Best 18-Month CD Rates in Pennsylvania, PA

You are viewing rates from banks across Pennsylvania

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Pennsylvania . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

PA - August 15, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Hyperion Bank Hyperion Bank Branch	4.55%	$500	-	Learn More Add Review
Rate History: 3.75% → 4.55%
Prime Alliance Bank	4.20%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.00% → 4.20%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Bank5 Connect	4.15%	$500	-	Learn More Add Review
Available in all states except MA/RI.
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More
Merrick Bank	4.15%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Finworth, a division of InsBank	4.15%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 8 months interest. Rate History: 3.75% → 3.85% → 4.30% → 4.20% → 4.15%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Charles Schwab Bank, SSB	4.10%	$1,000	-	Learn More
Rate History: 4.25% → 4.30% → 4.35% → 4.25% → 4.10%
kenbeckyreese@icloud.com \| Feb 12, 2020 WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More Reviews (5)
Hatboro Federal Savings, FA Warminster Branch	4.06%	$1,000	-	Learn More Add Review
M.Y. Safra Bank	4.05%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.20% → 3.00% → 4.85%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.05%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.85% → 4.40% → 3.95% → 4.16% → 4.05%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
Colorado Federal Savings Bank	4.05%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months Interest. Rate History: 4.75% → 4.45% → 4.05% → 3.95% → 4.05%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
Rising Bank, a division of Midwest BankCentre	4.05%	$5,000	-	Learn More Add Review
One-time bump CD. Early Withdrawal Penalty is 180 days interest. Rate History: 3.90% → 4.15% → 3.95% → 4.20% → 4.05%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More
Goldman Sachs Bank	4.00%	$500	-	Learn More Add Review
Rate History: 4.10% → 4.00% → 3.90% → 4.10% → 4.00%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
CFG Bank	4.00%	$500	-	Learn More Add Review
Early Withdrawal penalty is 180 days interest. Rate History: 3.85% → 4.10% → 4.00% → 3.75% → 4.00%
TJK \| Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More
Quaint Oak Bank Quaint Oak Bank Branch	4.00%	$500	-	Learn More Add Review
Rate History: 4.25% → 5.00% → 4.75% → 4.50% → 4.00%
Bask Bank, a division of Texas Capital Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.20% → 4.00% → 3.90% → 4.00%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More
First Internet Bank of Indiana	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days. Rate History: 4.72% → 4.57% → 4.15% → 4.00% → 3.90%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Virtualbank, a division of First Horizon Bank	3.87%	$10,000	-	Learn More Add Review
Warning: Early withdrawal penalty is 2% of principal
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
American Express Bank, FSB	3.85%	$0	-	Learn More Add Review
Rate History: 3.25% → 3.35% → 3.85%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
Discover Bank	3.80%	$2,500	-	Learn More Add Review
Rate History: 4.50% → 4.40% → 3.80% → 4.00% → 3.80%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Synchrony Bank	3.80%	$0	-	Learn More Add Review
Rate History: 5.25% → 4.50% → 4.25% → 4.10% → 3.80%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Bread Savings, a division of Bread Financial	3.80%	$1,500	-	Learn More Add Review
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
Banesco USA	3.80%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.30% → 4.20% → 3.90% → 4.25% → 3.80%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Canadian Imperial Bank USA	3.76%	$1,000	-	Learn More Add Review
Rate History: 5.17% → 5.26% → 4.90% → 4.47% → 3.76%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Beal Bank Bethel Park Branch	3.75%	$1,000	-	Learn More Add Review
