Best 18-Month CD Rates in Iowa, IA

You are viewing rates from banks across Iowa

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Iowa . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

IA - July 30, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Luana Savings Bank Polk City Branch	5.06% 4.91%	$100,000 $2,000	-	Learn More Add Review
Rate History: 5.27% → 5.22% → 5.17% → 5.11% → 5.06%
Midwest Heritage Bank, FSB Urbandale Branch	4.97%	$5,000	-	Learn More Add Review
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Prime Alliance Bank	4.20%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.00% → 4.20%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Finworth, a division of InsBank	4.20%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 8 months interest. Rate History: 4.50% → 3.75% → 3.85% → 4.30% → 4.20%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Bank5 Connect	4.15%	$500	-	Learn More Add Review
Available in all states except MA/RI.
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Charles Schwab Bank, SSB	4.10%	$1,000	-	Learn More
Rate History: 4.25% → 4.30% → 4.35% → 4.25% → 4.10%
kenbeckyreese@icloud.com \| Feb 12, 2020 WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More Reviews (5)
M.Y. Safra Bank	4.05%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.20% → 3.00% → 4.85%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.05%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.85% → 4.40% → 3.95% → 4.16% → 4.05%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
Colorado Federal Savings Bank	4.05%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months Interest. Rate History: 4.75% → 4.45% → 4.05% → 3.95% → 4.05%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
Rising Bank, a division of Midwest BankCentre	4.05%	$5,000	-	Learn More Add Review
One-time bump CD. Early Withdrawal Penalty is 180 days interest. Rate History: 3.90% → 4.15% → 3.95% → 4.20% → 4.05%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More
Goldman Sachs Bank	4.00%	$500	-	Learn More Add Review
Rate History: 4.10% → 4.00% → 3.90% → 4.10% → 4.00%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
CFG Bank	4.00%	$500	-	Learn More Add Review
Early Withdrawal penalty is 180 days interest. Rate History: 3.85% → 4.10% → 4.00% → 3.75% → 4.00%
TJK \| Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More
Bask Bank, a division of Texas Capital Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.20% → 4.00% → 3.90% → 4.00%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More
Green Belt Bank & Trust Belmond Branch	3.91%	$500	-	Learn More Add Review
Rate History: 4.60% → 4.50% → 4.20% → 4.00% → 3.91%
First Internet Bank of Indiana	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days. Rate History: 4.72% → 4.57% → 4.15% → 4.00% → 3.90%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Virtualbank, a division of First Horizon Bank	3.87%	$10,000	-	Learn More Add Review
Warning: Early withdrawal penalty is 2% of principal
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
American Express Bank, FSB	3.85%	$0	-	Learn More Add Review
Rate History: 3.25% → 3.35% → 3.85%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
Discover Bank	3.80%	$2,500	-	Learn More Add Review
Rate History: 4.50% → 4.40% → 3.80% → 4.00% → 3.80%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Synchrony Bank	3.80%	$0	-	Learn More Add Review
Rate History: 5.25% → 4.50% → 4.25% → 4.10% → 3.80%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Bread Savings, a division of Bread Financial	3.80%	$1,500	-	Learn More Add Review
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
Banesco USA	3.80%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.30% → 4.20% → 3.90% → 4.25% → 3.80%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Canadian Imperial Bank USA	3.76%	$1,000	-	Learn More Add Review
Rate History: 5.17% → 5.26% → 4.90% → 4.47% → 3.76%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Citibank, National Association	3.75%	$0	-	Learn More
Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Ally Bank	3.70%	$0	-	Learn More Add Review
Rate History: 4.25% → 4.10% → 3.90% → 3.80% → 3.70%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Capital One 360	3.70%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Gateway First Bank	3.70%	$500	-	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Capital One, National Association	3.70%	$0	-	Learn More
Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
TIAA Bank / Everbank	3.60%	$1,000	-	Learn More Add Review
Rate History: 4.30% → 4.00% → 3.75% → 3.70% → 3.60%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Salem Five Direct	3.50% 2.95%	$10,000 $500	-	Learn More Add Review
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 12 months of interest Rate History: 0.55% → 4.50% → 4.75% → 3.75% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
LendingClub	3.50%	$2,500	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.90% → 4.75% → 4.40% → 3.75% → 3.50%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
Wells Fargo Bank, National Association Clive Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
MainStreet Bank	3.25%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 9 months interest. Rate History: 3.25% → 3.00% → 3.25%
