Best 2-Year CD Rates in Oklahoma, OK

You are viewing rates from banks across Oklahoma

Below are two-year Certificates of Deposit (CD) rates from banks in Oklahoma. Two-year CDs generally offer a higher rate than 1-year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

OK - July 31, 2025

2 Year CD National Average : 0.66% ^?

Banks	APY	MIN	MILES ^?
MapleMark Bank	4.50%	$25,000	-	Learn More
Rate History: 4.50% → 4.50% → 4.50%
aprz \| Jul 3, 2019 Just set up an account. Don't know long term yet, however they were (Kelsey) a dream to work with. Read More Reviews (1)
Bank5 Connect	4.25%	$500	-	Learn More Add Review
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More
Fidelity Bank, National Association West Hefner Branch	4.25%	$500	-	Learn More Add Review
Rate History: 1.00% → 4.50% → 4.25%
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Prime Alliance Bank	4.11%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.90% → 4.50% → 4.25% → 4.15% → 4.11%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Canadian Imperial Bank USA	4.01%	$1,000	-	Learn More Add Review
Rate History: 4.45% → 4.20% → 3.70% → 3.70% → 4.01%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Colorado Federal Savings Bank	4.00%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months Interest. Rate History: 4.55% → 4.20% → 4.00% → 3.80% → 4.00%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
ableBanking, a division of Northeast Bank	4.00%	$500	-	Learn More Add Review
Rate History: 4.85% → 4.25% → 3.75% → 3.50% → 4.00%
Dudley \| Apr 18, 2018 Worst experience of my life. Did not fund and gave $25 to my own charity. Read More
M.Y. Safra Bank	4.00%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 3.00% → 4.60%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Sallie Mae Bank	4.00%	$2,500	-	Learn More
Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Bread Savings, a division of Bread Financial	4.00%	$1,500	-	Learn More Add Review
Early withdrawal penalty is 180 days interest. Rate History: 4.40% → 4.10% → 3.80% → 3.85% → 4.00%
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
TotalDirect, a division of City National Bank of Florida	4.00%	$25,000	-	Learn More Add Review
Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.00%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.65% → 4.20% → 3.85% → 4.06% → 4.00%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
North American Savings Bank	4.00%	$5,000	-	Learn More
Rate History: 4.50% → 4.40% → 5.40% → 4.40% → 4.00%
A Terkowitz \| Feb 15, 2024 I have always had great experiences with short-term CDs from this bank. No delays. Read More Reviews (3)
Bask Bank, a division of Texas Capital Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More
Goldman Sachs Bank	3.95%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.90% → 3.70% → 4.10% → 3.95%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Rising Bank, a division of Midwest BankCentre	3.90% 3.25%	$1,000 $100,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.25% → 3.20% → 4.00% → 3.90%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More
Gateway First Bank	3.90%	$500	-	Learn More Add Review
Rate History: 3.35% → 3.60% → 3.90%
Savvysaver \| Jun 25, 2020 Ok, GFB's site a bit more compliant today. Unfortunately the rate posted here is not current. 1.05% and look at that minimum! Read More
Seattle Bank	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.40% → 4.30% → 4.05% → 3.90%
Rob H. \| Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More Reviews (2)
American Express Bank, FSB	3.85%	$0	-	Learn More Add Review
Rate History: 4.75% → 4.00% → 3.50% → 3.85%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
First Internet Bank of Indiana	3.82%	$1,000	-	Learn More
Early Withdrawal Penalty is 360 days interest. Rate History: 4.50% → 4.35% → 3.92% → 3.93% → 3.82%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Discover Bank	3.80%	$2,500	-	Learn More Add Review
Rate History: 4.20% → 4.00% → 3.60% → 4.10% → 3.80%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
VALOR BANK Valor Bank Branch	3.80%	$1,000	-	Learn More Add Review
Virtualbank, a division of First Horizon Bank	3.77%	$10,000	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 2% of principal.
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
Union Bank and Trust Company	3.75%	$1,000	-	Learn More
Rate History: 1.91% → 2.02% → 3.75%
rick \| Nov 3, 2023 site does not update at all, totally wrong rates listed Read More Reviews (2)
TIAA Bank / Everbank	3.65%	$1,000	-	Learn More Add Review
Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity. Rate History: 3.50% → 3.70% → 3.90% → 3.75% → 3.65%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Gateway First Bank Helena Branch	3.60%	$500	-	Learn More
Rate History: 3.35% → 3.60%
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Banesco USA	3.60%	$1,000	-	Learn More
Warning: Early Withdrawal Penalty is 270 days interest. Rate History: 0.50% → 3.80% → 3.75% → 4.30% → 3.60%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Arvest Bank Motor Bank Branch	3.55% 3.49%	$95,000 $10,000	-	Learn More Add Review
Rate History: 4.63% → 4.30% → 3.55%
MainStreet Bank	3.50%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 12 months interest. Rate History: 4.50% → 3.00% → 2.75% → 3.00% → 3.50%
Capital One 360	3.50%	$0	-	Learn More Add Review