Rate History: 4.35% → 4.25% → 4.20% → 3.75%
Beal Bank USA Philadelphia Branch	3.75%	$1,000	-	Learn More
Rate History: 4.35% → 4.25% → 4.20% → 3.75%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Ally Bank	3.70%	$0	-	Learn More Add Review
Rate History: 4.25% → 4.10% → 3.90% → 3.80% → 3.70%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Capital One 360	3.70%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Gateway First Bank	3.70%	$500	-	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Capital One, National Association	3.70%	$0	-	Learn More
Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
TIAA Bank / Everbank	3.60%	$1,000	-	Learn More Add Review
Rate History: 4.30% → 4.00% → 3.75% → 3.70% → 3.60%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Salem Five Direct	3.50% 2.95%	$10,000 $500	-	Learn More Add Review
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 12 months of interest Rate History: 0.55% → 4.50% → 4.75% → 3.75% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
LendingClub	3.50%	$2,500	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.90% → 4.75% → 4.40% → 3.75% → 3.50%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
Wells Fargo Bank, National Association Red Lion Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
First Resource Bank First Resource Bank Branch	3.25%	$500	-	Learn More Add Review
Rate History: 4.75% → 3.75% → 3.50% → 3.25%
MainStreet Bank	3.25%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 9 months interest. Rate History: 3.25% → 3.00% → 3.25%
IncredibleBank	3.03%	$1,000	-	Learn More Add Review
• $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings. Rate History: 0.25% → 0.15% → 3.82% → 3.03%
nonsense \| May 21, 2021 avoid this Read More
Marquette Savings Bank 953 South Main Street Branch	3.03%	$500	-	Learn More
beaglemanduke@gmail.com \| Sep 27, 2019 I use Marquette bank in Meadville on park avenue. and I use Marquette bank on rt 322 both of these banks have great mangers Dawn at park avenue and Kelly at rt 322 there tellers are the best Read More Reviews (1)
Barclays Bank Delaware	3.00%	$0	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.00% → 4.50% → 4.25% → 3.25% → 3.00%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.00% → 2.75%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
Chesapeake Bank	2.36%	$1,000	-	Learn More Add Review
Rate History: 0.85% → 1.25% → 2.60% → 2.36%
ruler009 \| May 26, 2017 Before009 Read More
JPMorgan Chase Bank, National Association Philadelphia Branch	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
USAA Federal Savings Bank	1.80%	$1,000	-	Learn More
Rate History: 4.65% → 4.20% → 4.05% → 2.80% → 1.80%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
United Bank Uniontown Branch	1.80%	$500	-	Learn More
Jimleestro \| Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More Reviews (1)
SSB Bank SSB Bank Branch	1.76%	$500	-	Learn More Add Review
Rate History: 4.24% → 1.76%
Wilmington Savings Fund Society, FSB Wayne Branch	1.75%	$2,500	-	Learn More
Rate History: 2.00% → 4.75% → 4.00% → 1.75%
schoolbus2017 \| Nov 8, 2019 farmer Read More Reviews (1)
Hingham Institution for Savings	1.75%	$1,000	-	Learn More Add Review
Hingham Savings	1.75%	$1,000	-	Learn More Add Review
USAA Federal Savings Bank	1.65%	$1,000	-	Learn More Add Review
Rate History: 4.45% → 2.80% → 1.65%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
Citibank, National Association Citibank, National Association Branch	1.01%	$0	-	Learn More
Rate History: 2.45% → 3.85% → 4.00% → 3.75% → 1.01%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
TD Bank, National Association Collegeville Branch	1.00%	$10,000	-	Learn More
Rate History: 4.50% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Fulton Bank, National Association Fulton Bank, National Association Branch	0.95%	$1,000	-	Learn More Add Review
The National Bank of Malvern The National Bank Of Malvern Branch	0.85%	$10,000	-	Learn More Add Review
Hometown Bank of Pennsylvania Hometown Bank Of Pennsylvania Branch	0.80%	$10,000	-	Learn More Add Review