IncredibleBank	3.03%	$1,000	-	Learn More Add Review
• $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings. Rate History: 0.25% → 0.15% → 3.82% → 3.03%
nonsense \| May 21, 2021 avoid this Read More
Barclays Bank Delaware	3.00%	$0	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.00% → 4.50% → 4.25% → 3.25% → 3.00%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.00% → 2.75%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
Chesapeake Bank	2.36%	$1,000	-	Learn More Add Review
Rate History: 0.85% → 1.25% → 2.60% → 2.36%
ruler009 \| May 26, 2017 Before009 Read More
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
USAA Federal Savings Bank	1.80%	$1,000	-	Learn More
Rate History: 4.65% → 4.20% → 4.05% → 2.80% → 1.80%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Hingham Institution for Savings	1.75%	$1,000	-	Learn More Add Review
Hingham Savings	1.75%	$1,000	-	Learn More Add Review
USAA Federal Savings Bank	1.65%	$1,000	-	Learn More Add Review
Rate History: 4.45% → 2.80% → 1.65%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
Ashton State Bank Ashton State Bank Branch	1.15%	$10,000	-	Learn More Add Review
Danville State Savings Bank Danville Branch	1.15%	$10,000	-	Learn More Add Review
Frontier Bank Little Rock Branch	1.10%	$1,000	-	Learn More Add Review
Hardin County Savings Bank Union Main Branch	1.06%	$100,000	-	Learn More Add Review
Primebank Sioux City Branch	1.05%	$10,000	-	Learn More Add Review
The Security National Bank of Sioux City, Iowa Climbing Hill Branch	1.00%	$10,000	-	Learn More Add Review
TD Bank, National Association	1.00%	$10,000	-	Learn More
Rate History: 4.50% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Security State Bank Security State Bank Branch	0.95%	$10,000	-	Learn More Add Review
American Bank, National Association Remsen Branch	0.95%	$10,000	-	Learn More Add Review
American State Bank Orange City Branch	0.95%	$10,000	-	Learn More
Lindap \| Jun 25, 2020 If you need a simple answer you will have to jump through hoops and talk to people that are not connected to your bank. Plus when you try to return the call the number they call from is not a working numb... Read More Reviews (2)
Hardin County Savings Bank Union Main Branch	0.95%	$10,000	-	Learn More Add Review
Citizens Savings Bank Cedar Branch	0.95%	$100,000	-	Learn More Add Review
Security State Bank Security State Bank - Story City Bra Branch	0.95%	$60,000	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	0.90%	$10,000	-	Learn More Add Review
Templeton Savings Bank Templeton Savings Bank Branch	0.90%	$100,000	-	Learn More Add Review
Security State Bank Security State Bank - Story City Bra Branch	0.90%	$10,000	-	Learn More Add Review
First State Bank Stanhope Branch	0.90%	$25,000	-	Learn More Add Review
Iowa State Bank Parkersburg Branch	0.89%	$1,000	-	Learn More
Roland Dion \| Apr 13, 2015 Does this bank accept deposits from California residents? Read More Reviews (1)
Audubon State Bank Detached Tellers' Facility Branch	0.85%	$10,000	-	Learn More Add Review
United Community Bank Okoboji Branch	0.85%	$10,000	-	Learn More Add Review
Savings Bank Hartley Branch	0.85%	$10,000	-	Learn More Add Review
United Bank and Trust Company Alden Branch	0.85%	$10,000	-	Learn More Add Review
Montezuma State Bank Montezuma State Bank Branch	0.85%	$100,000	-	Learn More Add Review
Community Bank Community Bank Branch	0.85%	$100,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.85%	$100,000	-	Learn More Add Review
Templeton Savings Bank Templeton Savings Bank Branch	0.85%	$10,000	-	Learn More Add Review
Citizens Savings Bank Cedar Branch	0.85%	$10,000	-	Learn More Add Review
First Iowa State Bank Eddyville Branch	0.85%	$100,000	-	Learn More Add Review
Bank 1st Drive-In Branch	0.82%	$100,000	-	Learn More Add Review
Reliance State Bank Reliance State Bank Branch	0.80%	$100,000	-	Learn More Add Review
Raccoon Valley Bank Bagley Branch	0.80%	$10,000	-	Learn More Add Review
State Savings Bank Clearfield Branch	0.80%	$10,000	-	Learn More Add Review
BankOrion Bettendorf Iowa Branch	0.80%	$100,000	-	Learn More Add Review
State Bank of Bussey State Bank Of Bussey Branch	0.80%	$10,000	-	Learn More Add Review
First Citizens Bank Downtown Branch	0.80%	$100,000	-	Learn More Add Review
Montezuma State Bank Montezuma State Bank Branch	0.80%	$10,000	-	Learn More Add Review
Charter Bank Charter Bank Branch	0.80%	$10,000	-	Learn More Add Review
Liberty National Bank Liberty National Bank Branch	0.80%	$100,000	-	Learn More Add Review
First State Bank Stanhope Branch	0.80%	$500	-	Learn More Add Review
Community Savings Bank Coggon Branch	0.76%	$100,000	-	Learn More Add Review
Community Bank Community Bank Branch	0.75%	$5,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.75%	$10,000	-	Learn More Add Review
BTC Bank Lamoni Branch	0.75%	$10,000	-	Learn More Add Review
Marion County State Bank Marion County State Bank Branch	0.75%	$10,000	-	Learn More Add Review
West Iowa Bank Fenton Branch	0.75%	$10,000	-	Learn More Add Review
Central Bank Central Bank Branch	0.75%	$10,000	-	Learn More Add Review
Farmers & Merchants Savings Bank Farmers & Merchants Savings Bank Branch	0.75%	$100,000	-	Learn More
Steve \| Feb 4, 2021 Yes Read More Reviews (1)