Rate History: 4.20% → 4.50% → 4.00% → 3.70% → 3.50%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
All America Bank All America Bank Branch	3.50%	$500	-	Learn More
Rate History: 1.00% → 4.25% → 3.75% → 3.50%
larry \| Feb 25, 2016 What's your phone number? Read More Reviews (1)
Ally Bank	3.50%	$0	-	Learn More Add Review
Rate History: 4.00% → 3.75% → 3.50% → 3.40% → 3.50%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Synchrony Bank	3.50%	$0	-	Learn More Add Review
Rate History: 4.40% → 4.20% → 4.00% → 3.90% → 3.50%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Warning: Early withdrawal penalty is 12 months of interest Rate History: 0.60% → 4.50% → 3.75% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
LendingClub	3.50%	$2,500	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.50%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
WebBank	3.50%	$2,500	-	Learn More
Rate History: 1.50% → 3.50%
dbestway@gmail.com \| Aug 13, 2019 I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More Reviews (2)
Citizens	3.50%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Vio Bank, A Division of MidFirst Bank	3.50%	$500	-	Learn More Add Review
Rate History: 3.50% → 3.50% → 3.75% → 3.50%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Capital One, National Association	3.50%	$0	-	Learn More
Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Ivy Bank, a division of Cambridge Savings Bank	3.50%	$0	-	Learn More Add Review
Rate History: 2.60% → 3.25% → 3.50%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More
Citizens	3.50%	$5,000	-	Learn More
Rate History: 3.75% → 3.50% → 3.75% → 3.50%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (1)
Salem Five Direct	3.50% 2.95%	$10,000 $500	-	Learn More Add Review
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 3.25% → 5.55% → 3.25% → 3.50%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
Bank of Whittier, National Association	3.36%	$1,000	-	Learn More Add Review
Peak Bank, a division of Idaho First Bank	3.34%	$500	-	Learn More Add Review
Gary Smith \| Jan 28, 2025 4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More
Blue Foundry Bank	3.25%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.25%
Finworth	3.20%	$50,000	-	Learn More Add Review
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Barclays Bank Delaware	3.00%	$0	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.50% → 4.00% → 3.75% → 3.25% → 3.00%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
RCB Bank Motor Bank Branch	3.00%	$1,000	-	Learn More
Rate History: 3.25% → 3.00%
Holly cannady \| Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More Reviews (1)
Frontier State Bank Frontier State Bank Branch	2.78%	$1,000	-	Learn More
Rate History: 2.05% → 1.90% → 2.78%
JR \| Jan 16, 2019 12 mo now pays 2.80% apr Read More Reviews (2)
BMO Alto, a division of Bank of Montreal Harris	2.75%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Dollar Savings Direct, a division of Emigrant Bank	2.50%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty in 180 days interest. Rate History: 3.00% → 3.00% → 5.00% → 3.00% → 2.50%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
Intrust Bank, National Association Oklahoma City North Branch	2.50%	$500	-	Learn More Add Review
Rate History: 4.25% → 4.00% → 3.50% → 3.00% → 2.50%
My Savings Direct, a division of Emigrant Bank	2.25%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 2.50% → 2.25%
not perfect but \| Apr 25, 2023 with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More
BOKF, National Association Bokf, National Association Branch	2.05%	$100,000	-	Learn More
Rate History: 3.05% → 1.55% → 2.30% → 2.05%
Aku \| May 29, 2020 Dua Read More Reviews (1)
JPMorgan Chase Bank, National Association Memorial And 91st Branch	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Hingham Institution for Savings	1.75%	$1,000	-	Learn More Add Review
Hingham Savings	1.75%	$1,000	-	Learn More Add Review
USAA Federal Savings Bank	1.65%	$1,000	-	Learn More
Rate History: 4.40% → 4.00% → 3.85% → 2.60% → 1.65%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Bank of Montreal Harris	1.50%	$1,000	-	Learn More Add Review
Rate History: 0.05% → 1.50%
GAM \| Jul 28, 2020 Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More
USAA Federal Savings Bank	1.40%	$1,000	-	Learn More Add Review
Rate History: 4.25% → 2.60% → 1.40%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
Clear Sky Accounts	1.35%	$1,000	-	Learn More Add Review
Rate History: 0.90% → 1.35%
ruler009 \| May 26, 2017 Before009 Read More
OneLocal Bank	1.26%	$1,000	-	Learn More Add Review
Rate History: 1.26% → 1.50% → 1.26%
Northfield Bank	1.25%	$0	-	Learn More Add Review
Rate History: 1.00% → 2.00% → 1.25% → 2.00% → 1.25%
Stella \| Apr 30, 2019 No issues. I feel confident using them. Read More
Exchange Bank and Trust Company Exchange Bank And Trust Company Branch	1.21%	$100,000	-	Learn More Add Review
Sooner State Bank Newcastle Branch	1.11%	$10,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More Reviews (1)
Exchange Bank and Trust Company Exchange Bank And Trust Company Branch	1.10%	$10,000	-	Learn More Add Review
Bank 7 Woodward Westside Branch	1.01%	$10,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More Reviews (1)
TD Bank, National Association	1.00%	$10,000	-	Learn More
Rate History: 4.00% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
The Stock Exchange Bank Downs Branch	1.00%	$100,000	-	Learn More Add Review
