	Learn More Add Review
The Bippus State Bank Roanoke Branch	0.25%	$10,000	-	Learn More Add Review
First Federal Savings and Loan Association of Greensburg Greensburg Branch	0.25%	$10,000	-	Learn More Add Review
Horizon Bank 350 South Branch	0.25%	$10,000	-	Learn More Add Review
The Farmers and Merchants Bank The Farmers And Merchants Bank Branch	0.25%	$10,000	-	Learn More Add Review
CentreBank Covington Branch	0.25%	$10,000	-	Learn More Add Review
Greenville National Bank Losantville Branch	0.25%	$10,000	-	Learn More Add Review
FCN Bank, National Association Everton Branch	0.25%	$1,000	-	Learn More Add Review
Peoples Bank Saint John In Branch	0.25%	$10,000	-	Learn More Add Review
American Community Bank of Indiana American Community Bank Of Indiana Branch	0.25%	$10,000	-	Learn More Add Review
LNB Community Bank Boonville In Branch	0.25%	$10,000	-	Learn More Add Review
Hendricks County Bank and Trust Company Avon Office Branch	0.23%	$100,000	-	Learn More Add Review
The National Bank of Indianapolis Aul Branch	0.22%	$100,000	-	Learn More Add Review
First State Bank of Middlebury Mishawaka Branch	0.21%	$100,000	-	Learn More Add Review
First Harrison Bank Greenville Branch	0.20%	$2,500	-	Learn More
vernon Wayne Coats \| Sep 26, 2015 Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More Reviews (1)
The Farmers State Bank Winchester Brance Branch	0.20%	$1,000	-	Learn More Add Review
The Fountain Trust Company Brookston Branch	0.20%	$1,000	-	Learn More Add Review
The State Bank and Trust Company Fort Wayne Branch	0.20%	$10,000	-	Learn More Add Review
Jackson County Bank North Vernon Branch	0.20%	$100,000	-	Learn More Add Review
First Financial Bank, National Association First Financial Bank, National Association Branch	0.20%	$10,000	-	Learn More Add Review
Terre Haute Savings Bank Riley Branch	0.20%	$10,000	-	Learn More Add Review
Hendricks County Bank and Trust Company Avon Office Branch	0.20%	$10,000	-	Learn More Add Review
First State Bank of Middlebury Mishawaka Branch	0.19%	$10,000	-	Learn More Add Review
Northwest Bank	0.18%	$10,000	-	Learn More Add Review
First Merchants Bank Valparaiso Branch	0.17%	$100,000	-	Learn More
Squittyrules83 \| Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More Reviews (4)
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Old National Bank Southwest Branch	0.15%	$10,000	-	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
STAR Financial Bank Gas City Branch	0.15%	$10,000	-	Learn More Add Review
Jackson County Bank North Vernon Branch	0.15%	$10,000	-	Learn More Add Review
Citizens State Bank of New Castle, Indiana Dunkrik Branch	0.15%	$10,000	-	Learn More Add Review
First Merchants Bank Valparaiso Branch	0.12%	$10,000	-	Learn More
Squittyrules83 \| Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More Reviews (4)
The National Bank of Indianapolis Aul Branch	0.12%	$10,000	-	Learn More Add Review
Mutual Savings Bank Mutual Savings Bank Branch	0.12%	$10,000	-	Learn More Add Review
First Financial Bank Rossville Branch	0.10%	$10,000	-	Learn More Add Review
First Farmers Bank & Trust Co. Clay City Branch	0.10%	$10,000	-	Learn More Add Review
Banterra Bank Evansville West - 4200 Branch	0.10%	$10,000	-	Learn More Add Review
KeyBank National Association Greenwood Branch	0.05%	$10,000	-	Learn More
Rate History: 4.75% → 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.S. Bank National Association Richmond Main Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
State Bank of Lizton 56th Street Branch	0.04%	$1,000	-	Learn More Add Review
Regions Bank Tower Branch	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association Pnc Bank, National Association Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
OneWest Bank, a division of First-Citizens Bank and Trust	0.02%	$500	-	Learn More Add Review
Fifth Third Bank, National Association Clinton Branch	0.01%	$500	-	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
First Internet Bank of Indiana First Internet Bank Of Indiana Branch	11201 Usa Parkway	Fishers	IN
First Federal Savings Bank Mishawaka Branch	906 W Edison Road	Mishawaka	IN
Wells Fargo Bank, National Association State & Sherman Branch	901 West State Boulevard	Fort Wayne	IN
Merchants Bank of Indiana Merchants Bank Of Indiana Branch	11555 N. Meridian Street, Suite 400	Carmel	IN
First Robinson Savings Bank, National Association Vincennes Branch	615 Kimmel Road	Vincennes	IN
State Bank of Medora State Bank Of Medora Branch	24 E Main St	Medora	IN