First State Bank Grinnell Branch	0.75%	$10,000	-	Learn More Add Review
First Iowa State Bank Eddyville Branch	0.75%	$10,000	-	Learn More Add Review
Quad City Bank and Trust Company 5405 Utica Ridge Road Branch	0.75%	$10,000	-	Learn More Add Review
Peoples Savings Bank Cleves Branch	0.74%	$150,000	-	Learn More Add Review
BankOrion Bettendorf Iowa Branch	0.70%	$10,000	-	Learn More Add Review
Peoples Bank Hawarden Location Branch	0.70%	$10,000	-	Learn More Add Review
Palo Savings Bank Palo Savings Bank Branch	0.70%	$100,000	-	Learn More Add Review
Liberty National Bank Liberty National Bank Branch	0.70%	$10,000	-	Learn More Add Review
Reliance State Bank Reliance State Bank Branch	0.70%	$10,000	-	Learn More Add Review
Benton County State Bank Benton County State Bank Branch	0.70%	$10,000	-	Learn More Add Review
Farmers Bank of Northern Missouri Farmers Bank Of Northern Missouri Branch	0.70%	$10,000	-	Learn More Add Review
The Watkins Savings Bank The Watkins Savings Bank Branch	0.70%	$100,000	-	Learn More Add Review
Bank Morning Sun Branch	0.70%	$10,000	-	Learn More Add Review
Citizens State Bank Olin Branch	0.70%	$100,000	-	Learn More Add Review
GNB Bank Geneva Branch	0.69%	$35,000	-	Learn More Add Review
NSB Bank Northwood Branch	0.67%	$100,000	-	Learn More Add Review
Community Savings Bank Coggon Branch	0.66%	$10,000	-	Learn More Add Review
Citizens State Bank Boyden Branch	0.65%	$10,000	-	Learn More Add Review
Leighton State Bank Monroe State Bank Branch	0.65%	$500	-	Learn More Add Review
Security State Bank Walnut Street Branch	0.65%	$10,000	-	Learn More Add Review
First Citizens Bank Downtown Branch	0.65%	$10,000	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.65%	$10,000	-	Learn More Add Review
PCSB Bank Corning Branch	0.65%	$10,000	-	Learn More Add Review
City State Bank City State Bank Branch	0.65%	$10,000	-	Learn More Add Review
GNB Bank Geneva Branch	0.65%	$1,000	-	Learn More Add Review
Atkins Savings Bank & Trust Atkins Savings Bank & Trust Branch	0.65%	$1,000	-	Learn More Add Review
Farmers Savings Bank Arlington Branch	0.65%	$10,000	-	Learn More Add Review
Pilot Grove Savings Bank Donnellson Branch	0.65%	$10,000	-	Learn More Add Review
Peoples Savings Bank Cleves Branch	0.64%	$1,000	-	Learn More Add Review
NSB Bank Northwood Branch	0.61%	$10,000	-	Learn More Add Review
Malvern Bank Malvern Bank Branch	0.60%	$10,000	-	Learn More Add Review
Kerndt Brothers Savings Bank Decorah Branch	0.60%	$10,000	-	Learn More Add Review
The Watkins Savings Bank The Watkins Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
American Bank and Trust Company, National Association American Bank And Trust Company, National Association Branch	0.60%	$10,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.60%	$10,000	-	Learn More Add Review
Peoples Savings Bank Peoples Savings Bank Branch	0.60%	$1,000	-	Learn More Add Review
Bank 1st Drive-In Branch	0.60%	$2,500	-	Learn More Add Review
Success Bank Milton Branch	0.60%	$100,000	-	Learn More Add Review
Connection Bank Keokuk Branch	0.60%	$10,000	-	Learn More Add Review
Citizens Savings Bank Fort Atkinson Branch	0.60%	$1,000	-	Learn More Add Review
Manufacturers Bank & Trust Company Clear Lake Branch	0.60%	$100,000	-	Learn More Add Review
American Trust and Savings Bank American Trust And Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
United Bank & Trust National Association Courthouse Branch	0.60%	$25,000	-	Learn More Add Review
First Community Bank First Community Bank Branch	0.60%	$10,000	-	Learn More Add Review
Farmers Savings Bank & Trust Farmers Savings Bank & Trust Branch	0.60%	$10,000	-	Learn More Add Review
Chelsea Savings Bank Chelsea Branch	0.60%	$100,000	-	Learn More Add Review
First Whitney Bank and Trust Drive-In Branch	0.60%	$10,000	-	Learn More Add Review
South Ottumwa Savings Bank West Liberty State Bank Branch	0.60%	$10,000	-	Learn More Add Review
Westside State Bank Vail Branch	0.60%	$10,000	-	Learn More Add Review
Tri-Valley Bank Essex Banking Center Branch	0.60%	$10,000	-	Learn More Add Review
Citizens State Bank Olin Branch	0.59%	$10,000	-	Learn More Add Review
Midstates Bank, National Association Main Office Branch	0.58%	$10,000	-	Learn More Add Review
Boone Bank & Trust Co. Boone Bank & Trust Co. Branch	0.55%	$100,000	-	Learn More Add Review
Citizens First Bank Camanche Branch	0.55%	$10,000	-	Learn More Add Review
Fortress Bank Davenport Branch	0.55%	$50,000	-	Learn More Add Review
Sibley State Bank Sibley State Bank Branch	0.55%	$10,000	-	Learn More Add Review
Commercial Savings Bank Dedham Branch	0.55%	$10,000	-	Learn More Add Review
NorthStar Bank Armstrong Branch	0.55%	$10,000	-	Learn More Add Review
Logan State Bank Logan State Bank Branch	0.55%	$10,000	-	Learn More Add Review
Maquoketa State Bank Preston Branch	0.55%	$10,000	-	Learn More Add Review
Iowa Trust and Savings Bank Iowa Trust And Savings Bank - Moravi Branch	0.55%	$10,000	-	Learn More Add Review
Farmers & Merchants Savings Bank Farmers & Merchants Savings Bank Branch	0.55%	$10,000	-	Learn More
Steve \| Feb 4, 2021 Yes Read More Reviews (1)
South Story Bank & Trust Huxley Branch	0.55%	$10,000	-	Learn More Add Review
Exchange State Bank Ames Branch	0.55%	$10,000	-	Learn More Add Review
United Bank of Iowa Onawa Branch	0.55%	$10,000	-	Learn More Add Review