The First Security Bank The First Security Bank Branch	1.00%	$10,000	-	Learn More Add Review
Washita State Bank Washita State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Bank of Commerce Bank Of Commerce Branch	1.00%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank Farmers & Merchants Bank Branch	0.95%	$100,000	-	Learn More Add Review
The Farmers Bank The Farmers Bank Branch	0.90%	$10,000	-	Learn More Add Review
ACB Bank Acb Bank Branch	0.90%	$1,000	-	Learn More Add Review
The Stock Exchange Bank Downs Branch	0.90%	$10,000	-	Learn More Add Review
Bank of the Panhandle Bank Of The Panhandle Branch	0.90%	$100,000	-	Learn More Add Review
Armstrong Bank Vian Branch	0.90%	$100,000	-	Learn More
Jennifer King \| Aug 1, 2019 Who is the owner now this day. Read More Reviews (1)
American Bank of Oklahoma Muskogee Branch	0.90%	$10,000	-	Learn More
Larry watson \| Jan 12, 2016 Very good bank all the way around glad I found them Read More Reviews (1)
First State Bank First State Bank Branch	0.90%	$10,000	-	Learn More Add Review
Great Nations Bank Great Nations Bank Branch	0.90%	$10,000	-	Learn More Add Review
American Bank and Trust Company East Lobby Branch	0.90%	$100,000	-	Learn More Add Review
Community Bank Community Bank Branch	0.85%	$100,000	-	Learn More Add Review
American Bank and Trust Company East Lobby Branch	0.85%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank Farmers & Merchants Bank Branch	0.85%	$10,000	-	Learn More Add Review
Great Plains National Bank Mangum Branch	0.80%	$1,000	-	Learn More Add Review
The Bank of Beaver City Forgan Branch	0.80%	$10,000	-	Learn More Add Review
Grand Savings Bank Jay Branch	0.80%	$500	-	Learn More Add Review
Bank of Vici Bank Of Vici Branch	0.80%	$1,000	-	Learn More Add Review
Southwest Bank of Weatherford Southwest Bank Of Weatherford Branch	0.80%	$10,000	-	Learn More Add Review
First National Bank and Trust Company Holdenville Branch	0.80%	$100,000	-	Learn More Add Review
First National Bank West Branch	0.80%	$10,000	-	Learn More Add Review
First Pryority Bank First Pryority Bank Branch	0.77%	$10,000	-	Learn More Add Review
Equity Bank Tulsa Branch	0.75%	$1,000	-	Learn More Add Review
Bank of the Panhandle Bank Of The Panhandle Branch	0.75%	$10,000	-	Learn More Add Review
YNB Ynb Peoples Branch	0.75%	$10,000	-	Learn More Add Review
Alva State Bank & Trust Company Freedom State Bank Branch	0.75%	$100,000	-	Learn More Add Review
1st Bank in Hominy 1st Bank In Hominy Branch	0.75%	$10,000	-	Learn More Add Review
Security Bank and Trust Company North Main Branch	0.75%	$10,000	-	Learn More Add Review
Bank of Hydro Eakly Branch	0.75%	$10,000	-	Learn More Add Review
First Summit Bank First Summit Bank Branch	0.75%	$10,000	-	Learn More Add Review
The Bank, National Association The Bank, National Association Branch	0.75%	$10,000	-	Learn More Add Review
Security Bank Security Bank Branch	0.75%	$10,000	-	Learn More Add Review
Oklahoma Capital Bank Oklahoma Capital Bank Branch	0.75%	$10,000	-	Learn More Add Review
Firstar Bank Muskogee Main Branch	0.75%	$100,000	-	Learn More Add Review
American Bank of Oklahoma Muskogee Branch	0.75%	$10,000	-	Learn More
Larry watson \| Jan 12, 2016 Very good bank all the way around glad I found them Read More Reviews (1)
Bank of Cordell Bank Of Cordell Branch	0.75%	$10,000	-	Learn More Add Review
The First National Bank in Marlow The First National Bank In Marlow Branch	0.75%	$10,000	-	Learn More Add Review
Oklahoma Heritage Bank Oklahoma Heritage Bank Branch	0.75%	$10,000	-	Learn More
Kaht \| Aug 23, 2021 11 years or so ago, when I first opened an account, it was a nice community oriented bank you could go to for help. Now they only seem to want to help themselves and the already wealthy get wealthier. Read More Reviews (1)
First Security Bank and Trust Company First Security Bank And Trust Compan Branch	0.75%	$100,000	-	Learn More Add Review
Latimer State Bank Latimer State Bank Branch	0.75%	$10,000	-	Learn More
Bryan \| Nov 13, 2021 Won't choose this bank ever Read More Reviews (14)
Armstrong Bank Vian Branch	0.70%	$10,000	-	Learn More
Jennifer King \| Aug 1, 2019 Who is the owner now this day. Read More Reviews (1)
The Farmers and Merchants National Bank of Fairview The Farmers And Merchants National B Branch	0.70%	$10,000	-	Learn More Add Review
Fairview Savings and Loan Association Fairview Savings And Loan Associatio Branch	0.70%	$10,000	-	Learn More
Robin Smith \| Jul 30, 2021 I have banked here for years and will continue to.I have never had any problems and the staff is always respectful,polite,helpful and knowlegable.Thankyou Read More Reviews (1)
American Heritage Bank 7042 South Union Avenue Branch	0.70%	$10,000	-	Learn More
Jessica Clements \| Aug 25, 2022 My family and I have used American Heritage Bank for years, I have had auto loans with them always paid them off, I have one right now, however during this pandemic I got behind a little I got caught up, b... Read More Reviews (1)
Blue Sky Bank Tulsa Branch	0.70%	$10,000	-	Learn More Add Review
Regent Bank Regent Bank Branch	0.70%	$10,000	-	Learn More
Jw \| Jun 27, 2022 It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More Reviews (1)
Legacy Bank Elk City Branch	0.70%	$1,000	-	Learn More Add Review
Community State Bank of Canton Community State Bank Of Canton Branch	0.70%	$10,000	-	Learn More Add Review
Community Bank Detached Facility Branch	0.70%	$10,000	-	Learn More Add Review