The Victory Bank The Victory Bank Branch	0.80%	$10,000	-	Learn More Add Review
Second Federal Savings and Loan Association of Philadelphia Second Federal Savings And Loan Asso Branch	0.80%	$10,000	-	Learn More Add Review
PennCrest Bank Patton Plaza Branch	0.75%	$10,000	-	Learn More Add Review
First Federal Savings and Loan Association of Greene Co Main Street And Beeson Blvd. Branch	0.75%	$10,000	-	Learn More Add Review
Coatesville Savings Bank New Holland Branch	0.75%	$10,000	-	Learn More Add Review
Hamlin Bank and Trust Company Bradford Branch	0.70%	$10,000	-	Learn More Add Review
Reliance Savings Bank Tyrone Branch	0.65%	$10,000	-	Learn More Add Review
Port Richmond Savings Port Richmond Savings Branch	0.65%	$500	-	Learn More Add Review
Provident Bank 4285 W. Tilghman Street Branch	0.60%	$10,000	-	Learn More
Abraham Farber \| May 14, 2015 looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More Reviews (1)
First United National Bank First United National Bank Branch	0.60%	$500	-	Learn More Add Review
Armstrong County Building and Loan Association Armstrong County Building And Loan A Branch	0.60%	$10,000	-	Learn More Add Review
Phoenixville Federal Bank and Trust Collegeville Branch	0.60%	$500	-	Learn More Add Review
Sharon Bank Springfield & Brookside Roads Branch	0.60%	$10,000	-	Learn More Add Review
County Savings Bank County Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
Iron Workers Savings Bank Iron Workers Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
United Savings Bank 10th Street Branch	0.60%	$10,000	-	Learn More Add Review
Parke Bank Spruce Street Branch	0.60%	$500	-	Learn More
Savvysaver \| Nov 9, 2020 Here's what you will need: To be a resident of New Jersey or select Eastern Pennsylvania counties (the zip code provided in your application will receive an error stating "Zip code is not valid for this ap... Read More Reviews (2)
First Citizens Community Bank Le Raysville Branch	0.55%	$100,000	-	Learn More Add Review
Investment Savings Bank Investment Savings Bank Branch	0.55%	$10,000	-	Learn More Add Review
The Turbotville National Bank The Turbotville National Bank Branch	0.55%	$10,000	-	Learn More
Annonomous \| May 30, 2021 U would think after a person is a customer for a great many years they would help them in the case of fraud nope they close everything down on you and don't tell you way to go that's real customer service ... Read More Reviews (1)
The Northumberland National Bank Selinsgrove Branch	0.55%	$100,000	-	Learn More Add Review
Milton Savings Bank Milton Savings Bank Branch	0.55%	$10,000	-	Learn More Add Review
Community State Bank of Orbisonia Waterfall Branch	0.55%	$500	-	Learn More Add Review
Meridian Bank Meridian Bank Branch	0.55%	$10,000	-	Learn More Add Review
Slovenian Savings and Loan Association of Franklin-Conemaugh Hostetler Branch	0.50%	$100,000	-	Learn More Add Review
New Tripoli Bank New Tripoli Bank Branch	0.50%	$500	-	Learn More Add Review
Fleetwood Bank Fleetwood Bank Branch	0.50%	$500	-	Learn More Add Review
The Huntington National Bank The Huntington National Bank Branch	0.50%	$1,000	-	Learn More
Allan \| Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More Reviews (1)
Peoples Security Bank and Trust Company Meshoppen Branch	0.50%	$1,000	-	Learn More Add Review
Rate History: 0.25% → 0.50%
Citizens & Northern Bank Wysox Branch	0.50%	$100,000	-	Learn More Add Review
Greenville Savings Bank Hermitage Branch	0.50%	$10,000	-	Learn More Add Review
Dollar Bank, Federal Savings Bank Monroeville Branch	0.50%	$10,000	-	Learn More Add Review
Woodlands Bank Halls Station Office Branch	0.50%	$10,000	-	Learn More Add Review
First Keystone Community Bank Mifflinville Branch	0.50%	$100,000	-	Learn More Add Review
CFSBANK 919 Main St Branch	0.50%	$10,000	-	Learn More
Regular guy \| Mar 24, 2023 I have never been treated so poorly in all the banks ive been in i went there to ask about buying change the girl acted like she never heard of rolled coins before and really made me feel as though i shou... Read More Reviews (1)