Houghton State Bank Plaza Branch	0.55%	$10,000	-	Learn More Add Review
Peoples State Bank Security State Bank Branch	0.55%	$100,000	-	Learn More Add Review
Success Bank Milton Branch	0.50%	$10,000	-	Learn More Add Review
First Heritage Bank First Heritage Bank Branch	0.50%	$10,000	-	Learn More Add Review
First Trust and Savings Bank Grand Mound Branch	0.50%	$10,000	-	Learn More Add Review
Glenwood State Bank Glenwood State Plaza Branch	0.50%	$10,000	-	Learn More Add Review
Fidelity Bank & Trust Lamotte Branch	0.50%	$100,000	-	Learn More Add Review
Cornerstone Bank Cornerstone Bank Branch	0.50%	$10,000	-	Learn More Add Review
Palo Savings Bank Palo Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
Citizens Savings Bank Le Grand Branch	0.50%	$10,000	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.50%	$10,000	-	Learn More Add Review
Hills Bank and Trust Company North Liberty Branch	0.50%	$500	-	Learn More Add Review
Washington State Bank Columbus Junction State Bank Branch	0.50%	$500	-	Learn More Add Review
Iowa Falls State Bank Iowa Falls State Bank Branch	0.50%	$10,000	-	Learn More Add Review
St. Ansgar State Bank Stacyville Branch	0.50%	$10,000	-	Learn More Add Review
Mediapolis Savings Bank Mediapolis Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
Earlham Savings Bank De Soto Branch	0.50%	$10,000	-	Learn More Add Review
Iowa State Bank Fifth At Main Branch	0.50%	$10,000	-	Learn More Add Review
The State Bank Terril Branch	0.50%	$10,000	-	Learn More Add Review
Peoples Bank Adel Branch	0.50%	$100,000	-	Learn More Add Review
Clear Lake Bank and Trust Company 100 East State Street Branch	0.50%	$250	-	Learn More Add Review
Liberty Trust & Savings Bank Tipton Branch	0.50%	$500	-	Learn More Add Review
West Bank Lower Muscatine Road Branch	0.50%	$100,000	-	Learn More Add Review
Heritage Bank Heritage Bank Branch	0.50%	$100,000	-	Learn More Add Review
Central State Bank Central State Bank Branch	0.50%	$1,500	-	Learn More Add Review
VISIONBANK OF IOWA Grimes Branch	0.50%	$100,000	-	Learn More Add Review
Chelsea Savings Bank Chelsea Branch	0.50%	$10,000	-	Learn More Add Review
FreedomBank Freedombank Branch	0.50%	$100,000	-	Learn More Add Review
Blue Grass Savings Bank Blue Grass Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
Iowa State Savings Bank Iowa State Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
FNB Bank Anita Branch	0.50%	$10,000	-	Learn More Add Review
Fortress Bank Davenport Branch	0.50%	$10,000	-	Learn More Add Review
BankFirst	0.49%	$100,000	-	Learn More Add Review
County Bank Hartwick Branch	0.49%	$10,000	-	Learn More Add Review
Cedar Valley Bank & Trust Vinton Branch	0.49%	$100,000	-	Learn More Add Review
Union State Bank West Des Moines Branch	0.45%	$100,000	-	Learn More Add Review
Waukon State Bank Decorah Branch	0.45%	$10,000	-	Learn More Add Review
Blackhawk Bank & Trust 3889 Elmore Avenue Branch	0.45%	$10,000	-	Learn More Add Review
State Central Bank State Central Bank Branch	0.45%	$10,000	-	Learn More Add Review
The Clinton National Bank Camanche Branch	0.45%	$10,000	-	Learn More Add Review
State Bank State Bank Branch	0.45%	$10,000	-	Learn More Add Review
American State Bank Lamoni Branch	0.45%	$10,000	-	Learn More Add Review
Iowa State Bank Iowa State Bank Branch	0.45%	$100,000	-	Learn More Add Review
Pocahontas State Bank Palmer Branch	0.45%	$10,000	-	Learn More Add Review
Farmers Savings Bank Beaman Branch	0.45%	$500	-	Learn More Add Review
Heritage Bank Heritage Bank Branch	0.45%	$10,000	-	Learn More Add Review
Heartland Bank Callender Branch	0.45%	$25,000	-	Learn More Add Review
Peoples State Bank Security State Bank Branch	0.45%	$10,000	-	Learn More Add Review
Central State Bank Mcgregor Branch	0.45%	$10,000	-	Learn More Add Review
First State Bank Redfield Branch	0.45%	$10,000	-	Learn More Add Review
Peoples Bank Adel Branch	0.45%	$10,000	-	Learn More Add Review
Farmers and Merchants State Bank Motor Branch	0.45%	$10,000	-	Learn More Add Review
The Libertyville Savings Bank Eldon Branch	0.45%	$1,000	-	Learn More Add Review
Pinnacle Bank Pinnacle Bank Branch	0.44%	$10,000	-	Learn More Add Review
Community State Bank Sioux Rapids Branch	0.43%	$10,000	-	Learn More Add Review
Cedar Valley Bank & Trust Vinton Branch	0.41%	$10,000	-	Learn More Add Review
Arbor Bank First Community Bank Branch	0.41%	$10,000	-	Learn More Add Review
Fairfax State Savings Bank Fairfax State Savings Bank Branch	0.40%	$10,000	-	Learn More Add Review
First National Bank, Ames, Iowa Johnston/86th Street Branch	0.40%	$100,000	-	Learn More Add Review
F&M Bank Sioux City 3rd & Virginia Branch	0.40%	$100,000	-	Learn More Add Review
The State Bank of Toledo South Branch	0.40%	$10,000	-	Learn More Add Review
CBI Bank & Trust Davenport Branch	0.40%	$10,000	-	Learn More Add Review
WCF Financial Bank 305 First Street West Branch	0.40%	$10,000	-	Learn More Add Review
Security Savings Bank Dayton Branch	0.40%	$10,000	-	Learn More Add Review
Crawford County Trust and Savings Bank Crawford County Trust And Savings Ba Branch	0.40%	$100,000	-	Learn More Add Review
FreedomBank Freedombank Branch	0.40%	$10,000	-	Learn More Add Review
Fidelity Bank & Trust Lamotte Branch	0.40%	$10,000	-	Learn More Add Review
Union State Bank West Des Moines Branch	0.40%	$10,000	-	Learn More Add Review
