Louisiana

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Carencro, Louisiana CD Rates – 6-Month

You are viewing rates from banks across Carencro

 

Below are the best six-month CD Rates from banks with branches in Carencro, Louisiana . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Carencro, LA - July 6, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.60%

$10,000

13.19

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0.60%

$10,000

24.90

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0.60%

$10,000

24.90

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0.55%

$10,000

14.65

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0.50%

$1,000

14.55

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0.50%

$10,000

24.26

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0.50%

$10,000

13.45

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0.40%

$10,000

15.05

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0.40%

$10,000

17.83

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0.37%

$10,000

11.20

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0.35%

$10,000

11.20

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0.35%

$100,000

7.48

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0.25%

$10,000

7.48

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0.25%

$10,000

15.12

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0.25%

$10,000

10.98

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0.20%

$10,000

18.82

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0.20%

$10,000

5.94

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0.17%

$10,000

14.16

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Carencro, LA - July 6, 2025


Branch Street City State
Regions Bank
Johnston St Branch
5711 Johnston Street Lafayette LA
Regions Bank
Johnston St Branch
5711 Johnston Street Lafayette LA
Capital One, National Association
Capital One, National Association Branch
407 Charity Street Abbeville LA
Woodforest National Bank
Broussard Branch
123 Saint Nazaire Road Broussard LA
JPMorgan Chase Bank, National Association
Abbeville Branch
500 Charity Street Abbeville LA
Washington State Bank
Opelousas Branch
1810 South Union Street Opelousas LA
Bank of Erath
Abbeville Branch
1309 Charity Street Abbeville LA
Bank of Abbeville & Trust Company
Drive-In Branch
115 South Jefferson Street Abbeville LA
St. Landry Bank and Trust Company
Motor Branch West
1411 West Landry Street Opelousas LA
Catalyst Bank
St Landry Homestead Federal Savings Branch
235 N Court Street Opelousas LA
First Guaranty Bank
Abbeville Branch
799 West Summers Drive Abbeville LA
JD Bank
Opelousas Branch
624 Creswell Lane Opelousas LA
American Bank & Trust Company
Lawtell Branch
106 Foster Drive Lawtell LA
Gulf Coast Bank
Maurice Branch
9302 Maurice Ave Maurice LA
Investar Bank, National Association
Ambassador Caffery Branch
4004 Ambassador Caffery Parkway Lafayette LA
Investar Bank, National Association
Ambassador Caffery Branch
4004 Ambassador Caffery Parkway Lafayette LA
Farmers-Merchants Bank & Trust Company
Lafayette Branch
1525 Ambassador Caffery Parkway Lafayette LA
Farmers-Merchants Bank & Trust Company
Lafayette Branch
1525 Ambassador Caffery Parkway Lafayette LA
Community First Bank
Youngsville Branch
2821 East Milton Avenue Youngsville LA
South Louisiana Bank
Lafayette Loan Production Office Branch
324 Settlers Trace Boulevard, Unit 1 Lafayette LA
Home Bank, National Association
Crowley Branch
357 Odd Fellows Road Crowley LA
Bank of Sunset and Trust Company
Bank Of Sunset And Trust Company Branch
863 Napoleon Avenue Sunset LA
Liberty Bank and Trust Company
Opelousas Branch
323 South Academy Street Suite A Opelousas LA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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