Louisiana

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Carencro, Louisiana CD Rates – 18-Month

You are viewing rates from banks across Carencro

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Carencro, Louisiana . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Carencro, LA - July 3, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Apr 9, 2016

The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.11%

$1,000

14.55

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1.10%

$10,000

13.19

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1.00%

$100,000

7.48

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1.00%

$10,000

15.12

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0.90%

$10,000

13.45

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0.85%

$10,000

7.48

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0.80%

$10,000

24.26

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0.65%

$10,000

14.65

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0.60%

$10,000

11.20

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0.60%

$100,000

10.98

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0.55%

$10,000

10.98

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0.50%

$10,000

18.82

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0.50%

$10,000

11.20

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0.43%

$10,000

14.16

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0.35%

$10,000

5.94

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Carencro, LA - July 3, 2025


Branch Street City State
Crescent Bank
Lafayette Limited Purpose Branch
100 Asma Boulevard, Suite 310 Lafayette LA
Capital One, National Association
Capital One, National Association Branch
407 Charity Street Abbeville LA
JPMorgan Chase Bank, National Association
Abbeville Branch
500 Charity Street Abbeville LA
Catalyst Bank
St Landry Homestead Federal Savings Branch
235 N Court Street Opelousas LA
Washington State Bank
Opelousas Branch
1810 South Union Street Opelousas LA
Farmers-Merchants Bank & Trust Company
Lafayette Branch
1525 Ambassador Caffery Parkway Lafayette LA
Community First Bank
Youngsville Branch
2821 East Milton Avenue Youngsville LA
JD Bank
Opelousas Branch
624 Creswell Lane Opelousas LA
Farmers-Merchants Bank & Trust Company
Lafayette Branch
1525 Ambassador Caffery Parkway Lafayette LA
First Guaranty Bank
Abbeville Branch
799 West Summers Drive Abbeville LA
St. Landry Bank and Trust Company
Motor Branch West
1411 West Landry Street Opelousas LA
Investar Bank, National Association
Ambassador Caffery Branch
4004 Ambassador Caffery Parkway Lafayette LA
South Louisiana Bank
Lafayette Loan Production Office Branch
324 Settlers Trace Boulevard, Unit 1 Lafayette LA
South Louisiana Bank
Lafayette Loan Production Office Branch
324 Settlers Trace Boulevard, Unit 1 Lafayette LA
Home Bank, National Association
Crowley Branch
357 Odd Fellows Road Crowley LA
Investar Bank, National Association
Ambassador Caffery Branch
4004 Ambassador Caffery Parkway Lafayette LA
Liberty Bank and Trust Company
Opelousas Branch
323 South Academy Street Suite A Opelousas LA
Bank of Sunset and Trust Company
Bank Of Sunset And Trust Company Branch
863 Napoleon Avenue Sunset LA
Regions Bank
Johnston St Branch
5711 Johnston Street Lafayette LA
Regions Bank
Johnston St Branch
5711 Johnston Street Lafayette LA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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