Kish Bank Mill Creek Branch	0.50%	$10,000	-	Learn More
smalltowngirl \| Mar 9, 2018 I have a local contracting business and have been in business for over 20 years. When I started my business I did all of my banking personal and business with Kish and recommended that my customers go thro... Read More Reviews (1)
Ameriserv Financial Bank Lovell Park Branch	0.50%	$10,000	-	Learn More Add Review
Ambler Savings Bank Bally Br Branch	0.50%	$10,000	-	Learn More
mmcglade89 \| Aug 11, 2021 I had been using Ambler Savings for as long as I can remember and never had any issues with them until around 2019. My card and account were constantly being frozen and I had to call to have it unfrozen. W... Read More Reviews (1)
The Neffs National Bank The Neffs National Bank Branch	0.50%	$10,000	-	Learn More Add Review
Berkshire Bank Vantage Point Bank Branch	0.50%	$10,000	-	Learn More
Run \| Jan 12, 2021 They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones Read More Reviews (2)
Asian Bank Asian Bank Branch	0.50%	$10,000	-	Learn More Add Review
1st Summit Bank Cresson Branch	0.46%	$10,000	-	Learn More
Rriordan75 \| Jan 18, 2020 I and my colleagues have all had trouble with our travelers debit prepaid cards. Right now I'm in the middle of trying to get ahold of a customer representative because the card shows that there's money on... Read More Reviews (1)
Mifflinburg Bank and Trust Company Lewisburg Branch	0.45%	$5,000	-	Learn More Add Review
First National Bank of Pennsylvania Palmyra Branch	0.45%	$10,000	-	Learn More
Mark \| Apr 21, 2020 Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More Reviews (1)
Mercer County State Bank Jackson Township Branch	0.45%	$10,000	-	Learn More Add Review
PS Bank Ps Bank Branch	0.45%	$10,000	-	Learn More Add Review
First Keystone Community Bank Mifflinville Branch	0.45%	$10,000	-	Learn More Add Review
Elderton State Bank Rural Valley Branch	0.45%	$100,000	-	Learn More Add Review
The Northumberland National Bank Selinsgrove Branch	0.45%	$10,000	-	Learn More Add Review
American Bank American Bank Branch	0.45%	$10,000	-	Learn More Add Review
CNB Bank Cnb Bank Branch	0.43%	$10,000	-	Learn More Add Review
MCS Bank Mcclure Branch	0.42%	$1,000	-	Learn More Add Review
Univest Bank and Trust Co. Mount Airy Branch	0.40%	$500	-	Learn More Add Review
NBT Bank, National Association Lords Valley Branch	0.40%	$10,000	-	Learn More Add Review
First Columbia Bank & Trust Co. Buckhorn Wm Office Branch	0.40%	$10,000	-	Learn More Add Review
The Gratz Bank West Market Street Branch	0.40%	$10,000	-	Learn More Add Review
Embassy Bank for the Lehigh Valley West Broad Street Branch	0.40%	$10,000	-	Learn More
Carly \| Jul 14, 2018 Excellent customer service Read More Reviews (1)
Brentwood Bank South Park Shops Office Branch	0.40%	$10,000	-	Learn More Add Review
Somerset Trust Company Somerset Plaza Branch	0.40%	$10,000	-	Learn More Add Review
Farmers and Merchants Trust Company of Chambersburg South Mountain Branch	0.40%	$100,000	-	Learn More Add Review
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania North Lebanon Township Branch	0.40%	$10,000	-	Learn More Add Review
Slovenian Savings and Loan Association of Franklin-Conemaugh Hostetler Branch	0.38%	$10,000	-	Learn More Add Review
The Juniata Valley Bank Lillibridge Place Branch	0.35%	$10,000	-	Learn More
Jeffery Bailey \| Apr 4, 2016 It is sad to see FNBPA being taken over by Juniata. The name Juniata has no affinity with Port Allegany history. I am closing my account. Read More Reviews (1)
WesBanco Bank, Inc. 900 5th Ave Branch	0.35%	$10,000	-	Learn More Add Review
Elderton State Bank Rural Valley Branch	0.35%	$10,000	-	Learn More Add Review
Orrstown Bank New Bloomfield Branch Drive-In Facil	0.35%	$10,000	-	Learn More Add Review
QNB Bank Qnb-Online Internet Banking Branch	0.35%	$10,000	-	Learn More Add Review
First National Bank and Trust Company of Newtown Wrightstown Branch	0.35%	$10,000	-	Learn More Add Review
OneLocal Bank	0.30%	$500	-	Learn More Add Review
Rate History: 0.30% → 1.26% → 0.30%