SpiritBank South Memorial Branch	0.70%	$10,000	-	Learn More Add Review
Prosperity Bank Ok-Northwest Branch	0.70%	$100,000	-	Learn More
Jettdawg \| Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More Reviews (6)
Peoples Bank and Trust Company Peoples Bank And Trust Company Branch	0.70%	$10,000	-	Learn More Add Review
Quail Creek Bank, National Association Quail Creek Bank, National Association Branch	0.70%	$10,000	-	Learn More Add Review
The Peoples National Bank of Checotah The Peoples National Bank Of Checota Branch	0.70%	$10,000	-	Learn More Add Review
Security First National Bank of Hugo Hugo Branch	0.70%	$10,000	-	Learn More Add Review
Stride Bank, National Association Tulsa Branch	0.65%	$1,000	-	Learn More Add Review
The First State Bank of Pond Creek, Oklahoma The First State Bank Of Pond Creek, Oklahoma Branch	0.65%	$10,000	-	Learn More Add Review
The Bank of Kremlin Goltry Branch	0.65%	$10,000	-	Learn More Add Review
Alva State Bank & Trust Company Freedom State Bank Branch	0.65%	$10,000	-	Learn More Add Review
Community Bank Community Bank Branch	0.65%	$10,000	-	Learn More Add Review
First National Bank of Oklahoma Oklahoma City Branch	0.65%	$10,000	-	Learn More Add Review
International Bank of Commerce Bailey Ranch Branch	0.65%	$100,000	-	Learn More Add Review
Local Bank Bank Of Cherokee County Branch	0.65%	$100,000	-	Learn More Add Review
The Payne County Bank The Payne County Bank Branch	0.65%	$10,000	-	Learn More Add Review
Vision Bank, National Association Prague Branch	0.65%	$100,000	-	Learn More Add Review
Frazer Bank Frederick Branch	0.65%	$10,000	-	Learn More
Dawnc42 \| Nov 23, 2019 Recently applied for a loan. I was denied. Got the letter stating why, it has things checked like foreclosure and garnishment. I know I never had either. I get a copy of my report. Doesn't show any ... Read More Reviews (1)
First State Bank First State Bank Branch	0.65%	$10,000	-	Learn More Add Review
Cleo State Bank Jet Branch	0.60%	$10,000	-	Learn More Add Review
The Security National Bank of Enid West Office Branch	0.60%	$10,000	-	Learn More Add Review
Community National Bank of Okarche Community National Bank Of Okarche Branch	0.60%	$100,000	-	Learn More Add Review
Grand Bank Grand Bank Branch	0.60%	$10,000	-	Learn More Add Review
The Exchange Bank The Exchange Bank, Owasso Branch	0.60%	$10,000	-	Learn More Add Review
Local Bank Bank Of Cherokee County Branch	0.60%	$10,000	-	Learn More Add Review
Bank of Grand Lake Bank Of Grand Lake Branch	0.60%	$10,000	-	Learn More Add Review
First Bank of Thomas First Bank Of Thomas Branch	0.60%	$10,000	-	Learn More Add Review
The Bank of the West Wheatland Plaza Branch	0.60%	$10,000	-	Learn More Add Review
Oklahoma State Bank Mulhall Branch	0.60%	$10,000	-	Learn More Add Review
Vision Bank, National Association Prague Branch	0.60%	$10,000	-	Learn More Add Review
Firstar Bank Muskogee Main Branch	0.60%	$1,000	-	Learn More Add Review
The First National Bank and Trust Co., Chickasha, Oklahoma South Okc Branch	0.60%	$10,000	-	Learn More Add Review
The Pauls Valley National Bank The First National Bank Of Davis Bra Branch	0.60%	$10,000	-	Learn More Add Review
First Bethany Bank & Trust Motor Bank Branch	0.60%	$10,000	-	Learn More Add Review
Carson Community Bank West Siloam Springs Branch	0.55%	$100,000	-	Learn More Add Review
AVB Bank Mingo Branch	0.55%	$100,000	-	Learn More
should be valued customer \| Apr 22, 2022 I am considering finding another bank to do business with Read More Reviews (2)
Chickasaw Community Bank Bank 2 Branch	0.55%	$10,000	-	Learn More Add Review
Bank of Eufaula Drive-In Branch	0.55%	$10,000	-	Learn More
Katy \| Jan 16, 2023 Great small town bank. Read More Reviews (1)
FirstBank Coalgate Branch	0.55%	$100,000	-	Learn More Add Review
Grant County Bank Grant County Bank Branch	0.50%	$1,000	-	Learn More Add Review
The State Exchange Bank The State Exchange Bank Branch	0.50%	$1,000	-	Learn More Add Review
First Bank & Trust Co. Healdton Branch	0.50%	$1,000	-	Learn More Add Review
Security State Bank of Oklahoma Seminole Branch	0.50%	$1,000	-	Learn More Add Review
Citibank, National Association	0.50%	$0	-	Learn More
Rate History: 2.00% → 0.50%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
The City National Bank and Trust Company of Lawton, Oklahoma Mustang Branch	0.50%	$10,000	-	Learn More Add Review
NBC OKLAHOMA Altus Afb Branch	0.50%	$10,000	-	Learn More Add Review
InterBank Clinton Branch	0.50%	$10,000	-	Learn More
Ernie Bramlett \| Sep 30, 2015 Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More Reviews (1)
Community National Bank of Okarche Community National Bank Of Okarche Branch	0.50%	$10,000	-	Learn More Add Review
The First National Bank and Trust Company of Miami The First National Bank And Trust Company Of Miami Branch	0.50%	$10,000	-	Learn More
Murph \| Jan 12, 2023 so really, I know that 0 real shits are given but the chance at persuading even a single person would make this worth my while and granted everyone's experience is not the same. I've been doing business ... Read More Reviews (1)
Vast Bank, National Association Valley National Bank Branch	0.50%	$10,000	-	Learn More Add Review
First Bank and Trust Company First Bank And Trust Company Branch	0.50%	$10,000	-	Learn More Add Review
AllNations Bank Shawnee Branch	0.50%	$10,000	-	Learn More Add Review
AVB Bank Mingo Branch	0.50%	$10,000	-	Learn More
