Texas

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Texas CD Rates – 2-Year

You are viewing rates from banks across Texas





Below are two-year Certificates of Deposit (CD) rates from banks in Texas. Two-year CDs generally offer a higher rate than 1-year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

TX - July 30, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 1.00% → 2.75% → 2.75% → 5.25%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Rate History: 4.50% → 4.50% → 4.50%

| Jul 3, 2019

Just set up an account. Don't know long term yet, however they were (Kelsey) a dream to work with. Read More

Rate History: 5.00% → 4.50%

| Jun 22, 2023

I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More

| Jul 17, 2021

I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.90% → 4.50% → 4.25% → 4.15% → 4.11%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 3.75% → 4.00% → 4.10%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 4.45% → 4.20% → 3.70% → 3.70% → 4.01%

| Jul 23, 2023

easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More

Early Withdrawal Penalty is 6 months Interest.
Rate History: 4.55% → 4.20% → 4.00% → 3.80% → 4.00%

| Jul 1, 2022

not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More

Rate History: 4.85% → 4.25% → 3.75% → 3.50% → 4.00%

| Apr 18, 2018

Worst experience of my life. Did not fund and gave $25 to my own charity. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 3.00% → 4.60%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early withdrawal penalty is 180 days interest.
Rate History: 4.40% → 4.10% → 3.80% → 3.85% → 4.00%

| Jul 4, 2025

Bread's current 6-month CD is 4.45%, not 4.35%. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.65% → 4.20% → 3.85% → 4.06% → 4.00%

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

Rate History: 4.50% → 4.40% → 5.40% → 4.40% → 4.00%

| Feb 15, 2024

I have always had great experiences with short-term CDs from this bank. No delays. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%

| Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Rate History: 4.00% → 3.90% → 3.70% → 4.10% → 3.95%

| Feb 15, 2024

best bank on the list but no longer the most competitive Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.35% → 4.25% → 3.20% → 4.00% → 3.90%

| Aug 26, 2022

Too slow to raise rates. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.40% → 4.30% → 4.05% → 3.90%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Rate History: 4.75% → 4.00% → 3.50% → 3.85%

| Aug 31, 2022

never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More

3.85%

$1,000

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Early Withdrawal Penalty is 360 days interest.
Rate History: 4.50% → 4.35% → 3.92% → 3.93% → 3.82%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Rate History: 4.20% → 4.00% → 3.60% → 4.10% → 3.80%

| Jan 10, 2024

AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More

Warning: Early Withdrawal Penalty is 2% of principal.

| Dec 22, 2018

I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More

Rate History: 1.91% → 2.02% → 3.75%

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

Rate History: 4.35% → 4.15% → 4.00% → 3.75%

| Mar 25, 2020

I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More

Rate History: 3.61% → 3.75%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity.
Rate History: 3.50% → 3.70% → 3.90% → 3.75% → 3.65%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

Rate History: 3.35% → 3.60%

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Warning: Early Withdrawal Penalty is 270 days interest.
Rate History: 0.50% → 3.80% → 3.75% → 4.30% → 3.60%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 4.80% → 3.55%

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

Early Withdrawal Penalty is 12 months interest.
Rate History: 4.50% → 3.00% → 2.75% → 3.00% → 3.50%

Rate History: 4.20% → 4.50% → 4.00% → 3.70% → 3.50%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Rate History: 4.00% → 3.75% → 3.50% → 3.40% → 3.50%

| Aug 13, 2023

Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More

Rate History: 4.40% → 4.20% → 4.00% → 3.90% → 3.50%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

Warning: Early withdrawal penalty is 12 months of interest
Rate History: 0.60% → 4.50% → 3.75% → 3.50%

| Jul 6, 2023

This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.50%

| Nov 12, 2022

I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More

Rate History: 1.50% → 3.50%

| Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.25% → 4.00% → 3.50% → 4.00% → 3.50%

Rate History: 3.75% → 3.50% → 3.75% → 3.50%

| Mar 20, 2016

Good solid bank. Read More

Warning: Early withdrawal penalty is 4% of principal withdrawn.
Rate History: 5.00% → 3.25% → 5.55% → 3.25% → 3.50%

| Dec 8, 2020

Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More

Rate History: 4.06% → 3.49%

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

3.36%

$1,000

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Rate History: 4.07% → 3.71% → 3.51% → 3.35%

| Jan 28, 2025

4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More

Rate History: 3.50% → 3.25%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.00% → 3.75% → 3.25% → 3.00%

| May 2, 2022

Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More

Rate History: 4.20% → 4.00% → 3.80% → 3.00%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.50% → 3.25% → 2.80% → 2.70% → 2.75%

Rate History: 3.05% → 2.53%

Rate History: 1.00% → 2.53%

Early Withdrawal Penalty in 180 days interest.
Rate History: 3.00% → 3.00% → 5.00% → 3.00% → 2.50%

| Jun 13, 2023

I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More

Rate History: 3.00% → 2.50% → 2.25%

| Apr 25, 2023

with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More

Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.05% → 1.55% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 4.40% → 4.00% → 3.85% → 2.60% → 1.65%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 0.05% → 1.50%

| Jul 28, 2020

Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More

Rate History: 4.25% → 2.60% → 1.40%

| Feb 24, 2020

I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More

1.40%

$100,000

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Rate History: 0.90% → 1.35%

| May 26, 2017

Before009 Read More

Rate History: 1.26% → 1.50% → 1.26%

Rate History: 1.00% → 2.00% → 1.25% → 2.00% → 1.25%

| Apr 30, 2019

No issues. I feel confident using them. Read More

1.21%

$10,000

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1.21%

$100,000

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1.16%

$100,000

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| Dec 1, 2020

This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More

| May 3, 2016

Branchs locations, Houston, Tx. Read More

| Jun 25, 2016

Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More

| Dec 1, 2020

Worth the drive out to the country! Read More

1.16%

$100,000

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| Mar 19, 2021

... Read More

1.15%

$10,000

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1.15%

$10,000

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1.11%

$10,000

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| Oct 22, 2021

TrustTexas Bank was founded in 1921. Read More

1.10%

$90,000

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1.10%

$100,000

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1.10%

$100,000

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1.10%

$10,000

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1.10%

$100,000

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1.10%

$100,000

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1.06%

$500

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| Dec 1, 2020

This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More

| May 3, 2016

Branchs locations, Houston, Tx. Read More

| Jun 25, 2016

Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More

| Dec 1, 2020

Worth the drive out to the country! Read More

1.06%

$10,000

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1.05%

$10,000

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1.05%

$10,000

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1.05%

$10,000

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1.05%

$100,000

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1.05%

$100,000

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1.01%

$1,000

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| Oct 22, 2021

TrustTexas Bank was founded in 1921. Read More

| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

1.00%

$10,000

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1.00%

$100,000

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1.00%

$10,000

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Rate History: 4.00% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

