Arkansas

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Jacksonville, Arkansas CD Rates – 6-Month 2020

Below are the best six-month CD Rates from banks with branches in Jacksonville, Arkansas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Jacksonville, AR - April 2, 2020

6 Month CD National Average : 0.44% ?

Advertiser Disclosure
Banks APY MIN MILES ?
1.61% $98,000 5427.48
1.26% $500 5361.73
1.26% $1,000 5450.30
1.14% $1,000 5366.84
1.10% $95,000 5566.47
1.06% $100,000 5567.51
1.00% $500 5448.44
1.00% $2,500 5372.81
1.00% $10,000 5427.48
1.00% $10,000 5566.47
1.00% $1,000 5420.44
0.95% $1,000 5384.62
0.95% $1,000 5465.38
0.90% $100,000 5393.22
0.90% $1,000 5567.51
0.90% $1 5454.69
0.85% $100,000 5431.99
0.81% $100,000 5389.81
0.80% $500 5389.81
0.80% $500 5358.19
0.80% $2,500 5393.22
0.80% $1,000 5430.24
0.80% $100,000 5564.65
0.75% $100,000 5376.89
0.75% $500 5477.18
0.75% $500 5372.73
0.75% $1,000 5431.99
0.70% $1,000 5600.80
0.65% $1,000 5577.97
0.65% $500 5364.17
0.65% $1,000 5379.65
0.60% $1,000 5582.23
0.60% $1,000 5603.00
0.60% $1,000 5406.35
0.55% $100,000 5376.89
0.55% $500 5403.30
0.50% $500 5376.89
0.50% $100,000 5384.29
0.50% $1,000 5385.78
0.50% $100,000 5576.55
0.50% $1,000 5350.70
0.50% $1,000 5577.97
0.50% $100,000 5420.95
0.50% $1,000 5432.80
0.50% $2,500 5434.11
0.50% $1,000 5580.34
0.50% $100,000 5556.67
0.50% $500 5376.89
0.45% $1,000 5576.55
0.45% $500 5466.41
0.45% $1,000 5503.24
0.45% $500 5420.95
0.45% $100,000 5385.53
0.41% $1 5431.47
0.40% $2,500 5556.67
0.40% $1,000 5406.62
0.40% $10,000 5564.65
0.40% $2,500 5434.11
0.35% $500 5552.16
0.35% $500 5525.88
0.35% $1,000 5421.20
0.35% $5,000 5556.60
0.35% $100,000 5477.51
0.35% $1,000 5385.53
0.35% $500 5391.43
0.30% $5,000 5556.60
0.30% $250 5586.96
0.30% $1,000 5362.28
0.30% $100,000 5364.59
0.30% $2,500 5587.03
0.30% $500 5462.68
0.30% $500 5482.85
0.30% $500 5559.37
0.30% $500 5384.29
0.30% $1,000 5555.36
0.25% $2,500 5450.18
0.25% $500 5530.15
0.25% $500 5477.51
0.25% $1,000 5493.65
0.25% $2,500 5484.23
0.25% $500 5450.74
0.25% $500 5427.62
0.25% $1,000 5469.07
0.25% $1,000 5494.09
0.25% $500 5466.41
0.25% $1,000 5535.72
0.25% $500 5462.06
0.25% $1,000 5474.68
0.20% $10,000 5364.59
0.20% $1,000 5426.71
0.20% $2,500 5420.95
0.20% $500 5468.56
0.20% $500 5382.92
0.20% $1,000 5401.00
0.20% $500 5466.41
0.20% $500 5450.18
0.20% $500 5566.95
0.20% $500 5451.68
0.20% $1,000 5426.90
0.20% $1,000 5578.59
0.20% $500 5568.63
0.20% $1,000 5538.58
0.15% $500 5454.88
0.15% $500 5459.83
0.15% $10,000 5364.59
0.15% $1,000 5454.73
0.14% $2,000 -
0.10% $1,000 5533.41
0.10% $10,000 5491.89
0.10% $500 5442.84
0.10% $1,000 5384.62
0.08% $1,000 5458.19
0.05% $10,000 5568.02
0.05% $500 5420.99
0.03% $10,000 5447.97
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2020

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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