should be valued customer \| Apr 22, 2022 I am considering finding another bank to do business with Read More Reviews (2)
Mabrey Bank South Yale Avenue Branch	0.50%	$100,000	-	Learn More Add Review
FirstBank Coalgate Branch	0.50%	$10,000	-	Learn More Add Review
The Farmers State Bank Red Oak Branch	0.50%	$1,000	-	Learn More Add Review
The State Bank of Wynnewood The State Bank Of Wynnewood Branch	0.48%	$10,000	-	Learn More Add Review
McCurtain County National Bank Mccurtain County National Bank Branch	0.47%	$100,000	-	Learn More
None of your business \| Nov 19, 2023 The people at MCNB are nothing but idiotic childish nuts, especially that woman who runs the Valliant branch. She is unprofessional and is a jerk, and not only a jerk, a fruitcake who is suffering from a m... Read More Reviews (3)
First Fidelity Bank Noble Branch	0.46%	$100,000	-	Learn More
Dianna Jackson \| Dec 1, 2022 I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More Reviews (1)
First Fidelity Bank Noble Branch	0.45%	$10,000	-	Learn More
Dianna Jackson \| Dec 1, 2022 I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More Reviews (1)
Carson Community Bank West Siloam Springs Branch	0.45%	$1,000	-	Learn More Add Review
American Nation Bank Lone Grove Branch	0.45%	$10,000	-	Learn More Add Review
F & M Bank First Capital Branch	0.45%	$10,000	-	Learn More Add Review
FNB Coweta The First National Bank Of Coweta Branch	0.45%	$100,000	-	Learn More Add Review
First National Bank and Trust Company Holdenville Branch	0.45%	$10,000	-	Learn More Add Review
Herring Bank First State Bank Of Altus Branch	0.45%	$10,000	-	Learn More
wello50 \| Jul 1, 2021 What day of the month do you report to the credit bureaus Read More Reviews (1)
Shamrock Bank, N.A. Bryan County National Bank Branch	0.45%	$10,000	-	Learn More Add Review
First National Bank and Trust Company of Ardmore Lone Grove Branch	0.45%	$100,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.45%	$10,000	-	Learn More Add Review
Citizens Bank of Ada Ada Arlington Branch	0.45%	$100,000	-	Learn More Add Review
McCurtain County National Bank Mccurtain County National Bank Branch	0.42%	$10,000	-	Learn More
None of your business \| Nov 19, 2023 The people at MCNB are nothing but idiotic childish nuts, especially that woman who runs the Valliant branch. She is unprofessional and is a jerk, and not only a jerk, a fruitcake who is suffering from a m... Read More Reviews (3)
CIT Bank, a division of First-Citizens Bank and Trust	0.40%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Great Southern Bank Great Southern Bank Branch	0.40%	$250	-	Learn More Add Review
Bank of Commerce Adair Branch	0.40%	$10,000	-	Learn More Add Review
Community State Bank Dover Community Branch	0.40%	$10,000	-	Learn More Add Review
Triad Bank, National Association Triad Bank, National Association Branch	0.40%	$100,000	-	Learn More Add Review
Mabrey Bank South Yale Avenue Branch	0.40%	$10,000	-	Learn More Add Review
Prosperity Bank Ok-Northwest Branch	0.40%	$10,000	-	Learn More
Jettdawg \| Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More Reviews (6)
First Bank Locust Grove Branch	0.40%	$10,000	-	Learn More Add Review
Liberty National Bank Apache Branch	0.40%	$10,000	-	Learn More Add Review
First National Bank and Trust Company of Ardmore Lone Grove Branch	0.40%	$10,000	-	Learn More Add Review
First Bank & Trust Co. Healdton Branch	0.40%	$1,000	-	Learn More Add Review
McClain Bank Mobile Branch	0.40%	$10,000	-	Learn More
Brian \| Dec 30, 2019 Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More Reviews (1)
First Texoma National Bank 615 Hunter Branch	0.40%	$10,000	-	Learn More Add Review
The First National Bank of Fort Smith Roland Branch	0.40%	$100,000	-	Learn More Add Review
First National Bank & Trust Company of McAlester Hartshorne Branch	0.40%	$10,000	-	Learn More Add Review
First Bank & Trust Co. Healdton Branch	0.35%	$1,000	-	Learn More Add Review
Farmers and Merchants Bank Farmers And Merchants Bank Branch	0.35%	$10,000	-	Learn More Add Review
Welch State Bank of Welch, Okla. Welch State Bank Of Welch, Okla. Branch	0.35%	$100,000	-	Learn More Add Review
International Bank of Commerce Bailey Ranch Branch	0.35%	$10,000	-	Learn More Add Review
Triad Bank, National Association Triad Bank, National Association Branch	0.35%	$10,000	-	Learn More Add Review
FNB Coweta The First National Bank Of Coweta Branch	0.35%	$10,000	-	Learn More Add Review
FNB Community Bank Tinker Afb Facility Branch	0.35%	$10,000	-	Learn More Add Review
Citizens Bank of Ada Ada Arlington Branch	0.35%	$10,000	-	Learn More Add Review
The First National Bank of Fort Smith Roland Branch	0.35%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank Farmers And Merchants Bank Branch	0.31%	$10,000	-	Learn More Add Review
Welch State Bank of Welch, Okla. Welch State Bank Of Welch, Okla. Branch	0.30%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
MidFirst Bank 8th And Lincoln Branch	0.25%	$1,000	-	Learn More
sharzns \| Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More Reviews (3)
UMB Bank, National Association Umb Bank, National Association Branch	0.25%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
BancFirst Mobile Branch	0.25%	$10,000	-	Learn More
renrut2 \| Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More Reviews (2)
Valliance Bank Valliance Bank Branch	0.25%	$10,000	-	Learn More Add Review
