Georgia

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Warner Robins, Georgia CD Rates – 6-Month

You are viewing rates from banks across Warner Robins





Below are the best six-month CD Rates from banks with branches in Warner Robins, Georgia . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Warner Robins, GA - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.50% → 4.75% → 4.50% → 4.30% → 4.50%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Dec 14, 2021

no reveiw Read More

0.40%

$10,000

21.02

Learn More

0.35%

$10,000

21.21

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0.35%

$10,000

17.79

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| Dec 14, 2021

Awesome i lost half my money and they paid me triple Read More

0.25%

$100,000

12.97

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

12.97

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

10.00

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| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.12%

$10,000

2.97

Learn More

| Mar 10, 2021

HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More

0.10%

$10,000

3.60

Learn More

| Mar 10, 2021

HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Warner Robins, GA - August 1, 2025


Branch Street City State
Regions Bank
Macon Main Lob Branch
5400 Riverside Drive Macon GA
Finworth, a division of InsBank
Bass Road Branch
1701 Bass Road Macon GA
Regions Bank
Macon Main Lob Branch
5400 Riverside Drive Macon GA
Bank of America, National Association
Plantation Centre Instore Branch
5928 Zebulon Road Macon GA
Wells Fargo Bank, National Association
Zebulon Road Branch
6005 Zebulon Road Macon GA
American Pride Bank
American Pride Bank Branch
4740 Log Cabin Drive Macon GA
State Bank of Cochran
State Bank Of Cochran Branch
112 E Beech Street Cochran GA
The Citizens Bank of Cochran
The Citizens Bank Of Cochran Branch
124 East Dykes Street Cochran GA
Bank of Dudley
Jeffersonville Branch
207 Main Street Jeffersonville GA
Morris Bank
S. Houston Lake Road Office Branch
464 S. Houston Lake Road Warner Robins GA
Sunmark Community Bank
Fort Valley Branch
205 South Camellia Boulevard Fort Valley GA
Sunmark Community Bank
Fort Valley Branch
205 South Camellia Boulevard Fort Valley GA
Planters First Bank
Sam Numm Boulevard Branch
1400 Sam Numm Boulevard Perry GA
Renasant Bank
Macon Forsyth Branch
4961 Forsyth Road Macon GA
Colony Bank
Gunn Road Branch
200 Gunn Road Centerville GA
Capital City Bank
Macon Zebulon Road Office Branch
5981 Zebulon Road Macon GA
Great Oaks Bank
Citizens Bank & Trust Company Branch
1041 Highway 96 Warner Robins GA
Capital City Bank
Macon Zebulon Road Office Branch
5981 Zebulon Road Macon GA
Bank OZK
Bass Road Branch
1701 Bass Road Macon GA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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