Best 2-Year CD Rates in Virginia, VA

You are viewing rates from banks across Virginia

Below are two-year Certificates of Deposit (CD) rates from banks in Virginia. Two-year CDs generally offer a higher rate than 1-year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

VA - August 1, 2025

2 Year CD National Average : 0.66% ^?

Banks	APY	MIN	MILES ^?
Presidential Bank, FSB Arlington Branch	4.65%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 4.85% → 5.13% → 4.65%
EagleBank Tysons Branch	4.40% 4.25%	$1,000 $10,000	-	Learn More Add Review
Rate History: 4.45% → 4.40%
Bank5 Connect	4.25%	$500	-	Learn More Add Review
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Prime Alliance Bank	4.11%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.90% → 4.50% → 4.25% → 4.15% → 4.11%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Canadian Imperial Bank USA	4.01%	$1,000	-	Learn More Add Review
Rate History: 4.45% → 4.20% → 3.70% → 3.70% → 4.01%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Colorado Federal Savings Bank	4.00%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months Interest. Rate History: 4.55% → 4.20% → 4.00% → 3.80% → 4.00%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
ableBanking, a division of Northeast Bank	4.00%	$500	-	Learn More Add Review
Rate History: 4.85% → 4.25% → 3.75% → 3.50% → 4.00%
Dudley \| Apr 18, 2018 Worst experience of my life. Did not fund and gave $25 to my own charity. Read More
M.Y. Safra Bank	4.00%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 3.00% → 4.60%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Sallie Mae Bank	4.00%	$2,500	-	Learn More
Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Bread Savings, a division of Bread Financial	4.00%	$1,500	-	Learn More Add Review
Early withdrawal penalty is 180 days interest. Rate History: 4.40% → 4.10% → 3.80% → 3.85% → 4.00%
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
TotalDirect, a division of City National Bank of Florida	4.00%	$25,000	-	Learn More Add Review
Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.00%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.65% → 4.20% → 3.85% → 4.06% → 4.00%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
North American Savings Bank	4.00%	$5,000	-	Learn More
Rate History: 4.50% → 4.40% → 5.40% → 4.40% → 4.00%
A Terkowitz \| Feb 15, 2024 I have always had great experiences with short-term CDs from this bank. No delays. Read More Reviews (3)
Bask Bank, a division of Texas Capital Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More
Goldman Sachs Bank	3.95%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.90% → 3.70% → 4.10% → 3.95%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Rising Bank, a division of Midwest BankCentre	3.90% 3.25%	$1,000 $100,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.25% → 3.20% → 4.00% → 3.90%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More
Seattle Bank	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.40% → 4.30% → 4.05% → 3.90%
Rob H. \| Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More Reviews (2)
American Express Bank, FSB	3.85%	$0	-	Learn More Add Review
Rate History: 4.75% → 4.00% → 3.50% → 3.85%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
First Internet Bank of Indiana	3.82%	$1,000	-	Learn More
Early Withdrawal Penalty is 360 days interest. Rate History: 4.50% → 4.35% → 3.92% → 3.93% → 3.82%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Discover Bank	3.80%	$2,500	-	Learn More Add Review
Rate History: 4.20% → 4.00% → 3.60% → 4.10% → 3.80%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
Virtualbank, a division of First Horizon Bank	3.77%	$10,000	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 2% of principal.
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
Union Bank and Trust Company	3.75%	$1,000	-	Learn More
Rate History: 1.91% → 2.02% → 3.75%
rick \| Nov 3, 2023 site does not update at all, totally wrong rates listed Read More Reviews (2)