First Security Bank and Trust Company First Security Bank And Trust Compan Branch	0.25%	$10,000	-	Learn More Add Review
SNB Bank, National Association Snb Bank, National Association Branch	0.24%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
First United Bank and Trust Company Norman East Banking Center Branch	0.20%	$10,000	-	Learn More Add Review
The First National Bank and Trust Company of Broken Arrow South Elm Branch	0.20%	$10,000	-	Learn More Add Review
BancFirst Mobile Branch	0.15%	$10,000	-	Learn More
renrut2 \| Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More Reviews (2)
Commerce Bank Tulsa Yale Branch	0.15%	$10,000	-	Learn More Add Review
BancFirst Mobile Branch	0.10%	$10,000	-	Learn More
renrut2 \| Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More Reviews (2)
High Plains Bank High Plains Bank Branch	0.07%	$100,000	-	Learn More Add Review
OneWest Bank, a division of First-Citizens Bank and Trust	0.05%	$500	-	Learn More Add Review
KeyBank National Association	0.05%	$2,500	-	Learn More
Rate History: 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
First-Citizens Bank & Trust Company West Memorial Road Branch	0.05%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
U.S. Bank National Association	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
PNC Bank, National Association	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association May Avenue Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
High Plains Bank High Plains Bank Branch	0.01%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
Fidelity Bank, National Association West Hefner Branch	6901 West Hefner Rd	Oklahoma City	OK
VALOR BANK Valor Bank Branch	1501 Renaissance Blvd	Edmond	OK
Gateway First Bank Helena Branch	220 N. Main	Helena	OK
Arvest Bank Motor Bank Branch	Ninth And Wyandotte	Dewey	OK
All America Bank All America Bank Branch	200 South Rockwell Avenue	Oklahoma City	OK
Arvest Bank Motor Bank Branch	Ninth And Wyandotte	Dewey	OK
RCB Bank Motor Bank Branch	Two Lake Road	Ponca City	OK
Frontier State Bank Frontier State Bank Branch	5100 South I-35 Service Road	Oklahoma City	OK
Intrust Bank, National Association Oklahoma City North Branch	8402 Northwest Expressway	Oklahoma City	OK
BOKF, National Association Bokf, National Association Branch	One Williams Center	Tulsa	OK
JPMorgan Chase Bank, National Association Memorial And 91st Branch	7837 East 91st Street	Tulsa	OK
Exchange Bank and Trust Company Exchange Bank And Trust Company Branch	523 Delaware Street	Perry	OK
Sooner State Bank Newcastle Branch	Second And Wright Streets	Newcastle	OK
Exchange Bank and Trust Company Exchange Bank And Trust Company Branch	523 Delaware Street	Perry	OK
Bank 7 Woodward Westside Branch	3300 Oklahoma Avenue	Woodward	OK
The Stock Exchange Bank Downs Branch	906 Downs Avenue	Woodward	OK
The First Security Bank The First Security Bank Branch	15 South Douglas Avenue	Beaver	OK
Washita State Bank Washita State Bank Branch	701 State Highway 44	Burns Flat	OK
Bank of Commerce Bank Of Commerce Branch	1601 W. Commerce	Duncan	OK
Farmers & Merchants Bank Farmers & Merchants Bank Branch	101 East Second Street	Duke	OK
The Farmers Bank The Farmers Bank Branch	31 West Main Street	Carnegie	OK
ACB Bank Acb Bank Branch	323 S Grand Street	Cherokee	OK
The Stock Exchange Bank Downs Branch	906 Downs Avenue	Woodward	OK
Panhandle First Bank Bank Of The Panhandle Branch	13th And Main Streets	Guymon	OK
Armstrong Bank Vian Branch	102 West Schley Street	Vian	OK
American Bank of Oklahoma Muskogee Branch	3300 West Broadway	Muskogee	OK
First State Bank First State Bank Branch	321 West Main	Watonga	OK
Great Nations Bank Great Nations Bank Branch	2200 Alameda Street	Norman	OK
American Bank and Trust Company East Lobby Branch	6465 South Yale Avenue	Tulsa	OK
Community Bank Community Bank Branch	1729 College Boulevard	Alva	OK
American Bank and Trust Company East Lobby Branch	6465 South Yale Avenue	Tulsa	OK
Farmers & Merchants Bank Farmers & Merchants Bank Branch	101 East Second Street	Duke	OK
Great Plains National Bank Mangum Branch	101 South Oklahoma	Mangum	OK
The Bank of Beaver City Forgan Branch	Main And Broadway	Forgan	OK
Grand Savings Bank Jay Branch	1222 North Main Street	Jay	OK
Bank of Vici Bank Of Vici Branch	121 West Broadway Street	Vici	OK
Southwest Bank of Weatherford Southwest Bank Of Weatherford Branch	720 East Main	Weatherford	OK
Sovereign Bank Holdenville Branch	821 East Highway	Holdenville	OK
First National Bank West Branch	602 West First Street	Heavener	OK
First Pryority Bank First Pryority Bank Branch	310 East Graham Avenue	Pryor	OK
Equity Bank Tulsa Branch	9292 South Delaware Ave	Tulsa	OK
Panhandle First Bank Bank Of The Panhandle Branch	13th And Main Streets	Guymon	OK
YNB Ynb Peoples Branch	6201 Northwest 23rd Street	Oklahoma City	OK
Alva State Bank & Trust Company Freedom State Bank Branch	1085 Main St	Freedom	OK
1st Bank in Hominy 1st Bank In Hominy Branch	117 North Price	Hominy	OK
Security Bank and Trust Company North Main Branch	2200 North Main	Miami	OK
Bank of Hydro Eakly Branch	Main And Sims Streets	Eakly	OK
First Summit Bank First Summit Bank Branch	6th And Washington	Ryan	OK
The Bank, National Association The Bank, National Association Branch	Second And Carl Albert Parkway	Mcalester	OK
Security Bank Security Bank Branch	10727 East 51st Street South	Tulsa	OK
Oklahoma Capital Bank Oklahoma Capital Bank Branch	6555 North Peoria Street	Tulsa	OK