1.00%

$10,000

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1.00%

$100,000

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1.00%

$1,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$100,000

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| Aug 4, 2022

Great CD rates & service Read More

1.00%

$10,000

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1.00%

$100,000

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1.00%

$10,000

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| May 1, 2016

I have had this bank for the past 10 years and I would not want to change banks due to friendly customer service over the phone as I live a hundred miles from this bank. I always get my questions answered ... Read More

1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$100,000

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1.00%

$10,000

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1.00%

$10,000

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0.99%

$10,000

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0.96%

$10,000

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0.96%

$100,000

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0.95%

$100,000

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0.95%

$1,000

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0.90%

$10,000

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0.90%

$10,000

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0.90%

$500

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0.90%

$100,000

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0.90%

$10,000

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0.90%

$100,000

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0.90%

$10,000

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0.90%

$100,000

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0.90%

$10,000

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0.90%

$1,000

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0.85%

$10,000

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0.85%

$100,000

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0.85%

$500

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0.85%

$10,000

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0.85%

$100,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$100,000

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0.85%

$1,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$100,000

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0.80%

$1,000

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0.80%

$100,000

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| Jan 8, 2024

Awful, rude unprofessional! Beware Read More

0.80%

$100,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$100,000

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0.80%

$10,000

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0.80%

$10,000

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0.78%

$100,000

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0.76%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$1,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$100,000

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0.75%

$10,000

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0.75%

$5,000

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0.75%

$10,000

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0.75%

$1,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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| Aug 12, 2021

Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More

0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$1,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.74%

$100,000

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0.71%

$100,000

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0.71%

$2,500

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0.71%

$100,000

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0.70%

$10,000

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0.70%

$50,000

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$100,000

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0.70%

$10,000

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| Jan 23, 2021

This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More

0.70%

$100,000

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0.68%

$10,000

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0.65%

$1,000

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0.65%

$100,000

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0.65%

$100,000

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0.65%

$10,000

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| Jan 26, 2022

You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More

| Jan 29, 2019

The Bank does not have this product. Read More

0.65%

$100,000

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0.65%

$100,000

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0.65%

$10,000

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| Mar 6, 2021

You guys have four “ Lobby Open “ signs outside on each corner of the bank .I’m new and do not know your lobby hours yet so I depended on the four “ Lobby Open “signs . I was dropped off there i... Read More

0.65%

$100,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$100,000

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0.65%

$100,000

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0.64%

$1,000

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0.61%

$10,000

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0.60%

$100,000

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0.60%

$1,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$1,000

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0.60%

$100,000

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| Aug 12, 2021

Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$100,000

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| Mar 6, 2021

You guys have four “ Lobby Open “ signs outside on each corner of the bank .I’m new and do not know your lobby hours yet so I depended on the four “ Lobby Open “signs . I was dropped off there i... Read More

0.60%

$100,000

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0.60%

$100,000

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0.60%

$100,000

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0.60%

$100,000

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0.60%

$10,000

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0.55%

$100,000

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0.55%

$100,000

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0.55%

$1,000

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0.55%

$1,000

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0.55%

$100,000

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0.55%

$10,000

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0.55%

$100,000

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0.55%

$10,000

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0.55%

$100,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

| Mar 10, 2021

when and what is cost Read More

0.55%

$100,000

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0.55%

$100,000

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0.55%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

-

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0.50%

$10,000

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0.50%

$5,000

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0.50%

$500

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0.50%

$1,000

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0.50%

$1,000

-

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Rate History: 2.00% → 0.50%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Sep 30, 2015

Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More

0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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| Dec 14, 2018

I stayed with Vantage bank when they merged with DHanis bank because of the excellent service there . That remained excellent till you change the ability to deal locally. At the beginning of this review I ... Read More

0.50%

$10,000

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| Jun 28, 2017

showmefivethousanddollars Read More

0.50%

$100,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

| Sep 7, 2023

Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More

0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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| Jan 26, 2022

You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More

0.45%

$10,000

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| Mar 6, 2021

My family lives in Texas wanted to open and account with liberty bank Texas is name on Instagram is @obilo 10 10 u refuse him and stole his information cause he is black .plsss get it check out thank u Read More

| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$2,500

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.44%

$10,000

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0.42%

$10,000

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| May 21, 2021

this bank is pooooooooooooooooooop Read More

0.40%

$10,000

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$250

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0.40%

$1,000

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0.40%

$1,000

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0.40%

$1,000

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0.40%

$10,000

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.38%

$10,000

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0.38%

$10,000

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0.35%

$10,000

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0.35%

$2,500

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

-

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| Sep 8, 2021

Just moved to south Texas from Oregon, and needed to open a local checking account. I liked the name, Lone Star National Bank so decided to give them a try; and am so glad that I did. Went to the lobby b... Read More

0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$95,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$10,000

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| Sep 27, 2023

They take excellent care of their customers. Wish they had more branches. I appreciate they are so involved in their respective communities. Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$1,000

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| Oct 7, 2019

Just recently had the pleasure of doing a finance of some rental units. Mr. Hale and his staff were very professional and efficient in this process. I highly recommend them to anyone in our community. Read More

| Aug 7, 2021

Worst banking institution I have ever dealt with. Three months to provide payment coupons and return envelopes. Into second year of erroneously instituted property tax and insurance coverage escrow failur... Read More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.25%

$10,000

-

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| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.25%

$10,000

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0.25%

$10,000

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0.25%

$100,000

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0.24%

$10,000

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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| Jul 3, 2024

have been a customer of Broadway National Bank's Wealth Management Division for over 30 years (since 1990), but my recent experiences have been deeply troubling. Following the retirement of my previous tru... Read More

0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.15%

$10,000

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| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

| Dec 30, 2018

Garden14 Read More

0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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0.06%

$10,000

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0.06%

$1,000

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Rate History: 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

Rate History: 0.03% → 0.05%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.05%