The Security National Bank of Sioux City, Iowa Climbing Hill Branch	0.40%	$100,000	-	Learn More Add Review
BankIowa of Cedar Rapids Bankiowa Of Cedar Rapids Branch	0.39%	$500	-	Learn More Add Review
Great Southern Bank 921 Iowa Avenue Branch	0.35%	$250	-	Learn More Add Review
United Bank & Trust National Association Courthouse Branch	0.35%	$10,000	-	Learn More Add Review
Availa Bank Drive-Up Branch	0.35%	$500	-	Learn More Add Review
Farmers and Merchants Savings Bank Nichols Branch	0.35%	$10,000	-	Learn More Add Review
Farmers Trust and Savings Bank Farmers Trust And Savings Bank Branch	0.35%	$10,000	-	Learn More Add Review
Manufacturers Bank & Trust Company Clear Lake Branch	0.35%	$10,000	-	Learn More Add Review
State Bank & Trust Co. Colo Branch	0.35%	$100,000	-	Learn More Add Review
VISIONBANK OF IOWA Grimes Branch	0.35%	$10,000	-	Learn More Add Review
Heartland Bank Callender Branch	0.35%	$10,000	-	Learn More Add Review
Crawford County Trust and Savings Bank Crawford County Trust And Savings Ba Branch	0.35%	$10,000	-	Learn More Add Review
Farmers Trust & Savings Bank Woodbine Branch	0.35%	$10,000	-	Learn More Add Review
Farmers Savings Bank Denmark Branch	0.35%	$10,000	-	Learn More Add Review
Two Rivers Bank & Trust Coralville Branch	0.34%	$1,000	-	Learn More Add Review
Bank Iowa Shenandoah West Branch	0.32%	$500	-	Learn More Add Review
West Bank Lower Muscatine Road Branch	0.30%	$10,000	-	Learn More Add Review
First National Bank, Ames, Iowa Johnston/86th Street Branch	0.30%	$10,000	-	Learn More Add Review
Federation Bank Wellman Branch	0.30%	$10,000	-	Learn More Add Review
Bank Midwest Armstrong Branch	0.30%	$10,000	-	Learn More Add Review
MidWestOne Bank Fort Madison - Branch 61	0.30%	$10,000	-	Learn More Add Review
South Ottumwa Savings Bank West Liberty State Bank Branch	0.30%	$1,000	-	Learn More Add Review
CUSB Bank Osage Branch	0.30%	$1,000	-	Learn More Add Review
OneLocal Bank	0.30%	$500	-	Learn More Add Review
Rate History: 0.30% → 1.26% → 0.30%
BankFirst	0.29%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Iowa Trust & Savings Bank Iowa Trust & Savings Bank Branch	0.25%	$500	-	Learn More Add Review
TruBank Fort Des Mones Community Branch	0.25%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank & Trust Parking Lot Branch	0.25%	$10,000	-	Learn More Add Review
Boone Bank & Trust Co. Boone Bank & Trust Co. Branch	0.25%	$10,000	-	Learn More Add Review
Iowa State Bank Iowa State Bank Branch	0.21%	$1,000	-	Learn More Add Review
First Security Bank Danbury Branch	0.20%	$500	-	Learn More Add Review
F&M Bank Sioux City 3rd & Virginia Branch	0.20%	$10,000	-	Learn More Add Review
First Central State Bank First Central State Bank Branch	0.20%	$10,000	-	Learn More
RICHARD DiSANTIS \| Aug 1, 2016 Good question...I am out-of-state and would like to take advantage of your rates...my deposits would surely help your bank... Read More Reviews (2)
DeWitt Bank & Trust Co. Dewitt Bank & Trust Co. Branch	0.20%	$10,000	-	Learn More Add Review
Community Bank and Trust Company Community Bank And Trust Company Branch	0.20%	$10,000	-	Learn More Add Review
Ohnward Bank & Trust Marion Branch	0.20%	$10,000	-	Learn More Add Review
Iowa State Bank Iowa State Bank Branch	0.20%	$10,000	-	Learn More Add Review
The Shelby County State Bank Irwin Branch	0.20%	$100,000	-	Learn More Add Review
Two Rivers Bank & Trust Coralville Branch	0.20%	$1,000	-	Learn More Add Review
The Shelby County State Bank Irwin Branch	0.17%	$10,000	-	Learn More Add Review
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
State Bank & Trust Co. Colo Branch	0.15%	$10,000	-	Learn More Add Review
First National Bank of Omaha Metro Crossing Branch	0.08%	$500	-	Learn More Add Review
KeyBank National Association	0.05%	$10,000	-	Learn More
Rate History: 4.75% → 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.S. Bank National Association Chariton Drive Up Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Regions Bank Vinton Branch	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Meredith Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
OneWest Bank, a division of First-Citizens Bank and Trust	0.02%	$500	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
Luana Savings Bank Polk City Branch	755 West Bridge Road	Polk City	IA
Midwest Heritage Bank, FSB Urbandale Branch	8601 Douglas Avenue	Urbandale	IA
Luana Savings Bank Polk City Branch	755 West Bridge Road	Polk City	IA
Green Belt Bank & Trust Belmond Branch	120 East Main Street	Belmond	IA
Wells Fargo Bank, National Association Clive Branch	9801 University Avenue	Clive	IA
Ashton State Bank Ashton State Bank Branch	317 Third Street	Ashton	IA
Danville State Savings Bank Danville Branch	109 North Main Street	Danville	IA
Frontier Bank Little Rock Branch	323 Main Street	Little Rock	IA
Hardin County Savings Bank Union Main Branch	204 Center Street	Union	IA
Primebank Sioux City Branch	5680 Sunnybrook Dr	Sioux City	IA
The Security National Bank of Sioux City, Iowa Climbing Hill Branch	Main Street	Climbing Hill	IA
Security State Bank Security State Bank Branch	109 West 2nd Street	Sutherland	IA
American Bank, National Association Remsen Branch	400 West Highway 3	Remsen	IA
American State Bank Orange City Branch	901 Eighth Street, S.E.	Orange City	IA