Citizens & Northern Bank Wysox Branch	0.30%	$10,000	-	Learn More Add Review
First Citizens Community Bank Le Raysville Branch	0.30%	$10,000	-	Learn More Add Review
ESSA Bank & Trust Scranton Branch	0.30%	$10,000	-	Learn More Add Review
Wayne Bank Wayne Bank Branch	0.30%	$10,000	-	Learn More
MoonShadows Farm \| Jan 26, 2024 I have been with Wayne Bank for almost 3 years after moving all of my accounts from Hells Fargo. Since then, I have had so many problems with depositing checks with my iPhone. (phone upgraded twice sinc... Read More Reviews (1)
Citizens Savings Bank Center City Branch	0.30%	$10,000	-	Learn More Add Review
Washington Financial Bank Tylerdale Branch	0.30%	$10,000	-	Learn More Add Review
Farmers and Merchants Trust Company of Chambersburg South Mountain Branch	0.30%	$10,000	-	Learn More Add Review
Penn Community Bank Chelten Hills Savings Bank Branch	0.30%	$10,000	-	Learn More
Rk \| Feb 22, 2023 Where to begin with this ghetto bank? You make a cash deposit but you can't make a withdraw the same day. You make a deposit and it doesn't show up until the next day. You're limited to a low atm amount e... Read More Reviews (2)
First Bank Warminster Branch	0.30%	$10,000	-	Learn More
SAM \| May 24, 2021 Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Read More Reviews (2)
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
NEXTIER BANK, NATIONAL ASSOCIATION Oakland Branch	0.25%	$10,000	-	Learn More Add Review
Marion Center Bank Clymer Branch	0.25%	$10,000	-	Learn More Add Review
The Fidelity Deposit and Discount Bank Morgan Highway Branch	0.25%	$100,000	-	Learn More Add Review
First Commonwealth Bank Meadows Branch	0.25%	$10,000	-	Learn More Add Review
Community Bank Uniontown Branch	0.25%	$10,000	-	Learn More Add Review
Slovenian Savings and Loan Association of Canonsburg Slovenian Savings And Loan Associati Branch	0.25%	$10,000	-	Learn More
Tbench3485@comcast.net \| Oct 7, 2019 64000 Read More Reviews (1)
ACNB Bank South Hanover Branch	0.25%	$10,000	-	Learn More Add Review
The Ephrata National Bank Hinkletown Branch	0.25%	$100,000	-	Learn More Add Review
Chemung Canal Trust Company Canton Branch	0.20%	$10,000	-	Learn More Add Review
S&T Bank Allentown Boulevard Branch	0.20%	$10,000	-	Learn More
Haja@gmail.com \| May 15, 2020 Sucks don’t ever get with this bank Read More Reviews (1)
Apollo Trust Company North Washington Branch	0.20%	$10,000	-	Learn More Add Review
Altoona First Savings Bank 601 East Allegheny Street Branch	0.20%	$1,000	-	Learn More Add Review
The Ephrata National Bank Hinkletown Branch	0.20%	$10,000	-	Learn More Add Review
Northwest Bank Northwest Bank Branch	0.18%	$10,000	-	Learn More Add Review
Harleysville Bank Lansdale Branch	0.17%	$10,000	-	Learn More
Keith Wright \| Aug 23, 2016 Great dividend, moderate growth, excellent customer service. Potential acquisition target Read More Reviews (1)
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
OceanFirst Bank, National Association	0.15%	$500	-	Learn More Add Review
The Andover Bank The Andover Bank Branch	0.15%	$1,000	-	Learn More Add Review
First Commonwealth Bank Meadows Branch	0.15%	$10,000	-	Learn More Add Review
Old Dominion National Bank	0.15%	$10,000	-	Learn More Add Review
Tompkins Community Bank	0.10%	$1,000	-	Learn More Add Review
The Farmers National Bank of Canfield Midland Branch	0.10%	$500	-	Learn More Add Review
Community Bank, National Association Lawton Branch	0.10%	$100,000	-	Learn More Add Review
Firstrust Savings Bank Firstrust Savings Bank Branch	0.10%	$10,000	-	Learn More Add Review
Jersey Shore State Bank Spring Mills Branch	0.06%	$100,000	-	Learn More
Roy Miner \| Feb 24, 2019 This bank sucks I can't believe that I can't use my card on Sunday or get to my money is the owner a johvwinis that the bank can't get you your money on a Sunday or what this is bull shit I sent my wife to... Read More Reviews (1)
The Luzerne Bank Lake Office Branch	0.06%	$100,000	-	Learn More Add Review
KeyBank National Association Kresgeville Branch	0.05%	$10,000	-	Learn More