$10,000

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Amerant Bank, Formerly Mercantil Bank
Town & Country Bank Branch
750 Town And Country Boulevard, Suite 100 Houston TX
MapleMark Bank
Maplemark Bank Branch
3963 Maple Ave Ste 260 Dallas TX
The MINT National Bank
The Mint National Bank Branch
1213 Kingwood Drive Kingwood TX
Frost Bank
Downtown Odessa Branch
801 North Texas Street Odessa TX
Harmony Bank
Uptown Branch
4161 McKinney Ave, Suite 101 Dallas TX
Texas Capital Bank
Austin Branch
98 San Jacinto Blvd, Suite 150 Austin TX
Frost Bank
Downtown Odessa Branch
801 North Texas Street Odessa TX
NexBank
Preston Center Branch
6121 Luther Lane Dallas TX
Capital One, National Association
Forest & Greenville Branch
9728 Greenville Dallas TX
Southside Bank
South Arlington Branch
950 West Arbrook Arlington TX
Monet Bank
Beal Bank, Ssb Branch
6000 Legacy Drive Plano TX
Bank of Hope
Fort Worth Branch
7553 Boulevard 26 North Richland Hills TX
Bank of Whittier, National Association
Richardson Branch
1431 East Spring Valley Road Richardson TX
Texas Bank
Rhones Quarter Rd. Branch
5101 Rhones Quarter Rd. Tyler TX
T Bank, National Association
T Bank, National Association Branch
16200 Dallas Parkway, Suite 190 Dallas TX
T Bank, National Association
T Bank, National Association Branch
16200 Dallas Parkway, Suite 190 Dallas TX
First Financial Bank
Fm 1488 Branch
5424 Fm 1488 Magnolia TX
VeraBank, National Association
Kilgore Br Branch
410 North Kilgore Street Kilgore TX
Finworth, a division of InsBank
Westchase Branch
10565 Richmond Avenue Houston TX
Amarillo National Bank
Medical Center Drive-Up Branch
7210 Interstate 40 West Amarillo TX
Southside Bank
South Arlington Branch
950 West Arbrook Arlington TX
VeraBank, National Association
Kilgore Br Branch
410 North Kilgore Street Kilgore TX
Charter Bank
Rockport Branch
Highway 35 North And Orleans Street Rockport TX
VeraBank, National Association
Kilgore Br Branch
410 North Kilgore Street Kilgore TX
Zions Bank
East Bernard Branch
811 S. Dill Street East Bernard TX
Incommons Bank, N.A.
Waco Branch
5400 Crosslake Parkway Waco TX
Woodforest National Bank
0360 Missouri City Texas Walmart Bra Branch
9929 State Highway 6 Missouri City TX
BOKF, National Association
Coppell Branch
851 N Macarthur Blvd. Coppell TX
JPMorgan Chase Bank, National Association
Dripping Springs Branch
Us 290 And Hwy 12 Dripping Springs TX
USAA Federal Savings Bank
Usaa Federal Savings Bank Branch
10750 Mcdermott Freeway San Antonio TX
First State Bank of Texas
First State Bank Of Texas Branch
422 Dibrell Avenue Three Rivers TX
Texas National Bank of Jacksonville
Marshall Branch
716 East End Boulevard Marshall TX
Henderson Federal Savings Bank
Henderson Federal Savings Bank Branch
130 North Marshall Street Henderson TX
Fayetteville Bank
W. Travis Lagrange Branch
366 W. Travis La Grange TX
Industry State Bank
2001 Hwy 71s Branch
2001 Hwy 71 South Columbus TX
Citizens State Bank
First National Bank Branch
409 South Ellis Street Groesbeck TX
The First National Bank of Bellville
Waller Branch
31384 Fm 2920 Road, Suite A Waller TX
Bank of Brenham, National Association
Bank Of Brenham, National Association Branch
501 South Austin Street Brenham TX
The First National Bank of Shiner
Cuero Branch
1800 N Esplanade Cuero TX
Texana Bank, National Association
Texana Bank, National Association Branch
E Rush Street Linden TX
First State Bank of Texas
First State Bank Of Texas Branch
422 Dibrell Avenue Three Rivers TX
Fayette Savings Bank, SSB
87 North Kessler Branch
87 North Kessler Schulenburg TX
Henderson Federal Savings Bank
Henderson Federal Savings Bank Branch
130 North Marshall Street Henderson TX
TrustTexas Bank, SSB
Kyle Branch
4625 Ratcliffe Drive Kyle TX
Sage Capital Bank,
Lockhart Branch
501 Colorado Lockhart TX
Crossroads Bank
First State Bank Branch
406 West Grand Avenue Yoakum TX
Cattlemens Bank
Addison Branch
16400 N. Dallas Pkwy Dallas TX
Round Top State Bank
Lexington Texas Branch
8681 State Highway 77 Lexington TX
First State Bank of Bedias
First State Bank Of Bedias Branch
Main And Highway 90 Bedias TX
Citizens State Bank
Citizens State Bank Branch
222 Main Street Sealy TX
Fayetteville Bank
W. Travis Lagrange Branch
366 W. Travis La Grange TX
Industry State Bank
2001 Hwy 71s Branch
2001 Hwy 71 South Columbus TX
Citizens State Bank
First National Bank Branch
409 South Ellis Street Groesbeck TX
The First National Bank of Bellville
Waller Branch
31384 Fm 2920 Road, Suite A Waller TX
Bank of Brenham, National Association
Bank Of Brenham, National Association Branch
501 South Austin Street Brenham TX
The First National Bank of Shiner
Cuero Branch
1800 N Esplanade Cuero TX
The Citizens National Bank of Hillsboro
The Citizens National Bank Of Hillsb Branch
200 East Elm Street Hillsboro TX
Security Bank of Texas
Security Bank Of Crawford Branch
6688 N Lone Star Parkway Crawford TX
Cattlemens Bank
Addison Branch
16400 N. Dallas Pkwy Dallas TX
SouthStar Bank, S.S.B.
Brazoria Branch
301 South Brooks Street Brazoria TX
Austin County State Bank
Austin County State Bank Branch
436 South Front Street Bellville TX
The First National Bank of Moody
The First National Bank Of Moody Branch
101 7th St Moody TX
TrustTexas Bank, SSB
Kyle Branch
4625 Ratcliffe Drive Kyle TX
Bank 7
Dallas Branch
5080 Spectrum Drive, Ste. 123w Addison TX
Atascosa Bank
Atascosa Bank Branch
1525 West Oaklawn Pleasanton TX
Freedom Bank
Brush Country Bank Branch
902 E Riley St Freer TX
