Idaho CD Rates – 18-Month 2020

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Idaho . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

ID - August 10, 2020

18 Month CD National Average : 0.47% ^?

Advertiser Disclosure

Banks	APY	MIN	MILES ^?
Sunwest Bank	0.90%	$250,000	-	Learn More Reviews
Sunwest Bank	0.80%	$100,000	-	Learn More Reviews
Farmers Bank	0.70%	$10,000	-	Learn More Reviews (1)
Sunwest Bank	0.70%	$500	-	Learn More Reviews
First Federal Savings Bank Of Twin Falls	0.65%	$100,000	-	Learn More Reviews
D. L. Evans Bank	0.65%	$10,000	-	Learn More Reviews
Twin River Bank	0.60%	$500	-	Learn More Reviews
Banesco Usa	0.55%	$10,000	-	Learn More Reviews (8)
First Federal Savings Bank Of Twin Falls	0.55%	$10,000	-	Learn More Reviews
Altabank	0.55%	$100,000	-	Learn More Reviews (1)
Northwest Bank	0.50%	$10,000	-	Learn More Reviews (1)
Washington Federal Bank, National Association	0.50%	$100,000	-	Learn More Reviews (2)
Washington Federal Bank, National Association	0.45%	$10,000	-	Learn More Reviews (2)
Zions Bancorporation, N.a.	0.42%	$100,000	-	Learn More Reviews
Washington Trust Bank	0.40%	$10,000	-	Learn More Reviews (1)
Zions Bancorporation, N.a.	0.40%	$10,000	-	Learn More Reviews
Glacier Bank	0.40%	$100,000	-	Learn More Reviews
Idaho First Bank	0.40%	$100,000	-	Learn More Reviews
Ireland Bank	0.36%	$100,000	-	Learn More Reviews
The Bank Of Commerce	0.35%	$10,000	-	Learn More Reviews
Glacier Bank	0.35%	$10,000	-	Learn More Reviews
Ireland Bank	0.31%	$10,000	-	Learn More Reviews
Banner Bank	0.30%	$10,000	-	Learn More Reviews (1)
Altabank	0.30%	$10,000	-	Learn More Reviews (1)
Idaho First Bank	0.30%	$5,000	-	Learn More Reviews
Glacier Bank	0.25%	$10,000	-	Learn More Reviews
Idaho Trust Bank	0.24%	$10,000	-	Learn More Reviews
Bank Of Idaho	0.20%	$10,000	-	Learn More Reviews
Bank Of The West	0.20%	$10,000	-	Learn More Reviews
Sunwest Bank	0.20%	$100,000	-	Learn More Reviews
First Interstate Bank	0.15%	$10,000	-	Learn More Reviews (2)
U.s. Bank National Association	0.15%	$10,000	-	Learn More Reviews (5)
Sunwest Bank	0.10%	$10,000	-	Learn More Reviews
Umpqua Bank	0.10%	$10,000	-	Learn More Reviews (1)
Columbia State Bank	0.07%	$10,000	-	Learn More Reviews
Wells Fargo Bank, National Association	0.05%	$10,000	-	Learn More Reviews (4)
Keybank National Association	0.05%	$10,000	-	Learn More Reviews (1)
Jpmorgan Chase Bank, National Association	0.01%	$10,000	-	Learn More Reviews (12)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Online Banks →

See rates for Credit Unions →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2020

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.