Rate History: 4.75% → 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
Community Bank, National Association Lawton Branch	0.05%	$10,000	-	Learn More Add Review
The Fidelity Deposit and Discount Bank Morgan Highway Branch	0.05%	$10,000	-	Learn More Add Review
Commercial Bank and Trust of PA Pleasant Unity Branch	0.05%	$10,000	-	Learn More Add Review
U.S. Bank National Association	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Jersey Shore State Bank Spring Mills Branch	0.04%	$10,000	-	Learn More
Roy Miner \| Feb 24, 2019 This bank sucks I can't believe that I can't use my card on Sunday or get to my money is the owner a johvwinis that the bank can't get you your money on a Sunday or what this is bull shit I sent my wife to... Read More Reviews (1)
The Luzerne Bank Lake Office Branch	0.04%	$10,000	-	Learn More Add Review
PNC Bank, National Association Slippery Rock University Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Peddler's Village Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
OneWest Bank, a division of First-Citizens Bank and Trust	0.02%	$500	-	Learn More Add Review
Fifth Third Bank, National Association Cranberry Banking Center Branch	0.01%	$500	-	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
Hyperion Bank Hyperion Bank Branch	199 West Girard Avenue	Philadelphia	PA
Hatboro Federal Savings, FA Warminster Branch	York And Street Roads	Warminster	PA
Quaint Oak Bank Quaint Oak Bank Branch	501 Knowles Avenue	Southampton	PA
Monet Bank Bethel Park Branch	1680 Washington Road, Suite 100	Pittsburgh	PA
Beal Bank USA Philadelphia Branch	150 Allendale Road, Bldg. 3 Suie 300	King Of Prussia	PA
Wells Fargo Bank, National Association Red Lion Branch	One N Main St	Red Lion	PA
First Resource Bank First Resource Bank Branch	800 N. Pottstown Pike	Exton	PA
Marquette Savings Bank 953 South Main Street Branch	953 South Main Street	Meadville	PA
JPMorgan Chase Bank, National Association Philadelphia Branch	1650 Market Street, 47th & 52nd Floor	Philadelphia	PA
United Bank Uniontown Branch	81 W Main Street	Uniontown	PA
SSB Bank SSB Bank Branch	2470 California Avenue	Pittsburgh	PA
Wilmington Savings Fund Society, FSB Wayne Branch	724 W Lancaster Ave Ste 110	Wayne	PA
Citibank, National Association Citibank, National Association Branch	1818 Market Street, 27th Floor	Philadelphia	PA
TD Bank, National Association Collegeville Branch	Route 29 And Park Avenue	Collegeville	PA
Fulton Bank, National Association Fulton Bank, National Association Branch	One Penn Square, P.O. Box 4887	Lancaster	PA
The National Bank of Malvern The National Bank Of Malvern Branch	King And Warren Streets	Malvern	PA
Hometown Bank of Pennsylvania Hometown Bank Of Pennsylvania Branch	638 East Pitt Street	Bedford	PA
The Victory Bank The Victory Bank Branch	548 North Lewis Road	Limerick	PA
Second Federal Savings and Loan Association of Philadelphia Second Federal Savings And Loan Asso Branch	1727 Chestnut Street	Philadelphia	PA
PennCrest Bank Patton Plaza Branch	433 Railroad Ave	Patton	PA
First Federal Savings and Loan Association of Greene Co Main Street And Beeson Blvd. Branch	Main Street And Beeson Blvd.	Uniontown	PA
Presence Bank New Holland Branch	695 West Main Street	New Holland	PA
Hamlin Bank and Trust Company Bradford Branch	671 East Main Street	Bradford	PA
Reliance Savings Bank Tyrone Branch	916 Pennsylvania Ave	Tyrone	PA
Port Richmond Savings Port Richmond Savings Branch	2522 East Allegheny Avenue	Philadelphia	PA
Provident Bank 4285 W. Tilghman Street Branch	4285 W. Tilghman Street	Allentown	PA
First United National Bank First United National Bank Branch	Routes 157 And 208	Fryburg	PA
Armstrong County Building and Loan Association Armstrong County Building And Loan A Branch	935 Fifth Avenue	Ford City	PA
Phoenixville Federal Bank and Trust Collegeville Branch	74 Second Avenue	Collegeville	PA
Sharon Bank Springfield & Brookside Roads Branch	Springfield & Brookside Roads	Springfield	PA
County Savings Bank County Savings Bank Branch	10 Powhattan Ave	Essington	PA