Hardin County Savings Bank Union Main Branch	204 Center Street	Union	IA
Citizens Savings Bank Cedar Branch	427 Cedar	Tipton	IA
Security State Bank Security State Bank - Story City Bra Branch	339 Factory Outlet Drive	Story City	IA
The Farmers State Bank The Farmers State Bank Branch	106 E. Cedar St	Marcus	IA
Templeton Savings Bank Templeton Savings Bank Branch	223 Main Street	Manning	IA
Security State Bank Security State Bank - Story City Bra Branch	339 Factory Outlet Drive	Story City	IA
First State Bank Stanhope Branch	Park And Parker Streets	Stanhope	IA
Iowa State Bank Parkersburg Branch	904 Florence Street	Parkersburg	IA
Audubon State Bank Detached Tellers' Facility Branch	502 Market Street	Audubon	IA
United Community Bank Okoboji Branch	Highway 71 North	Okoboji	IA
Savings Bank Hartley Branch	80 South Central	Hartley	IA
United Bank and Trust Company Alden Branch	914 Main Street	Alden	IA
Montezuma State Bank Montezuma State Bank Branch	101 South 4th Street	Montezuma	IA
Community Bank Community Bank Branch	601 Iowa Avenue	Dunlap	IA
First State Bank First State Bank Branch	183 Main Avenue North	Britt	IA
Templeton Savings Bank Templeton Savings Bank Branch	223 Main Street	Manning	IA
Citizens Savings Bank Cedar Branch	427 Cedar	Tipton	IA
First Iowa State Bank Eddyville Branch	224 Walnut Street	Eddyville	IA
Bank 1st Drive-In Branch	302 West Bradford Street	West Union	IA
Reliance State Bank Reliance State Bank Branch	606 Broad Street	Story City	IA
Raccoon Valley Bank Bagley Branch	110 Main Street	Bagley	IA
State Savings Bank Clearfield Branch	101 Broadway Street	Clearfield	IA
BankOrion Bettendorf Iowa Branch	1855 Middle Road	Bettendorf	IA
Twin Cedars Bank State Bank Of Bussey Branch	402 Merrill Street	Bussey	IA
First Citizens Bank Downtown Branch	33 East State Street	Mason City	IA
Montezuma State Bank Montezuma State Bank Branch	101 South 4th Street	Montezuma	IA
Charter Bank Charter Bank Branch	5526 N.W. 86th Street	Johnston	IA
Liberty National Bank Liberty National Bank Branch	4425 Singing Hills Boulevard	Sioux City	IA
First State Bank Stanhope Branch	Park And Parker Streets	Stanhope	IA
Community Savings Bank Coggon Branch	203 East Main Street	Coggon	IA
Community Bank Community Bank Branch	601 Iowa Avenue	Dunlap	IA
First State Bank First State Bank Branch	183 Main Avenue North	Britt	IA
BTC Bank Lamoni Branch	2090 East Main Street	Lamoni	IA
Marion County State Bank Marion County State Bank Branch	800 Main Street	Pella	IA
West Iowa Bank Fenton Branch	Maple Street	Fenton	IA
Central Bank Central Bank Branch	700 Walnut Street, Suite 203	Des Moines	IA
Farmers & Merchants Savings Bank Farmers & Merchants Savings Bank Branch	101 E Main Street	Manchester	IA
First State Bank Grinnell Branch	702 2nd Avenue	Grinnell	IA
First Iowa State Bank Eddyville Branch	224 Walnut Street	Eddyville	IA
Quad City Bank and Trust Company 5405 Utica Ridge Road Branch	5405 Utica Ridge Road	Davenport	IA
Peoples Savings Bank Cleves Branch	33149 159th Street	Ackley	IA
BankOrion Bettendorf Iowa Branch	1855 Middle Road	Bettendorf	IA
Peoples Bank Hawarden Location Branch	801 Central St	Hawarden	IA
Palo Savings Bank Palo Savings Bank Branch	606 First Street	Palo	IA
Liberty National Bank Liberty National Bank Branch	4425 Singing Hills Boulevard	Sioux City	IA
Reliance State Bank Reliance State Bank Branch	606 Broad Street	Story City	IA
Benton County State Bank Benton County State Bank Branch	212 Locust Northeast	Blairstown	IA
Farmers Bank of Northern Missouri Farmers Bank Of Northern Missouri Branch	205 Northwest Church Street	Leon	IA
The Watkins Savings Bank The Watkins Savings Bank Branch	202 First Street	Watkins	IA
BANK Morning Sun Branch	509 South Main Street	Morning Sun	IA
Citizens State Bank Olin Branch	321 Jackson Street	Olin	IA
GNB Bank Geneva Branch	408 Front Street	Geneva	IA
NSB Bank Northwood Branch	900 Central Avenue	Northwood	IA
Community Savings Bank Coggon Branch	203 East Main Street	Coggon	IA
Citizens State Bank Boyden Branch	817 Main Street	Boyden	IA
Leighton State Bank Monroe State Bank Branch	101 W Washington Street	Monroe	IA
Security State Bank Walnut Street Branch	122 Walnut Street	Burt	IA
First Citizens Bank Downtown Branch	33 East State Street	Mason City	IA
Farmers State Bank Farmers State Bank Branch	99 7th Street North	Northwood	IA
PCSB Bank Corning Branch	527 Davis Avenue	Corning	IA
City State Bank City State Bank Branch	801 Main Street	Norwalk	IA
GNB Bank Geneva Branch	408 Front Street	Geneva	IA
Atkins Savings Bank & Trust Atkins Savings Bank & Trust Branch	97 Main Avenue	Atkins	IA
Farmers Savings Bank Arlington Branch	727 Main Street	Arlington	IA
Pilot Grove Savings Bank Donnellson Branch	521 N. Main Street	Donnellson	IA
Peoples Savings Bank Cleves Branch	33149 159th Street	Ackley	IA
NSB Bank Northwood Branch	900 Central Avenue	Northwood	IA
Malvern Bank Malvern Bank Branch	404 Main Street	Malvern	IA
Kerndt Brothers Savings Bank Decorah Branch	801 Mechanic Street	Decorah	IA
The Watkins Savings Bank The Watkins Savings Bank Branch	202 First Street	Watkins	IA
American Bank and Trust Company, National Association American Bank And Trust Company, National Association Branch	4301 East 53rd Street	Davenport	IA
First State Bank First State Bank Branch	401 Main Street	Nashua	IA
Peoples Savings Bank Peoples Savings Bank Branch	400 East Iowa Avenue	Indianola	IA
