Pennsylvania

Image Courtesy: pixabay.com

You are viewing rates across Pennsylvania

or     View rates from local banks


Pennsylvania CD Rates – 2-Year 2019

Below are two-year Certificates of Deposit (CD) rates from banks in Pennsylvania. Two-year CDs generally offer a higher rate than 1-year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

PA - October 18, 2019

2 Year CD National Average : 1.13% ?

Advertiser Disclosure
BankS APY MIN MILES ?
2.45% $500 -
2.30% $500 -
2.25% $500 -
2.21% $1,000 -
2.10% $1,000 -
2.10% $1,000 -
2.05% $1,000 -
2.02% $2,500 -
2.01% $1,000 -
2.01% $500 -
2.00% $1,000 -
2.00% $1,000 -
2.00% $500 -
1.95% $500 -
1.90% $500 -
1.90% $500 -
1.90% $500 -
1.90% $2,500 -
1.87% $100,000 -
1.86% $500 -
1.85% $1,000 -
1.85% $500 -
1.80% $1,000 -
1.80% $500 -
1.76% $500 -
1.76% $5,000 -
1.75% $500 -
1.75% $500 -
1.75% $2,000 -
1.75% $5,000 -
1.71% $100,000 -
1.71% $500 -
1.70% $100,000 -
1.70% $5,000 -
1.66% $500 -
1.66% $100,000 -
1.65% $10,000 -
1.65% $500 -
1.61% $500 -
1.61% $500 -
1.60% $500 -
1.60% $500 -
1.55% $500 -
1.51% $100,000 -
1.51% $500 -
1.50% $2,500 -
1.50% $500 -
1.50% $500 -
1.50% $500 -
1.46% $500 -
1.45% $2,000 -
1.44% $500 -
1.40% $1,000 -
1.35% $1,000 -
1.31% $10,000 -
1.30% $100,000 -
1.30% $500 -
1.26% $0 -
1.26% $500 -
1.26% $500 -
1.26% $500 -
1.25% $1,000 -
1.25% $5,000 -
1.25% $1 -
1.21% $1,000 -
1.20% $500 -
1.20% $500 -
1.20% $100,000 -
1.20% $500 -
1.20% $1,000 -
1.20% $500 -
1.16% $500 -
1.15% $1,000 -
1.15% $5,000 -
1.15% $10,000 -
1.06% $500 -
1.06% $500 -
1.05% $0 -
1.01% $500 -
1.01% $1 -
1.00% $1,000 -
1.00% $1,000 -
1.00% $500 -
1.00% $100,000 -
1.00% $500 -
1.00% $500 -
1.00% $1,000 -
1.00% $500 -
1.00% $500 -
1.00% $500 -
0.95% $1,000 -
0.95% $5,000 -
0.90% $1,000 -
0.90% $500 -
0.90% $1,000 -
0.85% $500 -
0.85% $500 -
0.80% $500 -
0.80% $1 -
0.80% $100,000 -
0.80% $500 -
0.75% $50,000 -
0.75% $10,000 -
0.75% $100,000 -
0.75% $500 -
0.75% $500 -
0.75% $1,000 -
0.75% $25,000 -
0.75% $2,500 -
0.75% $1,000 -
0.75% $500 -
0.75% $500 -
0.70% $100,000 -
0.70% $1,000 -
0.70% $100,000 -
0.65% $10,000 -
0.65% $500 -
0.65% $1,000 -
0.65% $500 -
0.65% $1,000 -
0.60% $1,000 -
0.60% $1,000 -
0.60% $500 -
0.60% $500 -
0.60% $1,000 -
0.60% $500 -
0.60% $100,000 -
0.55% $500 -
0.55% $500 -
0.55% $500 -
0.55% $100,000 -
0.50% $100,000 -
0.50% $1,000 -
0.50% $500 -
0.50% $1,000 -
0.50% $500 -
0.50% $5,000 -
0.50% $500 -
0.50% $1,000 -
0.50% $100,000 -
0.50% $5,000 -
0.50% $1,000 -
0.47% $1,000 -
0.45% $1,000 -
0.45% $500 -
0.45% $500 -
0.45% $10,000 -
0.45% $500 -
0.40% $500 -
0.40% $500 -
0.40% $500 -
0.40% $100,000 -
0.40% $500 -
0.40% $1,000 -
0.38% $500 -
0.35% $500 -
0.35% $1,000 -
0.35% $500 -
0.35% $1,000 -
0.35% $500 -
0.35% $100,000 -
0.35% $500 -
0.30% $100,000 -
0.30% $1 -
0.30% $2,000 -
0.30% $1,000 -
0.30% $1,000 -
0.25% $1,000 -
0.25% $1 -
0.25% $100,000 -
0.25% $100,000 -
0.25% $500 -
0.25% $100,000 -
0.20% $10,000 -
0.20% $10,000 -
0.20% $1,000 -
0.20% $1,000 -
0.20% $10,000 -
0.15% $5,000 -
0.15% $10,000 -
0.15% $1,000 -
0.15% $10,000 -
0.15% $5,000 -
0.10% $10,000 -
0.10% $1,000 -
0.10% $1,000 -
0.10% $1,000 -
0.03% $1,000 -
0.01% $1,000 -
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Online Banks →

See rates for Credit Unions →

Pinterest

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2019

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

Pinterest

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates

CD Products by State

CD Products by City in Pennsylvania


Receive the Best Savings and CD Rates Via Email
CD Resources
LATEST ARTICLES ON Cds

See All CD Articles

New Bank Offers
Download a Free eBook
Bank On It:
The No Risk Way To Boost Your Savings
Download
BestCashCow
Guide To Credit Card Travel Rewards
Download
65 Questions to Ask before Choosing a CD
Download
The Insider's Guide
to
Mortgages
Download
Plan and Optimize Your Finances

Featured on:

Copyright © 2019 BestCashCow.com, LLC. All Rights Reserved. Privacy Policy

Disclosure Governing Your Use of this Website | Advertising Disclosure |  

Last Update on October 17, 2019

This page was created in 0.4658 seconds.