Minnesota

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Chaska, Minnesota CD Rates – 6-Month

You are viewing rates from banks across Chaska





Below are the best six-month CD Rates from banks with branches in Chaska, Minnesota . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Chaska, MN - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 4.10%

Rate History: 4.25% → 3.90%

Rate History: 1.00% → 4.00%

Rate History: 4.05% → 4.10% → 4.05% → 3.85% → 3.75%

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 1.50% → 4.50%

Rate History: 4.75% → 4.50% → 3.99% → 3.75% → 3.49%

Rate History: 4.09% → 4.05% → 3.55% → 3.30%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

0.75%

$10,000

10.00

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0.60%

$100,000

21.47

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0.55%

$100,000

15.66

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0.50%

$10,000

21.47

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0.50%

$10,000

9.76

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0.45%

$100

15.42

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0.45%

$10,000

15.66

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0.45%

$10,000

23.24

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0.45%

$10,000

10.59

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0.40%

$10,000

23.24

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0.40%

$100,000

16.53

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0.40%

$10,000

12.26

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0.40%

$100,000

19.93

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0.40%

$10,000

21.44

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0.35%

$2,500

13.66

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0.30%

$250

21.72

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0.30%

$10,000

16.53

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0.30%

$10,000

19.93

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0.30%

$10,000

24.88

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| Jan 12, 2023

Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that ... Read More

0.25%

$10,000

19.61

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0.25%

$10,000

22.01

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0.25%

$10,000

7.08

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0.25%

$10,000

10.83

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0.21%

$500

4.54

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$100,000

9.76

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0.20%

$10,000

11.54

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0.20%

$10,000

16.63

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| Jan 28, 2024

This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More

0.20%

$10,000

16.08

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0.20%

$10,000

19.61

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0.20%

$10,000

22.49

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0.20%

$10,000

15.04

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

9.76

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0.15%

$10,000

18.03

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0.14%

$10,000

20.43

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0.13%

$10,000

9.76

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0.12%

$100,000

9.76

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0.10%

$2,500

12.13

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0.10%

$10,000

9.76

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.10%

$10,000

19.61

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0.09%

$10,000

9.76

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0.08%

$10,000

9.76

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| Dec 3, 2020

Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the mone... Read More

0.07%

$100,000

9.76

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| May 24, 2016

SIR: I WOULD LIKE TO OPEN AN ONLINE ACCOUNT WITH YOUR BANK IN MN!!! COULD YOU HELP ME WITH THAT??? MY EMAIL ADDRESS IS: tepysutsak@gmail.com. THANK YOU Read More

0.05%

$10,000

12.99

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0.05%

$10,000

17.97

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0.05%

$10,000

9.76

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.01%

$10,000

16.43

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0.01%

$10,000

9.76

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Chaska, MN - August 2, 2025


Branch Street City State
Citizens Independent Bank
Plymouth Branch
15600 36th Avenue North Plymouth MN
Security Bank & Trust Company
New Germany Branch
270 Broadway Street East New Germany MN
Prime Security Bank
Shakopee Branch
1305 Vierling Drive East Shakopee MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
Bank of America, National Association
Lake Calhoun Branch
2700 Hennepin Ave S, Suite 101 Minneapolis MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
VisionBank
Visionbank Branch
4725 Highway 7 Saint Louis Park MN
Center National Bank
Center National Bank Branch
15705 37th Ave North Plymouth MN
Bell Bank
Colonnade Branch
5500 Wayzata Boulevard Golden Valley MN
Bell Bank
Colonnade Branch
5500 Wayzata Boulevard Golden Valley MN
Security Bank & Trust Company
New Germany Branch
270 Broadway Street East New Germany MN
Riverland Bank
Riverland Bank Branch
700 Seville Drive Jordan MN
Woodlands National Bank
Minneapolis Branch
1113 E. Franklin Ave Minneapolis MN
Think Mutual Bank
Edina Branch
3655 Hazelton Road Edina MN
Woodlands National Bank
Minneapolis Branch
1113 E. Franklin Ave Minneapolis MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Tradition Capital Bank
Tradition Capital Bank Branch
7601 France Avenue South, Suite 140 Edina MN
Think Mutual Bank
Edina Branch
3655 Hazelton Road Edina MN
Citizens Community Federal National Association
Brooklyn Park Branch
8000 Lakeland Ave Brooklyn Park MN
Star Bank
Eden Prairie Branch
250 Prairie Center Drive Eden Prairie MN
Citizens Community Federal National Association
Brooklyn Park Branch
8000 Lakeland Ave Brooklyn Park MN
North American Banking Company
North American Banking Company Branch
4999 France Avenue Minneapolis MN
Luminate Bank
Equity Bank Branch
5900 Green Oak Drive Minnetonka MN
Farmers State Bank of Hamel
Corcoran Detached Facility Branch
County Road 116 And County Road 10 Corcoran MN
Park State Bank
Park State Bank - Lafayette Bldg. Br Branch
1108 Nicollet Mall Minneapolis MN
Bank of Maple Plain
Bank Of Maple Plain Branch
4980 Highway 12 Maple Plain MN
Great Southern Bank
Great Southern Bank Branch
7685 Zachary Lane Maple Grove MN
North American Banking Company
North American Banking Company Branch
4999 France Avenue Minneapolis MN
Farmers State Bank of Hamel
Corcoran Detached Facility Branch
County Road 116 And County Road 10 Corcoran MN
First State Bank of Le Center
Henderson Branch
239 Main Street Henderson MN
First Bank & Trust
State Bank Of New Prague Branch
1101 First Street Se New Prague MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Highland Bank
Maple Grove Branch
13370 Grove Drive Maple Grove MN
Bridgewater Bank
Greenwood Branch
21500 Highway 7 Greenwood MN
First Western Bank & Trust
Eden Prairie Branch
100 Prairie Center Drive Eden Prairie MN
Americana Community Bank
Administration Office Branch
600 Market Street Suite 230 Chanhassen MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
MidWestOne Bank
Eden Prairie - Branch 26
6640 Shady Oak Road Eden Prairie MN
Citizens State Bank Norwood Young America
Citizens State Bank Norwood Young Am Branch
409 Faxon Road Norwood Young America MN
Citizens Alliance Bank
Watertown Branch
204 Lewis Avenue South Watertown MN
First National Bank
Plymouth Branch
13605 27th Avenue North Plymouth MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Union Bank and Trust Company
Union Bank And Trust Company Branch
312 Central Avenue Minneapolis MN
Scale Bank
Fidelity Bank Branch
7600 Parklawn Avenue Edina MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
BNC National Bank
Bnc Minneapolis Branch
650 Douglas Drive Golden Valley MN
Sunrise Banks, National Association
Blaisdell Avenue Branch
2100 Blaisdell Avenue North Minneapolis MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
New Market Bank
Prior Lake Branch
4719 Park Nicollet Ave Se Suite 100 Prior Lake MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Old National Bank
500 Marschal Road Branch
500 Marschall Road Shakopee MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Premier Bank
Osseo Branch
301 Central Avenue Osseo MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Premier Bank Minnesota
Bloomington Branch
500 West 98th Street Bloomington MN
Sterling State Bank
Savage Branch
14185 Highway 13 South Savage MN
MINNESOTA LAKES BANK
Minnesota Lakes Bank Branch
710 Babcock Boulevard Delano MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
U.S. Bank National Association
Chanhassen Branch
7830 Century Boulevard Chanhassen MN
Associated Bank, National Association
Plymouth West Branch
4305 Peony Lane North Plymouth MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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