Bank 1st Drive-In Branch	302 West Bradford Street	West Union	IA
Success Bank Milton Branch	408 North Main Street	Milton	IA
Connection Bank Keokuk Branch	501 Main Street	Keokuk	IA
Citizens Savings Bank Fort Atkinson Branch	104 4th St. Nw, Po Box 67	Fort Atkinson	IA
Manufacturers Bank & Trust Company Clear Lake Branch	300 1st Avenue North	Clear Lake	IA
American Trust and Savings Bank American Trust And Savings Bank Branch	309 Mckinley Avenue	Lowden	IA
United Bank & Trust Co. Courthouse Branch	29 South Center Street	Marshalltown	IA
First Community Bank First Community Bank Branch	119 S. Fulton	Newell	IA
Farmers Savings Bank & Trust Farmers Savings Bank & Trust Branch	611 Second Street	Traer	IA
Chelsea Savings Bank Chelsea Branch	1101 Station Street	Chelsea	IA
First Whitney Bank and Trust Drive-In Branch	700 Chestnut Street	Atlantic	IA
South Ottumwa Savings Bank West Liberty State Bank Branch	101 East Fourth Street	West Liberty	IA
Westside State Bank Vail Branch	115 Hwy 30	Vail	IA
Tri-Valley Bank Essex Banking Center Branch	523 Iowa Street	Essex	IA
Citizens State Bank Olin Branch	321 Jackson Street	Olin	IA
Midstates Bank, National Association Main Office Branch	812 Durant Street	Harlan	IA
Boone Bank & Trust Co. Boone Bank & Trust Co. Branch	716 Eighth Street	Boone	IA
Citizens First Bank Camanche Branch	403 South Washington Boulevard	Camanche	IA
Fortress Bank Davenport Branch	3260 E. 53rd Street	Davenport	IA
Sibley State Bank Sibley State Bank Branch	803 Fourth Avenue	Sibley	IA
Commercial Savings Bank Dedham Branch	Main Street	Dedham	IA
NorthStar Bank Armstrong Branch	403 4th Avenue	Armstrong	IA
Logan State Bank Logan State Bank Branch	323 East 7th Street	Logan	IA
Maquoketa State Bank Preston Branch	3 N Elliot Streeet	Preston	IA
Iowa Trust and Savings Bank Iowa Trust And Savings Bank - Moravi Branch	23918 Hwy J18	Moravia	IA
Farmers & Merchants Savings Bank Farmers & Merchants Savings Bank Branch	101 E Main Street	Manchester	IA
South Story Bank & Trust Huxley Branch	905 North U.S. Highway 69	Huxley	IA
Exchange State Bank Ames Branch	823 Wheeler, Suite 32	Ames	IA
United Bank of Iowa Onawa Branch	21945 State Highway 175	Onawa	IA
Houghton State Bank Plaza Branch	North Broadway	Red Oak	IA
Peoples State Bank Security State Bank Branch	15 Goethe	Guttenberg	IA
Success Bank Milton Branch	408 North Main Street	Milton	IA
First Heritage Bank First Heritage Bank Branch	801 South Fremont	Shenandoah	IA
First Trust and Savings Bank Grand Mound Branch	601 Smith Street	Grand Mound	IA
Glenwood State Bank Glenwood State Plaza Branch	960 South Locust	Glenwood	IA
Fidelity Bank & Trust Lamotte Branch	Main And Pine Streets	Lamotte	IA
Cornerstone Bank Cornerstone Bank Branch	123 East Main Street	Clarinda	IA
Palo Savings Bank Palo Savings Bank Branch	606 First Street	Palo	IA
Citizens Savings Bank Le Grand Branch	104 East Main Street	Le Grand	IA
Farmers State Bank Farmers State Bank Branch	501 East State Street	Algona	IA
Hills Bank and Trust Company North Liberty Branch	Highway 965 And Zeller Street	North Liberty	IA
Washington State Bank Columbus Junction State Bank Branch	134 Main Street	Columbus Junction	IA
Iowa Falls State Bank Iowa Falls State Bank Branch	601 Washington Avenue	Iowa Falls	IA
St. Ansgar State Bank Stacyville Branch	Broad And Main	Stacyville	IA
Mediapolis Savings Bank Mediapolis Savings Bank Branch	605 Main Street	Mediapolis	IA
Earlham Savings Bank De Soto Branch	Guthrie Street	De Soto	IA
Iowa State Bank Fifth At Main Branch	Fifth At Main	Lake View	IA
The State Bank Terril Branch	101 North State Street	Terril	IA
Peoples Bank Adel Branch	804 Greenwood Hills Drive	Adel	IA
Clear Lake Bank and Trust Company 100 East State Street Branch	100 East State Street	Mason City	IA
Liberty Trust & Savings Bank Tipton Branch	South At Cedar	Tipton	IA
West Bank Lower Muscatine Road Branch	Lower Muscatine Road & First Avenue	Iowa City	IA
Heritage Bank Heritage Bank Branch	695 Marion Boulevard	Marion	IA
Central State Bank Central State Bank Branch	109 West Main Street	State Center	IA
VISIONBANK OF IOWA Grimes Branch	925 Se Gateway Drive	Grimes	IA
Chelsea Savings Bank Chelsea Branch	1101 Station Street	Chelsea	IA
FreedomBank Freedombank Branch	210 South Main	Elkader	IA
Blue Grass Savings Bank Blue Grass Savings Bank Branch	104 East Mayne Street	Blue Grass	IA
Iowa State Savings Bank Iowa State Savings Bank Branch	Sumner Avenue And Devoe Street	Creston	IA
FNB Bank Anita Branch	793 Main Street	Anita	IA
Fortress Bank Davenport Branch	3260 E. 53rd Street	Davenport	IA
County Bank Hartwick Branch	207 Main Street	Hartwick	IA
Cedar Valley Bank & Trust Vinton Branch	405 W 3rd St	Vinton	IA
Union State Bank West Des Moines Branch	6305 Mills Civic Parkway, Suite 3121	West Des Moines	IA
Waukon State Bank Decorah Branch	321 West Water Street	Decorah	IA
Blackhawk Bank & Trust 3889 Elmore Avenue Branch	3889 Elmore Avenue	Davenport	IA
State Central Bank State Central Bank Branch	612 1st Street	Bonaparte	IA
The Clinton National Bank Camanche Branch	817 9th Street	Camanche	IA
State Bank State Bank Branch	728 Grand Avenue	Spencer	IA
American State Bank Lamoni Branch	801 East Main Street	Lamoni	IA
Iowa State Bank Iowa State Bank Branch	627 East Locust Street	Des Moines	IA