Central National Bank
Temple Branch
938 Canyon Creek Temple TX
Crossroads Bank
First State Bank Branch
406 West Grand Avenue Yoakum TX
First State Bank of San Diego
First State Bank Of San Diego Branch
209 E Gravis St San Diego TX
First State Bank
First State Bank Branch
1526 Fourth Street Graham TX
American Bank of Commerce
American Bank Of Commerce Branch
U.S. Highway 82 And Loop 193 Wolfforth TX
Ciera Bank
Fort Worth Branch
1501 Summit Avenue Fort Worth TX
Ennis State Bank
Ennis State Bank Branch
815 West Ennis Avenue Ennis TX
Susser Bank
Affiliated Bank Branch
500 Harwood Rd. Bedford TX
One World Bank
One World Bank Branch
2449 Walnut Hill Lane Dallas TX
The First National Bank of Sonora
Sonora Bank - Sherwood Way Office Branch
5710 Sherwood Way San Angelo TX
UBank
Huntington State Bank Branch
Highway 103 Etoile TX
Normangee State Bank
Normangee State Bank Branch
116 Main Street Normangee TX
First State Bank of Bedias
First State Bank Of Bedias Branch
Main And Highway 90 Bedias TX
Citizens State Bank
Citizens State Bank Branch
222 Main Street Sealy TX
Austin County State Bank
Austin County State Bank Branch
436 South Front Street Bellville TX
Schertz Bank & Trust
Schertz Bank & Trust Branch
519 Main Street Schertz TX
Marion State Bank
Marion State Bank Branch
301 West San Antonio Street Marion TX
First Community Bank
South Padre Bank Branch
2701 Padre Boulevard South Padre Island TX
POINTWEST BANK
Hewitt Branch
420 Hewitt Drive Hewitt TX
R Bank
Westlake Branch
3103 Bee Caves Rd., Sutie 110 Rollingwood TX
Gilmer National Bank, Gilmer, Texas
Gilmer National Bank, Gilmer, Texas Branch
713 Us Highway 271 N Gilmer TX
The First National Bank of Hebbronville
The First National Bank Of Hebbronvi Branch
305 North Smith Street Hebbronville TX
The Bank and Trust, S.S.B.
Bedell Avenue Branch
2399 Bedell Avenue Del Rio TX
SouthStar Bank, S.S.B.
Brazoria Branch
301 South Brooks Street Brazoria TX
Freedom Bank
Brush Country Bank Branch
902 E Riley St Freer TX
West Texas State Bank
Edwards Street Branch
Edwards Street Rowena TX
The Bank and Trust, S.S.B.
Bedell Avenue Branch
2399 Bedell Avenue Del Rio TX
Cendera Bank, National Association
Cendera Bank, National Association Branch
615 E. Bells Blvd Bells TX
First National Bank of Central Texas
Woodway-Hewitt Branch
7500 W. Woodway Drive Waco TX
First State Bank and Trust Company
First State Bank And Trust Company Branch
110 West Panola Street Carthage TX
Commerce Bank Texas
Commerce Bank Texas Branch
112 West Fordtran Drive Stockdale TX
Kleberg Bank, N.A.
Kleberg National Bank - Heb Saratoga Branch
5313 Saratoga Corpus Christi TX
Freedom Bank
Brush Country Bank Branch
902 E Riley St Freer TX
Citizens State Bank
Detached Facility Branch
Reid And West Bluff Streets Woodville TX
Bank of South Texas
Detached Facility Branch
301 East King Street Kingsville TX
Maverick Bank
Alpine Branch
1102 East Holland Avenue Alpine TX
Sage Capital Bank,
Lockhart Branch
501 Colorado Lockhart TX
Western Bank
Downtown Big Spring Branch
607 S. Scurry Big Spring TX
Interstate Bank
Amarillo Branch
5085 S. Coulter Street Amarillo TX
First National Bank
First National Bank Branch
3801 Fairway Boulevard Wichita Falls TX
Cendera Bank, National Association
Cendera Bank, National Association Branch
615 E. Bells Blvd Bells TX
First Guaranty Bank
Mckinney Branch
8951 Synergy Dr., Suite 100 Mckinney TX
Ennis State Bank
Ennis State Bank Branch
815 West Ennis Avenue Ennis TX
Wallis Bank
Wallis State Bank Branch
6510 Railroad Street Wallis TX
United Texas Bank
United Texas Bank Branch
13101 Preston Road, Suite 100 Dallas TX
Fannin Bank
Honey Grove Branch
901 E. Main Honey Grove TX
The Liberty National Bank in Paris
West Paris Branch
1929 Bonham St Paris TX
The First National Bank of Sonora
Sonora Bank - Sherwood Way Office Branch
5710 Sherwood Way San Angelo TX
The First National Bank of McGregor
The First National Bank Of Mcgregor Branch
401 South Main Street Mc Gregor TX
First National Bank and Trust Company of Weatherford
First National Bank And Trust Compan Branch
220 Palo Pinto Street Weatherford TX
First National Bank of Dublin
First National Bank Of Dublin Branch
825 North Patrick Street Dublin TX
American First National Bank
American First National Bank Branch
9999 Bellaire Boulevard Houston TX
Golden Bank, National Association
Harwin Branch
7250 Harwin, Suite #d Houston TX
Bank of DeSoto, National Association
Bank Of Desoto, National Association Branch
2011 North Hampton Road De Soto TX
Pavillion Bank
Pavillion Bank Branch
1200 W Campbell Road Richardson TX
The First National Bank in Cooper
The First National Bank In Cooper Branch
11 West Side Square Cooper TX
First State Bank and Trust Company
First State Bank And Trust Company Branch
110 West Panola Street Carthage TX
Marion State Bank
Marion State Bank Branch
301 West San Antonio Street Marion TX
Peoples State Bank of Hallettsville
Peoples State Bank Of Hallettsville Branch
116 East Third Street Hallettsville TX
Kleberg Bank, N.A.
Kleberg National Bank - Heb Saratoga Branch
5313 Saratoga Corpus Christi TX
Community Bank & Trust, Waco, Texas
Chapel Road Branch
8820 Chapel Road Waco TX
Southwestern National Bank
Southwestern National Bank Branch
6901 Corporate Drive Houston TX
Dominion Bank
Grapeland Branch
Oak And Chestnut Streets Grapeland TX
The First State Bank
The First State Bank Branch
402 Ninth Abernathy TX
Commercial National Bank of Texarkana
Commercial National Bank Of Texarkan Branch
