Eighteen month Certificates of Deposit (CD) rates from online banks are often above average if you are willing to open and manage your account using the Internet. Most online banks offer an online application and money can be transferred to fund the CD via an electronic transfer, check, wire, or credit card. To view rates for other CD terms, click the tabs below.
May 28, 2017
18 Month CD National Average: 0.53% ?
|Goldman Sachs Bank||1.45%||2.74x||$500||
|Purepoint MUFG Union||1.45%||2.74x||$10,000||
NAVY FEDERAL CREDIT UNION
|Barclays Bank Delaware||1.40%||2.65x||$0||
|Capital One 360||1.10%||2.08x||$1,000||
|Salem Five Direct||1.10%||2.08x||$10,000||Reviews|
Available in all states except MA/RI.
|Colorado Federal Savings Bank||1.05%||1.98x||$5,000||
|New Dominion Direct||1.00%||1.89x||$1,000||Reviews|
|USAA Federal Savings Bank||0.81%||1.53x||$175,000||Reviews|
|CNB Bank Direct||0.76%||1.44x||$1,000||Reviews|
|American Express Bank, FSB||0.60%||1.13x||$0||
Eighteen month CDs are offered by many online banks. The are a medium term CD and provide a slightly higher rate than a 12 month CD in return for the extra six months the money must be kept in the bank. All eighteen month CDs offered by online banks on BestCashCow are FDIC insured.
Opening an eighteen month CD online is a relatively easy process. The applications generally take between 15-20 minutes to complete. Funding the CD can usually be done electronically by making a transfer from a checking account to the bank opening the CD. The CD rate is usually locked once the application has been received and approved. Funds transfers can take between 1-5 days depending on the process used by the opening bank.
In most cases, online banks offer higher rates on online CDs than branch based banks.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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