Pocahontas State Bank Palmer Branch	528 Hansen Avenue	Palmer	IA
Farmers Savings Bank Beaman Branch	218 Main Street	Beaman	IA
Heritage Bank Heritage Bank Branch	695 Marion Boulevard	Marion	IA
Heartland Bank Callender Branch	425 Thomas Street	Callender	IA
Peoples State Bank Security State Bank Branch	15 Goethe	Guttenberg	IA
Central State Bank Mcgregor Branch	Main Street	Mc Gregor	IA
First State Bank Redfield Branch	917 1st Street	Redfield	IA
Peoples Bank Adel Branch	804 Greenwood Hills Drive	Adel	IA
Farmers and Merchants State Bank Motor Branch	722 North First Street	Winterset	IA
The Libertyville Savings Bank Eldon Branch	403 West Elm	Eldon	IA
Pinnacle Bank Pinnacle Bank Branch	2206 South Center Street	Marshalltown	IA
Community State Bank Sioux Rapids Branch	123 Main Street	Sioux Rapids	IA
Cedar Valley Bank & Trust Vinton Branch	405 W 3rd St	Vinton	IA
Arbor Bank First Community Bank Branch	716 Illinois Street	Sidney	IA
Fairfax State Savings Bank Fairfax State Savings Bank Branch	409 Vanderbilt Street	Fairfax	IA
First National Bank, Ames, Iowa Johnston/86th Street Branch	8430 Birchwood Court, Suite 1100	Johnston	IA
F&M Bank Sioux City 3rd & Virginia Branch	930 3rd Street	Sioux City	IA
The State Bank of Toledo South Branch	1003 S County Rd	Toledo	IA
CBI Bank & Trust Davenport Branch	101 W 2nd Street	Davenport	IA
WCF Financial Bank 305 First Street West Branch	305 First Street West	Independence	IA
Security Savings Bank Dayton Branch	39 South Main St	Dayton	IA
Crawford County Trust and Savings Bank Crawford County Trust And Savings Ba Branch	21 North Main Street	Denison	IA
FreedomBank Freedombank Branch	210 South Main	Elkader	IA
Fidelity Bank & Trust Lamotte Branch	Main And Pine Streets	Lamotte	IA
Union State Bank West Des Moines Branch	6305 Mills Civic Parkway, Suite 3121	West Des Moines	IA
The Security National Bank of Sioux City, Iowa Climbing Hill Branch	Main Street	Climbing Hill	IA
BankIowa Bankiowa Of Cedar Rapids Branch	7045 C Avenue Northeast	Cedar Rapids	IA
Great Southern Bank 921 Iowa Avenue Branch	921 Iowa Avenue	Onawa	IA
United Bank & Trust Co. Courthouse Branch	29 South Center Street	Marshalltown	IA
Availa Bank Drive-Up Branch	601 West Elm Avenue	Pocahontas	IA
Farmers and Merchants Savings Bank Nichols Branch	431 Main Street	Nichols	IA
Farmers Trust and Savings Bank Farmers Trust And Savings Bank Branch	125 West 4th Street	Spencer	IA
Manufacturers Bank & Trust Company Clear Lake Branch	300 1st Avenue North	Clear Lake	IA
State Bank & Trust Co. Colo Branch	405 Main Street	Colo	IA
VISIONBANK OF IOWA Grimes Branch	925 Se Gateway Drive	Grimes	IA
Heartland Bank Callender Branch	425 Thomas Street	Callender	IA
Crawford County Trust and Savings Bank Crawford County Trust And Savings Ba Branch	21 North Main Street	Denison	IA
Farmers Trust & Savings Bank Woodbine Branch	510 Lincoln Way	Woodbine	IA
Farmers Savings Bank Denmark Branch	Highway 16	Denmark	IA
Two Rivers Bank & Trust Coralville Branch	3292 Ridgeway Drive, Suite A	Coralville	IA
Bank Iowa Shenandoah West Branch	701 West Sheridan Avenue	Shenandoah	IA
West Bank Lower Muscatine Road Branch	Lower Muscatine Road & First Avenue	Iowa City	IA
First National Bank, Ames, Iowa Johnston/86th Street Branch	8430 Birchwood Court, Suite 1100	Johnston	IA
Federation Bank Wellman Branch	801 6th Street	Wellman	IA
Bank Midwest Armstrong Branch	500 6th Street	Armstrong	IA
MidWestOne Bank Fort Madison - Branch 61	926 Avenue G	Fort Madison	IA
South Ottumwa Savings Bank West Liberty State Bank Branch	101 East Fourth Street	West Liberty	IA
CUSB Bank Osage Branch	1533 East Main Street	Osage	IA
Iowa Trust & Savings Bank Iowa Trust & Savings Bank Branch	2101 Tenth Street	Emmetsburg	IA
TruBank Fort Des Mones Community Branch	612 Army Post Road	Des Moines	IA
Farmers & Merchants Bank & Trust Parking Lot Branch	Fourth And Valley Streets	Burlington	IA
Boone Bank & Trust Co. Boone Bank & Trust Co. Branch	716 Eighth Street	Boone	IA
Iowa State Bank Iowa State Bank Branch	5 East Call Street	Algona	IA
First Security Bank Danbury Branch	123 Main Street	Danbury	IA
F&M Bank Sioux City 3rd & Virginia Branch	930 3rd Street	Sioux City	IA
First Central State Bank First Central State Bank Branch	914 Sixth Avenue	Dewitt	IA
DeWitt Bank & Trust Co. Dewitt Bank & Trust Co. Branch	815 Sixth Avenue	Dewitt	IA
Community Bank and Trust Company Community Bank And Trust Company Branch	2609 2nd Avenue	Muscatine	IA
Ohnward Bank & Trust Marion Branch	665 Marion Boulevard	Marion	IA
Iowa State Bank Iowa State Bank Branch	627 East Locust Street	Des Moines	IA
The Shelby County State Bank Irwin Branch	512 Ann Street	Irwin	IA
Two Rivers Bank & Trust Coralville Branch	3292 Ridgeway Drive, Suite A	Coralville	IA
The Shelby County State Bank Irwin Branch	512 Ann Street	Irwin	IA
State Bank & Trust Co. Colo Branch	405 Main Street	Colo	IA
First National Bank of Omaha Metro Crossing Branch	3815 Denmark Drive	Council Bluffs	IA
U.S. Bank National Association Chariton Drive Up Branch	926 Court Avenue	Chariton	IA
Regions Bank Vinton Branch	510 A Avenue	Vinton	IA
Bank of America, National Association Meredith Branch	8525 Meredith Drive	Urbandale	IA
Regions Bank Vinton Branch	510 A Avenue	Vinton	IA

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

SAVINGS & CD CALCULATOR

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