5515 Summerhill Road Texarkana TX
First National Bank of South Padre Island
First National Bank Of South Padre I Branch
709 Park Road 100 South Padre Island TX
Maverick Bank
Alpine Branch
1102 East Holland Avenue Alpine TX
Frontier Bank of Texas
Bastrop Branch
1500 Chestnut Bastrop TX
The Moody National Bank
Austin Banking Center Branch
860 East Anderson Austin TX
First State Bank of Livingston
Shepherd Branch
Highway 59 South At Post Oak Shepherd TX
The Waggoner National Bank of Vernon
Electra Branch
401 West Front Street Electra TX
State National Bank
The State National Bank Of Groom Branch
99 Broadway Groom TX
First State Bank of San Diego
First State Bank Of San Diego Branch
209 E Gravis St San Diego TX
The First National Bank of Anderson
First National Bank Of Anderson Bran Branch
9501 State Hwy 6 Navasota TX
Interstate Bank
Amarillo Branch
5085 S. Coulter Street Amarillo TX
The Donley County State Bank
The Donley County State Bank Branch
201 South Kearney Clarendon TX
Farmers Bank & Trust Company
New Boston Branch
416 North Mccoy Blvd New Boston TX
Texas Security Bank
Texas Security Bank Branch
1212 Turtle Creek Blvd. Dallas TX
Wallis Bank
Wallis State Bank Branch
6510 Railroad Street Wallis TX
Pavillion Bank
Pavillion Bank Branch
1200 W Campbell Road Richardson TX
First Federal Community Bank, SSB
First Federal Community Bank, Ssb Branch
630 Clarksville St Paris TX
The First National Bank of Tom Bean
Clarksville Branch
2203 West Main Street Clarksville TX
State Bank of De Kalb
Detached Drive-In Facility Branch
601 West Main Street Clarksville TX
Citizens 1st Bank
Jacksonville Branch
825 South Jackson Jacksonville TX
Citizens State Bank
Snook Branch
9850 Fm 60 East Snook TX
Citizens State Bank of Luling
Citizens State Bank Of Luling Branch
200 South Magnolia Avenue Luling TX
First Commercial Bank, National Association
New Braunfels Branch
1656 West State Highway 46 New Braunfels TX
Austin Capital Bank SSB
Austin Capital Bank Ssb Branch
8100 Shoal Creek Blvd. Austin TX
The First National Bank of Hebbronville
The First National Bank Of Hebbronvi Branch
305 North Smith Street Hebbronville TX
Texas National Bank
South Jackson Branch
4908 South Jackson Street Edinburg TX
First National Bank of Huntsville
617 East Houston Street Branch
617 East Houston Street Crockett TX
Rio Bank
South Mcallen Branch
720 E. Jackson Ave. Mcallen TX
Spring Hill State Bank
Spring Hill State Bank Branch
3700 Gilmer Road Longview TX
First State Bank of Livingston
Shepherd Branch
Highway 59 South At Post Oak Shepherd TX
Kress National Bank
Kress National Bank Branch
W 4th Street And Us Hwy 87 Kress TX
Prosperity Bank
Bellaire Branch
5501 Bissonnet Houston TX
Crowell State Bank
Crowell State Bank Branch
100 East Commerce St. Crowell TX
American National Bank & Trust
Downtown Wichita Falls Branch
719 Scott Ave Wichita Falls TX
American First National Bank
American First National Bank Branch
9999 Bellaire Boulevard Houston TX
Golden Bank, National Association
Harwin Branch
7250 Harwin, Suite #d Houston TX
HomeBank Texas
Homebank Texas Branch
601 North Highway 175 Seagoville TX
First National Bank of Fort Stockton
Irann Branch
101 West 6th Street Iraan TX
Extraco Banks, National Association
Killeen Branch
1002 W. Central Texas Expwy. Killeen TX
Texas First Bank
Fannett Branch
Highway 124 And F.M. 365 Fannett TX
HomeTown Bank, National Association
Friendswood Downtown Branch
601 South Friendswood Drive Friendswood TX
Southwestern National Bank
Southwestern National Bank Branch
6901 Corporate Drive Houston TX
Texas Republic Bank, National Association
Texas Republic Bank, National Association Branch
2595 Preston Rd, Bldg 100 Frisco TX
Hanmi Bank
Houston Gessner Branch
8585 South Gessner Drive Houston TX
First United Bank
Earth Branch
Main And Cedar Earth TX
Sundown State Bank
Wall Branch
7902 Loop 570 Wall TX
Pegasus Bank
Pegasus Bank Branch
4515 W. Mockingbird Lane Dallas TX
Commonwealth Business Bank
Dallas Branch
2164 Royal Lane Dallas TX
International Bank of Commerce
3800 Maple Avenue Branch
3800 Maple Ave. Dallas TX
The Commercial National Bank of Brady
Brady San Saba Branch
609 West Wallace San Saba TX
Farmers State Bank
Shelbyville Branch
5033 State Hwy 87 South Shelbyville TX
The First National Bank of Livingston
Onalaska Branch
Highway 190 And Fm 3186 Onalaska TX
International Bank of Commerce
Kelvin @ Nottingham (Motor Bank) Branch
Kelvin Dr & Nottingham St Houston TX
The First National Bank of Bastrop
Highway 71 Branch
Highway 71 And Hasler Boulevard Bastrop TX
Peoples State Bank of Hallettsville
Peoples State Bank Of Hallettsville Branch
116 East Third Street Hallettsville TX
Commerce Bank
South Laredo Branch
Zapata Highway And Blaine Street Laredo TX
International Bank of Commerce
Ibc-Roma Branch
U.S. Highway 83 At Portaleza Roma TX
International Bank of Commerce
Alton Gloor Branch
79 E. Alton Gloor Brownsville TX
Texas National Bank
South Jackson Branch
4908 South Jackson Street Edinburg TX
Spring Hill State Bank
Spring Hill State Bank Branch
3700 Gilmer Road Longview TX
Security State Bank
Security State Bank Branch
100 5th Street Farwell TX
Alliance Bank
Greenville Branch
9901 Wesley Street Greenville TX
Benchmark Bank
Hillcrest Branch
7019 Hillcrest Dallas TX
The First National Bank of Evant
Oglesby State Bank Branch
117 Texas 1996 Oglesby TX
City Bank
Mckinnon Street Branch
2525 Mckinnon Street, Suite 100 Dallas TX
Citizens Bank
Claude Branch
