Washington CD Rates – 18-Month 2022

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Washington . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

WA - June 28, 2022

18 Month CD National Average : 0.45% ^?

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Banks	APY	MIN	MILES ^?
Hingham Institution For Savings	1.75%	$1,000	-	Learn More Reviews
Savibank	0.80%	$100,000	-	Learn More Reviews
Riverbank	0.75%	$10,000	-	Learn More Reviews
Savibank	0.70%	$10,000	-	Learn More Reviews
Twin City Bank	0.70%	$10,000	-	Learn More Reviews
First Financial Northwest Bank	0.65%	$100,000	-	Learn More Reviews (1)
Washington Business Bank	0.65%	$10,000	-	Learn More Reviews
First Sound Bank	0.65%	$100,000	-	Learn More Reviews
Industrial And Commercial Bank Of China Usa, National Association	0.65%	$100,000	-	Learn More Reviews
Twin River Bank	0.60%	$500	-	Learn More Reviews
Cashmere Valley Bank	0.60%	$10,000	-	Learn More Reviews
Mountain Pacific Bank	0.60%	$10,000	-	Learn More Reviews
Unibank	0.60%	$10,000	-	Learn More Reviews
Industrial And Commercial Bank Of China Usa, National Association	0.55%	$10,000	-	Learn More Reviews
Washington Federal Bank, National Association	0.50%	$100,000	-	Learn More Reviews (2)
Bank Of The Pacific	0.50%	$100,000	-	Learn More Reviews (3)
First Sound Bank	0.50%	$10,000	-	Learn More Reviews
Northwest Bank	0.50%	$10,000	-	Learn More Reviews
Community First Bank	0.50%	$10,000	-	Learn More Reviews
Pacific Premier Bank	0.50%	$10,000	-	Learn More Reviews (1)
Yakima Federal Savings And Loan Association	0.50%	$10,000	-	Learn More Reviews
Sound Community Bank	0.47%	$10,000	-	Learn More Reviews
Washington Federal Bank, National Association	0.45%	$10,000	-	Learn More Reviews (2)
Timberland Bank	0.45%	$10,000	-	Learn More Reviews
Olympia Federal Savings And Loan Association	0.45%	$10,000	-	Learn More Reviews (1)
Washington Trust Bank	0.40%	$10,000	-	Learn More Reviews (1)
Glacier Bank	0.40%	$100,000	-	Learn More Reviews
Security State Bank	0.40%	$5,000	-	Learn More Reviews
Bank Of Eastern Oregon	0.40%	$10,000	-	Learn More Reviews
Community Bank	0.40%	$10,000	-	Learn More Reviews
Coastal Community Bank	0.39%	$10,000	-	Learn More Reviews
Glacier Bank	0.35%	$10,000	-	Learn More Reviews
Armed Forces Bank, National Association	0.35%	$10,000	-	Learn More Reviews (2)
Liberty Bank	0.35%	$100,000	-	Learn More Reviews
Gbc International Bank	0.35%	$10,000	-	Learn More Reviews (1)
Sterling Bank And Trust, Fsb	0.35%	$500	-	Learn More Reviews (1)
Raymond Federal Bank	0.35%	$100,000	-	Learn More Reviews
Banner Bank	0.30%	$10,000	-	Learn More Reviews (1)
Heritage Bank	0.30%	$100,000	-	Learn More Reviews
Glacier Bank	0.30%	$10,000	-	Learn More Reviews
Liberty Bank	0.30%	$10,000	-	Learn More Reviews
Riverview Community Bank	0.30%	$100,000	-	Learn More Reviews
Peoples Bank	0.25%	$10,000	-	Learn More Reviews
Heritage Bank	0.25%	$10,000	-	Learn More Reviews
State Bank Northwest	0.25%	$10,000	-	Learn More Reviews
Kitsap Bank	0.25%	$10,000	-	Learn More Reviews
Raymond Federal Bank	0.25%	$10,000	-	Learn More Reviews
Mufg Union Bank, National Association	0.20%	$10,000	-	Learn More Reviews (3)
Homestreet Bank	0.20%	$10,000	-	Learn More Reviews
Bank Of The West	0.20%	$10,000	-	Learn More Reviews
Riverview Community Bank	0.20%	$10,000	-	Learn More Reviews
U.s. Bank National Association	0.15%	$10,000	-	Learn More Reviews (5)
Bank Of The Pacific	0.15%	$10,000	-	Learn More Reviews (3)
First Interstate Bank	0.15%	$10,000	-	Learn More Reviews (2)
East West Bank	0.15%	$10,000	-	Learn More Reviews (1)
Umpqua Bank	0.10%	$10,000	-	Learn More Reviews (2)
Baker-boyer National Bank	0.09%	$10,000	-	Learn More Reviews (1)
Columbia State Bank	0.07%	$10,000	-	Learn More Reviews
Bank Of America, National Association	0.07%	$10,000	-	Learn More Reviews (9)
Keybank National Association	0.05%	$10,000	-	Learn More Reviews (1)
Wells Fargo Bank, National Association	0.05%	$10,000	-	Learn More Reviews (6)
First-citizens Bank & Trust Company	0.02%	$10,000	-	Learn More Reviews (2)
Jpmorgan Chase Bank, National Association	0.01%	$10,000	-	Learn More Reviews (24)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Online Banks →

See rates for Credit Unions →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2022

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.