TIAA Bank / Everbank	3.65%	$1,000	-	Learn More Add Review
Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity. Rate History: 3.50% → 3.70% → 3.90% → 3.75% → 3.65%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Gateway First Bank	3.60%	$500	-	Learn More
Rate History: 3.35% → 3.60%
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Banesco USA	3.60%	$1,000	-	Learn More
Warning: Early Withdrawal Penalty is 270 days interest. Rate History: 0.50% → 3.80% → 3.75% → 4.30% → 3.60%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
MainStreet Bank	3.50%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 12 months interest. Rate History: 4.50% → 3.00% → 2.75% → 3.00% → 3.50%
Capital One 360	3.50%	$0	-	Learn More Add Review
Rate History: 4.20% → 4.50% → 4.00% → 3.70% → 3.50%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Ally Bank	3.50%	$0	-	Learn More Add Review
Rate History: 4.00% → 3.75% → 3.50% → 3.40% → 3.50%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Synchrony Bank	3.50%	$0	-	Learn More Add Review
Rate History: 4.40% → 4.20% → 4.00% → 3.90% → 3.50%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
HSBC Bank USA, National Association Carlyle Place Branch	3.50%	$1,000	-	Learn More
Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50%
john \| Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More Reviews (3)
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Warning: Early withdrawal penalty is 12 months of interest Rate History: 0.60% → 4.50% → 3.75% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
LendingClub	3.50%	$2,500	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.50%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
WebBank	3.50%	$2,500	-	Learn More
Rate History: 1.50% → 3.50%
dbestway@gmail.com \| Aug 13, 2019 I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More Reviews (2)
Citizens	3.50%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Vio Bank, A Division of MidFirst Bank	3.50%	$500	-	Learn More Add Review
Rate History: 3.50% → 3.50% → 3.75% → 3.50%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Capital One, National Association Capital One, National Association Branch	3.50%	$0	-	Learn More
Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Ivy Bank, a division of Cambridge Savings Bank	3.50%	$0	-	Learn More Add Review
Rate History: 2.60% → 3.25% → 3.50%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More
Forbright Bank Herndon Branch	3.50%	$1,000	-	Learn More
Rate History: 3.00% → 4.00% → 4.25% → 3.75% → 3.50%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More Reviews (2)
Citizens Glen Allen Colleague Branch	3.50%	$5,000	-	Learn More
Rate History: 3.75% → 3.50% → 3.75% → 3.50%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (1)
Salem Five Direct	3.50% 2.95%	$10,000 $500	-	Learn More Add Review
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 3.25% → 5.55% → 3.25% → 3.50%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
Benchmark Community Bank Benchmark Community Bank Branch	3.40% 2.50%	$501 $500	-	Learn More Add Review
Rate History: 3.80% → 3.40%
Bank of Whittier, National Association	3.36%	$1,000	-	Learn More Add Review
Peak Bank, a division of Idaho First Bank	3.34%	$500	-	Learn More Add Review
Gary Smith \| Jan 28, 2025 4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More
Blue Foundry Bank	3.25%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.25%
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	3.25% 2.75%	$100,000 $1,000	-	Learn More Add Review
Rate History: 4.00% → 3.85% → 3.35% → 3.25%
Finworth	3.20%	$50,000	-	Learn More Add Review
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Barclays Bank Delaware	3.00%	$0	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.50% → 4.00% → 3.75% → 3.25% → 3.00%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
Manufacturers and Traders Trust Company Fairfax Circle Branch	3.00%	$1,000	-	Learn More