Iron Workers Savings Bank Iron Workers Savings Bank Branch	3333 Concord Road	Aston	PA
United Savings Bank 10th Street Branch	732 South 10th Street	Philadelphia	PA
Parke Bank Spruce Street Branch	1610 Spruce Street	Philadelphia	PA
First Citizens Community Bank Le Raysville Branch	960 Main Street	Le Raysville	PA
Investment Savings Bank Investment Savings Bank Branch	1201 Eighth Avenue	Altoona	PA
The Turbotville National Bank The Turbotville National Bank Branch	4710 State Route 54	Turbotville	PA
The Northumberland National Bank Selinsgrove Branch	411 North Market Street	Selinsgrove	PA
Milton Savings Bank Milton Savings Bank Branch	80 Broadway	Milton	PA
Community State Bank of Orbisonia Waterfall Branch	Routes 655 And 913	Waterfall	PA
Meridian Bank Meridian Bank Branch	1776 E. Lancaster Avenue	Paoli	PA
Slovenian Savings and Loan Association of Franklin-Conemaugh Hostetler Branch	95 Hostetler Road	Johnstown	PA
New Tripoli Bank New Tripoli Bank Branch	Market And Madison Streets	New Tripoli	PA
Fleetwood Bank Fleetwood Bank Branch	Main And Franklin Streets	Fleetwood	PA
The Huntington National Bank The Huntington National Bank Branch	3214 Wilmington Ave	New Castle	PA
Peoples Security Bank and Trust Company Meshoppen Branch	U.S. Route 6	Meshoppen	PA
Citizens & Northern Bank Wysox Branch	Us Routes 6 & 309 & State Route 187	Wysox Township	PA
Greenville Savings Bank Hermitage Branch	550 North Hermitage Road	Hermitage	PA
Dollar Bank, Federal Savings Bank Monroeville Branch	Miracle Mile Shopping Center	Monroeville	PA
Woodlands Bank Halls Station Office Branch	973 Lycoming Mall Drive	Pennsdale	PA
First Keystone Community Bank Mifflinville Branch	Third And Race Streets	Mifflinville	PA
CFSBANK 919 Main St Branch	919 Main St	Bentleyville	PA
Kish Bank Mill Creek Branch	12522 William Penn Highway	Mill Creek	PA
Ameriserv Financial Bank Lovell Park Branch	179 Lovell Avenue	Ebensburg	PA
Ambler Savings Bank Bally Br Branch	323 Main Street	Bally	PA
The Neffs National Bank The Neffs National Bank Branch	5629 Pennsylvania Route 873	Neffs	PA
Berkshire Bank Vantage Point Bank Branch	100 Gibraltar Road	Horsham	PA
Asian Bank Asian Bank Branch	815-837 Arch Street	Philadelphia	PA
1st Summit Bank Cresson Branch	7538 Admiral Peary Highway	Cresson	PA
Mifflinburg Bank and Trust Company Lewisburg Branch	Route 192 And Fairground Road	Lewisburg	PA
First National Bank of Pennsylvania Palmyra Branch	903 East Main Street	Palmyra	PA
Mercer County State Bank Jackson Township Branch	811 Franklin Road	Mercer	PA
PS Bank Ps Bank Branch	Route 6 East	Wyalusing	PA
First Keystone Community Bank Mifflinville Branch	Third And Race Streets	Mifflinville	PA
Elderton State Bank Rural Valley Branch	State Route 85 And Water Street	Rural Valley	PA
The Northumberland National Bank Selinsgrove Branch	411 North Market Street	Selinsgrove	PA
American Bank American Bank Branch	4029 West Tilghman Street	Allentown	PA
CNB Bank Cnb Bank Branch	One South Second Street	Clearfield	PA
MCS Bank Mcclure Branch	Brown And Specht Streets	Mclure	PA
Univest Bank and Trust Co. Mount Airy Branch	7226 Germantown Avenue	Philadelphia	PA
NBT Bank, National Association Lords Valley Branch	114 Village Center Drive	Lords Valley	PA
Journey Bank Buckhorn Wm Office Branch	Wal-Mart Supercenter, 100 Lunger Drive	Bloomsburg	PA
LINKBANK West Market Street Branch	2221 West Market Street	Pottsville	PA
Embassy Bank for the Lehigh Valley West Broad Street Branch	925 W. Broad Street	Bethlehem	PA
Brentwood Bank South Park Shops Office Branch	5259 Library Road	Bethel Park	PA
Somerset Trust Company Somerset Plaza Branch	R.D. 2, Route 601	Somerset	PA
Farmers and Merchants Trust Company of Chambersburg South Mountain Branch	South Mountain Restoration Center	South Mountain	PA
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania North Lebanon Township Branch	1725 Route 72	Lebanon	PA
Slovenian Savings and Loan Association of Franklin-Conemaugh Hostetler Branch	95 Hostetler Road	Johnstown	PA
The Juniata Valley Bank Lillibridge Place Branch	52 West Mill Street	Port Allegany	PA
WesBanco Bank, Inc. 900 5th Ave Branch	900 5th Ave	Coraopolis	PA