Firstar Bank Muskogee Main Branch	510 North Main Street	Muskogee	OK
American Bank of Oklahoma Muskogee Branch	3300 West Broadway	Muskogee	OK
BANK360 Bank Of Cordell Branch	808 North Glenn English	Cordell	OK
The First National Bank in Marlow The First National Bank In Marlow Branch	301 West Main Street	Marlow	OK
Oklahoma Heritage Bank Oklahoma Heritage Bank Branch	Main And Ninth Streets	Roff	OK
First Security Bank and Trust Company First Security Bank And Trust Compan Branch	1541 North East 23rd Street	Oklahoma City	OK
Latimer State Bank Latimer State Bank Branch	301 West Main Street	Wilburton	OK
Armstrong Bank Vian Branch	102 West Schley Street	Vian	OK
The Farmers and Merchants National Bank of Fairview The Farmers And Merchants National B Branch	312 North Main	Fairview	OK
Fairview Savings and Loan Association Fairview Savings And Loan Associatio Branch	301 North Main	Fairview	OK
American Heritage Bank 7042 South Union Avenue Branch	7042 South Union Avenue	Tulsa	OK
Blue Sky Bank Tulsa Branch	3353 E. 41st Street	Tulsa	OK
Regent Bank Regent Bank Branch	105 N Maple Street	Nowata	OK
Legacy Bank Elk City Branch	921 West Third Street	Elk City	OK
Community State Bank of Canton Community State Bank Of Canton Branch	101 W Main St	Canton	OK
Community Bank Detached Facility Branch	317 South Main Street	Bristow	OK
SpiritBank South Memorial Branch	9618 South Memorial	Tulsa	OK
Prosperity Bank Ok-Northwest Branch	6809 North Meridian Street	Oklahoma City	OK
Peoples Bank and Trust Company Peoples Bank And Trust Company Branch	517 Washington Street	Ryan	OK
Quail Creek Bank Quail Creek Bank, National Association Branch	12201 North May Avenue	Oklahoma City	OK
The Peoples National Bank of Checotah The Peoples National Bank Of Checota Branch	Broadway And Gentry	Checotah	OK
Security First National Bank of Hugo Hugo Branch	1907 East Jackson Street	Hugo	OK
Stride Bank, National Association Tulsa Branch	8811 S Yale Ave.	Tulsa	OK
The First State Bank of Pond Creek, Oklahoma The First State Bank Of Pond Creek, Oklahoma Branch	Second And Broadway Streets	Pond Creek	OK
Cowboy Bank Goltry Branch	Main And Broadway	Goltry	OK
Alva State Bank & Trust Company Freedom State Bank Branch	1085 Main St	Freedom	OK
Community Bank Community Bank Branch	1729 College Boulevard	Alva	OK
First National Bank of Oklahoma Oklahoma City Branch	5101 North Western Avenue	Oklahoma City	OK
International Bank of Commerce Bailey Ranch Branch	9350 North Garnett Rd.	Owasso	OK
Local Bank Bank Of Cherokee County Branch	Main And Broadway	Hulbert	OK
The Payne County Bank The Payne County Bank Branch	202 South Main Street	Perkins	OK
Vision Bank Prague Branch	802 Jim Thorpe Blvd	Prague	OK
Frazer Bank Frederick Branch	815 N 10th Street	Frederick	OK
First State Bank First State Bank Branch	Dalton Avenue And Harris Street	Valliant	OK
Cleo State Bank Jet Branch	Fifth And Highway 64	Jet	OK
The Security National Bank of Enid West Office Branch	210 North Oakwood Road	Enid	OK
Community National Bank of Okarche Community National Bank Of Okarche Branch	653 Us Hwy 81	Okarche	OK
Grand Bank Grand Bank Branch	4200 East Skelly Drive	Tulsa	OK
The Exchange Bank The Exchange Bank, Owasso Branch	9701 East 86th St., N.	Owasso	OK
Local Bank Bank Of Cherokee County Branch	Main And Broadway	Hulbert	OK
Bank of Grand Lake Bank Of Grand Lake Branch	201 East 18th Street	Grove	OK
First Bank of Thomas First Bank Of Thomas Branch	301 West Broadway	Thomas	OK
The Bank of the West Wheatland Plaza Branch	One Wheatland Plaza	Clinton	OK
Prism Bank Mulhall Branch	Main And Sullivan Streets	Mulhall	OK
Vision Bank Prague Branch	802 Jim Thorpe Blvd	Prague	OK
Firstar Bank Muskogee Main Branch	510 North Main Street	Muskogee	OK
The First National Bank and Trust Co., Chickasha, Oklahoma South Okc Branch	8504 Sw 59th Street	Oklahoma City	OK
The Pauls Valley National Bank The First National Bank Of Davis Bra Branch	227 East Main	Davis	OK
First Bethany Bank & Trust Motor Bank Branch	6524 N.W. 39th Expressway	Bethany	OK
Carson Community Bank West Siloam Springs Branch	2344 Us 412	West Siloam Springs	OK
AVB Bank Mingo Branch	9810 East 51st Street	Tulsa	OK
Chickasaw Community Bank Bank 2 Branch	909 South Meridian Avenue	Oklahoma City	OK
Bank of Eufaula Drive-In Branch	First And Pine	Eufaula	OK
FirstBank Coalgate Branch	701 South Broadway	Coalgate	OK
Grant County Bank Grant County Bank Branch	120 South Main Street	Medford	OK
The State Exchange Bank The State Exchange Bank Branch	1280 Main Street	Lamont	OK
First Bank & Trust Co. Healdton Branch	313 West Main Street	Healdton	OK
Security State Bank of Oklahoma Seminole Branch	824 North Milt Phillips	Seminole	OK
The City National Bank and Trust Company of Lawton, Oklahoma Mustang Branch	951 E State Hwy 152	Mustang	OK
NBC OKLAHOMA Altus Afb Branch	North 1st Street And E Avenue, Building 24	Altus Afb	OK
InterBank Clinton Branch	807 Gary Boulevard	Clinton	OK
Community National Bank of Okarche Community National Bank Of Okarche Branch	653 Us Hwy 81	Okarche	OK
The First National Bank and Trust Company of Miami The First National Bank And Trust Company Of Miami Branch	201-207 North Main Street	Miami	OK
Vast Bank, National Association Valley National Bank Branch	4812 East 81st Street	Tulsa	OK
First Bank and Trust Company First Bank And Trust Company Branch	501 Frisco Avenue	Clinton	OK
AllNations Bank Shawnee Branch	2023 South Gordon Cooper Drive	Shawnee	OK
AVB Bank Mingo Branch	9810 East 51st Street	Tulsa	OK