101 North Trice Street Claude TX
FirstBank Southwest
Sleepy Hollow Branch
7420 Sw 45th Syreet Amarillo TX
First National Bank of Hereford
North Branch
403 N 25 Mile Avenue Hereford TX
First Security State Bank
Meridain Branch
9353 Hwy 6 Meridian TX
Kress National Bank
Kress National Bank Branch
W 4th Street And Us Hwy 87 Kress TX
The Jacksboro National Bank
The Jacksboro National Bank Branch
910 N Main Street Jacksboro TX
The First National Bank of Tom Bean
Clarksville Branch
2203 West Main Street Clarksville TX
Prosperity Bank
Bellaire Branch
5501 Bissonnet Houston TX
The City National Bank of Sulphur Springs
Grand Saline Branch
300 West Frank Street Grand Saline TX
Cypress Bank, SSB
801 N Jefferson Branch
801 N. Jefferson Mount Pleasant TX
Texas Heritage National Bank
Nbd Ore City Branch
Hwy 259 Ore City TX
The First National Bank of Winnsboro
The First National Bank Of Winnsboro Branch
315 North Main Street Winnsboro TX
First National Bank of Fort Stockton
Irann Branch
101 West 6th Street Iraan TX
Arrowhead Bank
Horseshoe Bay Branch
5700 West Fm 2147 Horseshoe Bay TX
Shelby Savings Bank, SSB
San Augustine Office Branch
710 West Columbia San Augustine TX
The First National Bank of Livingston
Onalaska Branch
Highway 190 And Fm 3186 Onalaska TX
Amistad Bank
Amistad Bank Branch
1301 Veterans Boulevard Del Rio TX
The Buckholts State Bank
Rogers Branch
Elm And Mesquite Streets Rogers TX
First-Lockhart National Bank
Kyle Branch
800 West Farm To Market 150 Kyle TX
First State Bank of Odem
Robstown Banking Center Branch
600 South Hwy 77 Robstown TX
Greater State Bank
412 N Smith Branch
412 N Smith Hebbronville TX
First State Bank
Lake Jackson Branch
490 This Way Street Lake Jackson TX
Security State Bank & Trust
Comfort Branch
832 Front Street Comfort TX
Muenster State Bank
Muenster State Bank Branch
201 North Main Street Muenster TX
Legend Bank, N.A.
Bonham Branch
502 North Center Street Bonham TX
First National Bank Texas
Westheimer Banking Center - Rc 363 Branch
9919 Westheimer Road Houston TX
First United Bank
Earth Branch
Main And Cedar Earth TX
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas Branch
2313 Phelps Ave. Littlefield TX
Bank of the West
Belt Line Branch
950 North Belt Line Road Irving TX
North Dallas Bank & Trust Co.
Irving Branch
7660 North Macarthur Boulevard Irving TX
Texas Bank and Trust Company
Richardson Branch
401 W. George Bush Freeway, Suite 101 Richardson TX
First Command Bank
First Command Bank Branch
1 Firstcomm Plaza Fort Worth TX
The American National Bank of Mount Pleasant
The American National Bank Of Mount Branch
301 South Madison Avenue Mount Pleasant TX
Arrowhead Bank
Horseshoe Bay Branch
5700 West Fm 2147 Horseshoe Bay TX
Grandview Bank
Grandview Bank Branch
Second And Criner Streets Grandview TX
Shelby Savings Bank, SSB
San Augustine Office Branch
710 West Columbia San Augustine TX
Amistad Bank
Amistad Bank Branch
1301 Veterans Boulevard Del Rio TX
Texas Regional Bank
Mcallen Banking Center Branch
4501 N 10th St Mcallen TX
Guadalupe Bank
Junction Highway Branch
1916 Junction Highway Kerrville TX
Castroville State Bank
Castroville State Bank Branch
Paris And Lorenzo Castroville TX
American Bank, National Association
North Shoreline Branch
800 North Shoreline Boulevard Corpus Christi TX
First State Bank of Odem
Robstown Banking Center Branch
600 South Hwy 77 Robstown TX
The National Bank of Andrews
The National Bank Of Andrews Branch
1501 North Main Street Andrews TX
The National Bank of Andrews
The National Bank Of Andrews Branch
1501 North Main Street Andrews TX
TXN Bank
Uvalde Branch
727 East Main Street Uvalde TX
First National Bank of Lake Jackson
First National Bank Of Lake Jackson Branch
122 West Way Lake Jackson TX
The First Bank of Celeste
The First Bank Of Celeste Branch
301 N. Hwy 69 Celeste TX
Texas State Bank
College Hills Branch
4206 College Hills Blvd San Angelo TX
The Brady National Bank
The Brady National Bank Branch
101-109 South Blackburn Street Brady TX
Citizens State Bank
329 West Harris Branch
329 West Harris San Angelo TX
NBH Bank
Dallas-Mckinney Branch
3102 Maple Ave Dallas TX
Commercial State Bank
Wilmer Branch
421 East Beltline Rd. Wilmer TX
The Community Bank
The Community Bank Branch
507 U S Hwy 380 Bridgeport TX
Hanmi Bank
Houston Gessner Branch
8585 South Gessner Drive Houston TX
Pinnacle Bank
Rhome Branch
800 South Us Hwy 287, Suite A Rhome TX
First State Bank
North Texas Bank Branch
661 W. Thompson St. Decatur TX
First State Bank
Lake Jackson Branch
490 This Way Street Lake Jackson TX
Security State Bank & Trust
Comfort Branch
832 Front Street Comfort TX
Bank of Houston
The Dublin National Bank Branch
128 South Patrick Street Dublin TX
West Texas National Bank
The Quicksilver Branch
53610 Texas 118 Terlingua TX
Citibank, National Association
Las Colinas Employee Financial Cente Branch
6460 Colinas Boulevard Irving TX
InterBank
Interbank Branch
6829 Hillcrest Dallas TX
First National Bank Texas
Westheimer Banking Center - Rc 363 Branch
9919 Westheimer Road Houston TX
The Perryton National Bank
The Perryton National Bank Branch
825 South Main Street Perryton TX
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas Branch
2313 Phelps Ave. Littlefield TX
First Capital Bank
First Capital Bank Branch
Third And Mercer Streets Quanah TX
First Bank
Wichita Falls - Downtown Branch
901 Lamar St. Wichita Falls TX
Citizens Bank, National Association
Citizens Bank, National Association Branch