Elderton State Bank Rural Valley Branch	State Route 85 And Water Street	Rural Valley	PA
Orrstown Bank New Bloomfield Branch Drive-In Facil	Barnett Woods Road And Mcclure Street	New Bloomfield	PA
QNB Bank Qnb-Online Internet Banking Branch	Www.Qnbbank.com	Quakertown	PA
First National Bank and Trust Company of Newtown Wrightstown Branch	2607 Windy Bush Road	Newtown	PA
Citizens & Northern Bank Wysox Branch	Us Routes 6 & 309 & State Route 187	Wysox Township	PA
First Citizens Community Bank Le Raysville Branch	960 Main Street	Le Raysville	PA
ESSA Bank & Trust Scranton Branch	300 Mulberry Street	Scranton	PA
Wayne Bank Wayne Bank Branch	717 Main Street	Honesdale	PA
Citizens Savings Bank Center City Branch	Lackawanna And Wyoming Avenues	Scranton	PA
Washington Financial Bank Tylerdale Branch	98 E. Wylie Avenue	Washington	PA
Farmers and Merchants Trust Company of Chambersburg South Mountain Branch	South Mountain Restoration Center	South Mountain	PA
Penn Community Bank Chelten Hills Savings Bank Branch	2 Hidden Lane	Abington	PA
First Bank Warminster Branch	356 York Road	Warminster	PA
NEXTIER BANK, NATIONAL ASSOCIATION Oakland Branch	3455 Forbes Ave	Pittsburgh	PA
Marion Center Bank Clymer Branch	750 Franklin Street	Clymer	PA
The Fidelity Deposit and Discount Bank Morgan Highway Branch	Morgan Highway, State Route 307	Clarks Summit	PA
First Commonwealth Bank Meadows Branch	Rt 220 And North Juniata St	Hollidaysburg	PA
Community Bank Uniontown Branch	545 West Main Street	Uniontown	PA
Slovenian Savings and Loan Association of Canonsburg Slovenian Savings And Loan Associati Branch	130 Boone Avenue	Strabane	PA
ACNB Bank South Hanover Branch	865 Baltimore Street	Hanover	PA
The Ephrata National Bank Hinkletown Branch	935 N. Railroad Avenue	New Holland	PA
Chemung Canal Trust Company Canton Branch	5 West Main Street	Canton	PA
S&T Bank Allentown Boulevard Branch	6085 Allentown Boulevard	Harrisburg	PA
Apollo Trust Company North Washington Branch	697 Sportsman Drive	Apollo	PA
Altoona First Savings Bank 601 East Allegheny Street Branch	601 East Allegheny Street	Martinsburg	PA
The Ephrata National Bank Hinkletown Branch	935 N. Railroad Avenue	New Holland	PA
Northwest Bank Northwest Bank Branch	Second At Liberty	Warren	PA
Harleysville Bank Lansdale Branch	640 East Main Street	Lansdale	PA
The Andover Bank The Andover Bank Branch	Route 20	West Springfield	PA
First Commonwealth Bank Meadows Branch	Rt 220 And North Juniata St	Hollidaysburg	PA
The Farmers National Bank of Canfield Midland Branch	629 Midland Avenue	Midland	PA
Community Bank, National Association Lawton Branch	3540 State Route 706	Lawton	PA
Firstrust Savings Bank Firstrust Savings Bank Branch	Castor And Cottman Avenue	Philadelphia	PA
Jersey Shore State Bank Spring Mills Branch	3635 Penns Valley Road	Spring Mills	PA
The Luzerne Bank Lake Office Branch	Corners Of Rt. 118 & 415	Dallas	PA
KeyBank National Association Kresgeville Branch	543 Interchange Rd	Kresgeville	PA
Community Bank, National Association Lawton Branch	3540 State Route 706	Lawton	PA
The Fidelity Deposit and Discount Bank Morgan Highway Branch	Morgan Highway, State Route 307	Clarks Summit	PA
Commercial Bank and Trust of PA Pleasant Unity Branch	Routes 130 And 981	Pleasant Unity	PA
Jersey Shore State Bank Spring Mills Branch	3635 Penns Valley Road	Spring Mills	PA
The Luzerne Bank Lake Office Branch	Corners Of Rt. 118 & 415	Dallas	PA
PNC Bank, National Association Slippery Rock University Branch	1 Morrow Way, Smith Student Center	Slippery Rock	PA
Bank of America, National Association Peddler's Village Branch	167 Carousel Lane	Lahaska	PA
Fifth Third Bank, National Association Cranberry Banking Center Branch	940 Shearton Drive	Mars	PA

See rates for Online Banks →

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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Pennsylvania CD Rates – 18-Month

Branches Info around zip 10116

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

SAVINGS & CD CALCULATOR

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