You are viewing local cd rates around: Virginia, VA 20146
Below are two year Certificates of Deposit (CD) rates from banks located within 8 miles of the zip code above. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Ashburn, VA - August 17, 2017
2 Year CD National Average : 0.68% ?
| Bank | APY | MIN | MILES ? | |
|---|---|---|---|---|
| 1.45% | $500 | 6.09 | ||
| 1.45% | $5,000 | 5.81 | ||
| 1.35% | $1,000 | 13.96 | ||
| 1.35% | $1,000 | 10.31 | ||
| 1.35% | $1,000 | 3.87 | ||
| 1.35% | $500 | 9.63 | ||
| 1.31% | $1,000 | 5.30 | ||
| 1.31% | $5,000 | 5.81 | ||
| 1.30% | $1,000 | 14.78 | ||
| 1.30% | $1,000 | 14.92 | ||
| 1.30% | $1,000 | 2.37 | ||
| 1.30% | $1,000 | 8.91 | ||
| 1.11% | $500 | 6.41 | ||
| 1.10% | $10,000 | 5.10 | ||
| 1.10% | $1,000 | 6.05 | ||
| 1.01% | $10,000 | 6.42 | ||
| 1.00% | $500 | 17.43 | ||
| 1.00% | $500 | 7.45 | ||
| 0.90% | $100 | 18.68 | ||
| 0.82% | $1,000 | 14.47 | ||
| 0.76% | $50,000 | 5.81 | ||
| 0.75% | $1,000 | 8.26 | ||
| 0.71% | $10,000 | 5.81 | ||
| 0.60% | $500 | 15.32 | ||
| 0.60% | $500 | 2.24 | ||
| 0.55% | $100,000 | 15.28 | ||
| 0.50% | $500 | 15.97 | ||
| 0.50% | $500 | 16.04 | ||
| 0.50% | $1,000 | 14.18 | ||
| 0.45% | $1,000 | 14.20 | ||
| 0.45% | $1,000 | 7.59 | ||
| 0.40% | $10,000 | 15.28 | ||
| 0.40% | $100,000 | 13.60 | ||
| 0.40% | $10,000 | 5.59 | ||
| 0.40% | $1,000 | 6.41 | ||
| 0.35% | $100,000 | 13.60 | ||
| 0.35% | $100,000 | 0.73 | ||
| 0.35% | $500 | 1.80 | ||
| 0.33% | $100,000 | 13.60 | ||
| 0.33% | $100,000 | 0.73 | ||
| 0.30% | $10,000 | 13.60 | ||
| 0.30% | $10,000 | 0.73 | ||
| 0.28% | $10,000 | 13.60 | ||
| 0.28% | $10,000 | 0.73 | ||
| 0.25% | $10,000 | 14.81 | ||
| 0.25% | $500 | 3.37 | ||
| 0.20% | $10,000 | 8.08 | ||
| 0.20% | $1,000 | 13.41 | ||
| 0.20% | $10,000 | 11.05 | ||
| 0.20% | $500 | 17.79 | ||
| 0.20% | $10,000 | 1.60 | ||
| 0.20% | $10,000 | 5.91 | ||
| 0.20% | $1,000 | 0.74 | ||
| 0.20% | $10,000 | 0.92 | ||
| 0.16% | $1 | 13.52 | ||
| 0.16% | $1 | 0.96 | ||
| 0.15% | $10,000 | 13.52 | ||
| 0.15% | $10,000 | 0.96 | ||
| 0.10% | $1,000 | 8.08 | ||
| 0.10% | $10,000 | 13.50 | ||
| 0.10% | $1,000 | 14.92 | ||
| 0.10% | $1,000 | 1.49 | ||
| 0.10% | $10,000 | 1.53 | ||
| 0.10% | $1,000 | 8.91 |
BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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Last Update on August 16, 2017
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JUAN PEREZ MIAMI FLORIDA
March 06, 2016
BANCO DO BRAZIL RATE IS NOT LONGER 1.60 FOR 24 MONTHS IN MIAMI FLORIDA
Is this review helpful? Yes:3 / No:1
Robert De Young
August 24, 2015
Just purchased a 2 year CD at 1.50% at Republic Bank at 15790 South Harlem Ave., Orland Park, IL. 60462. 1-708/547-4335
Is this review helpful? Yes:3 / No:0
DEE HERINGTON
September 04, 2013
YOU HAVE BEEN SHOWING EXCHANGE BANK IN SPRINGVILLE. II HAVE CALLED THERE SEVERAL TIMES, AND THEY DO NOT SUBSCRIBE TO YOUR COMPANY, AND THE RATES SHOWN FOR THEM ARE INCORRECT. EXCHANGE BANK IS MOST ALWAYS LISTED WITH THE HIGHEST RATE.
Is this review helpful? Yes:4 / No:2
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