Rate History: 4.50% → 4.00% → 3.75% → 3.00%
Claire blankinship \| Aug 5, 2020 I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More Reviews (3)
BMO Alto, a division of Bank of Montreal Harris	2.75%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Dollar Savings Direct, a division of Emigrant Bank	2.50%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty in 180 days interest. Rate History: 3.00% → 3.00% → 5.00% → 3.00% → 2.50%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
My Savings Direct, a division of Emigrant Bank	2.25%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 2.50% → 2.25%
not perfect but \| Apr 25, 2023 with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More
Woodforest National Bank 0927 Martinsville Wal-Mart Branch	2.25%	$500	-	Learn More
Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
City National Bank	2.02%	$10,000	-	Learn More Add Review
Rate History: 2.53% → 2.02%
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
United Bank Gainesville Branch	1.80%	$500	-	Learn More
Jimleestro \| Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More Reviews (1)
Hingham Institution for Savings	1.75%	$1,000	-	Learn More Add Review
Hingham Savings	1.75%	$1,000	-	Learn More Add Review
USAA Federal Savings Bank	1.65%	$1,000	-	Learn More
Rate History: 4.40% → 4.00% → 3.85% → 2.60% → 1.65%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Bank of Montreal Harris	1.50%	$1,000	-	Learn More Add Review
Rate History: 0.05% → 1.50%
GAM \| Jul 28, 2020 Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More
USAA Federal Savings Bank	1.40%	$1,000	-	Learn More Add Review
Rate History: 4.25% → 2.60% → 1.40%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
Chesapeake Bank Irvington Branch	1.35%	$1,000	-	Learn More
Gripp13 \| Jan 27, 2023 The worst bank I have ever had Read More Reviews (1)
Clear Sky Accounts	1.35%	$1,000	-	Learn More Add Review
Rate History: 0.90% → 1.35%
ruler009 \| May 26, 2017 Before009 Read More
OneLocal Bank	1.26%	$1,000	-	Learn More Add Review
Rate History: 1.26% → 1.50% → 1.26%
Northfield Bank	1.25%	$0	-	Learn More Add Review
Rate History: 1.00% → 2.00% → 1.25% → 2.00% → 1.25%
Stella \| Apr 30, 2019 No issues. I feel confident using them. Read More
Atlantic Union Bank Court House Branch	1.15%	$1,000	-	Learn More
tedd \| Jun 28, 2021 They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More Reviews (2)
TD Bank, National Association Manassas/Liberia Branch	1.00%	$10,000	-	Learn More
Rate History: 4.00% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Powell Valley National Bank Wise Branch	1.00%	$10,000	-	Learn More Add Review
Fulton Bank, National Association Stony Point Branch	0.95%	$1,000	-	Learn More Add Review
Miners Exchange Bank Miners Exchange Bank Branch	0.90%	$500	-	Learn More Add Review
FVCbank Manassas Branch	0.90%	$10,000	-	Learn More Add Review
MainStreet Bank Mainstreet Bank Branch	0.80%	$500	-	Learn More Add Review
Lee Bank and Trust Company Bristol Branch	0.80%	$10,000	-	Learn More Add Review
John Marshall Bank Leesburg Branch	0.75%	$10,000	-	Learn More Add Review
Highlands Community Bank Highlands Community Bank Branch	0.75%	$10,000	-	Learn More Add Review
New Horizon Bank, National Association New Horizon Bank, National Association Branch	0.75%	$10,000	-	Learn More Add Review
New Peoples Bank, Inc. Castlewood Office Branch	0.75%	$10,000	-	Learn More Add Review
The Freedom Bank of Virginia The Freedom Bank Of Virginia Branch	0.70%	$10,000	-	Learn More Add Review
Hanmi Bank Annandale Branch	0.65%	$100,000	-	Learn More Add Review
Bank of Charles Town Middleburg Branch	0.60%	$10,000	-	Learn More Add Review
First Sentinel Bank Bluefield Branch	0.55%	$10,000	-	Learn More Add Review
The Old Point National Bank of Phoebus Fort Monroe Branch	0.55%	$10,000	-	Learn More Add Review
VCC Bank Vcc Bank Branch	0.55%	$10,000	-	Learn More Add Review
Legacy Bank Hurley Branch	0.51%	$500	-	Learn More Add Review
