Georgia

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Nashville, Georgia CD Rates – 6-Month

You are viewing rates from banks across Nashville





Below are the best six-month CD Rates from banks with branches in Nashville, Georgia . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Nashville, GA - August 22, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

7-Month CD.
Rate History: 4.75% → 4.50% → 4.30% → 4.50% → 4.45%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.35% → 4.00% → 4.15% → 4.40% → 4.35%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 4.40% → 4.35% → 4.30% → 4.40% → 4.30%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

| Aug 21, 2019

Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wante... Read More

0.50%

$10,000

21.95

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0.45%

$10,000

21.95

Learn More

0.45%

$100,000

24.77

Learn More

0.35%

$10,000

24.77

Learn More

0.30%

$10,000

24.78

Learn More

| Aug 22, 2025

Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More

0.20%

$10,000

23.36

Learn More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.20%

$10,000

24.07

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.12%

$10,000

22.95

Learn More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Nashville, GA - August 22, 2025


Branch Street City State
Regions Bank
Valdosta Main Branch
2611 N. Patterson Street Valdosta GA
Finworth, a division of InsBank
Valdosta Baytree Branch
1517 Baytree Rd Valdosta GA
Regions Bank
Valdosta Main Branch
2611 N. Patterson Street Valdosta GA
Bank of America, National Association
Valdosta Baytree Branch
2001 Baytree Road Valdosta GA
Guardian Bank
Ashley Street Office Branch
1906 North Ashley Street Valdosta GA
Farmers and Merchants Bank
North Valdosta Branch
3303 Inner Perimeter Rd Valdosta GA
Farmers and Merchants Bank
North Valdosta Branch
3303 Inner Perimeter Rd Valdosta GA
Citizens Community Bank Georgia
Baytree Branch
1210 Baytree Road Valdosta GA
Citizens Community Bank Georgia
Baytree Branch
1210 Baytree Road Valdosta GA
Commercial Banking Company
Valdosta Branch
1215 Baytree Road Valdosta GA
First Federal Savings and Loan Association of Valdosta
2728 North Oak Street Branch
2728 North Oak Street Valdosta GA
Ameris Bank
Valdosta Branch
3140 Inner Perimeter Road Valdosta GA
Armed Forces Bank, National Association
Moody Afb Branch
4343 George Street Valdosta GA
South Georgia Banking Company
West Second Branch
725 West 2nd Street Tifton GA
Renasant Bank
Valdosta Branch
3295 Inner Perimeter Road Valdosta GA
Colony Bank
North Ashley Street Branch
2910-N North Ashley Street Valdosta GA
Bank OZK
Valdosta Baytree Branch
1517 Baytree Rd Valdosta GA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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