Pennsylvania

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Mount Joy, Pennsylvania CD Rates – 18-Month

You are viewing rates from banks across Mount Joy





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Mount Joy, Pennsylvania . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Mount Joy, PA - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.55%

$100,000

23.39

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| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.40%

$10,000

22.66

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0.35%

$10,000

8.64

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0.30%

$10,000

23.39

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0.25%

$10,000

24.71

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0.25%

$100,000

8.28

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| May 15, 2020

Sucks don’t ever get with this bank Read More

0.20%

$10,000

8.28

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0.18%

$10,000

16.19

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Mount Joy, PA - July 16, 2025


Branch Street City State
Wells Fargo Bank, National Association
Harrisburg Mall Branch
3501 Paxton St, Unit Q1 Harrisburg PA
Fulton Bank, National Association
Dover Branch
3 South Main Street Dover PA
First Citizens Community Bank
Pine Grove Br Branch
3016 South Pine Grove Street Fredericksburg PA
First National Bank of Pennsylvania
Progress Avenue Branch
2030 North Progress Avenue Harrisburg PA
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania
Grantville Branch
10103 Jonestown Road Grantville PA
Orrstown Bank
Rohrerstown Branch
2098 Spring Valley Rd Lancaster PA
First Citizens Community Bank
Pine Grove Br Branch
3016 South Pine Grove Street Fredericksburg PA
ACNB Bank
Spring Grove Office Branch
221 North Main Street Spring Grove PA
The Ephrata National Bank
Manheim Branch
1 North Penryn Road Manheim PA
S&T Bank
Bridge Street Branch
440 Bridge Street New Cumberland PA
The Ephrata National Bank
Manheim Branch
1 North Penryn Road Manheim PA
Northwest Bank
York - Roosevelt Avenue Branch
1700 Roosevelt Avenue York PA
PNC Bank, National Association
Derry Street Branch
1301 Derry Street Harrisburg PA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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