Citibank, National Association Tysons Corner Branch	0.50%	$0	-	Learn More
Rate History: 2.00% → 0.50%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Burke & Herbert Bank & Trust Company Burke Town Plaza Branch	0.50%	$10,000	-	Learn More Add Review
Hanmi Bank Annandale Branch	0.50%	$10,000	-	Learn More Add Review
Blue Ridge Bank, National Association Stuart Branch	0.50%	$10,000	-	Learn More
Jack \| Jul 20, 2020 This bank is very bad. I am posting my story here now, hoping to make a reference for those friends who want to become their customers. I was very excited when I saw Blue Ridge Bank, N.A. on Google beca... Read More Reviews (1)
First National Bank First National Bank Branch	0.50%	$10,000	-	Learn More Add Review
Martinsville First Savings Bank Martinsville First Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
SKYLINE NATIONAL BANK Fairlawn Branch	0.45%	$1,000	-	Learn More Add Review
Capon Valley Bank Western Frederick Branch	0.45%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Fort Myer Branch	0.45%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Pendleton Community Bank, Inc. Harrisonburg Branch	0.45%	$10,000	-	Learn More Add Review
The Bank of Charlotte County Brookneal Branch	0.45%	$10,000	-	Learn More Add Review
CornerStone Bank, National Association College Square Branch	0.45%	$10,000	-	Learn More Add Review
Movement Bank Movement Bank Branch	0.45%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.40%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Oak View National Bank Marshall Office Branch	0.40%	$10,000	-	Learn More Add Review
Carter Bank & Trust Memorial Drive Branch	0.40%	$10,000	-	Learn More
Tom Brandy \| Aug 5, 2020 How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More Reviews (1)
Citizens and Farmers Bank Wellesley Branch	0.40%	$10,000	-	Learn More Add Review
The Blue Grass Valley Bank Monterey Branch	0.40%	$10,000	-	Learn More Add Review
Farmers and Miners Bank Rose Hill Branch	0.40%	$100,000	-	Learn More Add Review
First Bank South Woodstock Branch	0.35%	$500	-	Learn More Add Review
The First Bank and Trust Company East Abingdon Branch	0.35%	$10,000	-	Learn More Add Review
Farmers and Miners Bank Rose Hill Branch	0.35%	$10,000	-	Learn More Add Review
Pinnacle Bank Salem Branch	0.35%	$10,000	-	Learn More
jchitt@comcast.nrt \| Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More Reviews (3)
Metro City Bank Centreville Branch	0.33%	$1,000	-	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
The National Bank of Blacksburg Us Route 11 Branch	0.32%	$500	-	Learn More Add Review
Shore United Bank Onley, Va Branch	0.30%	$500	-	Learn More Add Review
TruPoint Bank West Abingdon Branch	0.30%	$1,000	-	Learn More Add Review
Farmers & Merchants Bank Broadway Branch	0.30%	$10,000	-	Learn More Add Review
Citizens Bank and Trust Company Blackstone Shopping Center Branch	0.30%	$1,000	-	Learn More Add Review
The Bank of Southside Virginia Colonial Heights Branch	0.30%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
MVB Bank, Inc Reston Branch	0.25%	$10,000	-	Learn More Add Review
Old Dominion National Bank Old Dominion National Bank Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Bank of the James Main Street Branch	0.20%	$10,000	-	Learn More Add Review
The National Capital Bank of Washington	0.20%	$10,000	-	Learn More Add Review
Towne Bank First Colonial Branch	0.20%	$10,000	-	Learn More Add Review
The Bank of Marion Washington Avenue Branch	0.20%	$10,000	-	Learn More Add Review
Pioneer Bank Harrisonburg Branch	0.15%	$10,000	-	Learn More
Charla M \| Jan 12, 2021 We are a commercial customer that have been with Pioneer Bank since 2014 when they were privately held in Dripping Springs. Since they were sold we have been through 3 bank managers and the Manager servic... Read More Reviews (1)
The Fidelity Bank Rocky Mount Branch	0.15%	$10,000	-	Learn More Add Review
Southern Bank and Trust Company Lynnhaven Branch	0.15%	$10,000	-	Learn More Add Review