Logansport Savings Bank Logansport Savings Bank Branch	723 East Broadway	Logansport	IN
JPMorgan Chase Bank, National Association Washington-Mitthoefer Rd. Branch	9991 East Washington Street	Indianapolis	IN
Centier Bank Fort Wayne Branch	10315 Dupont Circle Drive West	Fort Wayne	IN
BMO Bank National Association Geist Branch	9775 Fall Creek Road	Indianapolis	IN
Lake City Bank Direct Banking Center- Www.Lakecityb Branch	Www.Lakecitybank.com	Warsaw	IN
The First National Bank of Monterey North Judson Branch	902 West Talmer	North Judson	IN
The Napoleon State Bank Osgood Branch	910 South Buckeye	Osgood	IN
Community First Bank of Indiana Dixon Road Branch	2101 South Dixon Road	Kokomo	IN
The Napoleon State Bank Osgood Branch	910 South Buckeye	Osgood	IN
First Federal Savings Bank Bell Oaks Drive Branch	8388 Bell Oaks Drive	Newburgh	IN
Greenfield Banking Company New Palestine Branch	5783 W Us 52	New Palestine	IN
Union Savings Bank Indianapolis Branch	5881 E. 82nd St	Indianapolis	IN
The First National Bank of Carmi Poseyville Branch	State Route 165 And Frontage Road	Poseyville	IN
United Fidelity Bank, fsb Newburgh Branch	8533 Bell Oaks Drive	Newburgh	IN
First Savings Bank of Hegewisch Saint John Branch	10865 Parrish Avenue	Saint John	IN
Community State Bank Community State Bank Branch	244 West Main	Brook	IN
Tri-County Bank & Trust Company Main Street Crawfordsville Branch	224 East Main Street	Crawfordsville	IN
First Bank Richmond South A Street Motor Branch	601 South A Street	Richmond	IN
Field & Main Bank Burkhardt Branch	1020 North Burkhardt Road	Evansville	IN
Bath State Bank West College Corner Branch	3828 South Highway 27	West College Corner	IN
The Home National Bank of Thorntown Lebanon Branch	2510 N Lebanon St	Lebanon	IN
The Home National Bank of Thorntown Lebanon Branch	2510 N Lebanon St	Lebanon	IN
Peoples Community Bank SB of Monticello, Indiana Peoples Savings And Loan Association Branch	126 Constitution Plz	Monticello	IN
The Huntington National Bank Rangeline Road Branch	998 South Range Line Road	Carmel	IN
The Farmers & Merchants State Bank Auburn Branch	403 Erie Pass	Auburn	IN
Alliance Bank Winamac Branch	510 North Us Highway 35	Winamac	IN
Kentland Bank Lake Village Branch	Village Square Shopping Center	Lake Village	IN
The Farmers Bank, Frankfort, Indiana Sheridan Branch	987 S. White Avenue	Sheridan	IN
The North Salem State Bank Danville Branch	704 W Main St	Danville	IN
The New Washington State Bank Sellersburg Branch	8509 Old State Road 60	Sellersburg	IN
The Farmers Bank of Milton Madison In Branch	133 Cliffty Drive	Madison	IN
Peoples Trust and Savings Bank Paradise Branch	7199 Parker Drive	Newburgh	IN
Boonville Federal Savings Bank Boonville Federal Savings Bank Branch	123 N Third Street	Boonville	IN
Bath State Bank West College Corner Branch	3828 South Highway 27	West College Corner	IN
Providence Bank & Trust Schererville Office Branch	950 W. Us Hwy 30	Schererville	IN
Kentland Bank Lake Village Branch	Village Square Shopping Center	Lake Village	IN
The Peoples State Bank Paragon Branch	State Road 67, Rr #1	Paragon	IN
Crossroads Bank W Connexion Way Branch	526 W. Connexion Way	Columbia City	IN
Wayne Bank and Trust Co. Waytru Plaza Branch	500 South A Street	Richmond	IN
DeMotte State Bank Morocco Branch	Main And State Streets	Morocco	IN
The Farmers Bank of Milton Madison In Branch	133 Cliffty Drive	Madison	IN
Old Plank Trail Community Bank, National Association First National Bank Of Illinois Bran Branch	1101 Joliet Street	Dyer	IN
The Farmers & Merchants State Bank Auburn Branch	403 Erie Pass	Auburn	IN
Owen County State Bank Gosport Branch	West Main Street	Gosport	IN
Union Savings and Loan Association Union Savings And Loan Association Branch	730 Central Avenue	Connersville	IN
Alliance Bank Winamac Branch	510 North Us Highway 35	Winamac	IN
Community State Bank Twelve Mile Branch	8070 State Road 16	Twelve Mile	IN
WesBanco Bank, Inc. Floyds Knobs Branch	701 Highlander Point Drive	Floyds Knobs	IN
Republic Bank & Trust Company Floyds Knobs Branch	4571 Duffy Road	Floyds Knobs	IN
The Hicksville Bank Auburn Banking Ctr Branch Of The Hic	1130 W 15th St	Auburn	IN
Spencer County Bank Spencer County Bank Branch	55 North L J Koch Blvd.	Santa Claus	IN
The Riddell National Bank Center Point Branch	500 East Main Street	Center Point	IN
Legence Bank Virginia Street Branch	7325 East Virginia Street	Evansville	IN
The Garrett State Bank Pine Valley Branch	811 Mill Lake Road	Fort Wayne	IN
Horizon Bank 350 South Branch	3602 Cougill Lane	Lafayette	IN