4201 S Treadaway Blvd Abilene TX
Clear Fork Bank, National Association
Strawn Branch
123 Central Strawn TX
Community National Bank & Trust of Texas
White Settlement Branch
9636 White Settlement Road Fort Worth TX
The Jacksboro National Bank
The Jacksboro National Bank Branch
910 N Main Street Jacksboro TX
North Dallas Bank & Trust Co.
Irving Branch
7660 North Macarthur Boulevard Irving TX
Guaranty Bank & Trust, N.A.
Texas Leadership Bank Branch
121 W. Interstate Highway 30 Royse City TX
Commercial Bank of Texas, National Association
Alba Branch
Cooper Street And Highway 69 Emory TX
CapTex Bank
Melissa Branch
Sam Rayburn Hwy Melissa TX
Vantage Bank Texas
Hondo Branch
1401 19th Street Hondo TX
The First National Bank of East Texas
Diana Branch
West U.S. Highway 259 Diana TX
First Savings Bank
El Paso Mesa Branch
909 North Mesa El Paso TX
The Pecos County State Bank
Sierra Blanca Bank - A Branch Of Pec
Highway 80 And Fm 1111 Sierra Blanca TX
Coleman County State Bank
Coleman Country State Bank Branch
118 West Pecan Street Coleman TX
Citizens National Bank at Brownwood
Brownwood Branch
401 West Commerce Brownwood TX
First State Bank of Burnet
Remote Drive-In Branch
311 South Water Burnet TX
Farmers State Bank
Wortham Branch
110 West Main Avenue Wortham TX
Texas Regional Bank
Mcallen Banking Center Branch
4501 N 10th St Mcallen TX
Stellar Bank
Memorial Village Branch
8800 Katy Freeway, Suite 110 Houston TX
Texas Champion Bank
George West Branch
904 South Highway 59 George West TX
First-Lockhart National Bank
Kyle Branch
800 West Farm To Market 150 Kyle TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
Pegasus Bank
Pegasus Bank Branch
4515 W. Mockingbird Lane Dallas TX
The Brady National Bank
The Brady National Bank Branch
101-109 South Blackburn Street Brady TX
Liberty Capital Bank
Liberty Capital Bank Branch
5055 Keller Springs Road, Suite 120 Addison TX
Herring Bank
Amarillo/Bell Branch
45th And Bell Street Amarillo TX
PlainsCapital Bank
Arlington South Branch
4501 Matlock Suite 101 Arlington TX
Citizens Bank, National Association
Citizens Bank, National Association Branch
4201 S Treadaway Blvd Abilene TX
Inwood National Bank
Inwood National Bank Branch
900 W Parker Plano TX
Austin Bank, Texas National Association
Timpson Branch
352 Jacob Street Timpson TX
Armed Forces Bank, National Association
Armed Forces Bank, National Association Branch
1611 Marshall Road Fort Bliss TX
Community National Bank
Avenue A Branch
719 West Louisiana Midland TX
MCBank
Early Branch
411 Early Boulevard Early TX
The Commercial National Bank of Brady
Brady San Saba Branch
609 West Wallace San Saba TX
First National Bank of Burleson
First National Bank Of Burleson Branch
899 Northeast Alsbury And I-35 Burleson TX
Lone Oak Bank, National Association
The First National Bank Of Eldorado Branch
100 Main Street Eldorado TX
Llano National Bank
Lake Buchanan Branch
8600 West Ranch Road 1431 Buchanan Dam TX
The Buckholts State Bank
Rogers Branch
Elm And Mesquite Streets Rogers TX
Castroville State Bank
Castroville State Bank Branch
Paris And Lorenzo Castroville TX
American Bank, National Association
North Shoreline Branch
800 North Shoreline Boulevard Corpus Christi TX
The Falls City National Bank
The Falls City National Bank Branch
Highway 181 And Mavrick Falls City TX
The First State Bank
The First State Bank Branch
206 North St. Louise TX
HomeTown Bank, National Association
Friendswood Downtown Branch
601 South Friendswood Drive Friendswood TX
Peoples Bank
Shallowater Branch
7503 Highway 84 Shallowater TX
First National Bank of Bosque County
Clifton Branch
Highway 6 And Riverside Drive Clifton TX
Lone Star Bank
Copperfield Office Branch
7630 Highway 6 North Houston TX
Security State Bank
Security State Bank Branch
100 5th Street Farwell TX
NewFirst National Bank
Needville Branch
8914 Main St Needville TX
Cathay Bank
Houston Branch
9440 Bellaire Boulevard, Suite 118 Houston TX
Big Bend Banks, N.A.
First Presidio Bank Branch
601 Erma Avenue Presidio TX
Benchmark Bank
Hillcrest Branch
7019 Hillcrest Dallas TX
WestStar Bank
Viscount/Golden Key Branch
8865 Viscount Blvd El Paso TX
First State Bank
Malakoff Branch
102 W. Royall Blvd. Malakoff TX
Great Southern Bank
Great Southern Bank Branch
8201 Preston Road, Suite 305 Dallas TX
Pilgrim Bank
Mt Pleasant Branch South
2401 S Jefferson Mount Pleasant TX
First Community Bank
Mobile Branch
1001 Wildcat Drive Portland TX
Texas State Bank
College Hills Branch
4206 College Hills Blvd San Angelo TX
FirstBank Southwest
Sleepy Hollow Branch
7420 Sw 45th Syreet Amarillo TX
Prosperity Bank
Bellaire Branch
5501 Bissonnet Houston TX
The First National Bank of Granbury
377 Branch
Highway 377 East Granbury TX
TexasBank
Bangs Banking Branch
501 East Hall Street Bangs TX
First Texoma National Bank
Post Oak Crossing Branch
3401 Highway 1417 Sherman TX
The American National Bank of Texas
Quinlan Branch
8908 Highway 34 South Quinlan TX
Veritex Community Bank
Houston Branch
5111 San Felipe Houston TX
The Pecos County State Bank
Sierra Blanca Bank - A Branch Of Pec
Highway 80 And Fm 1111 Sierra Blanca TX
The First National Bank of Stanton
Midland Branch
200 North Loraine Street, Suite 1200 Midland TX
Texas Financial Bank
The First State Bank Of Rankin/Branc Branch
922 Main St Rankin TX
Cornerstone Capital Bank, SSB
The Roscoe State Bank Branch
P O Box 317 Sweetwater TX
Coleman County State Bank
Coleman Country State Bank Branch
118 West Pecan Street Coleman TX