First Community Bank Salem Branch	0.14%	$10,000	-	Learn More Add Review
First Horizon Bank State Street Branch	0.10%	$1,000	-	Learn More
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
Chain Bridge Bank, National Association Chain Bridge Bank, National Association Branch	0.10%	$10,000	-	Learn More Add Review
OneWest Bank, a division of First-Citizens Bank and Trust	0.05%	$500	-	Learn More Add Review
KeyBank National Association	0.05%	$2,500	-	Learn More
Rate History: 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
First-Citizens Bank & Trust Company First-Citizens Bank & Trust Company Branch	0.05%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
U.S. Bank National Association	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
PNC Bank, National Association Herndon Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Mathews Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Presidential Bank, FSB Arlington Branch	901 N. Stuart Street	Arlington	VA
EagleBank Tysons Branch	8245 Boone Boulevard	Vienna	VA
EagleBank Tysons Branch	8245 Boone Boulevard	Vienna	VA
HSBC Bank USA, National Association Carlyle Place Branch	415 John Carlyle Street	Alexandria	VA
Capital One, National Association Capital One, National Association Branch	2401 Smith Boulevard, Room B2518	Arlington	VA
Forbright Bank Herndon Branch	150 Elden Street Suite 170	Herndon	VA
Citizens Glen Allen Colleague Branch	10561 Telegraph Road	Glen Allen	VA
Benchmark Community Bank Benchmark Community Bank Branch	Fifth Avenue And Commerce Street	Kenbridge	VA
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	223 Main Street	Appomattox	VA
Manufacturers and Traders Trust Company Fairfax Circle Branch	9720 Lee Highway	Fairfax	VA
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	223 Main Street	Appomattox	VA
Benchmark Community Bank Benchmark Community Bank Branch	Fifth Avenue And Commerce Street	Kenbridge	VA
Woodforest National Bank 0927 Martinsville Wal-Mart Branch	976 Commonwealth Blvd	Martinsville	VA
United Bank Gainesville Branch	7905 Heritage Village Plaza	Gainesville	VA
Chesapeake Bank Irvington Branch	98 King Carter Drive	Irvington	VA
Atlantic Union Bank Court House Branch	6720 Sutton Road	Gloucester	VA
TD Bank, National Association Manassas/Liberia Branch	9800 Liberia Avenue	Manassas	VA
Powell Valley National Bank Wise Branch	540 West Main Street	Wise	VA
Fulton Bank, National Association Stony Point Branch	9030 Stony Point Parkway	Richmond	VA
Miners Exchange Bank Miners Exchange Bank Branch	483 Front Street	Coeburn	VA
FVCbank Manassas Branch	7900 Sudley Road, Suite 100	Manassas	VA
MainStreet Bank Mainstreet Bank Branch	10089 Fairfax Blvd	Fairfax	VA
Lee Bank and Trust Company Bristol Branch	707 Gate City Highway	Bristol	VA
John Marshall Bank Leesburg Branch	842 S King St	Leesburg	VA
Highlands Community Bank Highlands Community Bank Branch	307 Thacker Avenue	Covington	VA
New Horizon Bank, National Association New Horizon Bank, National Association Branch	2501 Anderson Highway	Powhatan	VA
New Peoples Bank, Inc. Castlewood Office Branch	87 Miners Drive	Castlewood	VA
The Freedom Bank of Virginia The Freedom Bank Of Virginia Branch	10555 Main Street	Fairfax	VA
Hanmi Bank Annandale Branch	7140 Little River Turnpike, Suite 749	Annandale	VA
Bank of Charles Town Middleburg Branch	115 The Plains Road, Suite 150	Middleburg	VA
First Sentinel Bank Bluefield Branch	801 S. College Ave., Ste. 5	Bluefield	VA
The Old Point National Bank of Phoebus Fort Monroe Branch	100 Griffith Street	Fort Monroe	VA
Locus Bank, Inc. Vcc Bank Branch	110 Peppers Ferry Road Nw	Christiansburg	VA
Legacy Bank Hurley Branch	10073 Hurley Road	Hurley	VA
Citibank, National Association Tysons Corner Branch	8516 Leesburg Pike	Vienna	VA
Burke & Herbert Bank & Trust Company Burke Town Plaza Branch	9516 Old Keene Mill Road	Burke	VA
Hanmi Bank Annandale Branch	7140 Little River Turnpike, Suite 749	Annandale	VA
Blue Ridge Bank, National Association Stuart Branch	48 Animal Clinic Road	Stuart	VA