Security Federal Savings Bank Markland Avenue Branch	519 East Markland Avenue	Kokomo	IN
Owen County State Bank Gosport Branch	West Main Street	Gosport	IN
The Fairmount State Bank The Fairmount State Bank Branch	101 North Main Street	Fairmount	IN
Grant County State Bank Sweetser Branch	3988 West Delphi Road	Sweetser	IN
Scottsburg Building and Loan Association Scottsburg Building And Loan Associa Branch	306 West Mcclain Street	Scottsburg	IN
Peoples Bank Saint John In Branch	9903 Wicker Avenue	Saint John	IN
1st Source Bank St. Mary's College Branch	5445 State Road 993 North	Notre Dame	IN
First Federal Savings Bank of Angola First Federal Savings Bank Of Angola Branch	212 E Maumee	Angola	IN
Citizens Bank Eminence Branch	Highway 42 And Highway 142	Eminence	IN
Farmers and Merchants Bank Farmers And Merchants Bank Branch	6464 Merchants Drive	Laotto	IN
The Bippus State Bank Roanoke Branch	577 Geiger Drive	Roanoke	IN
First Federal Savings and Loan Association of Greensburg Greensburg Branch	460 Greensburg Commons	Greensburg	IN
Horizon Bank 350 South Branch	3602 Cougill Lane	Lafayette	IN
The Farmers and Merchants Bank The Farmers And Merchants Bank Branch	302 South Old Us Highway 41	Boswell	IN
CentreBank Covington Branch	315 Washington Street	Covington	IN
Greenville National Bank Losantville Branch	9700 South Us 35	Losantville	IN
FCN Bank, National Association Everton Branch	5444 South State Road 1	Connersville	IN
Peoples Bank Saint John In Branch	9903 Wicker Avenue	Saint John	IN
American Community Bank of Indiana American Community Bank Of Indiana Branch	7880 Wicker Avenue	Saint John	IN
LNB Community Bank Boonville In Branch	910 West Main Street	Boonville	IN
Hendricks County Bank and Trust Company Avon Office Branch	963 N State Road 267	Avon	IN
The National Bank of Indianapolis Aul Branch	One American Square Suite 100	Indianapolis	IN
First State Bank of Middlebury Mishawaka Branch	4101 Edison Lakes Parkway, Suite 140	Mishawaka	IN
First Harrison Bank Greenville Branch	9849 Highway 150	Greenville	IN
The Farmers State Bank Winchester Brance Branch	930 E Washington St	Winchester	IN
The Fountain Trust Company Brookston Branch	309 South Prairie	Brookston	IN
The State Bank and Trust Company Fort Wayne Branch	12832 Coldwater Road	Fort Wayne	IN
Jackson County Bank North Vernon Branch	611 A North State Street	North Vernon	IN
First Financial Bank, National Association First Financial Bank, National Association Branch	One First Financial Plz	Terre Haute	IN
The Hometown Savings Bank Riley Branch	7345 S. State Road 46	Terre Haute	IN
Hendricks County Bank and Trust Company Avon Office Branch	963 N State Road 267	Avon	IN
First State Bank of Middlebury Mishawaka Branch	4101 Edison Lakes Parkway, Suite 140	Mishawaka	IN
First Merchants Bank Valparaiso Branch	855 Thornapple Way	Valparaiso	IN
Old National Bank Southwest Branch	9898 Illinois Road	Fort Wayne	IN
STAR Financial Bank Gas City Branch	931 East Main Street	Gas City	IN
Jackson County Bank North Vernon Branch	611 A North State Street	North Vernon	IN
Citizens State Bank of New Castle, Indiana Dunkrik Branch	714 North Main Street	Dunkirk	IN
First Merchants Bank Valparaiso Branch	855 Thornapple Way	Valparaiso	IN
The National Bank of Indianapolis Aul Branch	One American Square Suite 100	Indianapolis	IN
Mutual Savings Bank Mutual Savings Bank Branch	80 East Jefferson Street	Franklin	IN
First Financial Bank Rossville Branch	358 West Main Street	Rossville	IN
First Farmers Bank & Trust Co. Clay City Branch	801 Main Street	Clay City	IN
Banterra Bank Evansville West - 4200 Branch	705 North Saint Joseph Avenue	Evansville	IN
KeyBank National Association Greenwood Branch	980 East Main Street	Greenwood	IN
U.S. Bank National Association Richmond Main Branch	800 East Main	Richmond	IN
State Bank 56th Street Branch	900 East 56th Street	Brownsburg	IN
Regions Bank Tower Branch	One Indiana Square	Indianapolis	IN
PNC Bank, National Association Pnc Bank, National Association Branch	U.S. Highway 24 East	Logansport	IN
Regions Bank Tower Branch	One Indiana Square	Indianapolis	IN
Fifth Third Bank, National Association Clinton Branch	Third & Vine	Clinton	IN

See rates for Online Banks →

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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Indiana CD Rates – 18-Month

Branches Info around zip 10116

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

SAVINGS & CD CALCULATOR

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CD Products by City in Indiana

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