MCBank
Early Branch
411 Early Boulevard Early TX
First National Bank of Huntsville
617 East Houston Street Branch
617 East Houston Street Crockett TX
Lone Oak Bank, National Association
The First National Bank Of Eldorado Branch
100 Main Street Eldorado TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
The Yoakum National Bank
The Yoakum National Bank Branch
301 West Grand Avenue Yoakum TX
The Falls City National Bank
The Falls City National Bank Branch
Highway 181 And Mavrick Falls City TX
Transpecos Banks, SSB
Transpecos Banks, Ssb Branch
115 West 3rd Street Pecos TX
American Momentum Bank
Corporate Headquarters Branch
One Momentum Boulevard College Station TX
The First National Bank of Hughes Springs
Troup Branch
303 West Calvert Street Troup TX
WestStar Bank
Viscount/Golden Key Branch
8865 Viscount Blvd El Paso TX
Big Bend Banks, N.A.
First Presidio Bank Branch
601 Erma Avenue Presidio TX
The American National Bank of Texas
Quinlan Branch
8908 Highway 34 South Quinlan TX
International Bank of Commerce
3800 Maple Avenue Branch
3800 Maple Ave. Dallas TX
American State Bank
Copeland Branch
907 East Southeast Loop 323 Tyler TX
Sabine State Bank and Trust Company
Six Mile Branch
9900 Highway 87 South Hemphill TX
International Bank of Commerce
Kelvin @ Nottingham (Motor Bank) Branch
Kelvin Dr & Nottingham St Houston TX
Junction National Bank
Junction National Bank Branch
701 Main Street Junction TX
Lone Star National Bank
Art Village Branch
800 North Main Street Mcallen TX
Texas Gulf Bank, National Association
Houston Branch
5600 Kirby Drive, Suite 1 & 2 West University Place TX
Commerce Bank
South Laredo Branch
Zapata Highway And Blaine Street Laredo TX
International Bank of Commerce
Ibc-Roma Branch
U.S. Highway 83 At Portaleza Roma TX
International Bank of Commerce
Alton Gloor Branch
79 E. Alton Gloor Brownsville TX
Metro City Bank
Dallas Branch
9788 Walnut Street Dallas TX
PrimeBank of Texas
Crystal City Branch
925 N. Veterans Blvd. Crystal City TX
Bank of Hope
Fort Worth Branch
7553 Boulevard 26 North Richland Hills TX
Farmers and Merchants Bank
Fmb Eastland Branch
930 East Main Street Eastland TX
Citizens State Bank
329 West Harris Branch
329 West Harris San Angelo TX
TexasBank
Bangs Banking Branch
501 East Hall Street Bangs TX
Lakeside Bank
Lakeside National Bank Branch
2805 Ridge Road Rockwall TX
Texas Financial Bank
The First State Bank Of Rankin/Branc Branch
922 Main St Rankin TX
Zavala County Bank
La Pryor Branch
237 Us Highway 57 West La Pryor TX
First State Bank of Uvalde
Utopia Branch
Highway 187 North Utopia TX
Ozona Bank
Www.Ozonabank.com Branch
503 11th Street Ozona TX
PrimeBank of Texas
Crystal City Branch
925 N. Veterans Blvd. Crystal City TX
Falcon International Bank
Downtown Branch
801 Matamoros Street Laredo TX
Titan Bank, N.A.
Graford Branch
200 Main Street Graford TX
UMB Bank, National Association
Dallas Branch
4228 North Central Expressway, Suite 30 Dallas TX
Valliance Bank
Valliance Bank-Mckinney Branch
5900 S. Lake Forest Dr., Suite 100 Mckinney TX
Origin Bank
Museum District Branch
5115 Main Street Houston TX
Shinhan Bank America
Dallas Branch
2174 Royal Lane Dallas TX
First State Bank of Burnet
Remote Drive-In Branch
311 South Water Burnet TX
Zavala County Bank
La Pryor Branch
237 Us Highway 57 West La Pryor TX
Jefferson Bank
Los Patio Banking Center Branch
8700 Post Oak Lane San Antonio TX
SNB Bank, National Association
Snb Bank Na-Booker Branch
010 South Main Ave Booker TX
Washington Federal Bank
Midtown Branch
5430 Lbj Freeway Dallas TX
Bank OZK
Westchase Branch
10565 Richmond Avenue Houston TX
First United Bank and Trust Company
Frisco/Lebanon Branch
Lebanon And Dallas Parkway Frisco TX
NBT Financial Bank
Burleson Branch
400 E Renfro Burleson TX
Lakeside Bank
Lakeside National Bank Branch
2805 Ridge Road Rockwall TX
Broadway National Bank
Austin Midtown Branch
911 W 38th St Austin TX
Tejas Bank
Tejas Bank Branch
1405 South Stockton Avenue Monahans TX
Jefferson Bank
Los Patio Banking Center Branch
8700 Post Oak Lane San Antonio TX
First National Bank in Port Lavaca
Seaport Bank/Branch
Railroad Street Seadrift TX
East West Bank
Metrobank Na Branch
9600 Bellaire Boulevard, Suite 101 Houston TX
The Brenham National Bank
Chappell Hill Branch
9005 Highway 290 East Chappell Hill TX
Comerica Bank
Sugar Creek Branch
One Sugar Creek Center Boulevard Sugar Land TX
First Horizon Bank
Houston Galleria Branch
3009 Post Oak Blvd Houston TX
First State Bank
First State Bank Branch
601 College Junction TX
Anthem Bank & Trust
Granite Shoals Branch
8110 West Fm 1431 Granite Shoals TX
ValueBank Texas
Valuebank Texas Branch
9710 S. Mason Road Richmond TX
Avana Bank
First State Bank Branch
2118 S. Treadaway Blvd. Abilene TX
Citizens Bank
Humble Branch
8811 Fm 1960 Bypass Road W Humble TX
Regions Bank
Heights Houston Branch
301 W. 11th Street Houston TX
First-Citizens Bank & Trust Company
Dallas Lake Side Village Branch
9667 N. Central Expressway Dallas TX
Texas Community Bank
S.A. 410 Loop Branch
85 Ne Loop 410, Suite 120 San Antonio TX
U.S. Bank National Association
Dallas Parkway Branch
14241 Dallas Parkway Dallas TX
Bank of America, National Association
Slaughter And Manchaca Branch
9912 Manchaca Road Austin TX
Regions Bank
Heights Houston Branch
301 W. 11th Street Houston TX


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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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