First National Bank First National Bank Branch	622 Broad Street	Altavista	VA
Martinsville First Savings Bank Martinsville First Savings Bank Branch	25 W Church Street	Martinsville	VA
SKYLINE NATIONAL BANK Fairlawn Branch	7349 Perpper Ferry Boulevard	Radford	VA
Capon Valley Bank Western Frederick Branch	6701 Northwestern Pike	Gore	VA
Armed Forces Bank, National Association Fort Myer Branch	108 Mcnair Road, Building 451	Fort Myer	VA
Pendleton Community Bank, Inc. Harrisonburg Branch	41 Monte Vista Dr	Harrisonburg	VA
The Bank of Charlotte County Brookneal Branch	308 Lynchburg Avenue	Brookneal	VA
CornerStone Bank College Square Branch	744 North Lee Highway	Lexington	VA
Movement Bank Movement Bank Branch	201 N. Union Street	Danville	VA
Oak View National Bank Marshall Office Branch	4174 D Old Stockyard Road	Marshall	VA
Carter Bank & Trust Memorial Drive Branch	998 Memorial Drive	Pulaski	VA
Citizens and Farmers Bank Wellesley Branch	3490 Lauderdale Drive	Richmond	VA
The Blue Grass Valley Bank Monterey Branch	East Main Street	Monterey	VA
Farmers and Miners Bank Rose Hill Branch	6489 Dr. Thomas Walker Rd	Rose Hill	VA
First Bank South Woodstock Branch	860 South Main Street	Woodstock	VA
The First Bank and Trust Company East Abingdon Branch	933 East Main Street	Abingdon	VA
Farmers and Miners Bank Rose Hill Branch	6489 Dr. Thomas Walker Rd	Rose Hill	VA
Pinnacle Bank Salem Branch	8 East Main Street	Salem	VA
Metro City Bank Centreville Branch	5900 Centreville Crest Lane, Suite B	Centreville	VA
The National Bank of Blacksburg Us Route 11 Branch	U.S.route 11	Dublin	VA
Shore United Bank, National Association Onley, Va Branch	25306 Lankford Hwy	Onley	VA
TruPoint Bank West Abingdon Branch	914 West Main Street	Abingdon	VA
Farmers & Merchants Bank Broadway Branch	126 North Timber Way	Broadway	VA
Citizens Bank and Trust Company Blackstone Shopping Center Branch	1575 South Main Street	Blackstone	VA
The Bank of Southside Virginia Colonial Heights Branch	764 East Ellerslie Avenue	Colonial Heights	VA
MVB Bank, Inc Reston Branch	1801 Old Reston Avenue, Suite 103	Reston	VA
Old Dominion National Bank Old Dominion National Bank Branch	4916 Plank Road, Suite 216	North Garden	VA
Bank of the James Main Street Branch	828 Main Street	Lynchburg	VA
TowneBank First Colonial Branch	984 First Colonial Road	Virginia Beach	VA
The Bank of Marion Washington Avenue Branch	1026 South Main Street	Marion	VA
Pioneer Bank Harrisonburg Branch	890 West Market Street	Harrisonburg	VA
The Fidelity Bank Rocky Mount Branch	77 Powder Creek Lane	Rocky Mount	VA
Southern Bank and Trust Company Lynnhaven Branch	601 Lynnhaven Parkway	Virginia Beach	VA
First Community Bank Salem Branch	1406 S. Colorado Street	Salem	VA
First Horizon Bank State Street Branch	901 West State Street	Bristol	VA
Chain Bridge Bank, National Association Chain Bridge Bank, National Association Branch	1445-A Laughlin Avenue	Mclean	VA
First-Citizens Bank & Trust Company First-Citizens Bank & Trust Company Branch	906 Branchway Road	Richmond	VA
PNC Bank, National Association Herndon Branch	950 Herndon Parkway	Herndon	VA
Bank of America, National Association Mathews Branch	10458 Buckley Hall Road	Mathews	VA

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

A higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 24 month period.
A generally higher rate for the same term than what can be found in a branch-based bank.
FDIC insurance.
Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for two years. Removing it early results in significant penalties.
Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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Virginia CD Rates – 2-Year

Branches Info around zip 10007

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

The advantages of a two year branch CD are:

The disadvantages of a two year branch CDs are:

SAVINGS & CD CALCULATOR

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