Mabrey Bank South Yale Avenue Branch	8085 South Yale Avenue	Tulsa	OK
FirstBank Coalgate Branch	701 South Broadway	Coalgate	OK
The Farmers State Bank Red Oak Branch	East Second And Oak Streets	Red Oak	OK
The State Bank of Wynnewood The State Bank Of Wynnewood Branch	109 South Dean A. Mcgee Street	Wynnewood	OK
McCurtain County National Bank Mccurtain County National Bank Branch	20 North Park Drive	Broken Bow	OK
First Fidelity Bank Noble Branch	900 N. Main Street	Noble	OK
First Fidelity Bank Noble Branch	900 N. Main Street	Noble	OK
Carson Community Bank West Siloam Springs Branch	2344 Us 412	West Siloam Springs	OK
American Nation Bank Lone Grove Branch	6295 West Broadway	Ardmore	OK
F&M Bank First Capital Branch	601 South Main Street	Kingfisher	OK
FNB Coweta The First National Bank Of Coweta Branch	106 S Broadway St	Coweta	OK
Sovereign Bank Holdenville Branch	821 East Highway	Holdenville	OK
Herring Bank First State Bank Of Altus Branch	721 North Main Street	Altus	OK
Shamrock Bank, N.A. Bryan County National Bank Branch	609 Buffalo Street	Caddo	OK
First National Bank and Trust Company of Ardmore Lone Grove Branch	Highway 70 And Newport Road	Lone Grove	OK
First State Bank First State Bank Branch	1600 West Lindsey Street	Norman	OK
Citizens Bank of Ada Ada Arlington Branch	1717 Arlington Blvd	Ada	OK
McCurtain County National Bank Mccurtain County National Bank Branch	20 North Park Drive	Broken Bow	OK
Great Southern Bank Great Southern Bank Branch	4200 East Skelly Drive, Suite 900	Tulsa	OK
Bank of Commerce Adair Branch	State Highway 28	Adair	OK
Community State Bank Dover Community Branch	Highway 81 And East Chestnut	Dover	OK
Triad Bank, National Association Triad Bank, National Association Branch	7666 East 61st Street, Suite 150	Tulsa	OK
Mabrey Bank South Yale Avenue Branch	8085 South Yale Avenue	Tulsa	OK
Prosperity Bank Ok-Northwest Branch	6809 North Meridian Street	Oklahoma City	OK
First Bank Locust Grove Branch	724 East Main	Locust Grove	OK
Liberty National Bank Apache Branch	802 Coblake St	Apache	OK
First National Bank and Trust Company of Ardmore Lone Grove Branch	Highway 70 And Newport Road	Lone Grove	OK
First Bank & Trust Co. Healdton Branch	313 West Main Street	Healdton	OK
McClain Bank Mobile Branch	750 Canadian Trails Drive	Norman	OK
First Texoma National Bank 615 Hunter Branch	615 Hunter	Boswell	OK
The First National Bank of Fort Smith Roland Branch	401 East Ray Fine Blvd.	Roland	OK
First National Bank & Trust Company of McAlester Hartshorne Branch	935 Pennsylvania Avenue	Hartshorne	OK
First Bank & Trust Co. Healdton Branch	313 West Main Street	Healdton	OK
Farmers and Merchants Bank Farmers And Merchants Bank Branch	225 E. Renfrow Ave	Arnett	OK
Welch State Bank of Welch, Okla. Welch State Bank Of Welch, Okla. Branch	396 S Commercial Street	Welch	OK
International Bank of Commerce Bailey Ranch Branch	9350 North Garnett Rd.	Owasso	OK
Triad Bank, National Association Triad Bank, National Association Branch	7666 East 61st Street, Suite 150	Tulsa	OK
FNB Coweta The First National Bank Of Coweta Branch	106 S Broadway St	Coweta	OK
FNB Community Bank Tinker Afb Facility Branch	3001 Staff Drive	Tinker Afb	OK
Citizens Bank of Ada Ada Arlington Branch	1717 Arlington Blvd	Ada	OK
The First National Bank of Fort Smith Roland Branch	401 East Ray Fine Blvd.	Roland	OK
Farmers and Merchants Bank Farmers And Merchants Bank Branch	621 Main Street	Maysville	OK
Welch State Bank of Welch, Okla. Welch State Bank Of Welch, Okla. Branch	396 S Commercial Street	Welch	OK
MidFirst Bank 8th And Lincoln Branch	901 North Lincoln Boulevard	Oklahoma City	OK
UMB Bank, National Association Umb Bank, National Association Branch	6500 North Broadway Extension	Oklahoma City	OK
BancFirst Mobile Branch	W 1st St & S Barta	Prague	OK
Valliance Bank Valliance Bank Branch	1601 N. W. Expressway	Oklahoma City	OK
First Security Bank and Trust Company First Security Bank And Trust Compan Branch	1541 North East 23rd Street	Oklahoma City	OK
SNB Bank, National Association Snb Bank, National Association Branch	503 South Main Street	Shattuck	OK
First United Bank and Trust Company Norman East Banking Center Branch	801 12th Avenue Northeast	Norman	OK
The First National Bank and Trust Company of Broken Arrow South Elm Branch	3208 South Elm	Broken Arrow	OK
BancFirst Mobile Branch	W 1st St & S Barta	Prague	OK
Commerce Bank Tulsa Yale Branch	5314 South Yale, Suite 100	Tulsa	OK
BancFirst Mobile Branch	W 1st St & S Barta	Prague	OK
High Plains Bank High Plains Bank Branch	301 South Polk Avenue	Keyes	OK
First-Citizens Bank & Trust Company West Memorial Road Branch	4501 West Memorial Road	Oklahoma City	OK
Bank of America, National Association May Avenue Branch	9404 North May Avenue	Oklahoma City	OK
High Plains Bank High Plains Bank Branch	301 South Polk Avenue	Keyes	OK

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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

A higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 24 month period.
A generally higher rate for the same term than what can be found in a branch-based bank.
FDIC insurance.
Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for two years. Removing it early results in significant penalties.
Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

The advantages of a two year branch CD are:

The disadvantages of a two year branch CDs are:

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