Indiana

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Greencastle, Indiana CD Rates – 2-Year

You are viewing rates from banks across Greencastle





Below are two-year Certificates of Deposit (CD) rates from banks in Greencastle, Indiana. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Greencastle, IN - July 16, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%

| Nov 12, 2018

Helpful w/$ Read More

0.75%

$10,000

15.36

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0.65%

$10,000

12.32

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0.65%

$10,000

17.99

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

| Mar 25, 2021

Stay away from this bank. I have never dealt with a bank that was so hard to deal with. It’s like pulling teeth to withdraw your own money. Read More

0.50%

$100,000

23.46

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0.40%

$10,000

23.46

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0.35%

$500

16.17

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0.25%

$500

15.28

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0.25%

$10,000

20.15

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0.25%

$10,000

16.04

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.20%

$10,000

1.83

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0.10%

$10,000

16.24

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0.07%

$1,000

23.17

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Greencastle, IN - July 16, 2025


Branch Street City State
Fifth Third Bank, National Association
Brazil Branch
637 East National Avenue Brazil IN
Tri-County Bank & Trust Company
Russellville Branch
220 South Harrison Street Russellville IN
Hoosier Heartland State Bank
Roachdale Branch
Indiana And Washington Streets Roachdale IN
The North Salem State Bank
Waveland Branch
206 North Cross Street Waveland IN
The Huntington National Bank
Danville Branch
108 East Main Street Danville IN
The Peoples State Bank
Paragon Branch
State Road 67, Rr #1 Paragon IN
Owen County State Bank
Gosport Branch
West Main Street Gosport IN
Owen County State Bank
Gosport Branch
West Main Street Gosport IN
The Riddell National Bank
The Riddell National Bank Branch
1 East National Avenue Brazil IN
Citizens Bank
Eminence Branch
Highway 42 And Highway 142 Eminence IN
First Financial Bank, National Association
Drive-Up Branch
120 East Ohio Street Rockville IN
The Hometown Savings Bank
Brazil Banking Center Branch
260 E. National Ave Brazil IN
Old National Bank
Rockville Banking Center Branch
128 West Ohio Street Rockville IN
First National Bank
Greencastle Branch
1128 Indianapolis Road Greencastle IN
First Farmers Bank & Trust Co.
Brazil Branch
103 West National Avenue Brazil IN
State Bank
Jamestown Branch
33 Brush Street Jamestown IN
PNC Bank, National Association
Greencastle Branch
One Central Square Greencastle IN
Fifth Third Bank, National Association
Brazil Branch
637 East National Avenue Brazil IN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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