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Image Courtesy: pixabay.com
You are viewing local cd rates from banks around: Ohio, OH 43085
Below are two-year Certificates of Deposit (CD) rates from banks located within 8 miles of the zip code above. Two-year CDs generally offer a higher rate than 1-year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Columbus, OH - December 14, 2024
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.50% |
$10,000 |
- |
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James R. | Sep 11, 2020 CF Bank showed good promise as a lender. They have a nice site with a swift intake and origination process. My originator, Dylan, was knowledgeable and a pleasure to work with. I unfortunately can’t g... Read More |
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3.75% |
$5,000 |
- |
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Dana E. | Mar 20, 2016 Good solid bank. Read More |
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3.00% 0.01% |
$5,000 $500 |
- |
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Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00% |
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Juan Ricardo | Nov 12, 2018 Helpful w/$ Read More |
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2.25% |
$500 |
- |
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Rate History: 1.00% → 1.55% → 2.25% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.00% |
$10,000 |
- |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.00% |
$10,000 |
12.97 |
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Billmaryd33@aol.com | Apr 23, 2021 Billmaryd33@aol.com Read More |
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0.85% |
$10,000 |
10.29 |
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Patty | Mar 21, 2020 Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More |
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0.80% |
$10,000 |
24.89 |
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0.70% |
$10,000 |
10.29 |
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Patty | Mar 21, 2020 Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More |
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0.50% |
$1,000 |
- |
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Allan | Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More |
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0.49% |
$10,000 |
11.14 |
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0.47% |
$500 |
18.11 |
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0.45% |
$10,000 |
17.96 |
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Disappointed | Feb 5, 2020 We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More |
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0.43% |
$1,000 |
17.28 |
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0.42% |
$10,000 |
12.97 |
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Joseph Usher | May 6, 2015 The BEST BANK for 57years straight. The personel are wonderful to work with. ANYONE that needs Money, Middlefield Bank will be there to help. Read More |
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0.40% |
$10,000 |
10.78 |
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0.40% |
$10,000 |
9.34 |
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0.40% |
$1,000 |
16.81 |
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0.35% |
$1,000 |
21.89 |
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0.35% |
$10,000 |
22.28 |
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0.35% |
$10,000 |
11.76 |
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0.30% |
$1,000 |
6.61 |
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Morgan B | Mar 12, 2023 I have several business loans through VCNB. Anyone considering borrowing money should consider using them for financing. They have the assets and abilities of larger chains, but you get a more personal i... Read More |
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0.25% |
$10,000 |
12.87 |
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0.20% |
$10,000 |
24.18 |
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0.20% |
$100,000 |
9.88 |
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Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
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0.16% |
$500 |
- |
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0.15% |
$10,000 |
5.05 |
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0.15% |
$10,000 |
24.18 |
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0.15% |
$10,000 |
9.88 |
Learn More
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Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
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0.10% |
$10,000 |
14.53 |
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0.10% |
$10,000 |
24.96 |
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dionpayne | Jun 28, 2017 showmethreethousanddollars Read More |
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0.05% |
$2,500 |
- |
Learn More
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Rate History: 0.01% → 0.05% |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.03% |
$25,000 |
- |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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