Illinois

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Eureka, Illinois CD Rates – 2-Year

You are viewing rates from banks across Eureka





Below are two-year Certificates of Deposit (CD) rates from banks in Eureka, Illinois. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Eureka, IL - July 16, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 2.57% → 2.41%

Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.15%

$10,000

16.69

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Rate History: 0.17% → 1.00%

0.90%

$10,000

16.69

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0.85%

$10,000

16.69

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0.80%

$10,000

16.69

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| Aug 31, 2021

Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More

0.75%

$10,000

9.32

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0.70%

$10,000

23.85

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| Aug 31, 2021

Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More

0.65%

$100,000

18.04

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0.65%

$50,000

18.58

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0.65%

$500

18.35

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0.55%

$10,000

18.04

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0.55%

$10,000

18.58

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0.50%

$10,000

12.05

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0.40%

$10,000

22.40

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0.40%

$10,000

13.36

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0.40%

$10,000

22.17

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0.39%

$10,000

24.40

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0.35%

$10,000

17.61

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0.30%

$10,000

16.14

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| Dec 26, 2017

Good people to deal with. Competitive rates better than CEFCU. Easy in/out processing of CD's & MM. Read More

0.25%

$10,000

24.04

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0.25%

$10,000

16.09

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| Nov 18, 2019

sweet thanks Read More

0.15%

$10,000

18.41

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Rate History: 0.03% → 0.05%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$10,000

19.45

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Eureka, IL - July 16, 2025


Branch Street City State
Morton Community Bank
University Street Branch
4730 North University Street Peoria IL
Morton Community Bank
University Street Branch
4730 North University Street Peoria IL
Woodforest National Bank
0181 Peoria Illinios Branch
8915 North Allen Peoria IL
JPMorgan Chase Bank, National Association
Sterling Plaza-Krogers Branch
3311 Sterling Avenue Peoria IL
United Community Bank
Hudson Branch
105 West Franklin Hudson IL
Heartland Bank and Trust Company
Allen Road Branch
9010 N. Allen Road Peoria IL
United Community Bank
Hudson Branch
105 West Franklin Hudson IL
United Community Bank
Hudson Branch
105 West Franklin Hudson IL
United Community Bank
Hudson Branch
105 West Franklin Hudson IL
Community Partners Savings Bank
Park-Sheridan Facility Branch
2121 Sheridan Road Pekin IL
Washington State Bank
Cherry Tree Shopping Center Branch
32 Cherry Tree Shopping Center Washington IL
First State Bank
Bloomington Branch
502 North Hershey Bloomington IL
Community Partners Savings Bank
Park-Sheridan Facility Branch
2121 Sheridan Road Pekin IL
INB, National Association
Peoria Branch
7535 North Knoxville Avenue Peoria IL
Fortress Bank
Fortress Bank Branch
9000 N. Knoxville Peoria IL
Princeville State Bank
Peoria Branch
4924 West American Prairie Drive Peoria IL
INB, National Association
Peoria Branch
7535 North Knoxville Avenue Peoria IL
Fortress Bank
Fortress Bank Branch
9000 N. Knoxville Peoria IL
Flanagan State Bank
Benson Branch
403 State Street Benson IL
First Mid Bank & Trust, National Association
Wardcliffe Branch
3037 N. Sterling Peoria IL
The First National Bank of Lacon
The First National Bank Of Lacon Branch
111 South Broad Street Lacon IL
First Security Bank
First Security Bank Branch
101 East Fast Street Mackinaw IL
Citizens Bank of Chatsworth
Normal Branch
1710 E. College Ave Normal IL
Prairie State Bank and Trust
Bloomington-Trinity Lane Branch
1101 Trinity Lane Bloomington IL
The First National Bank in Tremont
The First National Bank In Tremont Branch
134 South Sampson Street Tremont IL
First State Bank of Forrest
Peoria Heights Branch
4717 North Prospect Road Peoria Heights IL
CIBM Bank
Sheridan Road Peoria Branch
4125 North Sheridan Road Peoria IL
First Financial Bank, National Association
Brickyard Branch
1 Brickyard Drive, Suite 301 Bloomington IL
Hickory Point Bank and Trust
Peoria Heights Branch
4440 North Prospect Suite A Peoria Heights IL
Goodfield State Bank
Metamora Il Branch
800 West Mount Vernon Street Metamora IL
Commerce Bank
Northpoint Branch
8615 N Knoxville Ave Peoria IL
Regions Bank
Sterling Branch
4616 North Sterling Avenue Peoria IL
U.S. Bank National Association
Normal Branch
1401 South Main Street Normal IL
PNC Bank, National Association
Pioneer Facility Branch
7901 North University Street Peoria IL
Regions Bank
Sterling Branch
4616 North Sterling Avenue Peoria IL
Associated Bank, National Association
Peoria - Pioneer Parkway Branch
2311 West Pioneer Parkway Peoria IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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