Massachusetts

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Methuen, Massachusetts CD Rates – 6-Month

You are viewing rates from banks across Methuen

 

Below are the best six-month CD Rates from banks with branches in Methuen, Massachusetts . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Methuen, MA - July 6, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.75% → 4.85%

Rate History: 3.75% → 4.75%

Rate History: 4.75% → 5.15% → 5.00% → 4.75% → 4.50%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 5.00% → 4.65% → 4.20% → 4.50%

Rate History: 4.50% → 4.75% → 4.50%

Rate History: 5.30% → 5.25% → 5.00% → 4.75% → 4.50%

Rate History: 0.25% → 4.40%

| Jan 23, 2017

2.50 Read More

Rate History: 0.05% → 5.00% → 4.50% → 4.25%

| Jan 8, 2018

Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More

Rate History: 5.00% → 4.75% → 4.25%

| Jan 9, 2021

Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More

Rate History: 3.75% → 4.50% → 4.25% → 4.13% → 4.00%

Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.00%

Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%

Rate History: 0.10% → 4.75% → 4.25% → 4.00% → 3.75%

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Mar 27, 2019

Still waiting for a call back from Liz over a long standing,annoying account problem Read More

Rate History: 3.75% → 4.00% → 3.75% → 3.50% → 3.25%

| Sep 14, 2023

Used them my whole life! Great little bank! Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%

| May 19, 2018

Experience Read More

0.50%

$10,000

23.40

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0.50%

$10,000

18.64

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0.45%

$10,000

20.70

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0.35%

$10,000

19.80

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0.35%

$10,000

17.85

Learn More

Rate History: 0.35% → 4.38% → 0.35%

0.35%

$10,000

2.63

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0.30%

$500

15.09

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Rate History: 4.25% → 4.10% → 3.71% → 4.00% → 0.30%

0.25%

$10,000

17.48

Learn More

| Apr 18, 2016

No 2% 12 month CD unless IRA. Misleading at best. Read More

Rate History: 1.00% → 0.20%

| Feb 21, 2015

Interesting. Is there an approximate Texas ratio for a bank at which other banks may become very interested in an acquisition. Read More

| Jan 12, 2021

They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones Read More

| Jan 1, 2016

I very much prefer banking here. Everyone is so friendly and know who is calling by voice. Your help getting me through this year where I did as much as possible to launch my business, CryoRain Inc., is ... Read More

Rate History: 0.20% → 0.10%

0.10%

$10,000

1.51

Learn More

| Nov 1, 2021

worst bank ever and they racist ruth bitchell and the rest of them ban frontline workers that complain about their mistakes this only happens to blacks Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Methuen, MA - July 6, 2025


Branch Street City State
Northern Bank & Trust Company
Littleton Branch
265 Great Road Littleton MA
Pentucket Bank
Lowell Avenue Branch
395 Lowell Avenue Haverhill MA
Reading Co-operative Bank
Burlington Office Branch
10 Wall Street Burlington MA
Santander Bank, N.A.
Acton Branch
409 Massachusetts Ave Acton MA
Winchester Co-operative Bank
Winchester Co-Operative Bank Branch
19 Church Street Winchester MA
North Shore Bank, a Co-operative Bank
Lynn Fells Parkway Branch
412 Lynn Fells Parkway Saugus MA
Leader Bank, National Association
Burlington Branch
50 Mall Rd Burlington MA
Institution for Savings in Newburyport and Its Vicinity
Middleton Office Branch
161 South Main Street Middleton MA
Salem Five Cents Savings Bank
Concord Branch
196 Sudbury Road Concord MA
Middlesex Savings Bank
Boxborough Branch
629 Massachusetts Avenue Boxborough MA
The National Grand Bank of Marblehead
Marblehead High School Branch
2 Humphrey Street Marblehead MA
Haverhill Bank
Haverhill High Office Branch
137 Monument Ave. Haverhill MA
Methuen Co-operative Bank
Methuen Co-Operative Bank Branch
243 Broadway Methuen MA
Santander Bank, N.A.
Acton Branch
409 Massachusetts Ave Acton MA
Marblehead Bank
Cummings Center Branch
100 Cummings Center Suite 101-F Beverly MA
Bank of America, National Association
Littleton Common Branch
288 Great Road Littleton MA
Newburyport Five Cents Savings Bank
Amesbury Branch
40 Friend Street Amesbury MA
Rockland Trust Company
Waltham Branch
1290 Main Street Waltham MA
Citibank, National Association
Lexington Branch
31 Waltham Street Lexington MA
TD Bank, National Association
Acton Branch
408 Massachusetts Avenue Acton MA
Dedham Institution for Savings
Carleton Willard Branch
100 Old Billerica Road Bedford MA
Winter Hill Bank, FSB
Cutter Avenue Branch
5 Cutter Avenue Somerville MA
Winchester Savings Bank
Woburn Branch
344 Cambridge Road Woburn MA
Coastal Heritage Bank
Equitable Co-Operative Bk Br Branch
400 Broadway Lynn MA
Main Street Bank
Littleton Branch
220 Great Road Littleton MA
Enterprise Bank and Trust Company
Westford Branch
237 Littleton Road Westford MA
StonehamBank, A Co-operative Bank
Billerica Branch
493 Boston Road Billerica MA
Salem Co-operative Bank
284 Merrimack Street Branch
284 Merrimack Street Methuen MA
BankProv
The Provident Bank Branch
Five Market Street Amesbury MA
Eagle Bank
Lexington Center Branch
1768 Massachusetts Avenue Lexington MA
Middlesex Federal Savings, F.A.
Middlesex Federal Savings, F.A. - Teele Square Branch
1196 Broadway Somerville MA
MountainOne Bank
Danvers Branch
140 Commonwealth Avenue Danvers MA
Cambridge Savings Bank
Acton Branch
145 Great Road Acton MA
East Cambridge Savings Bank
Wal-Lex Shopping Center Branch
860 Lexington Street Waltham MA
Everett Co-operative Bank
Everett Co-Operative Bank Branch
419 Broadway Everett MA
Wakefield Co-operative Bank
Wakefield Co-Operative Bank Branch
342 Main Street Wakefield MA
Brookline Bank
Bedford Great Road Branch
168 Great Road Bedford MA
Berkshire Bank
Westborough Route 9 Branch
303 Turnpike Road (Route 9) Westborough MA
Watertown Savings Bank
Lexington Branch
1075 Waltham Street Lexington MA
Washington Savings Bank
Washington Savings Bank Branch
30 Middlesex Street Lowell MA
The Savings Bank
Methuen Branch
17 Burnham Road Methuen MA
Bank of New England
Methuen Branch
3 Cross Street Methuen MA
Eastern Bank
Westford Branch
203 Littleton Road Westford MA
TD Bank, National Association
Acton Branch
408 Massachusetts Avenue Acton MA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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